Last update: Oct 2026

Cost of Living Comparison Between Springfield, MO and Toronto

For one person, living is cheaper in Springfield, MO: $2,208 a month against $2,561 in Toronto, rent and utilities included – about $4,200 less a year. Higher rent and utilities in Toronto outweigh lower spending on other living expenses.

107

Cost of Living Index in Springfield, MO
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Springfield, MO Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Springfield, MO

🇺🇸 United States

$2,208

/mo nomad

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Monthly Cost of Living

How much you'll spend in Springfield, MO and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Springfield, MO and in Toronto actually costs, broken down by who's living it.

A single person spends $2,208 per month in Springfield, MO vs $2,561 in Toronto, rent included.

Springfield, MO $2,208
Toronto $2,561

A couple spends around $3,251 per month in Springfield, MO vs $3,694 in Toronto, rent included.

Springfield, MO $3,251
Toronto $3,694

A family of three spends $4,294 per month in Springfield, MO vs $4,826 in Toronto, rent included.

Springfield, MO $4,294
Toronto $4,826

Springfield, MO is about 14% cheaper than Toronto, and outside of rent the biggest gap is in eating out.

Both Springfield, MO and Toronto sit above the global median – Springfield, MO by 64%, Toronto by 90%.

Meal at Budget Restaurant

$27.40 $27.40

$17.18 CA$24.29

59.49%

Three-Course Dinner for Two, Mid-Range

$59.5 $59.5

$76.0 CA$107

-21.69%

Fast Food Meal (McDonalds, etc)

$11.17 $11.17

$10.54 CA$14.89

5.98%

Cappuccino

$4.91 $4.91

$4.02 CA$5.68

22.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.30 $2.30

$2.12 CA$3.00

8.49%

Water (0.33 liter bottle)

$2.20 $2.20

$1.75 CA$2.48

25.71%

Local Beer (0.5 liter draught)

$4.55 $4.55

$6.24 CA$8.83

-27.08%

Imported Beer (0.33 liter bottle)

$6.59 $6.59

$7.09 CA$10.02

-7.05%

Milk (1 liter)

$1.14 $1.14

$2.44 CA$3.45

-53.28%

White Bread (500g)

$3.32 $3.32

$2.68 CA$3.78

23.88%

Rice (white) (1kg)

$2.19 $2.19

$2.24 CA$3.17

-2.23%

Eggs

$3.76 $3.76

$3.56 CA$5.03

5.62%

Local Cheese (1kg)

$11.09 $11.09

$9.09 CA$12.85

22.00%

Chicken Fillets (1kg)

$8.59 $8.59

$11.33 CA$16.01

-24.18%

Beef Round Steak (1kg)

$15.31 $15.31

$14.53 CA$20.55

5.37%

Apples (1kg)

$4.50 $4.50

$3.62 CA$5.12

24.31%

Banana (1kg)

$1.08 $1.08

$1.21 CA$1.72

-10.74%

Oranges (1kg)

$2.97 $2.97

$3.60 CA$5.09

-17.50%

Tomato (1kg)

$4.31 $4.31

$4.21 CA$5.96

2.38%

Potato (1kg)

$1.65 $1.65

$1.79 CA$2.53

-7.82%

Onion (1kg)

$2.36 $2.36

$1.59 CA$2.25

48.43%

Lettuce (1 head)

$1.75 $1.75

$2.27 CA$3.21

-22.91%

Water (1.5 liter bottle)

$1.98 $1.98

$1.25 CA$1.77

58.40%

Cigarettes 20 Pack (Marlboro, Camel)

$8.97 $8.97

$13.82 CA$19.53

-35.09%

Wine (Bottle)

$13.24 $13.24

$14.27 CA$20.18

-7.22%

Local Beer (0.5 liter bottle)

$1.78 $1.78

$2.20 CA$3.10

-19.09%

Imported Beer (0.33 liter bottle)

$4.34 $4.34

$2.43 CA$3.44

78.60%

One-way Ticket (Public Transport)

$1.28 $1.28

$2.39 CA$3.38

-46.44%

Public Transport Monthly Pass (Regular Price)

$45.66 $45.66

$111 CA$157

-58.84%

Taxi Start (Normal Tariff)

$3.01 $3.01

$2.91 CA$4.12

3.44%

Taxi (Normal Tariff) (1km)

