Cost of Living Comparison Between Split and Cambridge Cost of Living Comparison Between Split and Cambridge

Monthly Cost of Living

Monthly costs for one person with rent: $1,885 in Split versus $1,932 in Cambridge.

Estimated couple costs with rent: $2,930 in Split versus $2,869 in Cambridge.

Monthly costs for a family of three with rent: $3,976 in Split versus $3,807 in Cambridge.

Living in Split costs roughly 2% less than in Cambridge, driven mainly by Getting Around.

Both cities are pricier than the global median: Split 37% above, Cambridge 41% above.

Meal at Budget Restaurant

$17.44 €15.04

$14.74 NZ$25.01

18.32%

Three-Course Dinner for Two, Mid-Range

$76.0 €65.6

$35.82 NZ$60.8

112.26%

Fast Food Meal (McDonalds, etc)

$11.57 €9.98

$9.01 NZ$15.28

28.41%

Cappuccino

$2.76 €2.38

$3.00 NZ$5.09

-8.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.29 €3.70

$2.15 NZ$3.65

99.53%

Water (0.33 liter bottle)

$3.15 €2.72

$1.81 NZ$3.08

74.03%

Local Beer (0.5 liter draught)

$4.83 €4.17

$4.79 NZ$8.12

0.84%

Imported Beer (0.33 liter bottle)

$5.08 €4.38

$7.29 NZ$12.37

-30.32%

Milk (1 liter)

$1.31 €1.13

$1.64 NZ$2.79

-20.12%

White Bread (500g)

$2.31 €1.99

$2.40 NZ$4.07

-3.75%

Rice (white) (1kg)

$3.77 €3.25

$1.95 NZ$3.31

93.33%

Eggs

$4.12 €3.55

$6.21 NZ$10.54

-33.66%

Local Cheese (1kg)

$14.23 €12.27

$8.66 NZ$14.70

64.32%

Chicken Fillets (1kg)

$9.48 €8.18

$10.11 NZ$17.15

-6.23%

Beef Round Steak (1kg)

$14.97 €12.91

$13.35 NZ$22.65

12.13%

Apples (1kg)

$2.20 €1.89

$2.68 NZ$4.54

-17.91%

Banana (1kg)

$1.88 €1.62

$2.21 NZ$3.75

-14.93%

Oranges (1kg)

$1.99 €1.72

$2.40 NZ$4.08

-17.08%

Tomato (1kg)

$2.87 €2.48

$2.90 NZ$4.93

-1.03%

Potato (1kg)

$1.65 €1.42

$2.33 NZ$3.96

-29.18%

Onion (1kg)

$1.22 €1.05

$1.74 NZ$2.95

-29.89%

Lettuce (1 head)

$1.41 €1.21

$2.13 NZ$3.61

-33.80%

Water (1.5 liter bottle)

$1.31 €1.13

$1.15 NZ$1.94

13.91%

Cigarettes 20 Pack (Marlboro, Camel)

$5.95 €5.13

$28.59 NZ$48.50

-79.19%

Wine (Bottle)

$9.17 €7.91

$10.57 NZ$17.92

-13.25%

Local Beer (0.5 liter bottle)

$1.79 €1.54

$2.97 NZ$5.04

-39.73%

Imported Beer (0.33 liter bottle)

$2.42 €2.09

$3.69 NZ$6.26

-34.42%

One-way Ticket (Public Transport)

$1.55 €1.33

$1.80 NZ$3.05

-13.89%

Public Transport Monthly Pass (Regular Price)

$41.03 €35.39

$100 NZ$170

-58.99%

Taxi Start (Normal Tariff)

$3.77 €3.25

$2.42 NZ$4.10

55.79%

Taxi (Normal Tariff) (1km)

$2.13 €1.84

$2.03 NZ$3.44

4.93%

Taxi 1hour Waiting (Normal Tariff)

$30.04 €25.91

$33.94 NZ$57.6

-11.49%

Gasoline (1 liter)

$1.88 €1.62

$1.69 NZ$2.87

11.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.6K €24.6K

$27.1K NZ$46.0K

5.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.3K €21.8K

$23.9K NZ$40.6K

5.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$216 €187

$107 NZ$182

101.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.82 €17.96

$28.06 NZ$47.59

-25.80%

Internet (50+ Mbps, Unlimited Data)

$42.78 €36.90

$37.72 NZ$64.0

13.41%

Gym Membership (Monthly)

$63.0 €54.3

$36.20 NZ$61.4

73.90%

Tennis Court (1 Hour on Weekend)

$13.87 €11.96

Cinema Ticket

$9.38 €8.09

$13.98 NZ$23.71

-32.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$633 €546

$1,201 NZ$2,038

-47.31%

International Primary School, 1 Child (Yearly)

$12.3K €10.6K

$21.0K NZ$35.7K

-41.37%

Jeans (Levis 501 Or Similar)

$97.2 €83.8

$82.6 NZ$140

17.62%

Summer Dress (H&M, Zara, etc)

$39.85 €34.37

$44.87 NZ$76.1

-11.19%

Sport Shoes (Adidas, Nike)

$120 €103

$89.5 NZ$152

33.94%

Men's Leather Business Shoes

$101 €87.5

$120 NZ$204

-15.67%

1-bedroom Apartment, City Center (Monthly)

$1,030 €889

$966 NZ$1,638

6.68%

1-bedroom Apartment, Outside City Center (Monthly)

$738 €637

$862 NZ$1,463

-14.38%

3-bedroom Apartment, City Center (Monthly)

$2,029 €1,750

$1,659 NZ$2,814

22.26%

3-bedroom Apartment, Outside City Center (Monthly)

$1,374 €1,185

$1,516 NZ$2,572

-9.40%

Buy Apartment in City Center (m2)

$7,322 €6,315

$5,087 NZ$8,628

43.95%

Buy Apartment Outside City Center (m2)

$5,071 €4,374

$3,412 NZ$5,787

48.64%

Average Monthly Net Salary (After Tax)

$1,677 €1,446

$2,704 NZ$4,586

-37.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.44

5.39

-36.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Split: September 1, 2026

Last update for Cambridge: August 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,030 in Split and $966 in Cambridge. Housing cost is often the main lever when comparing two cities.

Cambridge pays 61% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $76.0 in Split vs $36.00 in Cambridge. Groceries flip the comparison at $308 vs $317, with Split cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Split vs Cambridge: Cost of Living - Frequently Asked Questions

Split is cheaper overall, especially in Groceries & Markets, Monthly Utilities & Internet, Getting Around. The 2% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 61% lower in Cambridge. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,030 in Split versus $966 in Cambridge. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,885 per month in Split versus $1,932 in Cambridge – a 2% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Split runs roughly 144% less than in Cambridge. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,885 in Split versus $1,932 in Cambridge, a $2,500 budget is realistic in Split but tight or insufficient in Cambridge. The gap between the two cities makes Split the clear choice for anyone on this budget.

For families, Split is more practical. Housing and childcare are both notably cheaper than in Cambridge, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Split and Cambridge are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Split gentler on the wallet – expenses run 2% less than in Cambridge. Beyond cost, consider language, visa policies, and how big the international community is in each city.