Last update: Oct 2026

Cost of Living Comparison Between Toronto and Springfield, MO

For one person, living is cheaper in Springfield, MO: $2,208 a month against $2,561 in Toronto, rent and utilities included – about $4,200 less a year. Higher rent and utilities in Toronto outweigh lower spending on other living expenses.

125

Cost of Living Index in Toronto
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Toronto Living Index
107

Cost of Living Index in Springfield, MO
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Springfield, MO Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Springfield, MO

🇺🇸 United States

$2,208

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Springfield, MO

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Springfield, MO actually costs, broken down by who's living it.

A single person spends $2,561 per month in Toronto vs $2,208 in Springfield, MO, rent included.

Toronto $2,561
Springfield, MO $2,208

A couple spends around $3,694 per month in Toronto vs $3,251 in Springfield, MO, rent included.

Toronto $3,694
Springfield, MO $3,251

A family of three spends $4,826 per month in Toronto vs $4,294 in Springfield, MO, rent included.

Toronto $4,826
Springfield, MO $4,294

Toronto costs about 16% more than Springfield, MO, and outside of rent the biggest gap is in eating out.

Both Toronto and Springfield, MO sit above the global median – Toronto by 90%, Springfield, MO by 64%.

Meal at Budget Restaurant

$17.18 CA$24.29

$27.40 $27.40

-37.30%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$59.5 $59.5

27.70%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$11.17 $11.17

-5.64%

Cappuccino

$4.02 CA$5.68

$4.91 $4.91

-18.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$2.30 $2.30

-7.83%

Water (0.33 liter bottle)

$1.75 CA$2.48

$2.20 $2.20

-20.45%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$4.55 $4.55

37.14%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$6.59 $6.59

7.59%

Milk (1 liter)

$2.44 CA$3.45

$1.14 $1.14

114.04%

White Bread (500g)

$2.68 CA$3.78

$3.32 $3.32

-19.28%

Rice (white) (1kg)

$2.24 CA$3.17

$2.19 $2.19

2.28%

Eggs

$3.56 CA$5.03

$3.76 $3.76

-5.32%

Local Cheese (1kg)

$9.09 CA$12.85

$11.09 $11.09

-18.03%

Chicken Fillets (1kg)

$11.33 CA$16.01

$8.59 $8.59

31.90%

Beef Round Steak (1kg)

$14.53 CA$20.55

$15.31 $15.31

-5.09%

Apples (1kg)

$3.62 CA$5.12

$4.50 $4.50

-19.56%

Banana (1kg)

$1.21 CA$1.72

$1.08 $1.08

12.04%

Oranges (1kg)

$3.60 CA$5.09

$2.97 $2.97

21.21%

Tomato (1kg)

$4.21 CA$5.96

$4.31 $4.31

-2.32%

Potato (1kg)

$1.79 CA$2.53

$1.65 $1.65

8.48%

Onion (1kg)

$1.59 CA$2.25

$2.36 $2.36

-32.63%

Lettuce (1 head)

$2.27 CA$3.21

$1.75 $1.75

29.71%

Water (1.5 liter bottle)

$1.25 CA$1.77

$1.98 $1.98

-36.87%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$8.97 $8.97

54.07%

Wine (Bottle)

$14.27 CA$20.18

$13.24 $13.24

7.78%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$1.78 $1.78

23.60%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$4.34 $4.34

-44.01%

One-way Ticket (Public Transport)

$2.39 CA$3.38

$1.28 $1.28

86.72%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

$45.66 $45.66

142.95%

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$3.01 $3.01

-3.32%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$1.46 $1.46

-17.81%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$36.10 $36.10

-40.78%

Gasoline (1 liter)

$1.21 CA$1.71

$0.96 $0.96

26.04%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$34.8K $34.8K

-19.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$26.5K $26.5K

-23.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$275 $275

-56.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$59.7 $59.7

-45.92%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$72.3 $72.3

-33.70%

Gym Membership (Monthly)

$38.48 CA$54.4

$57.8 $57.8

-33.37%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

$34.98 $34.98

-34.36%

Cinema Ticket

$12.38 CA$17.50

$12.02 $12.02

3.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$760 $760

9.22%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$72.3 $72.3

-29.90%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$36.70 $36.70

9.05%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$77.3 $77.3

26.71%

Men's Leather Business Shoes

$121 CA$171

$123 $123

-2.28%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$991 $991

60.71%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$816 $816

72.82%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$1,717 $1,717

55.46%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$1,366 $1,366

57.47%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

$1,772 $1,772

348.47%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

$1,811 $1,811

261.22%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

$2,927 $2,927

27.34%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.36

-29.72%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Springfield, MO: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Springfield, MO

$816 37% 42.1% $594

Groceries & Markets

Toronto

$340 13.3%

Springfield, MO

$338 15.3% 0.7% $2.2

Eating Out

Toronto

$278 10.9%

Springfield, MO

$366 16.6% 31.4% $87

Monthly Utilities & Internet

Toronto

$201 7.8%

Springfield, MO

$407 18.4% 103% $206

Clothing & Footwear

Toronto

$139 5.4%

Springfield, MO

$139 6.3% 0.2% $0.2

Getting Around

Toronto

$129 5.1%

Springfield, MO

$61 2.8% 52.8% $68

Sport & Entertainment

Toronto

$63 2.5%

Springfield, MO

$82 3.7% 29.3% $19

Cost Breakdown

A central one-bedroom costs $1,592 in Toronto versus $991 in Springfield, MO. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 27% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $76.0 in Toronto versus $59.0 in Springfield, MO. Monthly groceries follow the same trend: $340 vs $338 – making Springfield, MO the more affordable choice for daily food spending.

Good to know

🇨🇦 Toronto

🇺🇸 Springfield, MO

🕒 Local time

10:54 10:54 AM

09:54 9:54 AM

1 h behind Toronto

🌤 Weather

👥 Population

2,731,571

116,482

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 18, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Springfield, MO 1,380 km ≈ 2 h 15 min nonstop flight

From you

Toronto
Springfield, MO

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Springfield, MO: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,561 in Toronto, $2,208 in Springfield, MO – roughly 16% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $3,841 per month in Toronto and $3,313 in Springfield, MO. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Springfield, MO, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 143% less in Springfield, MO. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $830 per month in Toronto and $760 in Springfield, MO. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $3,000 monthly budget goes further in Springfield, MO, where all-in costs run around $2,208, than in Toronto at $2,561. In Springfield, MO it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Springfield, MO – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Springfield, MO. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.