Last update: Oct 2026

Cost of Living Comparison Between Toronto and St. Albert, AB

For one person, living is cheaper in St. Albert, AB: $1,167 a month against $2,561 in Toronto, rent and utilities included – about $16,700 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
57

Cost of Living Index in St. Albert, AB
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St. Albert, AB Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

St. Albert, AB

🇨🇦 Canada

$1,167

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in St. Albert, AB

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in St. Albert, AB actually costs, broken down by who's living it.

A single person spends $2,561 per month in Toronto vs $1,167 in St. Albert, AB, rent included.

Toronto $2,561
St. Albert, AB $1,167

A couple spends around $3,694 per month in Toronto vs $2,457 in St. Albert, AB, rent included.

Toronto $3,694
St. Albert, AB $2,457

A family of three spends $4,826 per month in Toronto vs $3,747 in St. Albert, AB, rent included.

Toronto $4,826
St. Albert, AB $3,747

Toronto costs about 119% more than St. Albert, AB, and outside of rent the biggest gap is in transport.

Toronto sits 90% above the global median, while St. Albert, AB is 14% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$17.18 CA$24.29

$19.29 CA$27.27

-10.94%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$69.2 CA$97.9

9.75%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$9.90 CA$14.00

6.46%

Cappuccino

$4.02 CA$5.68

$3.81 CA$5.38

5.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$2.05 CA$2.90

3.41%

Water (0.33 liter bottle)

$1.75 CA$2.48

$2.00 CA$2.82

-12.50%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$5.03 CA$7.11

24.06%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$5.64 CA$7.97

25.71%

Milk (1 liter)

$2.44 CA$3.45

$1.68 CA$2.37

45.24%

White Bread (500g)

$2.68 CA$3.78

$2.18 CA$3.07

22.94%

Rice (white) (1kg)

$2.24 CA$3.17

$3.04 CA$4.30

-26.32%

Eggs

$3.56 CA$5.03

$3.46 CA$4.89

2.89%

Local Cheese (1kg)

$9.09 CA$12.85

$11.42 CA$16.14

-20.40%

Chicken Fillets (1kg)

$11.33 CA$16.01

$11.34 CA$16.03

-0.09%

Beef Round Steak (1kg)

$14.53 CA$20.55

$18.19 CA$25.71

-20.12%

Apples (1kg)

$3.62 CA$5.12

$4.22 CA$5.96

-14.22%

Banana (1kg)

$1.21 CA$1.72

$1.39 CA$1.96

-12.95%

Oranges (1kg)

$3.60 CA$5.09

$4.29 CA$6.06

-16.08%

Tomato (1kg)

$4.21 CA$5.96

$3.96 CA$5.59

6.31%

Potato (1kg)

$1.79 CA$2.53

$2.63 CA$3.72

-31.94%

Onion (1kg)

$1.59 CA$2.25

$2.64 CA$3.73

-39.77%

Lettuce (1 head)

$2.27 CA$3.21

$2.57 CA$3.64

-11.67%

Water (1.5 liter bottle)

$1.25 CA$1.77

$1.56 CA$2.20

-19.87%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$13.93 CA$19.70

-0.79%

Wine (Bottle)

$14.27 CA$20.18

$11.72 CA$16.57

21.76%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$2.43 CA$3.43

-9.47%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$2.82 CA$3.99

-13.83%

One-way Ticket (Public Transport)

$2.39 CA$3.38

$2.03 CA$2.88

17.73%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

$60.6 CA$85.6

83.20%

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$2.93 CA$4.14

-0.68%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$1.36 CA$1.93

-11.76%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$20.90 CA$29.54

2.30%

Gasoline (1 liter)

$1.21 CA$1.71

$1.10 CA$1.56

10.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$27.3K CA$38.6K

3.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$19.5K CA$27.5K

4.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$160 CA$227

-24.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$38.86 CA$54.9

-16.98%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$52.6 CA$74.4

-8.91%

Gym Membership (Monthly)

$38.48 CA$54.4

$40.02 CA$56.6

-3.85%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

Cinema Ticket

$12.38 CA$17.50

$12.66 CA$17.90

-2.21%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$748 CA$1,057

11.03%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$9,306 CA$13.2K

148.12%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$55.7 CA$78.8

-9.01%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$39.02 CA$55.2

2.56%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$83.3 CA$118

17.57%

Men's Leather Business Shoes

$121 CA$171

$110 CA$156

9.36%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$1,334 CA$1,886

100.16%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$1,124 CA$1,589

91.45%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

$2,488 CA$3,517

219.39%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

$2,492 CA$3,523

162.51%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

$3,157 CA$4,462

18.07%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

4.51

-0.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for St. Albert, AB: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

St. Albert, AB

- * 0% 100%

Groceries & Markets

Toronto

$340 13.3%

St. Albert, AB

$360 30.8% 5.9% $20

Eating Out

Toronto

$278 10.9%

St. Albert, AB

$282 24.2% 1.5% $4.2

Monthly Utilities & Internet

Toronto

$201 7.8%

St. Albert, AB

$252 21.6% 25.5% $51

Clothing & Footwear

Toronto

$139 5.4%

St. Albert, AB

$130 11.1% 6.8% $9.4

Getting Around

Toronto

$129 5.1%

St. Albert, AB

$78 6.7% 39.4% $51

Sport & Entertainment

Toronto

$63 2.5%

St. Albert, AB

$65 5.6% 3.4% $2.1

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Salaries run about 18% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $76.0 in Toronto versus $69.0 in St. Albert, AB. Groceries tell a different story – $340 in Toronto vs $360 in St. Albert, AB – so Toronto wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Toronto

🇨🇦 St. Albert, AB

🕒 Local time

01:28 1:28 AM

23:28 11:28 PM

2 h behind Toronto

🌤 Weather

👥 Population

2,731,571

68,232

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

On the map

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Between locations

Toronto St. Albert, AB 2,720 km ≈ 4 h nonstop flight

From you

Toronto
St. Albert, AB

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs St. Albert, AB: Cost of Living - Frequently Asked Questions

Toronto costs about 119% more than St. Albert, AB, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,841 per month in Toronto and $1,751 in St. Albert, AB. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $76.0 in Toronto and $69.0 in St. Albert, AB. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,561 in Toronto and $1,167 in St. Albert, AB. That's a gap of about 119%.

A $1,000 monthly budget goes further in St. Albert, AB, where all-in costs run around $1,167, than in Toronto at $2,561. In St. Albert, AB it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward St. Albert, AB – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with St. Albert, AB. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.