Last update: Oct 2026

Cost of Living Comparison Between St Albans and Hamilton

For one person, living is cheaper in Hamilton: $2,306 a month against $2,894 in St Albans, rent and utilities included – about $7,100 less a year. Rent and utilities account for most of the difference.

St Albans
🇬🇧 United Kingdom
$2,894
/mo nomad
Hamilton
🇨🇦 Canada
$2,306
/mo nomad
Monthly Cost of Living

How much you'll spend in St Albans and in Hamilton

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in St Albans and in Hamilton actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,894 in St Albans versus $2,306 in Hamilton.

  • St Albans $2,894
  • Hamilton $2,306

Estimated couple costs with rent: $4,095 in St Albans versus $3,384 in Hamilton.

  • St Albans $4,095
  • Hamilton $3,384

Monthly costs for a family of three with rent: $5,295 in St Albans versus $4,461 in Hamilton.

  • St Albans $5,295
  • Hamilton $4,461

Living in St Albans is roughly 26% more expensive than in Hamilton, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: St Albans 114% above, Hamilton 70% above.

Currency
🍽 Eating Out
St Albans
Hamilton
Difference
Meal at Budget Restaurant
$20.89 £15.68
$17.71 CA$25.03
17.96%
Three-Course Dinner for Two, Mid-Range
$88.8 £66.6
$66.7 CA$94.3
33.16%
Fast Food Meal (McDonalds, etc)
$9.24 £6.94
$12.15 CA$17.18
-23.95%
Cappuccino
$4.45 £3.34
$3.39 CA$4.79
31.27%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.75 £2.06
$2.15 CA$3.04
27.91%
Water (0.33 liter bottle)
$1.93 £1.45
$1.70 CA$2.40
13.53%
Local Beer (0.5 liter draught)
$6.78 £5.09
$5.02 CA$7.09
35.06%
Imported Beer (0.33 liter bottle)
$6.58 £4.94
$6.18 CA$8.74
6.47%
🛒 Groceries & Markets
St Albans
Hamilton
Difference
Milk (1 liter)
$1.64 £1.23
$1.94 CA$2.74
-15.46%
White Bread (500g)
$1.62 £1.21
$2.04 CA$2.88
-20.59%
Rice (white) (1kg)
$2.46 £1.84
$3.10 CA$4.38
-20.65%
Eggs
$4.35 £3.26
$3.34 CA$4.72
30.24%
Local Cheese (1kg)
$9.74 £7.31
$7.91 CA$11.18
23.14%
Chicken Fillets (1kg)
$9.40 £7.06
$11.17 CA$15.79
-15.85%
Beef Round Steak (1kg)
$13.60 £10.20
$14.60 CA$20.65
-6.85%
Apples (1kg)
$3.02 £2.27
$4.08 CA$5.77
-25.98%
Banana (1kg)
$1.36 £1.02
$1.30 CA$1.84
4.62%
Oranges (1kg)
$2.16 £1.62
$3.87 CA$5.47
-44.19%
Tomato (1kg)
$3.23 £2.43
$3.69 CA$5.22
-12.47%
Potato (1kg)
$1.67 £1.25
$2.65 CA$3.75
-36.98%
Onion (1kg)
$1.48 £1.11
$2.00 CA$2.82
-26.00%
Lettuce (1 head)
$1.29 £0.97
$1.99 CA$2.81
-35.18%
Water (1.5 liter bottle)
$1.96 £1.47
$1.29 CA$1.83
51.94%
Cigarettes 20 Pack (Marlboro, Camel)
$22.35 £16.77
$12.49 CA$17.66
78.94%
Wine (Bottle)
$10.49 £7.87
$14.40 CA$20.36
-27.15%
Local Beer (0.5 liter bottle)
$2.78 £2.09
$2.65 CA$3.74
4.91%
Imported Beer (0.33 liter bottle)
$3.15 £2.36
$3.97 CA$5.61
-20.65%
🚌 Getting Around
St Albans
Hamilton
Difference
One-way Ticket (Public Transport)
$2.97 £2.22
$2.52 CA$3.56
17.86%
Public Transport Monthly Pass (Regular Price)
$82.4 £61.8
$87.0 CA$123
-5.28%
Taxi Start (Normal Tariff)
$3.93 £2.95
$3.54 CA$5.00
11.02%
Taxi (Normal Tariff) (1km)
$2.43 £1.82
$1.26 CA$1.78
92.86%
Taxi 1hour Waiting (Normal Tariff)
$50.0 £37.51
$23.47 CA$33.18
113.04%
Gasoline (1 liter)
$2.06 £1.54
$1.17 CA$1.65
76.07%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.4K £28.8K
$26.4K CA$37.3K
45.72%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$39.9K £29.9K
$22.0K CA$31.1K
81.60%
🧾 Monthly Utilities & Internet
St Albans
Hamilton
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$339 £254
$154 CA$217
120.50%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$18.74 £14.06
$42.63 CA$60.3
-56.04%
Internet (50+ Mbps, Unlimited Data)
$42.04 £31.54
$51.1 CA$72.2
-17.68%
🎉 Sport & Entertainment
St Albans
Hamilton
Difference
Gym Membership (Monthly)
$52.5 £39.37
$37.84 CA$53.5
38.69%
Tennis Court (1 Hour on Weekend)
$13.52 £10.14
$17.39 CA$24.59
-22.25%
Cinema Ticket
$19.58 £14.69
$10.32 CA$14.59
89.73%
🧸 Childcare & Education
St Albans
Hamilton
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,535 £1,902
$610 CA$862
315.75%
International Primary School, 1 Child (Yearly)
$10.5K £7,853
$16.3K CA$23.0K
-35.72%
👕👟 Clothing & Footwear
St Albans
Hamilton
Difference
Jeans (Levis 501 Or Similar)
$78.6 £59.0
$48.77 CA$68.9
61.12%
Summer Dress (H&M, Zara, etc)
$46.58 £34.95
$31.28 CA$44.22
48.91%
Sport Shoes (Adidas, Nike)
$93.1 £69.8
$86.6 CA$122
7.48%
Men's Leather Business Shoes
$122 £91.7
$119 CA$169
2.46%
🏠 Accommodation & Living
St Albans
Hamilton
Difference
1-bedroom Apartment, City Center (Monthly)
$1,870 £1,403
$1,239 CA$1,752
50.90%
1-bedroom Apartment, Outside City Center (Monthly)
$1,523 £1,142
$1,157 CA$1,635
31.66%
3-bedroom Apartment, City Center (Monthly)
$2,953 £2,215
$2,032 CA$2,873
45.33%
3-bedroom Apartment, Outside City Center (Monthly)
$2,339 £1,755
$1,882 CA$2,660
24.31%
Buy Apartment in City Center (m2)
$9,224 £6,920
$2,708 CA$3,828
240.66%
Buy Apartment Outside City Center (m2)
$6,833 £5,126
$2,733 CA$3,863
150.05%
💵 Salaries & Financials
St Albans
Hamilton
Difference
Average Monthly Net Salary (After Tax)
$2,972 £2,229
$2,989 CA$4,225
-0.57%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.4
4.6
17.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St Albans: October 19, 2026

