Last update: Oct 2026

Cost of Living Comparison Between Toronto and Springfield, IL

For one person, living is cheaper in Toronto: $2,530 a month against $2,675 in Springfield, IL, rent and utilities included – about $1,700 less a year. The total is higher in Springfield, IL despite lower rent and utilities.

125

Cost of Living Index in Toronto
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Toronto Living Index
128

Cost of Living Index in Springfield, IL
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Springfield, IL Living Index

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Toronto

🇨🇦 Canada

$2,530

/mo nomad

Springfield, IL

🇺🇸 United States

$2,675

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Springfield, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Springfield, IL actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,530 in Toronto versus $2,675 in Springfield, IL.

Toronto $2,530
Springfield, IL $2,675

Estimated couple costs with rent: $3,646 in Toronto versus $3,965 in Springfield, IL.

Toronto $3,646
Springfield, IL $3,965

Monthly costs for a family of three with rent: $4,761 in Toronto versus $5,255 in Springfield, IL.

Toronto $4,761
Springfield, IL $5,255

Living in Toronto costs roughly 5% less than in Springfield, IL, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Toronto 89% above, Springfield, IL 100% above.

Meal at Budget Restaurant

$17.67 CA$25.19

$14.54 $14.54

21.53%

Three-Course Dinner for Two, Mid-Range

$77.4 CA$110

$42.11 $42.11

83.76%

Fast Food Meal (McDonalds, etc)

$10.47 CA$14.93

$10.19 $10.19

2.75%

Cappuccino

$4.08 CA$5.82

$5.48 $5.48

-25.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.02

$2.04 $2.04

3.92%

Water (0.33 liter bottle)

$1.76 CA$2.51

$1.53 $1.53

15.03%

Local Beer (0.5 liter draught)

$6.17 CA$8.80

$3.07 $3.07

100.98%

Imported Beer (0.33 liter bottle)

$6.89 CA$9.83

$4.05 $4.05

70.12%

Milk (1 liter)

$2.43 CA$3.47

$0.76 $0.76

219.74%

White Bread (500g)

$2.75 CA$3.92

$3.36 $3.36

-18.15%

Rice (white) (1kg)

$2.23 CA$3.18

$8.88 $8.88

-74.89%

Eggs

$3.45 CA$4.91

$3.17 $3.17

8.83%

Local Cheese (1kg)

$8.93 CA$12.74

$19.33 $19.33

-53.80%

Chicken Fillets (1kg)

$11.44 CA$16.31

$17.04 $17.04

-32.86%

Beef Round Steak (1kg)

$14.61 CA$20.83

$32.92 $32.92

-55.62%

Apples (1kg)

$3.75 CA$5.34

$8.51 $8.51

-55.93%

Banana (1kg)

$1.15 CA$1.64

$1.29 $1.29

-10.85%

Oranges (1kg)

$3.55 CA$5.06

$8.94 $8.94

-60.29%

Tomato (1kg)

$4.28 CA$6.11

$5.70 $5.70

-24.91%

Potato (1kg)

$1.85 CA$2.63

$3.24 $3.24

-42.90%

Onion (1kg)

$1.67 CA$2.38

$4.42 $4.42

-62.22%

Lettuce (1 head)

$2.22 CA$3.16

$1.95 $1.95

13.85%

Water (1.5 liter bottle)

$1.21 CA$1.72

$1.69 $1.69

-28.40%

Cigarettes 20 Pack (Marlboro, Camel)

$13.88 CA$19.79

$9.98 $9.98

39.08%

Wine (Bottle)

$14.25 CA$20.32

$11.21 $11.21

27.12%

Local Beer (0.5 liter bottle)

$2.20 CA$3.13

$1.24 $1.24

77.42%

Imported Beer (0.33 liter bottle)

$2.42 CA$3.45

$1.62 $1.62

49.38%

One-way Ticket (Public Transport)

$2.42 CA$3.45

$1.28 $1.28

89.06%

Public Transport Monthly Pass (Regular Price)

$111 CA$158

$40.33 $40.33

174.58%

Taxi Start (Normal Tariff)

$2.90 CA$4.13

$5.74 $5.74

-49.48%

Taxi (Normal Tariff) (1km)

$1.26 CA$1.80

$1.03 $1.03

22.33%

Taxi 1hour Waiting (Normal Tariff)

$22.03 CA$31.41

$18.25 $18.25

20.71%

Gasoline (1 liter)

