Last update: Oct 2026

Cost of Living Comparison Between St. Gallen and Playa del Carmen

For one person, living is cheaper in Playa del Carmen: $1,204 a month against $3,451 in St. Gallen, rent and utilities included – about $27,000 less a year. Rent and utilities account for most of the difference.

St. Gallen, Switzerland
Playa del Carmen, Mexico
St. Gallen
🇨🇭 Switzerland
$3,451
/mo nomad
Playa del Carmen
🇲🇽 Mexico
$1,204
/mo nomad
Monthly Cost of Living

How much you'll spend in St. Gallen and in Playa del Carmen

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in St. Gallen and in Playa del Carmen actually costs, broken down by who's living it.

A single person spends $3,451 per month in St. Gallen vs $1,204 in Playa del Carmen, rent included.

  • St. Gallen $3,451
  • Playa del Carmen $1,204

A couple spends around $5,120 per month in St. Gallen vs $2,082 in Playa del Carmen, rent included.

  • St. Gallen $5,120
  • Playa del Carmen $2,082

A family of three spends $6,789 per month in St. Gallen vs $2,959 in Playa del Carmen, rent included.

  • St. Gallen $6,789
  • Playa del Carmen $2,959

St. Gallen costs about 187% more than Playa del Carmen, and outside of rent the biggest gap is in groceries.

St. Gallen sits 154% above the global median, while Playa del Carmen is 12% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
St. Gallen
Playa del Carmen
Difference
Meal at Budget Restaurant
$28.78 CHF 23.74
$10.92 MX$205
163.55%
Three-Course Dinner for Two, Mid-Range
$144 CHF 119
$43.37 MX$814
231.47%
Fast Food Meal (McDonalds, etc)
$18.04 CHF 14.88
$11.78 MX$221
53.14%
Cappuccino
$6.03 CHF 4.97
$3.81 MX$71.5
58.27%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$5.95 CHF 4.91
$1.28 MX$24.07
364.84%
Water (0.33 liter bottle)
$5.10 CHF 4.21
$0.78 MX$14.70
553.85%
Local Beer (0.5 liter draught)
$8.80 CHF 7.26
$3.17 MX$59.5
177.60%
Imported Beer (0.33 liter bottle)
$6.38 CHF 5.26
$4.93 MX$92.7
29.41%
🛒 Groceries & Markets
St. Gallen
Playa del Carmen
Difference
Milk (1 liter)
$2.25 CHF 1.86
$1.41 MX$26.40
59.57%
White Bread (500g)
$3.16 CHF 2.61
$2.22 MX$41.62
42.34%
Rice (white) (1kg)
$3.77 CHF 3.11
$1.42 MX$26.61
165.49%
Eggs
$7.72 CHF 6.36
$2.52 MX$47.36
206.35%
Local Cheese (1kg)
$24.91 CHF 20.55
$7.26 MX$136
243.11%
Chicken Fillets (1kg)
$29.02 CHF 23.94
$7.70 MX$144
276.88%
Beef Round Steak (1kg)
$39.94 CHF 32.95
$12.69 MX$238
214.74%
Apples (1kg)
$3.06 CHF 2.52
$2.78 MX$52.3
10.07%
Banana (1kg)
$1.56 CHF 1.28
$1.37 MX$25.68
13.87%
Oranges (1kg)
$2.40 CHF 1.98
$2.55 MX$47.89
-5.88%
Tomato (1kg)
$6.17 CHF 5.09
$2.12 MX$39.86
191.04%
Potato (1kg)
$1.71 CHF 1.41
$1.94 MX$36.39
-11.86%
Onion (1kg)
$2.14 CHF 1.76
$1.89 MX$35.41
13.23%
Lettuce (1 head)
$2.20 CHF 1.82
$1.15 MX$21.53
91.30%
Water (1.5 liter bottle)
$1.18 CHF 0.97
$1.18 MX$22.13
-
Cigarettes 20 Pack (Marlboro, Camel)
$10.98 CHF 9.06
$4.30 MX$80.6
155.35%
Wine (Bottle)
$11.23 CHF 9.27
$9.95 MX$187
12.86%
Local Beer (0.5 liter bottle)
$2.10 CHF 1.73
$1.58 MX$29.73
32.91%
Imported Beer (0.33 liter bottle)
$2.28 CHF 1.88
$2.67 MX$50.1
-14.61%
🚌 Getting Around
St. Gallen
Playa del Carmen
Difference
One-way Ticket (Public Transport)
$4.08 CHF 3.37
$0.55 MX$10.39
641.82%
Public Transport Monthly Pass (Regular Price)
$86.4 CHF 71.3
$26.62 MX$500
224.49%
Taxi Start (Normal Tariff)
$6.62 CHF 5.46
$4.97 MX$93.3
33.20%
Taxi (Normal Tariff) (1km)
$4.76 CHF 3.93
$3.33 MX$62.5
42.94%
Taxi 1hour Waiting (Normal Tariff)
$79.2 CHF 65.3
$5.36 MX$101
1377.61%
Gasoline (1 liter)
$2.23 CHF 1.84
$1.44 MX$27.11
54.86%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.4K CHF 31.7K
$20.7K MX$388.0K
85.69%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$38.6K CHF 31.8K
$23.5K MX$440.5K
64.49%
🧾 Monthly Utilities & Internet
St. Gallen
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$312 CHF 257
$84.8 MX$1,592
268.02%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$37.60 CHF 31.01
$23.41 MX$439
60.62%
Internet (50+ Mbps, Unlimited Data)
$54.0 CHF 44.50
$28.66 MX$538
88.24%
🎉 Sport & Entertainment
St. Gallen
Playa del Carmen
Difference
Gym Membership (Monthly)
$79.6 CHF 65.6
$57.1 MX$1,071
39.47%
Tennis Court (1 Hour on Weekend)
-
$28.91 MX$543
-
Cinema Ticket
$28.27 CHF 23.32
$5.14 MX$96.5
450.00%
🧸 Childcare & Education
St. Gallen
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,308 CHF 1,904
$207 MX$3,878
1017.43%
International Primary School, 1 Child (Yearly)
$32.2K CHF 26.6K
$3,927 MX$73.7K
719.58%
👕👟 Clothing & Footwear
St. Gallen
Playa del Carmen
Difference
Jeans (Levis 501 Or Similar)
$144 CHF 119
$43.35 MX$814
233.29%
Summer Dress (H&M, Zara, etc)
$64.0 CHF 52.8
$41.44 MX$778
54.54%
Sport Shoes (Adidas, Nike)
$146 CHF 120
$74.2 MX$1,393
96.83%
Men's Leather Business Shoes
$183 CHF 151
$89.3 MX$1,676
105.34%
🏠 Accommodation & Living
St. Gallen
Playa del Carmen
Difference
1-bedroom Apartment, City Center (Monthly)
$1,895 CHF 1,563
$980 MX$18.4K
93.42%
1-bedroom Apartment, Outside City Center (Monthly)
$1,504 CHF 1,240
$381 MX$7,150
294.88%
3-bedroom Apartment, City Center (Monthly)
$2,868 CHF 2,366
$1,708 MX$32.1K
67.93%
3-bedroom Apartment, Outside City Center (Monthly)
$2,256 CHF 1,861
$1,075 MX$20.2K
109.80%
Buy Apartment in City Center (m2)
$11.3K CHF 9,285
$3,943 MX$74.0K
185.46%
Buy Apartment Outside City Center (m2)
$8,285 CHF 6,834
$6,158 MX$115.6K
34.54%
💵 Salaries & Financials
St. Gallen
Playa del Carmen
Difference
Average Monthly Net Salary (After Tax)
$6,694 CHF 5,522
$735 MX$13.8K
811.33%
20-Year Fixed Mortgage Interest Rate (Annual %)
2.1
11.45
-81.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St. Gallen: October 26, 2026

