Cost of Living Comparison Between Split and Dubuque, IA Cost of Living Comparison Between Split and Dubuque, IA

Monthly Cost of Living

A single person spends $1,826 per month in Split vs $1,813 in Dubuque, IA, rent included.

A couple spends around $2,813 per month in Split vs $2,555 in Dubuque, IA, rent included.

A family of three spends $3,800 per month in Split vs $3,297 in Dubuque, IA, rent included.

Split costs about 1% more than Dubuque, IA, driven mainly by Monthly Utilities & Internet.

Both Split and Dubuque, IA sit above the global median โ€“ Split by 36%, Dubuque, IA by 35%.

Currency
๐Ÿฝ Eating Out
Split
Dubuque, IA
Difference
Meal at Budget Restaurant
$17.63 โ‚ฌ15.04
$15.69 $15.69
12.36%
Three-Course Dinner for Two, Mid-Range
$79.5 โ‚ฌ67.8
$50.5 $50.5
57.62%
Fast Food Meal (McDonalds, etc)
$9.18 โ‚ฌ7.83
$10.09 $10.09
-9.02%
Cappuccino
$2.90 โ‚ฌ2.48
$4.60 $4.60
-36.96%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.42 โ‚ฌ2.91
$1.97 $1.97
73.60%
Water (0.33 liter bottle)
$2.91 โ‚ฌ2.48
$1.03 $1.03
182.52%
Local Beer (0.5 liter draught)
$5.46 โ‚ฌ4.66
$2.92 $2.92
86.99%
Imported Beer (0.33 liter bottle)
$4.91 โ‚ฌ4.19
$4.60 $4.60
6.74%
๐Ÿ›’ Groceries & Markets
Split
Dubuque, IA
Difference
Milk (1 liter)
$1.38 โ‚ฌ1.18
$0.77 $0.77
79.22%
White Bread (500g)
$1.96 โ‚ฌ1.67
$2.34 $2.34
-16.24%
Rice (white) (1kg)
$3.90 โ‚ฌ3.32
$3.11 $3.11
25.40%
Eggs
$3.94 โ‚ฌ3.36
$2.79 $2.79
41.22%
Local Cheese (1kg)
$12.66 โ‚ฌ10.80
$9.77 $9.77
29.58%
Chicken Fillets (1kg)
$9.82 โ‚ฌ8.37
$9.99 $9.99
-1.70%
Beef Round Steak (1kg)
$13.89 โ‚ฌ11.85
$14.10 $14.10
-1.49%
Apples (1kg)
$1.92 โ‚ฌ1.63
$3.67 $3.67
-47.68%
Banana (1kg)
$1.92 โ‚ฌ1.64
$1.16 $1.16
65.52%
Oranges (1kg)
$2.27 โ‚ฌ1.93
$3.56 $3.56
-36.24%
Tomato (1kg)
$2.34 โ‚ฌ1.99
$3.34 $3.34
-29.94%
Potato (1kg)
$1.52 โ‚ฌ1.29
$1.81 $1.81
-16.02%
Onion (1kg)
$1.45 โ‚ฌ1.23
$2.09 $2.09
-30.62%
Lettuce (1 head)
$1.48 โ‚ฌ1.26
$1.87 $1.87
-20.86%
Water (1.5 liter bottle)
$1.25 โ‚ฌ1.07
$1.97 $1.97
-36.55%
Cigarettes 20 Pack (Marlboro, Camel)
$5.63 โ‚ฌ4.80
$8.24 $8.24
-31.67%
Wine (Bottle)
$9.16 โ‚ฌ7.82
$13.31 $13.31
-31.18%
Local Beer (0.5 liter bottle)
$1.68 โ‚ฌ1.43
$1.81 $1.81
-7.18%
Imported Beer (0.33 liter bottle)
$2.37 โ‚ฌ2.02
$2.82 $2.82
-15.96%
๐ŸšŒ Getting Around
Split
Dubuque, IA
Difference
One-way Ticket (Public Transport)
$1.70 โ‚ฌ1.45
$1.32 $1.32
28.79%
Public Transport Monthly Pass (Regular Price)
$39.24 โ‚ฌ33.47
$44.21 $44.21
-11.24%
Taxi Start (Normal Tariff)
$3.45 โ‚ฌ2.94
$2.88 $2.88
19.79%
Taxi (Normal Tariff) (1km)
$2.05 โ‚ฌ1.75
$1.64 $1.64
25.00%
Taxi 1hour Waiting (Normal Tariff)
$9.08 โ‚ฌ7.74
$20.64 $20.64
-56.01%
Gasoline (1 liter)
$1.78 โ‚ฌ1.52
$0.81 $0.81
119.75%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.7K โ‚ฌ33.0K
$29.9K $29.9K
29.29%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.9K โ‚ฌ22.1K
$22.5K $22.5K
15.21%
๐Ÿงพ Monthly Utilities & Internet
Split
Dubuque, IA
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$216 โ‚ฌ184
$183 $183
18.09%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$23.43 โ‚ฌ19.98
$48.28 $48.28
-51.47%
Internet (50+ Mbps, Unlimited Data)
$35.52 โ‚ฌ30.30
$63.8 $63.8
-44.31%
๐ŸŽ‰ Sport & Entertainment
Split
Dubuque, IA
Difference
Gym Membership (Monthly)
$60.0 โ‚ฌ51.2
$38.22 $38.22
56.91%
Tennis Court (1 Hour on Weekend)
$14.34 โ‚ฌ12.23
-
-
Cinema Ticket
$9.32 โ‚ฌ7.95
$8.58 $8.58
8.62%
๐Ÿงธ Childcare & Education
Split
Dubuque, IA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$192 โ‚ฌ164
$787 $787
-75.54%
International Primary School, 1 Child (Yearly)
$8,852 โ‚ฌ7,550
$23.8K $23.8K
-62.87%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Split
Dubuque, IA
Difference
Jeans (Levis 501 Or Similar)
$82.7 โ‚ฌ70.5
$42.57 $42.57
94.20%
Summer Dress (H&M, Zara, etc)
$40.61 โ‚ฌ34.64
$35.34 $35.34
14.91%
Sport Shoes (Adidas, Nike)
$106 โ‚ฌ90.4
$79.5 $79.5
33.40%
Men's Leather Business Shoes
$104 โ‚ฌ88.7
$91.3 $91.3
13.84%
๐Ÿ  Accommodation & Living
Split
Dubuque, IA
Difference
1-bedroom Apartment, City Center (Monthly)
$970 โ‚ฌ828
$963 $963
0.75%
1-bedroom Apartment, Outside City Center (Monthly)
$692 โ‚ฌ591
$750 $750
-7.73%
3-bedroom Apartment, City Center (Monthly)
$1,857 โ‚ฌ1,584
$1,408 $1,408
31.89%
3-bedroom Apartment, Outside City Center (Monthly)
$1,275 โ‚ฌ1,088
$966 $966
32.03%
Buy Apartment in City Center (m2)
$7,230 โ‚ฌ6,167
$1,749 $1,749
313.48%
Buy Apartment Outside City Center (m2)
$4,922 โ‚ฌ4,199
$1,740 $1,740
182.96%
๐Ÿ’ต Salaries & Financials
Split
Dubuque, IA
Difference
Average Monthly Net Salary (After Tax)
$1,656 โ‚ฌ1,413
$4,664 $4,664
-64.49%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.27
4.88
-12.50%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Split: April 21, 2026