Last update for Hamilton: October 19, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
St Albans
$1.5K
Hamilton
$1.2K 24% $366
Monthly Utilities & Internet
St Albans
$400
Hamilton
$248 38.1% $152
Eating Out
St Albans
$314
Hamilton
$272 13.5% $42
Groceries & Markets
St Albans
$303
Hamilton
$336 11.2% $34
Clothing & Footwear
St Albans
$153
Hamilton
$129 16% $25
Getting Around
St Albans
$110
Hamilton
$107 3.2% $3.5
Sport & Entertainment
St Albans
$92
Hamilton
$58 36.2% $33

Cost Breakdown

A one-bedroom apartment in the center runs $1,870 in St Albans and $1,239 in Hamilton. Housing cost is often the main lever when comparing two cities.

Hamilton pays 1% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $89.0 in St Albans vs $67.0 in Hamilton. Groceries flip the comparison at $303 vs $336, with St Albans cheaper for home cooking.

Good to know
🇬🇧 St Albans
🇨🇦 Hamilton
🕒 Local time
19:50 7:50 PM
14:50 2:50 PM
5 h behind St Albans
🌤 Weather
👥 Population
57,795
519,949
💱 Currency
Exchange rates and currency converter

CAD, USD, EUR to GBP – British Pound Converter

British Pound exchange rates as of October 23, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Canadian Dollar exchange rates as of October 23, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

On the map
Between locations
  • St Albans Hamilton 5,750 km ≈ 8 h nonstop flight
From you
  • St Albans
  • Hamilton

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
St Albans vs Hamilton: Cost of Living - Frequently Asked Questions
Is Hamilton cheaper than St Albans?
Hamilton is cheaper overall, especially in eating out, clothing, and transport. The 26% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: St Albans or Hamilton?
On paper, salaries run 1% lower in Hamilton. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between St Albans and Hamilton?
Rent for a central apartment: $1,870 in St Albans versus $1,239 in Hamilton. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper kindergarten?
Childcare runs $2,535 in St Albans versus $610 in Hamilton. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do food prices compare in St Albans and in Hamilton?
Shoppers in St Albans pay roughly 11% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
Is $2,500 a realistic budget for living in St Albans or in Hamilton?
At $2,306 in Hamilton versus $2,894 in St Albans, a $2,500 budget is realistic in Hamilton but tight or insufficient in St Albans. The gap between the two cities makes Hamilton the clear choice for anyone on this budget.
Is St Albans or Hamilton more family-friendly?
For families, Hamilton is more practical. Housing and childcare are both notably cheaper than in St Albans, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is easier to live in as a foreigner?
Expats usually find Hamilton gentler on the wallet – expenses run 26% less than in St Albans. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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