Last update: Oct 2026

Cost of Living Comparison Between Springfield, IL and Toronto

For one person, living is cheaper in Toronto: $2,530 a month against $2,675 in Springfield, IL, rent and utilities included – about $1,700 less a year. The total is higher in Springfield, IL despite lower rent and utilities.

128

Cost of Living Index in Springfield, IL
Learn more

Springfield, IL Living Index
125

Cost of Living Index in Toronto
Learn more

Toronto Living Index

Jump to prices

Springfield, IL

🇺🇸 United States

$2,675

/mo nomad

Toronto

🇨🇦 Canada

$2,530

/mo nomad

Monthly Cost of Living

How much you'll spend in Springfield, IL and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Springfield, IL and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,675 in Springfield, IL versus $2,530 in Toronto.

Springfield, IL $2,675
Toronto $2,530

Estimated couple costs with rent: $3,965 in Springfield, IL versus $3,646 in Toronto.

Springfield, IL $3,965
Toronto $3,646

Monthly costs for a family of three with rent: $5,255 in Springfield, IL versus $4,761 in Toronto.

Springfield, IL $5,255
Toronto $4,761

Living in Springfield, IL is roughly 6% more expensive than in Toronto, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Springfield, IL 100% above, Toronto 89% above.

Meal at Budget Restaurant

$14.54 $14.54

$17.67 CA$25.19

-17.71%

Three-Course Dinner for Two, Mid-Range

$42.11 $42.11

$77.4 CA$110

-45.58%

Fast Food Meal (McDonalds, etc)

$10.19 $10.19

$10.47 CA$14.93

-2.67%

Cappuccino

$5.48 $5.48

$4.08 CA$5.82

34.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.04 $2.04

$2.12 CA$3.02

-3.77%

Water (0.33 liter bottle)

$1.53 $1.53

$1.76 CA$2.51

-13.07%

Local Beer (0.5 liter draught)

$3.07 $3.07

$6.17 CA$8.80

-50.24%

Imported Beer (0.33 liter bottle)

$4.05 $4.05

$6.89 CA$9.83

-41.22%

Milk (1 liter)

$0.76 $0.76

$2.43 CA$3.47

-68.72%

White Bread (500g)

$3.36 $3.36

$2.75 CA$3.92

22.18%

Rice (white) (1kg)

$8.88 $8.88

$2.23 CA$3.18

298.21%

Eggs

$3.17 $3.17

$3.45 CA$4.91

-8.12%

Local Cheese (1kg)

$19.33 $19.33

$8.93 CA$12.74

116.46%

Chicken Fillets (1kg)

$17.04 $17.04

$11.44 CA$16.31

48.95%

Beef Round Steak (1kg)

$32.92 $32.92

$14.61 CA$20.83

125.33%

Apples (1kg)

$8.51 $8.51

$3.75 CA$5.34

126.93%

Banana (1kg)

$1.29 $1.29

$1.15 CA$1.64

12.17%

Oranges (1kg)

$8.94 $8.94

$3.55 CA$5.06

151.83%

Tomato (1kg)

$5.70 $5.70

$4.28 CA$6.11

33.18%

Potato (1kg)

$3.24 $3.24

$1.85 CA$2.63

75.14%

Onion (1kg)

$4.42 $4.42

$1.67 CA$2.38

164.67%

Lettuce (1 head)

$1.95 $1.95

$2.22 CA$3.16

-12.16%

Water (1.5 liter bottle)

$1.69 $1.69

$1.21 CA$1.72

39.67%

Cigarettes 20 Pack (Marlboro, Camel)

$9.98 $9.98

$13.88 CA$19.79

-28.10%

Wine (Bottle)

$11.21 $11.21

$14.25 CA$20.32

-21.33%

Local Beer (0.5 liter bottle)

$1.24 $1.24

$2.20 CA$3.13

-43.64%

Imported Beer (0.33 liter bottle)

$1.62 $1.62

$2.42 CA$3.45

-33.06%

One-way Ticket (Public Transport)

$1.28 $1.28

$2.42 CA$3.45

-47.11%

Public Transport Monthly Pass (Regular Price)

$40.33 $40.33

$111 CA$158

-63.58%

Taxi Start (Normal Tariff)

$5.74 $5.74

$2.90 CA$4.13

97.93%

Taxi (Normal Tariff) (1km)

$1.03 $1.03

$1.26 CA$1.80

-18.25%

Taxi 1hour Waiting (Normal Tariff)

$18.25 $18.25

$22.03 CA$31.41

-17.16%

Gasoline (1 liter)

