Last update: Oct 2026

Cost of Living Comparison Between Split and Dubuque, IA

For one person, living is cheaper in Dubuque, IA: $1,731 a month against $1,846 in Split, rent and utilities included – about $1,400 less a year. Other living expenses account for most of the difference.

Split
🇭🇷 Croatia
$1,846
/mo nomad
Dubuque, IA
🇺🇸 United States
$1,731
/mo nomad
Monthly Cost of Living

How much you'll spend in Split and in Dubuque, IA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Split and in Dubuque, IA actually costs, broken down by who's living it.

A single person spends $1,846 per month in Split vs $1,731 in Dubuque, IA, rent included.

  • Split $1,846
  • Dubuque, IA $1,731

A couple spends around $2,840 per month in Split vs $2,538 in Dubuque, IA, rent included.

  • Split $2,840
  • Dubuque, IA $2,538

A family of three spends $3,833 per month in Split vs $3,345 in Dubuque, IA, rent included.

  • Split $3,833
  • Dubuque, IA $3,345

Split costs about 7% more than Dubuque, IA, and outside of rent the biggest gap is in transport.

Both Split and Dubuque, IA sit above the global median – Split by 36%, Dubuque, IA by 28%.

Currency
🍽 Eating Out
Split
Dubuque, IA
Difference
Meal at Budget Restaurant
$16.91 €15.04
$13.85 $13.85
22.09%
Three-Course Dinner for Two, Mid-Range
$75.5 €67.1
$49.71 $49.71
51.82%
Fast Food Meal (McDonalds, etc)
$11.04 €9.82
$11.80 $11.80
-6.44%
Cappuccino
$2.75 €2.44
$4.99 $4.99
-44.89%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$4.17 €3.71
$2.02 $2.02
106.44%
Water (0.33 liter bottle)
$2.85 €2.53
$0.95 $0.95
200.00%
Local Beer (0.5 liter draught)
$4.63 €4.12
$3.01 $3.01
53.82%
Imported Beer (0.33 liter bottle)
$5.16 €4.59
$4.53 $4.53
13.91%
🛒 Groceries & Markets
Split
Dubuque, IA
Difference
Milk (1 liter)
$1.32 €1.18
$0.78 $0.78
69.23%
White Bread (500g)
$2.14 €1.90
$2.71 $2.71
-21.03%
Rice (white) (1kg)
$3.75 €3.33
$2.82 $2.82
32.98%
Eggs
$4.12 €3.67
$2.85 $2.85
44.56%
Local Cheese (1kg)
$13.70 €12.19
$14.05 $14.05
-2.49%
Chicken Fillets (1kg)
$9.26 €8.24
$10.38 $10.38
-10.79%
Beef Round Steak (1kg)
$13.28 €11.81
$10.63 $10.63
24.93%
Apples (1kg)
$2.12 €1.89
$3.32 $3.32
-36.14%
Banana (1kg)
$1.84 €1.64
$1.21 $1.21
52.07%
Oranges (1kg)
$1.89 €1.68
$3.26 $3.26
-42.02%
Tomato (1kg)
$2.88 €2.56
$2.45 $2.45
17.55%
Potato (1kg)
$1.58 €1.41
$1.36 $1.36
16.18%
Onion (1kg)
$1.21 €1.08
$1.67 $1.67
-27.54%
Lettuce (1 head)
$1.31 €1.17
$2.42 $2.42
-45.87%
Water (1.5 liter bottle)
$1.22 €1.08
$1.79 $1.79
-31.84%
Cigarettes 20 Pack (Marlboro, Camel)
$5.64 €5.01
$8.70 $8.70
-35.17%
Wine (Bottle)
$8.88 €7.90
$13.36 $13.36
-33.53%
Local Beer (0.5 liter bottle)
$1.77 €1.58
$1.69 $1.69
4.73%
Imported Beer (0.33 liter bottle)
$2.24 €2.00
$2.82 $2.82
-20.57%
🚌 Getting Around
Split
Dubuque, IA
Difference
One-way Ticket (Public Transport)
$1.66 €1.47
-
-
Public Transport Monthly Pass (Regular Price)
$39.91 €35.50
-
-
Taxi Start (Normal Tariff)
$3.80 €3.38
-
-
Taxi (Normal Tariff) (1km)
$2.15 €1.91
-
-
Taxi 1hour Waiting (Normal Tariff)
$29.99 €26.67
-
-
Gasoline (1 liter)
$1.88 €1.67
$0.91 $0.91
106.59%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.6K €24.5K
$24.5K $24.5K
12.31%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.1K €22.3K
$25.0K $25.0K
0.13%
🧾 Monthly Utilities & Internet
Split
Dubuque, IA
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$207 €185
$176 $176
17.70%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$20.50 €18.24
$52.0 $52.0
-60.55%
Internet (50+ Mbps, Unlimited Data)
$41.66 €37.06
$50.7 $50.7
-17.90%
🎉 Sport & Entertainment
Split
Dubuque, IA
Difference
Gym Membership (Monthly)
$60.6 €53.9
$36.87 $36.87
64.39%
Tennis Court (1 Hour on Weekend)
$13.25 €11.79
-
-
Cinema Ticket
$10.52 €9.35
$8.17 $8.17
28.76%
🧸 Childcare & Education
Split
Dubuque, IA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$612 €544
$812 $812
-24.60%
International Primary School, 1 Child (Yearly)
$11.6K €10.3K
-
-
👕👟 Clothing & Footwear
Split
Dubuque, IA
Difference
Jeans (Levis 501 Or Similar)
$93.2 €82.9
$55.6 $55.6
67.67%
Summer Dress (H&M, Zara, etc)
$40.48 €36.01
$35.65 $35.65
13.55%
Sport Shoes (Adidas, Nike)
$114 €101
$86.1 $86.1
32.09%
Men's Leather Business Shoes
$99.1 €88.1
$88.7 $88.7
11.74%
🏠 Accommodation & Living
Split
Dubuque, IA
Difference
1-bedroom Apartment, City Center (Monthly)
$1,016 €904
$985 $985
3.19%
1-bedroom Apartment, Outside City Center (Monthly)
$720 €640
$725 $725
-0.68%
3-bedroom Apartment, City Center (Monthly)
$1,900 €1,690
$1,476 $1,476
28.73%
3-bedroom Apartment, Outside City Center (Monthly)
$1,310 €1,165
$1,201 $1,201
9.13%
Buy Apartment in City Center (m2)
$7,428 €6,607
$1,732 $1,732
328.93%
Buy Apartment Outside City Center (m2)
$5,098 €4,535
$1,707 $1,707
198.71%
💵 Salaries & Financials
Split
Dubuque, IA
Difference
Average Monthly Net Salary (After Tax)
$1,596 €1,420
$3,768 $3,768
-57.63%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.44
5.25
-34.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Split: October 19, 2026

