Cost of Living Comparison Between Toronto and St. Albert, AB Cost of Living Comparison Between Toronto and St. Albert, AB

Monthly Cost of Living

A single person spends $2,628 per month in Toronto vs $1,214 in St. Albert, AB, rent included.

A couple spends around $3,848 per month in Toronto vs $2,538 in St. Albert, AB, rent included.

A family of three spends $5,067 per month in Toronto vs $3,862 in St. Albert, AB, rent included.

Toronto costs about 116% more than St. Albert, AB, driven mainly by Getting Around.

Toronto sits 91% above the global median, while St. Albert, AB is 12% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$17.88 CA$24.66

$20.59 CA$28.40

-13.16%

Three-Course Dinner for Two, Mid-Range

$87.9 CA$121

$70.6 CA$97.3

24.56%

Fast Food Meal (McDonalds, etc)

$10.93 CA$15.08

$10.06 CA$13.88

8.65%

Cappuccino

$4.06 CA$5.60

$3.93 CA$5.41

3.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.18 CA$3.01

$2.15 CA$2.97

1.40%

Water (0.33 liter bottle)

$1.70 CA$2.34

$1.93 CA$2.66

-11.92%

Local Beer (0.5 liter draught)

$6.69 CA$9.22

$5.13 CA$7.08

30.41%

Imported Beer (0.33 liter bottle)

$7.35 CA$10.13

$5.62 CA$7.74

30.78%

Milk (1 liter)

$2.78 CA$3.83

$1.72 CA$2.37

61.63%

White Bread (500g)

$2.89 CA$3.99

$2.22 CA$3.07

30.18%

Rice (white) (1kg)

$2.56 CA$3.54

$3.16 CA$4.36

-18.99%

Eggs

$3.79 CA$5.22

$3.60 CA$4.96

5.28%

Local Cheese (1kg)

$10.17 CA$14.02

$11.58 CA$15.97

-12.18%

Chicken Fillets (1kg)

$11.95 CA$16.48

$11.61 CA$16.01

2.93%

Beef Round Steak (1kg)

$16.12 CA$22.23

$18.33 CA$25.27

-12.06%

Apples (1kg)

$3.89 CA$5.37

$4.50 CA$6.21

-13.56%

Banana (1kg)

$1.27 CA$1.76

$1.35 CA$1.86

-5.93%

Oranges (1kg)

$3.88 CA$5.35

$4.20 CA$5.80

-7.62%

Tomato (1kg)

$4.33 CA$5.97

$3.96 CA$5.46

9.34%

Potato (1kg)

$1.83 CA$2.52

$2.68 CA$3.69

-31.72%

Onion (1kg)

$1.50 CA$2.06

$2.85 CA$3.93

-47.37%

Lettuce (1 head)

$2.28 CA$3.14

$2.65 CA$3.66

-13.96%

Water (1.5 liter bottle)

$1.44 CA$1.98

$1.55 CA$2.14

-7.10%

Cigarettes 20 Pack (Marlboro, Camel)

$14.20 CA$19.58

$14.46 CA$19.95

-1.80%

Wine (Bottle)

$14.24 CA$19.64

$12.18 CA$16.79

16.91%

Local Beer (0.5 liter bottle)

$2.25 CA$3.10

$2.64 CA$3.63

-14.77%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.49

$2.88 CA$3.98

-12.15%

One-way Ticket (Public Transport)

$2.47 CA$3.41

$2.20 CA$3.04

12.27%

Public Transport Monthly Pass (Regular Price)

$112 CA$154

$63.2 CA$87.1

77.21%

Taxi Start (Normal Tariff)

$3.05 CA$4.20

$2.90 CA$4.00

5.17%

Taxi (Normal Tariff) (1km)

$1.24 CA$1.70

$1.35 CA$1.86

-8.15%

Taxi 1hour Waiting (Normal Tariff)

$22.44 CA$30.94

$21.55 CA$29.71

4.13%

Gasoline (1 liter)

$1.24 CA$1.70

$1.19 CA$1.63

4.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.5K CA$37.9K

$28.1K CA$38.7K

-2.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.2K

$20.0K CA$27.5K

5.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$128 CA$176

$184 CA$254

-30.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.79 CA$46.59

$38.58 CA$53.2

-12.42%

Internet (50+ Mbps, Unlimited Data)

$49.25 CA$67.9

$56.3 CA$77.6

-12.48%

Gym Membership (Monthly)

$40.93 CA$56.5

$41.61 CA$57.4

-1.63%

Tennis Court (1 Hour on Weekend)

$24.62 CA$33.95

Cinema Ticket

$13.16 CA$18.15

$13.34 CA$18.40

-1.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$792 CA$1,093

$783 CA$1,079

1.24%

International Primary School, 1 Child (Yearly)

$24.1K CA$33.3K

$9,897 CA$13.6K

143.83%

Jeans (Levis 501 Or Similar)

$54.5 CA$75.2

$56.8 CA$78.3

-3.93%

Summer Dress (H&M, Zara, etc)

$43.11 CA$59.5

$39.09 CA$53.9

10.28%

Sport Shoes (Adidas, Nike)

$102 CA$140

$86.7 CA$120

17.14%

Men's Leather Business Shoes

$123 CA$170

$114 CA$157

8.31%

1-bedroom Apartment, City Center (Monthly)

$1,653 CA$2,279

1-bedroom Apartment, Outside City Center (Monthly)

$1,452 CA$2,002

3-bedroom Apartment, City Center (Monthly)

$2,694 CA$3,716

$1,348 CA$1,858

99.94%

3-bedroom Apartment, Outside City Center (Monthly)

$2,149 CA$2,964

$1,156 CA$1,595

85.87%

Buy Apartment in City Center (m2)

$8,347 CA$11.5K

$2,564 CA$3,536

225.57%

Buy Apartment Outside City Center (m2)

$6,816 CA$9,399

$2,578 CA$3,556

164.35%

Average Monthly Net Salary (After Tax)

$3,614 CA$4,984

$3,355 CA$4,627

7.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.49

4.4

2.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: August 30, 2026

Last update for St. Albert, AB: September 1, 2026

Cost Breakdown

Salaries run about 8% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $88.0 in Toronto versus $71.0 in St. Albert, AB. Groceries tell a different story – $365 in Toronto vs $368 in St. Albert, AB – so Toronto wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs St. Albert, AB: Cost of Living - Frequently Asked Questions

Toronto costs about 116% more than St. Albert, AB, with the gap driven mainly by Getting Around. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,942 per month in Toronto and $1,821 in St. Albert, AB. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $88.0 in Toronto and $71.0 in St. Albert, AB. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,628 in Toronto and $1,214 in St. Albert, AB. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,000 monthly budget goes further in St. Albert, AB, where all-in costs run around $1,214, than in Toronto at $2,628. In St. Albert, AB it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward St. Albert, AB – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with St. Albert, AB. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.