Cost of Living Comparison Between St. Gallen and Ubud Cost of Living Comparison Between St. Gallen and Ubud

😐 Solo nomad: St. Gallen is 209.2% more expensive than Ubud without rent, and 379.1% more expensive with rent.
😐 Family of 3: St. Gallen is 262.5% more expensive than Ubud without rent, and 373.3% more expensive with rent.
Currency
🍽 Eating Out
St. Gallen
Ubud
Difference
Meal at Budget Restaurant
$30.47 CHF 24.77
$3 Rp 48.8K
915.67%
Three-Course Dinner for Two, Mid-Range
$151 CHF 123
$12.52 Rp 203.2K
1103.27%
Fast Food Meal (McDonalds, etc)
$18.51 CHF 15.05
$3.18 Rp 51.6K
482.08%
Cappuccino
$6.31 CHF 5.13
$2.21 Rp 35.9K
185.52%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$5.65 CHF 4.59
$1.1 Rp 17.9K
413.64%
Water (0.33 liter bottle)
$5.28 CHF 4.29
$0.26 Rp 4,217
1930.77%
Local Beer (0.5 liter draught)
$7.42 CHF 6.03
$2.5 Rp 40.5K
196.80%
Imported Beer (0.33 liter bottle)
$7.19 CHF 5.85
$3.2 Rp 51.9K
124.69%
🛒 Groceries & Markets
St. Gallen
Ubud
Difference
Milk (1 liter)
$2.23 CHF 1.81
$1.49 Rp 24.2K
49.66%
White Bread (500g)
$2.57 CHF 2.09
$1.67 Rp 27K
53.89%
Rice (white) (1kg)
$3.72 CHF 3.02
$1.14 Rp 18.5K
226.32%
Eggs
$8.21 CHF 6.68
$2.27 Rp 36.9K
261.67%
Local Cheese (1kg)
$27.07 CHF 22.01
$13.94 Rp 226.3K
94.19%
Chicken Fillets (1kg)
$32.59 CHF 26.49
$4 Rp 64.8K
714.75%
Beef Round Steak (1kg)
$40.3 CHF 32.76
$11.3 Rp 183.4K
256.64%
Apples (1kg)
$3.14 CHF 2.55
$3.6 Rp 58.4K
-12.78%
Banana (1kg)
$1.89 CHF 1.54
$1.53 Rp 24.8K
23.53%
Oranges (1kg)
$2.45 CHF 1.99
$2.65 Rp 43K
-7.55%
Tomato (1kg)
$7.21 CHF 5.86
$1.38 Rp 22.4K
422.46%
Potato (1kg)
$2.52 CHF 2.05
$1.58 Rp 25.6K
59.49%
Onion (1kg)
$2.26 CHF 1.84
$2.16 Rp 35.1K
4.63%
Lettuce (1 head)
$2.34 CHF 1.9
$1.04 Rp 16.9K
125.00%
Water (1.5 liter bottle)
$1.1 CHF 0.9
$0.56 Rp 9,114
96.43%
Cigarettes 20 Pack (Marlboro, Camel)
$10.85 CHF 8.83
$2.23 Rp 36.3K
386.55%
Wine (Bottle)
$11.15 CHF 9.06
$14.98 Rp 243.2K
-25.57%
Local Beer (0.5 liter bottle)
$2.24 CHF 1.82
$2.43 Rp 39.5K
-7.82%
Imported Beer (0.33 liter bottle)
$2.32 CHF 1.89
$2.64 Rp 42.8K
-12.12%
🚌 Getting Around
St. Gallen
Ubud
Difference
One-way Ticket (Public Transport)
$4.33 CHF 3.52
$0.32 Rp 5,203
1253.12%
Public Transport Monthly Pass (Regular Price)
$82 CHF 66.7
$10.12 Rp 164.3K
710.38%
Taxi Start (Normal Tariff)
$6.92 CHF 5.62
$0.49 Rp 7,888
1312.24%
Taxi (Normal Tariff) (1km)
$4.19 CHF 3.41
$0.34 Rp 5,573
1132.35%
Taxi 1hour Waiting (Normal Tariff)
$80.3 CHF 65.3
$6.04 Rp 98K
1229.64%
Gasoline (1 liter)
$2.18 CHF 1.77
$0.73 Rp 11.9K
198.63%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$39.7K CHF 32.3K
$26.2K Rp 425.6M
51.37%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$41.5K CHF 33.8K
$31.9K Rp 518.5M
30.01%
🧾 Monthly Utilities & Internet
St. Gallen
Ubud
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$329 CHF 268
$62.6 Rp 1M
425.89%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$58.9 CHF 47.91
$4.1 Rp 66.6K
1337.07%
Internet (50+ Mbps, Unlimited Data)
$52.3 CHF 42.54
$24.32 Rp 394.7K
115.09%
🎉 Sport & Entertainment
St. Gallen
Ubud
Difference
Gym Membership (Monthly)
$80.5 CHF 65.4
$22.6 Rp 366.9K
256.06%
Tennis Court (1 Hour on Weekend)
$96.7 CHF 78.6
$6.26 Rp 101.5K
1444.09%
Cinema Ticket
$31.26 CHF 25.42
$3.29 Rp 53.4K
850.15%
🧸 Childcare & Education
St. Gallen
Ubud
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,826 CHF 2,298
$93.2 Rp 1.5M
2931.16%
International Primary School, 1 Child (Yearly)
$34.5K CHF 28.1K
$6,098 Rp 99M
466.30%
👕👟 Clothing & Footwear
St. Gallen
Ubud
Difference
Jeans (Levis 501 Or Similar)
$148 CHF 120
$52.8 Rp 857.4K
179.59%
Summer Dress (H&M, Zara, etc)
$66.8 CHF 54.3
$24.84 Rp 403.3K
168.84%
Sport Shoes (Adidas, Nike)
$155 CHF 126
$85.2 Rp 1.4M
82.07%
Men's Leather Business Shoes
$231 CHF 187
$72.5 Rp 1.2M
218.10%
🏠 Accommodation & Living
St. Gallen
Ubud
Difference
1-bedroom Apartment, City Center (Monthly)
$1,826 CHF 1,485
$259 Rp 4.2M
605.43%
1-bedroom Apartment, Outside City Center (Monthly)
$1,499 CHF 1,219
$159 Rp 2.6M
843.59%
3-bedroom Apartment, City Center (Monthly)
$2,776 CHF 2,257
$578 Rp 9.4M
380.61%
3-bedroom Apartment, Outside City Center (Monthly)
$2,374 CHF 1,931
$336 Rp 5.5M
606.43%
Buy Apartment in City Center (m2)
$11.3K CHF 9,212
$1,000 Rp 16.2M
1032.44%
Buy Apartment Outside City Center (m2)
$8,843 CHF 7,190
$860 Rp 14M
927.73%
💵 Salaries & Financials
St. Gallen
Ubud
Difference
Average Monthly Net Salary (After Tax)
$6,898 CHF 5,609
$182 Rp 3M
3680.87%
20-Year Fixed Mortgage Interest Rate (Annual %)
2.5
13.28
-81.17%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for St. Gallen: October 29, 2025

Last update for Ubud: October 29, 2025

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