Last update: Oct 2026

Cost of Living Comparison Between Split and Heraklion

For one person, living is cheaper in Heraklion: $1,612 a month against $1,851 in Split, rent and utilities included – about $2,900 less a year. Rent and utilities account for most of the difference.

89

Cost of Living Index in Split
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Split Living Index
78

Cost of Living Index in Heraklion
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Heraklion Living Index

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Split

🇭🇷 Croatia

$1,851

/mo nomad

Heraklion

🇬🇷 Greece

$1,612

/mo nomad

Monthly Cost of Living

How much you'll spend in Split and in Heraklion

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Split and in Heraklion actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,851 in Split versus $1,612 in Heraklion.

Split $1,851
Heraklion $1,612

Estimated couple costs with rent: $2,848 in Split versus $2,516 in Heraklion.

Split $2,848
Heraklion $2,516

Monthly costs for a family of three with rent: $3,844 in Split versus $3,420 in Heraklion.

Split $3,844
Heraklion $3,420

Living in Split is roughly 15% more expensive than in Heraklion, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Split 36% above, Heraklion 18% above.

Meal at Budget Restaurant

$17.02 €15.30

$12.90 €11.59

31.94%

Three-Course Dinner for Two, Mid-Range

$75.1 €67.4

$55.5 €49.88

35.18%

Fast Food Meal (McDonalds, etc)

$11.40 €10.24

$10.19 €9.16

11.87%

Cappuccino

$2.70 €2.43

$3.69 €3.32

-26.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.11 €3.69

$2.45 €2.20

67.76%

Water (0.33 liter bottle)

$2.81 €2.52

$0.75 €0.67

274.67%

Local Beer (0.5 liter draught)

$4.67 €4.20

$5.47 €4.91

-14.63%

Imported Beer (0.33 liter bottle)

$5.18 €4.65

$5.27 €4.73

-1.71%

Milk (1 liter)

$1.29 €1.16

$1.73 €1.56

-25.43%

White Bread (500g)

$2.13 €1.92

$1.45 €1.30

46.90%

Rice (white) (1kg)

$3.73 €3.35

$2.57 €2.31

45.14%

Eggs

$4.16 €3.74

$4.50 €4.04

-7.56%

Local Cheese (1kg)

$13.71 €12.32

$15.89 €14.28

-13.72%

Chicken Fillets (1kg)

$9.50 €8.54

$10.49 €9.43

-9.44%

Beef Round Steak (1kg)

$12.88 €11.57

$15.31 €13.76

-15.87%

Apples (1kg)

$2.19 €1.97

$2.13 €1.91

2.82%

Banana (1kg)

$1.83 €1.64

$2.07 €1.86

-11.59%

Oranges (1kg)

$1.91 €1.72

$1.41 €1.27

35.46%

Tomato (1kg)

$2.88 €2.59

$1.68 €1.51

71.43%

Potato (1kg)

$1.58 €1.42

$1.18 €1.06

33.90%

Onion (1kg)

$1.15 €1.04

$1.17 €1.05

-1.71%

Lettuce (1 head)

$1.29 €1.16

$0.95 €0.86

35.79%

Water (1.5 liter bottle)

$1.28 €1.15

$0.75 €0.68

70.67%

Cigarettes 20 Pack (Marlboro, Camel)

$5.71 €5.13

$4.88 €4.39

17.01%

Wine (Bottle)

$9.14 €8.21

$8.04 €7.23

13.68%

Local Beer (0.5 liter bottle)

$1.73 €1.56

$2.22 €2.00

-22.07%

Imported Beer (0.33 liter bottle)

$2.20 €1.98

$2.88 €2.59

-23.61%

One-way Ticket (Public Transport)

$1.66 €1.49

$1.46 €1.32

13.70%

Public Transport Monthly Pass (Regular Price)

$38.84 €34.89

$68.9 €61.9

-43.61%

Taxi Start (Normal Tariff)

$3.80 €3.42

$4.36 €3.92

-12.84%

Taxi (Normal Tariff) (1km)

