Cost of Living Comparison Between St. Gallen and Playa del Carmen Cost of Living Comparison Between St. Gallen and Playa del Carmen

Monthly Cost of Living

A single person spends $3,806 per month in St. Gallen vs $1,266 in Playa del Carmen, rent included.

A couple spends around $5,351 per month in St. Gallen vs $2,279 in Playa del Carmen, rent included.

A family of three spends $6,896 per month in St. Gallen vs $3,292 in Playa del Carmen, rent included.

St. Gallen costs about 201% more than Playa del Carmen, driven mainly by Groceries & Markets.

St. Gallen sits 178% above the global median, while Playa del Carmen is 7% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
St. Gallen
Playa del Carmen
Difference
Meal at Budget Restaurant
$29.81 CHF 24.61
$11.60 MX$200
156.98%
Three-Course Dinner for Two, Mid-Range
$145 CHF 120
$47.11 MX$812
207.75%
Fast Food Meal (McDonalds, etc)
$18.58 CHF 15.34
$11.88 MX$205
56.40%
Cappuccino
$6.09 CHF 5.03
$3.98 MX$68.6
53.02%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$5.96 CHF 4.92
$1.43 MX$24.60
316.78%
Water (0.33 liter bottle)
$5.22 CHF 4.31
$0.82 MX$14.22
536.59%
Local Beer (0.5 liter draught)
$9.08 CHF 7.49
$3.19 MX$55.0
184.64%
Imported Beer (0.33 liter bottle)
$6.40 CHF 5.28
$6.79 MX$117
-5.74%
🛒 Groceries & Markets
St. Gallen
Playa del Carmen
Difference
Milk (1 liter)
$2.30 CHF 1.90
$1.68 MX$28.89
36.90%
White Bread (500g)
$3.11 CHF 2.56
$2.20 MX$37.88
41.36%
Rice (white) (1kg)
$3.85 CHF 3.18
$1.71 MX$29.45
125.15%
Eggs
$7.90 CHF 6.52
$2.74 MX$47.26
188.32%
Local Cheese (1kg)
$25.34 CHF 20.91
$9.58 MX$165
164.51%
Chicken Fillets (1kg)
$28.79 CHF 23.76
$9.01 MX$155
219.53%
Beef Round Steak (1kg)
$39.29 CHF 32.43
$12.81 MX$221
206.71%
Apples (1kg)
$3.06 CHF 2.53
$2.89 MX$49.81
5.88%
Banana (1kg)
$1.61 CHF 1.33
$1.50 MX$25.81
7.33%
Oranges (1kg)
$2.38 CHF 1.96
$2.15 MX$37.03
10.70%
Tomato (1kg)
$6.09 CHF 5.03
$2.26 MX$38.96
169.47%
Potato (1kg)
$1.68 CHF 1.39
$1.98 MX$34.15
-15.15%
Onion (1kg)
$2.16 CHF 1.78
$1.99 MX$34.30
8.54%
Lettuce (1 head)
$2.23 CHF 1.84
$1.23 MX$21.28
81.30%
Water (1.5 liter bottle)
$1.24 CHF 1.02
$1.20 MX$20.63
3.33%
Cigarettes 20 Pack (Marlboro, Camel)
$11.16 CHF 9.21
$4.55 MX$78.5
145.27%
Wine (Bottle)
$11.22 CHF 9.26
$10.37 MX$179
8.20%
Local Beer (0.5 liter bottle)
$2.23 CHF 1.84
$1.62 MX$27.91
37.65%
Imported Beer (0.33 liter bottle)
$2.38 CHF 1.96
$2.88 MX$49.67
-17.36%
🚌 Getting Around
St. Gallen
Playa del Carmen
Difference
One-way Ticket (Public Transport)
$4.24 CHF 3.50
$0.60 MX$10.35
606.67%
Public Transport Monthly Pass (Regular Price)
$131 CHF 108
$28.80 MX$497
354.97%
Taxi Start (Normal Tariff)
$6.59 CHF 5.44
$5.39 MX$92.9
22.26%
Taxi (Normal Tariff) (1km)
$4.78 CHF 3.95
$3.73 MX$64.3
28.15%
Taxi 1hour Waiting (Normal Tariff)
$78.7 CHF 64.9
$5.77 MX$99.5
1263.43%
Gasoline (1 liter)
$2.22 CHF 1.83
$1.54 MX$26.48
44.16%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.8K CHF 29.6K
$22.5K MX$388.8K
58.87%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$39.9K CHF 32.9K
$26.1K MX$449.3K
53.09%
🧾 Monthly Utilities & Internet
St. Gallen
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$314 CHF 259
$91.4 MX$1,576
244.00%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$37.99 CHF 31.36
$25.20 MX$435
50.75%
Internet (50+ Mbps, Unlimited Data)
$56.0 CHF 46.19
$31.24 MX$539
79.13%
🎉 Sport & Entertainment
St. Gallen
Playa del Carmen
Difference
Gym Membership (Monthly)
$80.9 CHF 66.8
$67.2 MX$1,159
20.45%
Tennis Court (1 Hour on Weekend)
$98.0 CHF 80.9
$29.11 MX$502
236.79%
Cinema Ticket
$30.58 CHF 25.24
$4.86 MX$83.8
529.22%
🧸 Childcare & Education
St. Gallen
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,297 CHF 1,896
$224 MX$3,856
927.23%
International Primary School, 1 Child (Yearly)
$33.1K CHF 27.3K
$4,229 MX$72.9K
683.41%
👕👟 Clothing & Footwear
St. Gallen
Playa del Carmen
Difference
Jeans (Levis 501 Or Similar)
$149 CHF 123
$47.10 MX$812
217.37%
Summer Dress (H&M, Zara, etc)
$65.7 CHF 54.2
$44.29 MX$764
48.32%
Sport Shoes (Adidas, Nike)
$146 CHF 121
$80.1 MX$1,381
82.61%
Men's Leather Business Shoes
$185 CHF 152
$92.7 MX$1,598
99.36%
🏠 Accommodation & Living
St. Gallen
Playa del Carmen
Difference
1-bedroom Apartment, City Center (Monthly)
$1,825 CHF 1,506
$1,063 MX$18.3K
71.73%
1-bedroom Apartment, Outside City Center (Monthly)
$1,714 CHF 1,415
$390 MX$6,728
339.26%
3-bedroom Apartment, City Center (Monthly)
$2,906 CHF 2,398
$2,149 MX$37.1K
35.21%
3-bedroom Apartment, Outside City Center (Monthly)
$2,207 CHF 1,822
$1,272 MX$21.9K
73.51%
Buy Apartment in City Center (m2)
$12.5K CHF 10.3K
$4,001 MX$69.0K
212.06%
Buy Apartment Outside City Center (m2)
$9,126 CHF 7,532
$6,502 MX$112.1K
40.35%
💵 Salaries & Financials
St. Gallen
Playa del Carmen
Difference
Average Monthly Net Salary (After Tax)
$6,752 CHF 5,573
$758 MX$13.1K
790.60%
20-Year Fixed Mortgage Interest Rate (Annual %)
2.1
11.45
-81.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St. Gallen: September 13, 2026

