Last update: Oct 2026

Cost of Living Comparison Between Split and Gradac

For one person, living is cheaper in Gradac: $1,682 a month against $1,851 in Split, rent and utilities included – about $2,000 less a year. Higher rent and utilities in Split outweigh lower spending on other living expenses.

89

Cost of Living Index in Split
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Split Living Index
81

Cost of Living Index in Gradac
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Gradac Living Index

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Split

🇭🇷 Croatia

$1,851

/mo nomad

Gradac

🇭🇷 Croatia

$1,682

/mo nomad

Monthly Cost of Living

How much you'll spend in Split and in Gradac

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Split and in Gradac actually costs, broken down by who's living it.

A single person spends $1,851 per month in Split vs $1,682 in Gradac, rent included.

Split $1,851
Gradac $1,682

A couple spends around $2,848 per month in Split vs $2,580 in Gradac, rent included.

Split $2,848
Gradac $2,580

A family of three spends $3,844 per month in Split vs $3,479 in Gradac, rent included.

Split $3,844
Gradac $3,479

Split costs about 10% more than Gradac, and outside of rent the biggest gap is in groceries.

Both Split and Gradac sit above the global median – Split by 36%, Gradac by 24%.

Meal at Budget Restaurant

$17.02 €15.25

$29.26 €26.21

-41.83%

Three-Course Dinner for Two, Mid-Range

$75.1 €67.2

$65.8 €58.9

14.08%

Fast Food Meal (McDonalds, etc)

$11.40 €10.21

$17.68 €15.84

-35.52%

Cappuccino

$2.70 €2.42

$2.46 €2.20

9.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.11 €3.68

$2.96 €2.65

38.85%

Water (0.33 liter bottle)

$2.81 €2.51

$2.22 €1.99

26.58%

Local Beer (0.5 liter draught)

$4.67 €4.18

$3.25 €2.91

43.69%

Imported Beer (0.33 liter bottle)

$5.18 €4.64

$7.86 €7.04

-34.10%

Milk (1 liter)

$1.29 €1.15

$1.18 €1.05

9.32%

White Bread (500g)

$2.13 €1.91

$1.52 €1.36

40.13%

Rice (white) (1kg)

$3.73 €3.34

$2.90 €2.59

28.62%

Eggs

$4.16 €3.73

$3.80 €3.41

9.47%

Local Cheese (1kg)

$13.71 €12.28

$11.86 €10.62

15.60%

Chicken Fillets (1kg)

$9.50 €8.51

$9.57 €8.57

-0.73%

Beef Round Steak (1kg)

$12.88 €11.54

$12.19 €10.92

5.66%

Apples (1kg)

$2.19 €1.96

$1.96 €1.76

11.73%

Banana (1kg)

$1.83 €1.64

$1.43 €1.28

27.97%

Oranges (1kg)

$1.91 €1.71

$1.90 €1.70

0.53%

Tomato (1kg)

$2.88 €2.58

$2.59 €2.32

11.20%

Potato (1kg)

$1.58 €1.41

$1.36 €1.21

16.18%

Onion (1kg)

$1.15 €1.03

$1.24 €1.11

-7.26%

Lettuce (1 head)

$1.29 €1.16

$1.05 €0.94

22.86%

Water (1.5 liter bottle)

$1.28 €1.15

$1.24 €1.11

3.23%

Cigarettes 20 Pack (Marlboro, Camel)

$5.71 €5.12

$10.59 €9.48

-46.08%

Wine (Bottle)

$9.14 €8.18

$7.69 €6.88

18.86%

Local Beer (0.5 liter bottle)

$1.73 €1.55

$1.59 €1.43

8.81%

Imported Beer (0.33 liter bottle)

$2.20 €1.97

$2.29 €2.05

-3.93%

One-way Ticket (Public Transport)

$1.66 €1.49

$1.73 €1.55

-4.05%

Public Transport Monthly Pass (Regular Price)

$38.84 €34.78

$43.90 €39.31

-11.53%

Taxi Start (Normal Tariff)