$2.11 €1.90

$1.10 €0.99

91.82%

Taxi 1hour Waiting (Normal Tariff)

$29.30 €26.33

$11.35 €10.20

158.15%

Gasoline (1 liter)

$1.95 €1.75

$2.20 €1.97

-11.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K €25.2K

$28.5K €25.6K

-1.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K €22.2K

$24.5K €22.0K

0.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$212 €191

$194 €174

9.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.36 €18.29

$29.91 €26.88

-31.93%

Internet (50+ Mbps, Unlimited Data)

$40.88 €36.73

$38.16 €34.29

7.13%

Gym Membership (Monthly)

$60.0 €53.9

$54.7 €49.16

9.71%

Tennis Court (1 Hour on Weekend)

$13.12 €11.78

$39.02 €35.06

-66.38%

Cinema Ticket

$10.60 €9.53

$9.07 €8.15

16.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$604 €543

$412 €371

46.47%

International Primary School, 1 Child (Yearly)

$11.8K €10.6K

$4,013 €3,606

194.23%

Jeans (Levis 501 Or Similar)

$93.2 €83.8

$91.0 €81.7

2.52%

Summer Dress (H&M, Zara, etc)

$39.54 €35.53

$43.15 €38.77

-8.37%

Sport Shoes (Adidas, Nike)

$113 €102

$83.2 €74.8

36.31%

Men's Leather Business Shoes

$98.0 €88.0

$133 €120

-26.46%

1-bedroom Apartment, City Center (Monthly)

$1,016 €913

$666 €599

52.54%

1-bedroom Apartment, Outside City Center (Monthly)

$722 €648

$511 €459

41.15%

3-bedroom Apartment, City Center (Monthly)

$1,906 €1,713

$1,209 €1,087

57.60%

3-bedroom Apartment, Outside City Center (Monthly)

$1,322 €1,188

$997 €895

32.66%

Buy Apartment in City Center (m2)

$7,099 €6,379

$3,562 €3,200

99.32%

Buy Apartment Outside City Center (m2)

$5,158 €4,634

$2,653 €2,384

94.38%

Average Monthly Net Salary (After Tax)

$1,575 €1,415

$1,108 €995

42.16%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.44

4.44

-22.52%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Split: October 27, 2026

Last update for Heraklion: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Split

$722 39%

Heraklion

$511 31.7% 29.2% $210

Groceries & Markets

Split

$296 16%

Heraklion

$295 18.3% 0.3% $1

Monthly Utilities & Internet

Split

$273 14.8%

Heraklion

$262 16.3% 4.2% $11

Eating Out

Split

$264 14.3%

Heraklion

$229 14.2% 13.4% $35

Clothing & Footwear

Split

$155 8.4%

Heraklion

$158 9.8% 1.8% $2.9

Sport & Entertainment

Split

$81 4.4%

Heraklion

$73 4.5% 10.3% $8.4

Getting Around

Split

$60 3.2%

Heraklion

$85 5.3% 41.3% $25

Cost Breakdown

A one-bedroom apartment in the center runs $1,016 in Split and $666 in Heraklion. Housing cost is often the main lever when comparing two cities.

Split pays 42% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $75 in Split vs $56 in Heraklion for a mid-range dinner for two. Groceries echo the gap at $296 vs $295 per month, with Heraklion cheaper across the board.

Good to know

🇭🇷 Split

🇬🇷 Heraklion

🕒 Local time

11:04 11:04 AM

12:04 12:04 PM

1 h ahead of Split

🌤 Weather

👥 Population

149,830

140,730

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.11 USD

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Split Heraklion 1,170 km ≈ 2 h nonstop flight

From you

Split
Heraklion

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Split vs Heraklion: Cost of Living - Frequently Asked Questions

Heraklion is cheaper overall, especially in eating out and leisure. The 15% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 42% higher in Split, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,016 in Split versus $666 in Heraklion. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $604 in Split versus $412 in Heraklion. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Heraklion – a meal for two runs $56 versus $75 in Split. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $2,500 a month, though Heraklion gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Split and Heraklion are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Heraklion wins on affordability, Split on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.