😐A single person spends $3,569 per month in St. Gallen vs $1,297 in Playa del Carmen, rent included.
😐A couple spends around $5,433 per month in St. Gallen vs $2,181 in Playa del Carmen, rent included.
😐A family of three spends $7,296 per month in St. Gallen vs $3,065 in Playa del Carmen, rent included.
😐St. Gallen costs about 175% more than Playa del Carmen, driven mainly by Groceries & Markets.
📊St. Gallen sits 166% above the global median, while Playa del Carmen is 3% below – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
St. Gallen
Playa del Carmen
Difference
Meal at Budget Restaurant
$30.20CHF 23.81
$11.73MX$203
157.46%
Three-Course Dinner for Two, Mid-Range
$149CHF 117
$41.62MX$720
257.78%
Fast Food Meal(McDonalds, etc)
$18.33CHF 14.45
$10.64MX$184
72.27%
Cappuccino
$6.23CHF 4.91
$3.52MX$60.9
76.99%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$5.87CHF 4.63
$1.51MX$26.12
288.74%
Water(0.33 liter bottle)
$5.38CHF 4.24
$0.97MX$16.84
454.64%
Local Beer(0.5 liter draught)
$7.36CHF 5.81
$2.95MX$51.0
149.49%
Imported Beer(0.33 liter bottle)
$7.15CHF 5.64
$4.45MX$77.0
60.67%
🛒 Groceries & Markets
St. Gallen
Playa del Carmen
Difference
Milk(1 liter)
$2.23CHF 1.76
$1.38MX$23.93
61.59%
White Bread(500g)
$2.68CHF 2.11
$1.89MX$32.72
41.80%
Rice(white)(1kg)
$3.58CHF 2.82
$1.64MX$28.32
118.29%
Eggs
$8.15CHF 6.42
$2.51MX$43.34
224.70%
Local Cheese(1kg)
$27.21CHF 21.45
$8.34MX$144
226.26%
Chicken Fillets(1kg)
$32.59CHF 25.69
$8.34MX$144
290.77%
Beef Round Steak(1kg)
$40.95CHF 32.29
$10.73MX$186
281.64%
Apples(1kg)
$3.13CHF 2.47
$2.60MX$45.04
20.38%
Banana(1kg)
$1.85CHF 1.46
$1.46MX$25.20
26.71%
Oranges(1kg)
$2.58CHF 2.03
$1.90MX$32.87
35.79%
Tomato(1kg)
$7.26CHF 5.72
$2.08MX$35.91
249.04%
Potato(1kg)
$2.56CHF 2.02
$1.78MX$30.71
43.82%
Onion(1kg)
$2.34CHF 1.85
$2.19MX$37.80
6.85%
Lettuce(1 head)
$2.34CHF 1.84
$1.04MX$17.99
125.00%
Water(1.5 liter bottle)
$1.11CHF 0.87
$1.08MX$18.62
2.78%
Cigarettes 20 Pack(Marlboro, Camel)
$11.04CHF 8.71
$4.08MX$70.6
170.59%
Wine(Bottle)
$11.81CHF 9.31
$10.32MX$178
14.44%
Local Beer(0.5 liter bottle)
$2.16CHF 1.70
$1.71MX$29.61
26.32%
Imported Beer(0.33 liter bottle)
$2.31CHF 1.82
$2.58MX$44.54
-10.47%
🚌 Getting Around
St. Gallen
Playa del Carmen
Difference
One-way Ticket(Public Transport)
$4.32CHF 3.41
$0.51MX$8.81
747.06%
Public Transport Monthly Pass(Regular Price)
$80.6CHF 63.5
$26.46MX$458
204.61%
Taxi Start(Normal Tariff)
$6.86CHF 5.41
$3.26MX$56.4
110.43%
Taxi(Normal Tariff)(1km)
$4.20CHF 3.31
$2.49MX$43.09
68.67%
Taxi 1hour Waiting(Normal Tariff)
$79.0CHF 62.3
$3.25MX$56.2
2330.15%
Gasoline(1 liter)
$2.10CHF 1.66
$1.31MX$22.61
60.31%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$39.9KCHF 31.5K
$30.3KMX$523.7K
31.87%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$41.5KCHF 32.7K
$23.4KMX$405.3K
76.93%
🧾 Monthly Utilities & Internet
St. Gallen
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$332CHF 262
$82.9MX$1,433
300.40%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$59.3CHF 46.73
$22.22MX$384
166.74%
Internet(50+ Mbps, Unlimited Data)
$52.8CHF 41.63
$29.34MX$507
79.96%
🎉 Sport & Entertainment
St. Gallen
Playa del Carmen
Difference
Gym Membership(Monthly)
$81.2CHF 64.1
$51.6MX$893
57.35%
Tennis Court(1 Hour on Weekend)
$99.3CHF 78.3
$18.32MX$317
442.25%
Cinema Ticket
$30.30CHF 23.89
$5.07MX$87.6
497.63%
🧸 Childcare & Education