$3.80 €3.41

$3.30 €2.95

15.15%

Taxi (Normal Tariff) (1km)

$2.11 €1.89

$1.36 €1.22

55.15%

Taxi 1hour Waiting (Normal Tariff)

$29.30 €26.24

$13.65 €12.23

114.65%

Gasoline (1 liter)

$1.95 €1.75

$1.89 €1.69

3.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K €25.1K

$28.1K €25.2K

-0.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K €22.1K

$25.3K €22.6K

-2.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$212 €190

$180 €161

17.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.36 €18.24

$22.04 €19.74

-7.62%

Internet (50+ Mbps, Unlimited Data)

$40.88 €36.61

$39.82 €35.66

2.66%

Gym Membership (Monthly)

$60.0 €53.8

$51.5 €46.16

16.45%

Tennis Court (1 Hour on Weekend)

$13.12 €11.75

$15.44 €13.83

-15.03%

Cinema Ticket

$10.60 €9.50

$10.47 €9.37

1.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$604 €541

$421 €377

43.67%

International Primary School, 1 Child (Yearly)

$11.8K €10.6K

$6,533 €5,851

80.75%

Jeans (Levis 501 Or Similar)

$93.2 €83.5

$100 €90.0

-7.16%

Summer Dress (H&M, Zara, etc)

$39.54 €35.41

$38.98 €34.91

1.44%

Sport Shoes (Adidas, Nike)

$113 €102

$103 €92.5

9.90%

Men's Leather Business Shoes

$98.0 €87.7

$96.4 €86.3

1.62%

1-bedroom Apartment, City Center (Monthly)

$1,016 €910

$691 €618

47.19%

1-bedroom Apartment, Outside City Center (Monthly)

$722 €646

$518 €464

39.30%

3-bedroom Apartment, City Center (Monthly)

$1,906 €1,707

$1,181 €1,058

61.37%

3-bedroom Apartment, Outside City Center (Monthly)

$1,322 €1,184

$881 €789

50.00%

Buy Apartment in City Center (m2)

$7,099 €6,358

$4,087 €3,660

73.70%

Buy Apartment Outside City Center (m2)

$5,158 €4,619

$2,928 €2,622

76.17%

Average Monthly Net Salary (After Tax)

$1,575 €1,410

$1,616 €1,447

-2.56%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.44

3.56

-3.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Split: October 27, 2026

Last update for Gradac: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Split

$722 39%

Gradac

$518 30.8% 28.2% $204

Groceries & Markets

Split

$296 16%

Gradac

$266 15.8% 10.1% $30

Monthly Utilities & Internet

Split

$273 14.8%

Gradac

$242 14.4% 11.5% $32

Eating Out

Split

$264 14.3%

Gradac

$369 22% 39.8% $105

Clothing & Footwear

Split

$155 8.4%

Gradac

$153 9.1% 1.5% $2.3

Sport & Entertainment

Split

$81 4.4%

Gradac

$72 4.3% 10.8% $8.8

Getting Around

Split

$60 3.2%

Gradac

$61 3.6% 1.8% $1.1

Cost Breakdown

A central one-bedroom costs $1,016 in Split versus $691 in Gradac. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 3% higher in Gradac, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $75 in Split versus $66 in Gradac. Monthly groceries follow the same trend: $296 vs $266 – making Gradac the more affordable choice for daily food spending.

Good to know

🇭🇷 Split

🇭🇷 Gradac

🕒 Local time

19:06 7:06 PM

Same time as Split

🌤 Weather

👥 Population

149,830

3,300

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

Lowest

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Between locations

Split Gradac 86 km

From you

Split
Gradac

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Split vs Gradac: Cost of Living - Frequently Asked Questions

Split costs about 10% more than Gradac, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,777 per month in Split and $2,522 in Gradac. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Gradac, especially for central apartments: a one-bedroom in the center costs $691 there versus $1,016 in Split.

Groceries cost about 11% more in Split, though the gap depends on what you buy.

A mid-range dinner for two costs $75 in Split and $66 in Gradac. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Families tend to lean toward Gradac – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.