$1.22 CA$1.74

$0.90 $0.90

35.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K CA$39.4K

$36.2K $36.2K

-23.64%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.8K CA$28.3K

$26.3K $26.3K

-24.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 CA$174

$232 $232

-47.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.03 CA$45.67

$95.0 $95.0

-66.28%

Internet (50+ Mbps, Unlimited Data)

$47.92 CA$68.3

$64.2 $64.2

-25.36%

Gym Membership (Monthly)

$38.90 CA$55.5

$50.5 $50.5

-22.96%

Tennis Court (1 Hour on Weekend)

$23.24 CA$33.13

$20.14 $20.14

15.39%

Cinema Ticket

$12.61 CA$17.98

$12.45 $12.45

1.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$834 CA$1,189

$941 $941

-11.39%

International Primary School, 1 Child (Yearly)

$23.3K CA$33.3K

Jeans (Levis 501 Or Similar)

$52.6 CA$75.0

$106 $106

-50.58%

Summer Dress (H&M, Zara, etc)

$40.26 CA$57.4

$55.3 $55.3

-27.25%

Sport Shoes (Adidas, Nike)

$96.2 CA$137

$125 $125

-22.77%

Men's Leather Business Shoes

$123 CA$175

$139 $139

-11.76%

1-bedroom Apartment, City Center (Monthly)

$1,598 CA$2,279

$910 $910

75.69%

1-bedroom Apartment, Outside City Center (Monthly)

$1,435 CA$2,046

$1,137 $1,137

26.15%

3-bedroom Apartment, City Center (Monthly)

$2,657 CA$3,788

$1,863 $1,863

42.61%

3-bedroom Apartment, Outside City Center (Monthly)

$2,096 CA$2,989

$2,192 $2,192

-4.39%

Buy Apartment in City Center (m2)

$8,033 CA$11.5K

$3,175 $3,175

152.97%

Buy Apartment Outside City Center (m2)

$6,557 CA$9,350

$1,176 $1,176

457.80%

Average Monthly Net Salary (After Tax)

$3,743 CA$5,337

$3,963 $3,963

-5.56%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.55

-31.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 4, 2026

Last update for Springfield, IL: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.4%

Springfield, IL

$1.1K 43.3% 20.7% $297

Groceries & Markets

Toronto

$340 13.1%

Springfield, IL

$524 20% 54.1% $184

Eating Out

Toronto

$282 10.9%

Springfield, IL

$250 9.5% 11.2% $32

Monthly Utilities & Internet

Toronto

$202 7.8%

Springfield, IL

$391 14.9% 93.6% $189

Clothing & Footwear

Toronto

$140 5.4%

Springfield, IL

$192 7.3% 36.4% $51

Getting Around

Toronto

$130 5%

Springfield, IL

$56 2.2% 56.5% $73

Sport & Entertainment

Toronto

$64 2.5%

Springfield, IL

$75 2.9% 17.6% $11

Cost Breakdown

A one-bedroom apartment in the center runs $1,598 in Toronto and $910 in Springfield, IL. Housing cost is often the main lever when comparing two cities.

Springfield, IL pays 6% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $77.0 in Toronto vs $42.00 in Springfield, IL. Groceries flip the comparison at $340 vs $524, with Toronto cheaper for home cooking.

Good to know

🇨🇦 Toronto

🇺🇸 Springfield, IL

🕒 Local time

04:35 4:35 AM

03:35 3:35 AM

1 h behind Toronto

🌤 Weather

👥 Population

2,731,571

116,482

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.701 USD

1 CAD = 0.626 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 12, 2026: 1 USD = 1.43 CAD (1 CAD = 0.701 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

United States Dollar exchange rates as of October 12, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Springfield, IL 950 km ≈ 1 h 45 min nonstop flight

From you

Toronto
Springfield, IL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Springfield, IL: Cost of Living - Frequently Asked Questions

Toronto wins on cost – living expenses run 6% lower than in Springfield, IL. Housing and daily spending are where you'll feel the difference most, making Toronto the obvious pick if budget is a priority.

On paper, salaries run 6% lower in Springfield, IL. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,598 in Toronto versus $910 in Springfield, IL. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $834 in Toronto versus $941 in Springfield, IL. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 54% higher in Springfield, IL. For households that cook at home regularly, that difference adds up over a month.

At $2,530 in Toronto versus $2,675 in Springfield, IL, a $2,500 budget is realistic in Toronto but tight or insufficient in Springfield, IL. The gap between the two cities makes Toronto the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Toronto gentler on the wallet – expenses run 6% less than in Springfield, IL. Beyond cost, consider language, visa policies, and how big the international community is in each city.