Last update: Oct 2026

Cost of Living Comparison Between Split and Sofia

For one person, living is cheaper in Sofia: $1,589 a month against $1,819 in Split, rent and utilities included – about $2,800 less a year. Rent and utilities account for most of the difference.

Split
🇭🇷 Croatia
$1,819
/mo nomad
Sofia
🇧🇬 Bulgaria
$1,589
/mo nomad
Monthly Cost of Living

How much you'll spend in Split and in Sofia

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Split and in Sofia actually costs, broken down by who's living it.

A single person spends $1,819 per month in Split vs $1,589 in Sofia, rent included.

  • Split $1,819
  • Sofia $1,589

A couple spends around $2,815 per month in Split vs $2,456 in Sofia, rent included.

  • Split $2,815
  • Sofia $2,456

A family of three spends $3,810 per month in Split vs $3,324 in Sofia, rent included.

  • Split $3,810
  • Sofia $3,324

Split costs about 14% more than Sofia, and outside of rent the biggest gap is in utilities.

Both Split and Sofia sit above the global median – Split by 36%, Sofia by 19%.

Currency
🍽 Eating Out
Split
Sofia
Difference
Meal at Budget Restaurant
$16.92 €15.10
$17.10 BGN 29.93
-1.05%
Three-Course Dinner for Two, Mid-Range
$74.3 €66.3
$66.9 BGN 117
11.00%
Fast Food Meal (McDonalds, etc)
$11.40 €10.17
$11.77 BGN 20.59
-3.14%
Cappuccino
$2.86 €2.55
$3.42 BGN 5.99
-16.37%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$4.11 €3.67
$2.42 BGN 4.23
69.83%
Water (0.33 liter bottle)
$2.95 €2.63
$1.86 BGN 3.26
58.60%
Local Beer (0.5 liter draught)
$4.75 €4.24
$3.33 BGN 5.83
42.64%
Imported Beer (0.33 liter bottle)
$4.91 €4.38
$4.53 BGN 7.92
8.39%
🛒 Groceries & Markets
Split
Sofia
Difference
Milk (1 liter)
$1.32 €1.18
$1.92 BGN 3.36
-31.25%
White Bread (500g)
$2.16 €1.93
$1.51 BGN 2.64
43.05%
Rice (white) (1kg)
$3.69 €3.29
$2.21 BGN 3.88
66.97%
Eggs
$4.21 €3.75
$4.40 BGN 7.69
-4.32%
Local Cheese (1kg)
$13.85 €12.36
$11.56 BGN 20.22
19.81%
Chicken Fillets (1kg)
$9.54 €8.52
$8.79 BGN 15.38
8.53%
Beef Round Steak (1kg)
$13.20 €11.78
$16.97 BGN 29.71
-22.22%
Apples (1kg)
$2.20 €1.96
$2.17 BGN 3.79
1.38%
Banana (1kg)
$1.82 €1.62
$2.04 BGN 3.57
-10.78%
Oranges (1kg)
$1.91 €1.70
$1.84 BGN 3.22
3.80%
Tomato (1kg)
$2.80 €2.50
$4.29 BGN 7.51
-34.73%
Potato (1kg)
$1.52 €1.35
$1.03 BGN 1.80
47.57%
Onion (1kg)
$1.18 €1.05
$0.93 BGN 1.62
26.88%
Lettuce (1 head)
$1.35 €1.20
$1.20 BGN 2.11
12.50%
Water (1.5 liter bottle)
$1.21 €1.08
$0.92 BGN 1.62
31.52%
Cigarettes 20 Pack (Marlboro, Camel)
$5.63 €5.02
$4.30 BGN 7.53
30.93%
Wine (Bottle)
$8.93 €7.97
$7.33 BGN 12.83
21.83%
Local Beer (0.5 liter bottle)
$1.72 €1.54
$1.18 BGN 2.06
45.76%
Imported Beer (0.33 liter bottle)
$2.24 €2.00
$1.87 BGN 3.28
19.79%
🚌 Getting Around
Split
Sofia
Difference
One-way Ticket (Public Transport)
$1.70 €1.52
$0.87 BGN 1.52
95.40%
Public Transport Monthly Pass (Regular Price)
$39.64 €35.38
$28.14 BGN 49.24
40.87%
Taxi Start (Normal Tariff)
$3.76 €3.36
$1.74 BGN 3.04
116.09%
Taxi (Normal Tariff) (1km)
$2.14 €1.91
$0.96 BGN 1.68
122.92%
Taxi 1hour Waiting (Normal Tariff)
$29.30 €26.15
$15.54 BGN 27.19
88.55%
Gasoline (1 liter)
$1.89 €1.69
$1.79 BGN 3.14
5.59%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.3K €25.3K
$30.0K BGN 52.5K
-5.58%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.5K €21.9K
$26.4K BGN 46.1K
-6.99%
🧾 Monthly Utilities & Internet
Split
Sofia
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$207 €185
$156 BGN 273
32.62%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$20.38 €18.19
$21.21 BGN 37.11
-3.91%
Internet (50+ Mbps, Unlimited Data)
$42.24 €37.69
$15.64 BGN 27.37
170.08%
🎉 Sport & Entertainment
Split
Sofia
Difference
Gym Membership (Monthly)
$60.9 €54.3
$46.76 BGN 81.8
30.15%
Tennis Court (1 Hour on Weekend)
$13.12 €11.70
$27.74 BGN 48.54
-52.70%
Cinema Ticket
$9.22 €8.23
$10.02 BGN 17.53
-7.98%
🧸 Childcare & Education
Split
Sofia
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$622 €555
$766 BGN 1,341
-18.80%
International Primary School, 1 Child (Yearly)
$11.6K €10.4K
$12.8K BGN 22.4K
-9.02%
👕👟 Clothing & Footwear
Split
Sofia
Difference
Jeans (Levis 501 Or Similar)
$93.6 €83.5
$89.7 BGN 157
4.33%
Summer Dress (H&M, Zara, etc)
$40.70 €36.32
$40.88 BGN 71.5
-0.44%
Sport Shoes (Adidas, Nike)
$115 €102
$106 BGN 186
8.20%
Men's Leather Business Shoes
$98.7 €88.1
$105 BGN 183
-5.68%
🏠 Accommodation & Living
Split
Sofia
Difference
1-bedroom Apartment, City Center (Monthly)
$1,008 €900
$796 BGN 1,393
26.59%
1-bedroom Apartment, Outside City Center (Monthly)
$727 €649
$607 BGN 1,063
19.75%
3-bedroom Apartment, City Center (Monthly)
$1,921 €1,715
$1,563 BGN 2,735
22.91%
3-bedroom Apartment, Outside City Center (Monthly)
$1,309 €1,168
$1,060 BGN 1,855
23.42%
Buy Apartment in City Center (m2)
$7,330 €6,541
$4,357 BGN 7,626
68.22%
Buy Apartment Outside City Center (m2)
$5,057 €4,512
$3,250 BGN 5,688
55.56%
💵 Salaries & Financials
Split
Sofia
Difference
Average Monthly Net Salary (After Tax)
$1,601 €1,429
$1,740 BGN 3,044
-7.96%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.44
2.89
19.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Split: October 3, 2026