Last update for Playa del Carmen: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
St. Gallen
$1.5K
Playa del Carmen
$381 74.7% $1.1K
Groceries & Markets
St. Gallen
$575
Playa del Carmen
$255 55.7% $320
Eating Out
St. Gallen
$458
Playa del Carmen
$202 55.8% $255
Monthly Utilities & Internet
St. Gallen
$404
Playa del Carmen
$137 66.1% $267
Clothing & Footwear
St. Gallen
$242
Playa del Carmen
$112 53.8% $130
Sport & Entertainment
St. Gallen
$136
Playa del Carmen
$67 50.5% $69
Getting Around
St. Gallen
$133
Playa del Carmen
$50 62.1% $83

Cost Breakdown

A central one-bedroom costs $1,895 in St. Gallen versus $980 in Playa del Carmen. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in St. Gallen are about 9.1 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $144 in St. Gallen versus $43 in Playa del Carmen. Monthly groceries follow the same trend: $575 vs $255 – making Playa del Carmen the more affordable choice for daily food spending.

Good to know
🇨🇭 St. Gallen
🇲🇽 Playa del Carmen
🕒 Local time
02:05 2:05 AM
20:05 8:05 PM
6 h behind St. Gallen
🌤 Weather
👥 Population
78,213
149,923
💱 Currency
Exchange rates and currency converter

MXN, USD, EUR to CHF – Swiss Franc Converter

Swiss Franc exchange rates as of November 2, 2026: 1 USD = 0.825 CHF (1 CHF = 1.21 USD). 1 EUR = 0.921 CHF (1 CHF = 1.09 EUR).

Mexican Peso exchange rates as of November 2, 2026: 1 USD = 18.77 MXN (100 MXN = 5.33 USD). 1 EUR = 20.96 MXN (100 MXN = 4.77 EUR).

On the map
Between locations
  • St. Gallen Playa del Carmen 8,800 km ≈ 12 h nonstop flight
From you
  • St. Gallen
  • Playa del Carmen

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
St. Gallen vs Playa del Carmen: Cost of Living - Frequently Asked Questions
Is Playa del Carmen cheaper than St. Gallen?
Yes – St. Gallen is pricier by about 187%, and outside of rent the gap shows up most in groceries.
What income do you need for each city?
For a comfortable life, plan on about $5,177 per month in St. Gallen and $1,806 in Playa del Carmen. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Playa del Carmen, especially for central apartments: a one-bedroom in the center costs $980 there versus $1,895 in St. Gallen.
What are total monthly expenses in St. Gallen and in Playa del Carmen?
Monthly expenses with rent come to $3,451 in St. Gallen and $1,204 in Playa del Carmen. That makes Playa del Carmen about 65% cheaper.
Which city has cheaper public transport?
Public transport costs about 69% less in Playa del Carmen. For daily commuters, that gap adds up to noticeable savings over a year.
Is $1,500 a realistic budget for living in St. Gallen or in Playa del Carmen?
A $1,500 monthly budget goes further in Playa del Carmen, where all-in costs run around $1,204, than in St. Gallen at $3,451. In Playa del Carmen it covers expenses comfortably, while in St. Gallen it requires careful planning or may not stretch far enough.
Is St. Gallen or Playa del Carmen more family-friendly?
Families tend to lean toward Playa del Carmen – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Playa del Carmen. If higher salaries or specific career opportunities are the priority, St. Gallen makes more sense. Both are solid long-term options with distinct trade-offs.

St. Gallen vs other spots: cost of living compared

Similar cities

Show times on the 12-hour clock, temperatures in °F and distances in miles?