Last update for Dubuque, IA: April 21, 2026

Cost Breakdown

A central one-bedroom costs $970 in Split versus $963 in Dubuque, IA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 182% higher in Dubuque, IA, which reinforces the cost advantage โ€“ you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $80 in Split versus $50 in Dubuque, IA. Groceries tell a different story โ€“ $295 in Split vs $315 in Dubuque, IA โ€“ so Split wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Split vs Dubuque, IA: Cost of Living - Frequently Asked Questions
Which city is more expensive, Split or Dubuque, IA?
Split costs about 1% more than Dubuque, IA, with the gap driven mainly by Monthly Utilities & Internet. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Split vs Dubuque, IA?
For a comfortable life, plan on about $2,739 per month in Split and $2,720 in Dubuque, IA. That covers rent, food, utilities, transport, and enough left over to feel settled โ€“ not just surviving.
Where is rent cheaper, Split or Dubuque, IA?
Rent is clearly cheaper in Dubuque, IA, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How expensive is transport in Split vs Dubuque, IA?
Public transport costs about 13% less in Dubuque, IA. For daily commuters, that gap adds up to noticeable savings over a year.
How do childcare costs compare in Split and Dubuque, IA?
Kindergarten costs $192 per month in Split and $787 in Dubuque, IA. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Can you live on $2,000/month in Split or Dubuque, IA?
A $2,000 monthly budget goes further in Dubuque, IA, where all-in costs run around $1,813, than in Split at $1,826. In Dubuque, IA it covers expenses comfortably, while in Split it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Split or Dubuque, IA?
For digital nomads, it depends on budget. Dubuque, IA costs $1,813 versus $1,826 in Split. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Split compared to Dubuque, IA?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison โ€“ central, well-trafficked areas feel secure in both.
Should I move to Split or Dubuque, IA?
If budget matters most, go with Dubuque, IA. If higher salaries, better infrastructure, or specific career opportunities are the priority, Split makes more sense. Both are solid long-term options with distinct trade-offs.

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