$0.90 $0.90

$1.22 CA$1.74

-26.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.2K $36.2K

$27.6K CA$39.4K

30.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K $26.3K

$19.8K CA$28.3K

32.86%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$232 $232

$122 CA$174

90.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$95.0 $95.0

$32.03 CA$45.67

196.53%

Internet (50+ Mbps, Unlimited Data)

$64.2 $64.2

$47.92 CA$68.3

33.97%

Gym Membership (Monthly)

$50.5 $50.5

$38.90 CA$55.5

29.79%

Tennis Court (1 Hour on Weekend)

$20.14 $20.14

$23.24 CA$33.13

-13.34%

Cinema Ticket

$12.45 $12.45

$12.61 CA$17.98

-1.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$941 $941

$834 CA$1,189

12.85%

International Primary School, 1 Child (Yearly)

$23.3K CA$33.3K

Jeans (Levis 501 Or Similar)

$106 $106

$52.6 CA$75.0

102.34%

Summer Dress (H&M, Zara, etc)

$55.3 $55.3

$40.26 CA$57.4

37.46%

Sport Shoes (Adidas, Nike)

$125 $125

$96.2 CA$137

29.49%

Men's Leather Business Shoes

$139 $139

$123 CA$175

13.32%

1-bedroom Apartment, City Center (Monthly)

$910 $910

$1,598 CA$2,279

-43.08%

1-bedroom Apartment, Outside City Center (Monthly)

$1,137 $1,137

$1,435 CA$2,046

-20.73%

3-bedroom Apartment, City Center (Monthly)

$1,863 $1,863

$2,657 CA$3,788

-29.88%

3-bedroom Apartment, Outside City Center (Monthly)

$2,192 $2,192

$2,096 CA$2,989

4.59%

Buy Apartment in City Center (m2)

$3,175 $3,175

$8,033 CA$11.5K

-60.47%

Buy Apartment Outside City Center (m2)

$1,176 $1,176

$6,557 CA$9,350

-82.07%

Average Monthly Net Salary (After Tax)

$3,963 $3,963

$3,743 CA$5,337

5.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.55

4.47

46.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Springfield, IL: October 5, 2026

Last update for Toronto: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Springfield, IL

$1.1K 43.3%

Toronto

$1.4K 55.4% 26.2% $297

Groceries & Markets

Springfield, IL

$524 20%

Toronto

$340 13.1% 35.1% $184

Monthly Utilities & Internet

Springfield, IL

$391 14.9%

Toronto

$202 7.8% 48.3% $189

Eating Out

Springfield, IL

$250 9.5%

Toronto

$282 10.9% 12.6% $32

Clothing & Footwear

Springfield, IL

$192 7.3%

Toronto

$140 5.4% 26.7% $51

Sport & Entertainment

Springfield, IL

$75 2.9%

Toronto

$64 2.5% 14.9% $11

Getting Around

Springfield, IL

$56 2.2%

Toronto

$130 5% 130% $73

Cost Breakdown

A one-bedroom apartment in the center runs $910 in Springfield, IL and $1,598 in Toronto. Housing cost is often the main lever when comparing two cities.

Springfield, IL pays 6% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $42.00 in Springfield, IL vs $77.0 in Toronto. Groceries flip the comparison at $524 vs $340, with Toronto cheaper for home cooking.

Good to know

🇺🇸 Springfield, IL

🇨🇦 Toronto

🕒 Local time

02:34 2:34 AM

03:34 3:34 AM

1 h ahead of Springfield, IL

🌤 Weather

👥 Population

116,482

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.892 EUR

1 CAD = 0.701 USD

1 CAD = 0.626 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 12, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Canadian Dollar exchange rates as of October 12, 2026: 1 USD = 1.43 CAD (1 CAD = 0.701 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

CAD to USD in detail →

On the map

Lowest

Highest

Between locations

Springfield, IL Toronto 950 km ≈ 1 h 45 min nonstop flight

From you

Springfield, IL
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Springfield, IL vs Toronto: Cost of Living - Frequently Asked Questions

Toronto wins on cost – living expenses run 6% lower than in Springfield, IL. Housing and daily spending are where you'll feel the difference most, making Toronto the obvious pick if budget is a priority.

Average pay runs 6% higher in Springfield, IL, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $910 in Springfield, IL versus $1,598 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $941 in Springfield, IL versus $834 in Toronto. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 54% higher in Springfield, IL. For households that cook at home regularly, that difference adds up over a month.

At $2,530 in Toronto versus $2,675 in Springfield, IL, a $2,500 budget is realistic in Toronto but tight or insufficient in Springfield, IL. The gap between the two cities makes Toronto the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Toronto gentler on the wallet – expenses run 6% less than in Springfield, IL. Beyond cost, consider language, visa policies, and how big the international community is in each city.