Last update for Dubuque, IA: October 19, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Split
$720
Dubuque, IA
$725 0.7% $5
Groceries & Markets
Split
$295
Dubuque, IA
$312 5.8% $17
Monthly Utilities & Internet
Split
$270
Dubuque, IA
$279 3.5% $9.3
Eating Out
Split
$263
Dubuque, IA
$242 7.9% $21
Clothing & Footwear
Split
$156
Dubuque, IA
$120 23.2% $36
Sport & Entertainment
Split
$82
Dubuque, IA
$53 34.8% $28
Getting Around
Split
$61
Dubuque, IA
- * 100%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,016 in Split versus $985 in Dubuque, IA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 136% higher in Dubuque, IA, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $75.0 in Split versus $50.0 in Dubuque, IA. Groceries tell a different story – $295 in Split vs $312 in Dubuque, IA – so Split wins on supermarket bills even if dining out costs more.

Good to know
🇭🇷 Split
🇺🇸 Dubuque, IA
🕒 Local time
04:33 4:33 AM
21:33 9:33 PM
7 h behind Split
🌤 Weather
👥 Population
149,830
59,667
💱 Currency
Euro EUR €
Exchange rates and currency converter

USD to EUR – Euro Converter

Euro exchange rates as of October 22, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Split Dubuque, IA 8,010 km ≈ 11 h nonstop flight
From you
  • Split
  • Dubuque, IA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Split vs Dubuque, IA: Cost of Living - Frequently Asked Questions
Which city is more expensive, Split or Dubuque, IA?
Split costs about 7% more than Dubuque, IA, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Split and in Dubuque, IA?
For a comfortable life, plan on about $2,769 per month in Split and $2,596 in Dubuque, IA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Split or Dubuque, IA?
Rent is clearly cheaper in Dubuque, IA, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How much does it cost to live in Split compared to Dubuque, IA?
Monthly expenses with rent come to $1,846 in Split and $1,731 in Dubuque, IA. That's a gap of about 7%.
How do childcare costs compare in Split and in Dubuque, IA?
Kindergarten costs $612 per month in Split and $812 in Dubuque, IA. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Can you live on $2,000/month in Split or in Dubuque, IA?
A $2,000 monthly budget goes further in Dubuque, IA, where all-in costs run around $1,731, than in Split at $1,846. In Dubuque, IA it covers expenses comfortably, while in Split it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Split or Dubuque, IA?
For digital nomads, it depends on budget. Dubuque, IA costs $1,731 versus $1,846 in Split. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Split compared to Dubuque, IA?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Split or to Dubuque, IA?
If budget matters most, go with Dubuque, IA. If higher salaries, better infrastructure, or specific career opportunities are the priority, Split makes more sense. Both are solid long-term options with distinct trade-offs.

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