Last update: Oct 2026

Cost of Living Comparison Between St. Albert, AB and Toronto

For one person, living is cheaper in St. Albert, AB: $1,167 a month against $2,561 in Toronto, rent and utilities included – about $16,700 less a year. Rent and utilities account for most of the difference.

57

Cost of Living Index in St. Albert, AB
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St. Albert, AB Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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St. Albert, AB

🇨🇦 Canada

$1,167

/mo nomad

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Monthly Cost of Living

How much you'll spend in St. Albert, AB and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in St. Albert, AB and in Toronto actually costs, broken down by who's living it.

A single person spends $1,167 per month in St. Albert, AB vs $2,561 in Toronto, rent included.

St. Albert, AB $1,167
Toronto $2,561

A couple spends around $2,457 per month in St. Albert, AB vs $3,694 in Toronto, rent included.

St. Albert, AB $2,457
Toronto $3,694

A family of three spends $3,747 per month in St. Albert, AB vs $4,826 in Toronto, rent included.

St. Albert, AB $3,747
Toronto $4,826

St. Albert, AB is about 54% cheaper than Toronto, and outside of rent the biggest gap is in transport.

St. Albert, AB sits 14% below the global median, while Toronto is 90% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$19.29 CA$27.27

$17.18 CA$24.29

12.28%

Three-Course Dinner for Two, Mid-Range

$69.2 CA$97.9

$76.0 CA$107

-8.89%

Fast Food Meal (McDonalds, etc)

$9.90 CA$14.00

$10.54 CA$14.89

-6.07%

Cappuccino

$3.81 CA$5.38

$4.02 CA$5.68

-5.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.05 CA$2.90

$2.12 CA$3.00

-3.30%

Water (0.33 liter bottle)

$2.00 CA$2.82

$1.75 CA$2.48

14.29%

Local Beer (0.5 liter draught)

$5.03 CA$7.11

$6.24 CA$8.83

-19.39%

Imported Beer (0.33 liter bottle)

$5.64 CA$7.97

$7.09 CA$10.02

-20.45%

Milk (1 liter)

$1.68 CA$2.37

$2.44 CA$3.45

-31.15%

White Bread (500g)

$2.18 CA$3.07

$2.68 CA$3.78

-18.66%

Rice (white) (1kg)

$3.04 CA$4.30

$2.24 CA$3.17

35.71%

Eggs

$3.46 CA$4.89

$3.56 CA$5.03

-2.81%

Local Cheese (1kg)

$11.42 CA$16.14

$9.09 CA$12.85

25.63%

Chicken Fillets (1kg)

$11.34 CA$16.03

$11.33 CA$16.01

0.09%

Beef Round Steak (1kg)

$18.19 CA$25.71

$14.53 CA$20.55

25.19%

Apples (1kg)

$4.22 CA$5.96

$3.62 CA$5.12

16.57%

Banana (1kg)

$1.39 CA$1.96

$1.21 CA$1.72

14.88%

Oranges (1kg)

$4.29 CA$6.06

$3.60 CA$5.09

19.17%

Tomato (1kg)

$3.96 CA$5.59

$4.21 CA$5.96

-5.94%

Potato (1kg)

$2.63 CA$3.72

$1.79 CA$2.53

46.93%

Onion (1kg)

$2.64 CA$3.73

$1.59 CA$2.25

66.04%

Lettuce (1 head)

$2.57 CA$3.64

$2.27 CA$3.21

13.22%

Water (1.5 liter bottle)

$1.56 CA$2.20

$1.25 CA$1.77

24.80%

Cigarettes 20 Pack (Marlboro, Camel)

$13.93 CA$19.70

$13.82 CA$19.53

0.80%

Wine (Bottle)

$11.72 CA$16.57

$14.27 CA$20.18

-17.87%

Local Beer (0.5 liter bottle)

$2.43 CA$3.43

$2.20 CA$3.10

10.45%

Imported Beer (0.33 liter bottle)

$2.82 CA$3.99

$2.43 CA$3.44

16.05%

One-way Ticket (Public Transport)

$2.03 CA$2.88

$2.39 CA$3.38

-15.06%

Public Transport Monthly Pass (Regular Price)

$60.6 CA$85.6

$111 CA$157

-45.42%

Taxi Start (Normal Tariff)