$1.46 $1.46

$1.20 CA$1.69

21.67%

Taxi 1hour Waiting (Normal Tariff)

$36.10 $36.10

$21.38 CA$30.23

68.85%

Gasoline (1 liter)

$0.96 $0.96

$1.21 CA$1.71

-20.66%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.8K $34.8K

$28.2K CA$39.8K

23.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K $26.5K

$20.3K CA$28.6K

31.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$275 $275

$120 CA$170

128.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.7 $59.7

$32.26 CA$45.60

84.90%

Internet (50+ Mbps, Unlimited Data)

$72.3 $72.3

$47.93 CA$67.8

50.82%

Gym Membership (Monthly)

$57.8 $57.8

$38.48 CA$54.4

50.08%

Tennis Court (1 Hour on Weekend)

$34.98 $34.98

$22.96 CA$32.46

52.35%

Cinema Ticket

$12.02 $12.02

$12.38 CA$17.50

-2.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$760 $760

$830 CA$1,173

-8.44%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

Jeans (Levis 501 Or Similar)

$72.3 $72.3

$50.7 CA$71.7

42.65%

Summer Dress (H&M, Zara, etc)

$36.70 $36.70

$40.02 CA$56.6

-8.30%

Sport Shoes (Adidas, Nike)

$77.3 $77.3

$98.0 CA$139

-21.08%

Men's Leather Business Shoes

$123 $123

$121 CA$171

2.33%

1-bedroom Apartment, City Center (Monthly)

$991 $991

$1,592 CA$2,251

-37.78%

1-bedroom Apartment, Outside City Center (Monthly)

$816 $816

$1,410 CA$1,994

-42.14%

3-bedroom Apartment, City Center (Monthly)

$1,717 $1,717

$2,670 CA$3,775

-35.68%

3-bedroom Apartment, Outside City Center (Monthly)

$1,366 $1,366

$2,152 CA$3,042

-36.50%

Buy Apartment in City Center (m2)

$1,772 $1,772

$7,945 CA$11.2K

-77.70%

Buy Apartment Outside City Center (m2)

$1,811 $1,811

$6,542 CA$9,249

-72.32%

Average Monthly Net Salary (After Tax)

$2,927 $2,927

$3,727 CA$5,269

-21.47%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.36

4.47

42.28%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Springfield, MO: October 13, 2026

Last update for Toronto: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Springfield, MO

$816 37%

Toronto

$1.4K 55.1% 72.8% $594

Monthly Utilities & Internet

Springfield, MO

$407 18.4%

Toronto

$201 7.8% 50.7% $206

Eating Out

Springfield, MO

$366 16.6%

Toronto

$278 10.9% 23.9% $87

Groceries & Markets

Springfield, MO

$338 15.3%

Toronto

$340 13.3% 0.7% $2.2

Clothing & Footwear

Springfield, MO

$139 6.3%

Toronto

$139 5.4% 0.2% $0.2

Sport & Entertainment

Springfield, MO

$82 3.7%

Toronto

$63 2.5% 22.7% $19

Getting Around

Springfield, MO

$61 2.8%

Toronto

$129 5.1% 112% $68

Cost Breakdown

A central one-bedroom costs $991 in Springfield, MO versus $1,592 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 27% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $59.0 in Springfield, MO versus $76.0 in Toronto. Monthly groceries follow the same trend: $338 vs $340 – making Springfield, MO the more affordable choice for daily food spending.

Good to know

🇺🇸 Springfield, MO

🇨🇦 Toronto

🕒 Local time

03:18 3:18 AM

04:18 4:18 AM

1 h ahead of Springfield, MO

🌤 Weather

👥 Population

116,482

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 18, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

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Springfield, MO Toronto 1,380 km ≈ 2 h 15 min nonstop flight

From you

Springfield, MO
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Springfield, MO vs Toronto: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,208 in Springfield, MO, $2,561 in Toronto – roughly 16% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $3,313 per month in Springfield, MO and $3,841 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Springfield, MO, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 143% less in Springfield, MO. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $760 per month in Springfield, MO and $830 in Toronto. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $3,000 monthly budget goes further in Springfield, MO, where all-in costs run around $2,208, than in Toronto at $2,561. In Springfield, MO it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Springfield, MO – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Springfield, MO. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.