Last update for Sofia: October 3, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Split
$727
Sofia
$607 16.5% $120
Groceries & Markets
Split
$297
Sofia
$287 3.1% $9.3
Monthly Utilities & Internet
Split
$269
Sofia
$193 28.4% $77
Eating Out
Split
$266
Sofia
$256 3.6% $9.7
Clothing & Footwear
Split
$156
Sofia
$154 1.9% $2.9
Sport & Entertainment
Split
$79
Sofia
$67 15.8% $13
Getting Around
Split
$61
Sofia
$38 37.3% $23

Cost Breakdown

A central one-bedroom costs $1,008 in Split versus $796 in Sofia. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 9% higher in Sofia, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $74.0 in Split versus $67.0 in Sofia. Monthly groceries follow the same trend: $297 vs $287 – making Sofia the more affordable choice for daily food spending.

Good to know
🇭🇷 Split
🇧🇬 Sofia
🕒 Local time
04:20 4:20 AM
05:20 5:20 AM
1 h ahead of Split
🌤 Weather
👥 Population
149,830
1,286,383 Capital
💱 Currency
Euro EUR €
Bulgarian Lev BGN лв.
Exchange rates and currency converter

BGN, USD to EUR – Euro Converter

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

Bulgarian Lev exchange rates as of October 10, 2026: 1 USD = 1.75 BGN (1 BGN = 0.571 USD). 1 EUR = 1.96 BGN (1 BGN = 0.509 EUR).

On the map
Between locations
  • Split Sofia 570 km ≈ 1 h 15 min nonstop flight
From you
  • Split
  • Sofia

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Split vs Sofia: Cost of Living - Frequently Asked Questions
How do living costs in Split and in Sofia compare overall?
Monthly costs with rent: $1,819 in Split, $1,589 in Sofia – roughly 14% apart. Outside of rent, the biggest gap is in utilities.
What salary covers living expenses in Split compared to Sofia?
For a comfortable life, plan on about $2,729 per month in Split and $2,384 in Sofia. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Split and Sofia?
Rent is clearly cheaper in Sofia, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city is more expensive overall: Split or Sofia?
Monthly expenses with rent come to $1,819 in Split and $1,589 in Sofia. That's a gap of about 14%.
How do commuting costs compare in Split and in Sofia?
Public transport costs about 41% less in Sofia. For daily commuters, that gap adds up to noticeable savings over a year.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Sofia, where all-in costs run around $1,589, than in Split at $1,819. In Sofia it covers expenses comfortably, while in Split it requires careful planning or may not stretch far enough.
How does quality of life compare between Split and Sofia?
It depends on your priorities. Split has an edge in some lifestyle areas, with costs from $1,589 in Sofia to $1,819 in Split. Climate, culture, job market, and personal taste all factor in.
Is Split or Sofia safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Split and Sofia?
If budget matters most, go with Sofia. If higher salaries, better infrastructure, or specific career opportunities are the priority, Split makes more sense. Both are solid long-term options with distinct trade-offs.

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