Last update: Oct 2026

Cost of Living Comparison Between St. Andrews and Austin, TX

For one person, living is cheaper in St. Andrews: $2,255 a month against $2,704 in Austin, TX, rent and utilities included – about $5,400 less a year. Rent and utilities account for most of the difference.

110

Cost of Living Index in St. Andrews
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St. Andrews Living Index
129

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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St. Andrews

🇬🇧 United Kingdom

$2,255

/mo nomad

Austin, TX

🇺🇸 United States

$2,704

/mo nomad

Monthly Cost of Living

How much you'll spend in St. Andrews and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in St. Andrews and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,255 in St. Andrews versus $2,704 in Austin, TX.

St. Andrews $2,255
Austin, TX $2,704

Estimated couple costs with rent: $3,874 in St. Andrews versus $4,133 in Austin, TX.

St. Andrews $3,874
Austin, TX $4,133

Monthly costs for a family of three with rent: $5,492 in St. Andrews versus $5,562 in Austin, TX.

St. Andrews $5,492
Austin, TX $5,562

Living in St. Andrews costs roughly 17% less than in Austin, TX, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: St. Andrews 68% above, Austin, TX 102% above.

Meal at Budget Restaurant

$21.47 £16.23

$20.22 $20.22

6.18%

Three-Course Dinner for Two, Mid-Range

$84.5 £63.9

$85.0 $85.0

-0.64%

Fast Food Meal (McDonalds, etc)

$10.62 £8.03

$12.35 $12.35

-14.01%

Cappuccino

$4.67 £3.53

$5.47 $5.47

-14.63%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.81 £2.13

$3.82 $3.82

-26.44%

Water (0.33 liter bottle)

$2.15 £1.63

$2.50 $2.50

-14.00%

Local Beer (0.5 liter draught)

$6.51 £4.92

$8.06 $8.06

-19.23%

Imported Beer (0.33 liter bottle)

$6.59 £4.98

$8.99 $8.99

-26.70%

Milk (1 liter)

$1.57 £1.19

$1.13 $1.13

38.94%

White Bread (500g)

$1.74 £1.32

$3.78 $3.78

-53.97%

Rice (white) (1kg)

$2.02 £1.52

$3.25 $3.25

-37.85%

Eggs

$4.45 £3.37

$4.14 $4.14

7.49%

Local Cheese (1kg)

$7.40 £5.59

$13.08 $13.08

-43.43%

Chicken Fillets (1kg)

$9.44 £7.13

$14.31 $14.31

-34.03%

Beef Round Steak (1kg)

$15.43 £11.66

$15.96 $15.96

-3.32%

Apples (1kg)

$2.44 £1.85

$4.38 $4.38

-44.29%

Banana (1kg)

$1.32 £1.00

$1.45 $1.45

-8.97%

Oranges (1kg)

$2.84 £2.14

$4.54 $4.54

-37.44%

Tomato (1kg)

$2.85 £2.15

$4.19 $4.19

-31.98%

Potato (1kg)

$1.76 £1.33

$2.63 $2.63

-33.08%

Onion (1kg)

$1.49 £1.13

$2.36 $2.36

-36.86%

Lettuce (1 head)

$1.25 £0.95

$1.76 $1.76

-28.98%

Water (1.5 liter bottle)

$2.45 £1.85

$2.16 $2.16

13.43%

Cigarettes 20 Pack (Marlboro, Camel)

$22.65 £17.12

$9.81 $9.81

130.89%

Wine (Bottle)

$10.91 £8.25

$14.72 $14.72

-25.88%

Local Beer (0.5 liter bottle)

$2.73 £2.06

$2.78 $2.78

-1.80%

Imported Beer (0.33 liter bottle)

$3.01 £2.28

$3.48 $3.48

-13.51%

One-way Ticket (Public Transport)

$4.65 £3.52

$1.49 $1.49

212.08%

Public Transport Monthly Pass (Regular Price)

$40.51 $40.51

Taxi Start (Normal Tariff)

$3.95 £2.98

$2.67 $2.67

47.94%

Taxi (Normal Tariff) (1km)

$2.44 £1.84

$1.58 $1.58

54.43%

Taxi 1hour Waiting (Normal Tariff)

$24.22 £18.31

$35.29 $35.29

-31.37%

Gasoline (1 liter)

