Cost of Living Comparison Between St. Cloud, MN and Ubud Cost of Living Comparison Between St. Cloud, MN and Ubud

😐 Solo nomad: St. Cloud, MN is 40.8% more expensive than Ubud without rent, and 236.1% more expensive with rent.

😐 Family of 3: St. Cloud, MN is 50.3% more expensive than Ubud without rent, and 204% more expensive with rent.

Meal at Budget Restaurant

$18.12 $18.12

$3 Rp 48.8K

504.00%

Three-Course Dinner for Two, Mid-Range

$64.9 $64.9

$12.52 Rp 203.2K

418.61%

Fast Food Meal (McDonalds, etc)

$9.89 $9.89

$3.18 Rp 51.6K

211.01%

Cappuccino

$5 $5

$2.21 Rp 35.9K

126.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.7 $2.7

$1.1 Rp 17.9K

145.45%

Water (0.33 liter bottle)

$2.37 $2.37

$0.26 Rp 4,217

811.54%

Local Beer (0.5 liter draught)

$6.07 $6.07

$2.5 Rp 40.5K

142.80%

Imported Beer (0.33 liter bottle)

$6.91 $6.91

$3.2 Rp 51.9K

115.94%

Milk (1 liter)

$0.8 $0.8

$1.49 Rp 24.2K

-46.31%

White Bread (500g)

$2.83 $2.83

$1.67 Rp 27K

69.46%

Rice (white) (1kg)

$3.36 $3.36

$1.14 Rp 18.5K

194.74%

Eggs

$2.19 $2.19

$2.27 Rp 36.9K

-3.52%

Local Cheese (1kg)

$4.83 $4.83

$13.94 Rp 226.3K

-65.35%

Chicken Fillets (1kg)

$9.43 $9.43

$4 Rp 64.8K

135.75%

Beef Round Steak (1kg)

$14.19 $14.19

$11.3 Rp 183.4K

25.58%

Apples (1kg)

$3.77 $3.77

$3.6 Rp 58.4K

4.72%

Banana (1kg)

$1.15 $1.15

$1.53 Rp 24.8K

-24.84%

Oranges (1kg)

$3.24 $3.24

$2.65 Rp 43K

22.26%

Tomato (1kg)

$2.23 $2.23

$1.38 Rp 22.4K

61.59%

Potato (1kg)

$0.79 $0.79

$1.58 Rp 25.6K

-50.00%

Onion (1kg)

$1.62 $1.62

$2.16 Rp 35.1K

-25.00%

Lettuce (1 head)

$1.98 $1.98

$1.04 Rp 16.9K

90.38%

Water (1.5 liter bottle)

$1.87 $1.87

$0.56 Rp 9,114

233.93%

Cigarettes 20 Pack (Marlboro, Camel)

$10.11 $10.11

$2.23 Rp 36.3K

353.36%

Wine (Bottle)

$12.06 $12.06

$14.98 Rp 243.2K

-19.49%

Local Beer (0.5 liter bottle)

$1.74 $1.74

$2.43 Rp 39.5K

-28.40%

Imported Beer (0.33 liter bottle)

$4.38 $4.38

$2.64 Rp 42.8K

65.91%

One-way Ticket (Public Transport)

$1.94 $1.94

$0.32 Rp 5,203

506.25%

Public Transport Monthly Pass (Regular Price)

$10.12 Rp 164.3K

Taxi Start (Normal Tariff)

$5.13 $5.13

$0.49 Rp 7,888

946.94%

Taxi (Normal Tariff) (1km)

$1.38 $1.38

$0.34 Rp 5,573

305.88%

Taxi 1hour Waiting (Normal Tariff)

$29.17 $29.17

$6.04 Rp 98K

382.95%

Gasoline (1 liter)

$0.8 $0.8

$0.73 Rp 11.9K

9.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.8K $35.8K

$26.2K Rp 425.6M

36.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.1K $25.1K

$31.9K Rp 518.5M

-21.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$62.6 Rp 1M

250.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$47.65 $47.65

$4.1 Rp 66.6K

1062.20%

Internet (50+ Mbps, Unlimited Data)

$50.3 $50.3

$24.32 Rp 394.7K

106.83%

Gym Membership (Monthly)

$43.39 $43.39

$22.6 Rp 366.9K

91.99%

Tennis Court (1 Hour on Weekend)

$6.26 Rp 101.5K

Cinema Ticket

$13.78 $13.78

$3.29 Rp 53.4K

318.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,477 $1,477

$93.2 Rp 1.5M

1484.36%

International Primary School, 1 Child (Yearly)

$30.1K $30.1K

$6,098 Rp 99M

394.01%

Jeans (Levis 501 Or Similar)

$38.96 $38.96

$52.8 Rp 857.4K

-26.24%

Summer Dress (H&M, Zara, etc)

$41.34 $41.34

$24.84 Rp 403.3K

66.43%

Sport Shoes (Adidas, Nike)

$83.5 $83.5

$85.2 Rp 1.4M

-2.09%

Men's Leather Business Shoes

$128 $128

$72.5 Rp 1.2M

76.05%

1-bedroom Apartment, City Center (Monthly)

$1,618 $1,618

$259 Rp 4.2M

525.13%

1-bedroom Apartment, Outside City Center (Monthly)

$1,344 $1,344

$159 Rp 2.6M

746.11%

3-bedroom Apartment, City Center (Monthly)

$2,644 $2,644

$578 Rp 9.4M

357.74%

3-bedroom Apartment, Outside City Center (Monthly)

$2,186 $2,186

$336 Rp 5.5M

550.23%

Buy Apartment in City Center (m2)

$2,591 $2,591

$1,000 Rp 16.2M

158.99%

Buy Apartment Outside City Center (m2)

$2,634 $2,634

$860 Rp 14M

206.09%

Average Monthly Net Salary (After Tax)

$8,674 $8,674

$182 Rp 3M

4654.34%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.43

13.28

-51.58%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for St. Cloud, MN: October 29, 2025

Last update for Ubud: October 29, 2025

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