Last update for Playa del Carmen: September 12, 2026

Cost Breakdown

A central one-bedroom costs $1,825 in St. Gallen versus $1,063 in Playa del Carmen. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 791% higher in St. Gallen, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $145 in St. Gallen versus $47.00 in Playa del Carmen. Monthly groceries follow the same trend: $575 vs $276 – making Playa del Carmen the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
St. Gallen vs Playa del Carmen: Cost of Living - Frequently Asked Questions
Is Playa del Carmen cheaper than St. Gallen?
Yes – St. Gallen is pricier by about 201%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $5,708 per month in St. Gallen and $1,899 in Playa del Carmen. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Playa del Carmen, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in St. Gallen and in Playa del Carmen?
Monthly expenses with rent come to $3,806 in St. Gallen and $1,266 in Playa del Carmen. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper public transport?
Public transport costs about 355% less in Playa del Carmen. For daily commuters, that gap adds up to noticeable savings over a year.
Is $1,500 a realistic budget for living in St. Gallen or in Playa del Carmen?
A $1,500 monthly budget goes further in Playa del Carmen, where all-in costs run around $1,266, than in St. Gallen at $3,806. In Playa del Carmen it covers expenses comfortably, while in St. Gallen it requires careful planning or may not stretch far enough.
Is St. Gallen or Playa del Carmen more family-friendly?
Families tend to lean toward Playa del Carmen – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, St. Gallen or Playa del Carmen?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Playa del Carmen. If higher salaries, better infrastructure, or specific career opportunities are the priority, St. Gallen makes more sense. Both are solid long-term options with distinct trade-offs.

St. Gallen vs other spots: cost of living compared

Similar cities