Cost of Living Comparison Between Toronto and St. Albert, AB Cost of Living Comparison Between Toronto and St. Albert, AB

Monthly Cost of Living

A single person spends $2,788 per month in Toronto vs $2,458 in St. Albert, AB, rent included.

A couple spends around $4,110 per month in Toronto vs $3,138 in St. Albert, AB, rent included.

A family of three spends $5,432 per month in Toronto vs $3,819 in St. Albert, AB, rent included.

Toronto costs about 13% more than St. Albert, AB, driven mainly by Getting Around.

Both Toronto and St. Albert, AB sit above the global median – Toronto by 109%, St. Albert, AB by 84%.

Meal at Budget Restaurant

$18.51 CA$25.96

$18.43 CA$25.83

0.43%

Three-Course Dinner for Two, Mid-Range

$83.8 CA$118

$65.3 CA$91.6

28.35%

Fast Food Meal (McDonalds, etc)

$10.97 CA$15.38

$11.09 CA$15.55

-1.08%

Cappuccino

$3.99 CA$5.59

$3.76 CA$5.27

6.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.11 CA$2.96

$2.06 CA$2.89

2.43%

Water (0.33 liter bottle)

$1.69 CA$2.37

$1.84 CA$2.57

-8.15%

Local Beer (0.5 liter draught)

$5.92 CA$8.30

$5.23 CA$7.33

13.19%

Imported Beer (0.33 liter bottle)

$6.48 CA$9.08

$5.96 CA$8.35

8.72%

Milk (1 liter)

$2.71 CA$3.80

$2.07 CA$2.90

30.92%

White Bread (500g)

$2.85 CA$4.00

$2.73 CA$3.83

4.40%

Rice (white) (1kg)

$3.56 CA$4.99

$3.22 CA$4.52

10.56%

Eggs

$3.54 CA$4.96

$3.45 CA$4.83

2.61%

Local Cheese (1kg)

$13.26 CA$18.59

$13.76 CA$19.28

-3.63%

Chicken Fillets (1kg)

$13.05 CA$18.29

$12.62 CA$17.69

3.41%

Beef Round Steak (1kg)

$16.77 CA$23.51

$16.14 CA$22.62

3.90%

Apples (1kg)

$4.11 CA$5.77

$4.33 CA$6.07

-5.08%

Banana (1kg)

$1.14 CA$1.60

$1.33 CA$1.86

-14.29%

Oranges (1kg)

$3.40 CA$4.76

$3.71 CA$5.20

-8.36%

Tomato (1kg)

$4.02 CA$5.64

$4.10 CA$5.75

-1.95%

Potato (1kg)

$2.43 CA$3.41

$2.63 CA$3.69

-7.60%

Onion (1kg)

$2.94 CA$4.12

$2.62 CA$3.67

12.21%

Lettuce (1 head)

$2.47 CA$3.47

$2.63 CA$3.69

-6.08%

Water (1.5 liter bottle)

$1.92 CA$2.69

Cigarettes 20 Pack (Marlboro, Camel)

$14.99 CA$21.01

$14.44 CA$20.24

3.81%

Wine (Bottle)

$14.34 CA$20.10

$11.96 CA$16.76

19.90%

Local Beer (0.5 liter bottle)

$2.71 CA$3.80

$2.93 CA$4.11

-7.51%

Imported Beer (0.33 liter bottle)

$3.12 CA$4.38

$3.13 CA$4.39

-0.32%

One-way Ticket (Public Transport)

$2.45 CA$3.44

$2.25 CA$3.16

8.89%

Public Transport Monthly Pass (Regular Price)

$113 CA$158

$65.2 CA$91.4

73.00%

Taxi Start (Normal Tariff)

$3.63 CA$5.08

$3.60 CA$5.04

0.83%

Taxi (Normal Tariff) (1km)

$1.34 CA$1.88

$1.35 CA$1.89

-0.74%

Taxi 1hour Waiting (Normal Tariff)

$25.55 CA$35.82

$23.69 CA$33.21

7.85%

Gasoline (1 liter)

$1.11 CA$1.55

$1.05 CA$1.48

5.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.3K CA$35.4K

$24.6K CA$34.5K

2.73%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.8K CA$30.5K

$21.7K CA$30.4K

0.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$117 CA$164

$198 CA$278

-41.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.60 CA$52.7

$40.48 CA$56.8

-7.11%

Internet (50+ Mbps, Unlimited Data)

$53.7 CA$75.3

$59.5 CA$83.4

-9.76%

Gym Membership (Monthly)

$57.1 CA$80.1

$41.32 CA$57.9

38.19%

Tennis Court (1 Hour on Weekend)

$20.86 CA$29.24

Cinema Ticket

$11.56 CA$16.20

$12.54 CA$17.59

-7.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,125 CA$1,577

$698 CA$979

61.09%

International Primary School, 1 Child (Yearly)

$18.4K CA$25.9K

$11.6K CA$16.2K

59.40%

Jeans (Levis 501 Or Similar)

$57.3 CA$80.4

$57.4 CA$80.5

-0.19%

Summer Dress (H&M, Zara, etc)

$39.05 CA$54.8

$41.45 CA$58.1

-5.79%

Sport Shoes (Adidas, Nike)

$87.6 CA$123

$82.0 CA$115

6.74%

Men's Leather Business Shoes

$114 CA$159

$108 CA$151

5.16%

1-bedroom Apartment, City Center (Monthly)

$1,842 CA$2,582

$1,291 CA$1,810

42.66%

1-bedroom Apartment, Outside City Center (Monthly)

$1,531 CA$2,146

$1,165 CA$1,634

31.37%

3-bedroom Apartment, City Center (Monthly)

$2,925 CA$4,101

$1,352 CA$1,895

116.41%

3-bedroom Apartment, Outside City Center (Monthly)

$2,502 CA$3,508

$1,174 CA$1,645

113.21%

Buy Apartment in City Center (m2)

$8,725 CA$12.2K

$2,604 CA$3,650

235.13%

Buy Apartment Outside City Center (m2)

$6,867 CA$9,628

$2,543 CA$3,565

170.03%

Average Monthly Net Salary (After Tax)

$3,454 CA$4,842

$3,238 CA$4,539

6.68%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.16

6.08

-15.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: July 11, 2026

Last update for St. Albert, AB: July 11, 2026

Cost Breakdown

A central one-bedroom costs $1,842 in Toronto versus $1,291 in St. Albert, AB. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 7% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $84.0 in Toronto versus $65.0 in St. Albert, AB. Monthly groceries follow the same trend: $395 vs $384 – making St. Albert, AB the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs St. Albert, AB: Cost of Living - Frequently Asked Questions

Toronto costs about 13% more than St. Albert, AB, with the gap driven mainly by Getting Around. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,181 per month in Toronto and $3,686 in St. Albert, AB. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in St. Albert, AB, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $84.0 in Toronto and $65.0 in St. Albert, AB. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,788 in Toronto and $2,458 in St. Albert, AB. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $2,000 monthly budget goes further in St. Albert, AB, where all-in costs run around $2,458, than in Toronto at $2,788. In St. Albert, AB it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward St. Albert, AB – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with St. Albert, AB. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.