St. Gallen
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$2,792CHF 2,202
$201MX$3,473
1290.57%
International Primary School, 1 Child(Yearly)
$34.9KCHF 27.5K
$5,212MX$90.1K
570.25%
👕👟 Clothing & Footwear
St. Gallen
Playa del Carmen
Difference
Jeans(Levis 501 Or Similar)
$148CHF 117
$36.92MX$639
301.08%
Summer Dress(H&M, Zara, etc)
$64.8CHF 51.1
$39.79MX$688
62.78%
Sport Shoes(Adidas, Nike)
$156CHF 123
$78.5MX$1,357
99.43%
Men's Leather Business Shoes
$238CHF 187
$87.1MX$1,506
172.86%
🏠 Accommodation & Living
St. Gallen
Playa del Carmen
Difference
1-bedroom Apartment, City Center(Monthly)
$1,814CHF 1,431
$973MX$16.8K
86.57%
1-bedroom Apartment, Outside City Center(Monthly)
$1,526CHF 1,203
$468MX$8,090
226.20%
3-bedroom Apartment, City Center(Monthly)
$2,733CHF 2,154
$1,641MX$28.4K
66.49%
3-bedroom Apartment, Outside City Center(Monthly)
$2,369CHF 1,868
$1,221MX$21.1K
94.08%
Buy Apartment in City Center(m2)
$10.8KCHF 8,511
$3,946MX$68.3K
173.56%
Buy Apartment Outside City Center(m2)
$8,655CHF 6,823
$6,498MX$112.4K
33.19%
💵 Salaries & Financials
St. Gallen
Playa del Carmen
Difference
Average Monthly Net Salary(After Tax)
$7,138CHF 5,628
$664MX$11.5K
975.13%
20-Year Fixed Mortgage Interest Rate(Annual %)
2.5
11.42
-78.11%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for St. Gallen: June 2, 2026
Last update for Playa del Carmen: June 2, 2026
Cost Breakdown
🏠A central one-bedroom costs $1,814 in St. Gallen versus $973 in Playa del Carmen. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 975% higher in St. Gallen, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $149 in St. Gallen versus $42.00 in Playa del Carmen. Monthly groceries follow the same trend: $611 vs $249 – making Playa del Carmen the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
St. Gallen vs Playa del Carmen: Cost of Living - Frequently Asked Questions
Is Playa del Carmen cheaper than St. Gallen?
Yes – St. Gallen is pricier by about 175%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $5,354 per month in St. Gallen and $1,945 in Playa del Carmen. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Playa del Carmen, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in St. Gallen vs Playa del Carmen?
Monthly expenses with rent come to $3,569 in St. Gallen and $1,297 in Playa del Carmen. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper public transport?
Public transport costs about 205% less in Playa del Carmen. For daily commuters, that gap adds up to noticeable savings over a year.
Is $1,500 a realistic budget for St. Gallen or Playa del Carmen?
A $1,500 monthly budget goes further in Playa del Carmen, where all-in costs run around $1,297, than in St. Gallen at $3,569. In Playa del Carmen it covers expenses comfortably, while in St. Gallen it requires careful planning or may not stretch far enough.
Is St. Gallen or Playa del Carmen more family-friendly?
Families tend to lean toward Playa del Carmen – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, St. Gallen or Playa del Carmen?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Playa del Carmen. If higher salaries, better infrastructure, or specific career opportunities are the priority, St. Gallen makes more sense. Both are solid long-term options with distinct trade-offs.
St. Gallen vs other spots: cost of living compared