$2.93 CA$4.14

$2.91 CA$4.12

0.69%

Taxi (Normal Tariff) (1km)

$1.36 CA$1.93

$1.20 CA$1.69

13.33%

Taxi 1hour Waiting (Normal Tariff)

$20.90 CA$29.54

$21.38 CA$30.23

-2.25%

Gasoline (1 liter)

$1.10 CA$1.56

$1.21 CA$1.71

-9.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.3K CA$38.6K

$28.2K CA$39.8K

-3.20%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.5K CA$27.5K

$20.3K CA$28.6K

-3.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$160 CA$227

$120 CA$170

33.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$38.86 CA$54.9

$32.26 CA$45.60

20.46%

Internet (50+ Mbps, Unlimited Data)

$52.6 CA$74.4

$47.93 CA$67.8

9.79%

Gym Membership (Monthly)

$40.02 CA$56.6

$38.48 CA$54.4

4.00%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

Cinema Ticket

$12.66 CA$17.90

$12.38 CA$17.50

2.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$748 CA$1,057

$830 CA$1,173

-9.93%

International Primary School, 1 Child (Yearly)

$9,306 CA$13.2K

$23.1K CA$32.6K

-59.70%

Jeans (Levis 501 Or Similar)

$55.7 CA$78.8

$50.7 CA$71.7

9.90%

Summer Dress (H&M, Zara, etc)

$39.02 CA$55.2

$40.02 CA$56.6

-2.50%

Sport Shoes (Adidas, Nike)

$83.3 CA$118

$98.0 CA$139

-14.94%

Men's Leather Business Shoes

$110 CA$156

$121 CA$171

-8.56%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

3-bedroom Apartment, City Center (Monthly)

$1,334 CA$1,886

$2,670 CA$3,775

-50.04%

3-bedroom Apartment, Outside City Center (Monthly)

$1,124 CA$1,589

$2,152 CA$3,042

-47.77%

Buy Apartment in City Center (m2)

$2,488 CA$3,517

$7,945 CA$11.2K

-68.69%

Buy Apartment Outside City Center (m2)

$2,492 CA$3,523

$6,542 CA$9,249

-61.91%

Average Monthly Net Salary (After Tax)

$3,157 CA$4,462

$3,727 CA$5,269

-15.30%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.51

4.47

0.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St. Albert, AB: October 12, 2026

Last update for Toronto: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

St. Albert, AB

$360 30.8%

Toronto

$340 13.3% 5.6% $20

Eating Out

St. Albert, AB

$282 24.2%

Toronto

$278 10.9% 1.5% $4.2

Monthly Utilities & Internet

St. Albert, AB

$252 21.6%

Toronto

$201 7.8% 20.3% $51

Clothing & Footwear

St. Albert, AB

$130 11.1%

Toronto

$139 5.4% 7.3% $9.4

Getting Around

St. Albert, AB

$78 6.7%

Toronto

$129 5.1% 65% $51

Sport & Entertainment

St. Albert, AB

$65 5.6%

Toronto

$63 2.5% 3.2% $2.1

Accommodation & Living

St. Albert, AB

- * 0%

Toronto

$1.4K 55.1%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Salaries run about 18% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $69.0 in St. Albert, AB versus $76.0 in Toronto. Groceries tell a different story – $360 in St. Albert, AB vs $340 in Toronto – so Toronto wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 St. Albert, AB

🇨🇦 Toronto

🕒 Local time

22:26 10:26 PM

00:26 12:26 AM

2 h ahead of St. Albert, AB

🌤 Weather

👥 Population

68,232

2,731,571

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

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Between locations

St. Albert, AB Toronto 2,720 km ≈ 4 h nonstop flight

From you

St. Albert, AB
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

St. Albert, AB vs Toronto: Cost of Living - Frequently Asked Questions

Toronto costs about 119% more than St. Albert, AB, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,751 per month in St. Albert, AB and $3,841 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $69.0 in St. Albert, AB and $76.0 in Toronto. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,167 in St. Albert, AB and $2,561 in Toronto. That's a gap of about 119%.

A $1,000 monthly budget goes further in St. Albert, AB, where all-in costs run around $1,167, than in Toronto at $2,561. In St. Albert, AB it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward St. Albert, AB – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with St. Albert, AB. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.