$2.09 £1.58

$0.99 $0.99

111.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.5K £28.4K

$35.8K $35.8K

4.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.2K £31.2K

$27.2K $27.2K

51.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$239 £181

$219 $219

8.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.98 £9.81

$58.0 $58.0

-77.62%

Internet (50+ Mbps, Unlimited Data)

$42.73 £32.30

$68.4 $68.4

-37.49%

Gym Membership (Monthly)

$92.2 £69.7

$57.9 $57.9

59.29%

Tennis Court (1 Hour on Weekend)

$14.82 $14.82

Cinema Ticket

$13.16 £9.94

$14.13 $14.13

-6.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,773 £1,340

$1,509 $1,509

17.51%

International Primary School, 1 Child (Yearly)

$23.2K £17.6K

$21.5K $21.5K

8.24%

Jeans (Levis 501 Or Similar)

$94.7 £71.6

$51.7 $51.7

83.29%

Summer Dress (H&M, Zara, etc)

$48.10 £36.36

$44.05 $44.05

9.19%

Sport Shoes (Adidas, Nike)

$104 £78.7

$85.1 $85.1

22.41%

Men's Leather Business Shoes

$87.5 £66.1

$105 $105

-16.91%

1-bedroom Apartment, City Center (Monthly)

$1,354 £1,023

$1,932 $1,932

-29.94%

1-bedroom Apartment, Outside City Center (Monthly)

$1,028 £777

$1,272 $1,272

-19.17%

3-bedroom Apartment, City Center (Monthly)

$3,082 £2,330

$3,670 $3,670

-16.02%

3-bedroom Apartment, Outside City Center (Monthly)

$2,706 £2,045

$2,525 $2,525

7.17%

Buy Apartment in City Center (m2)

$6,113 £4,621

$7,617 $7,617

-19.75%

Buy Apartment Outside City Center (m2)

$2,693 £2,036

$3,199 $3,199

-15.82%

Average Monthly Net Salary (After Tax)

$3,284 £2,483

$5,105 $5,105

-35.66%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.41

6.79

-20.32%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St. Andrews: October 6, 2026

Last update for Austin, TX: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

St. Andrews

$1K 45.6%

Austin, TX

$1.3K 48.2% 23.7% $244

Eating Out

St. Andrews

$325 14.4%

Austin, TX

$348 13.2% 7% $23

Groceries & Markets

St. Andrews

$305 13.5%

Austin, TX

$403 15.3% 32.3% $98

Monthly Utilities & Internet

St. Andrews

$295 13.1%

Austin, TX

$346 13.1% 17.3% $51

Clothing & Footwear

St. Andrews

$151 6.7%

Austin, TX

$129 4.9% 14.5% $22

Sport & Entertainment

St. Andrews

$119 5.3%

Austin, TX

$86 3.3% 27.3% $32

Getting Around

St. Andrews

$35 * 1.5%

Austin, TX

$57 2.2% 64.1% $22

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,354 in St. Andrews and $1,932 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 55% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $84.0 in St. Andrews vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $305 vs $403 per month, with St. Andrews cheaper across the board.

Good to know

🇬🇧 St. Andrews

🇺🇸 Austin, TX

🕒 Local time

01:36 1:36 AM

19:36 7:36 PM

6 h behind St. Andrews

🌤 Weather

👥 Population

16,460

974,447

💱 Currency

British Pound GBP £

United States Dollar USD $

📈 Exchange rate

1 GBP = 1.32 USD

1 GBP = 1.18 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 10, 2026: 1 USD = 0.756 GBP (1 GBP = 1.32 USD). 1 EUR = 0.848 GBP (1 GBP = 1.18 EUR).

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to GBP in detail →

On the map

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Highest

Between locations

St. Andrews Austin, TX 7,540 km ≈ 10 h nonstop flight

From you

St. Andrews
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

St. Andrews vs Austin, TX: Cost of Living - Frequently Asked Questions

St. Andrews wins on cost – living expenses run 20% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making St. Andrews the obvious pick if budget is a priority.

On paper, salaries run 55% lower in Austin, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,354 in St. Andrews versus $1,932 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,773 in St. Andrews versus $1,509 in Austin, TX. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in St. Andrews – a meal for two runs $84.0 versus $85.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,255 in St. Andrews versus $2,704 in Austin, TX, a $3,000 budget is realistic in St. Andrews but tight or insufficient in Austin, TX. The gap between the two cities makes St. Andrews the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, St. Andrews and Austin, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find St. Andrews gentler on the wallet – expenses run 20% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.