Cost of Living Comparison Between Split and Cambridge Cost of Living Comparison Between Split and Cambridge

Monthly Cost of Living

Monthly costs for one person with rent: $1,822 in Split versus $2,217 in Cambridge.

Estimated couple costs with rent: $2,773 in Split versus $2,973 in Cambridge.

Monthly costs for a family of three with rent: $3,724 in Split versus $3,729 in Cambridge.

Living in Split costs roughly 18% less than in Cambridge, driven mainly by Eating Out.

Both cities are pricier than the global median: Split 36% above, Cambridge 66% above.

Meal at Budget Restaurant

$17.34 €15.15

$13.40 NZ$22.93

29.40%

Three-Course Dinner for Two, Mid-Range

$82.0 €71.6

$35.88 NZ$61.4

128.51%

Fast Food Meal (McDonalds, etc)

$9.48 €8.29

$9.22 NZ$15.77

2.82%

Cappuccino

$2.79 €2.44

$3.05 NZ$5.23

-8.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.52 €3.08

$2.38 NZ$4.08

47.90%

Water (0.33 liter bottle)

$2.85 €2.49

$2.23 NZ$3.81

27.80%

Local Beer (0.5 liter draught)

$5.56 €4.86

$4.95 NZ$8.46

12.32%

Imported Beer (0.33 liter bottle)

$4.79 €4.18

$6.21 NZ$10.62

-22.87%

Milk (1 liter)

$1.37 €1.20

$1.67 NZ$2.86

-17.96%

White Bread (500g)

$1.86 €1.63

$1.70 NZ$2.90

9.41%

Rice (white) (1kg)

$3.75 €3.27

$1.91 NZ$3.26

96.34%

Eggs

$3.78 €3.30

$6.27 NZ$10.73

-39.71%

Local Cheese (1kg)

$12.44 €10.87

$8.37 NZ$14.31

48.63%

Chicken Fillets (1kg)

$9.71 €8.49

$9.02 NZ$15.43

7.65%

Beef Round Steak (1kg)

$13.90 €12.14

$12.17 NZ$20.83

14.22%

Apples (1kg)

$1.85 €1.62

$2.43 NZ$4.16

-23.87%

Banana (1kg)

$1.85 €1.62

$1.82 NZ$3.12

1.65%

Oranges (1kg)

$2.29 €2.00

$2.34 NZ$4.00

-2.14%

Tomato (1kg)

$2.35 €2.06

$3.06 NZ$5.23

-23.20%

Potato (1kg)

$1.45 €1.26

$2.15 NZ$3.69

-32.56%

Onion (1kg)

$1.38 €1.20

$1.77 NZ$3.03

-22.03%

Lettuce (1 head)

$1.43 €1.25

$2.03 NZ$3.47

-29.56%

Water (1.5 liter bottle)

$1.31 €1.14

$1.24 NZ$2.11

5.65%

Cigarettes 20 Pack (Marlboro, Camel)

$5.95 €5.20

$20.04 NZ$34.29

-70.31%

Wine (Bottle)

$9.23 €8.06

$10.18 NZ$17.41

-9.33%

Local Beer (0.5 liter bottle)

$1.70 €1.49

$2.52 NZ$4.31

-32.54%

Imported Beer (0.33 liter bottle)

$2.34 €2.05

$2.62 NZ$4.49

-10.69%

One-way Ticket (Public Transport)

$1.78 €1.56

$3.09 NZ$5.28

-42.39%

Public Transport Monthly Pass (Regular Price)

$39.52 €34.53

$64.7 NZ$111

-38.90%

Taxi Start (Normal Tariff)

$3.48 €3.04

$2.65 NZ$4.54

31.32%

Taxi (Normal Tariff) (1km)

$2.07 €1.81

$1.93 NZ$3.30

7.25%

Taxi 1hour Waiting (Normal Tariff)

$9.22 €8.05

$34.76 NZ$59.5

-73.48%

Gasoline (1 liter)

$1.75 €1.53

$1.73 NZ$2.96

1.16%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.0K €33.2K

$27.6K NZ$47.3K

37.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K €23.0K

$22.9K NZ$39.2K

14.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$210 €183

$110 NZ$189

89.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.64 €20.65

$37.70 NZ$64.5

-37.29%

Internet (50+ Mbps, Unlimited Data)

$34.74 €30.35

$39.46 NZ$67.5

-11.96%

Gym Membership (Monthly)

$59.1 €51.6

$37.48 NZ$64.1

57.68%

Tennis Court (1 Hour on Weekend)

$14.19 €12.39

$12.19 NZ$20.86

16.41%

Cinema Ticket

$9.25 €8.08

$9.08 NZ$15.53

1.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$188 €164

$757 NZ$1,296

-75.23%

International Primary School, 1 Child (Yearly)

$8,934 €7,806

$12.1K NZ$20.8K

-26.42%

Jeans (Levis 501 Or Similar)

$82.5 €72.0

$97.8 NZ$167

-15.67%

Summer Dress (H&M, Zara, etc)

$39.38 €34.41

$57.2 NZ$97.9

-31.20%

Sport Shoes (Adidas, Nike)

$110 €95.9

$103 NZ$177

6.18%

Men's Leather Business Shoes

$105 €91.5

$126 NZ$216

-16.92%

1-bedroom Apartment, City Center (Monthly)

$976 €853

$954 NZ$1,633

2.31%

1-bedroom Apartment, Outside City Center (Monthly)

$705 €616

$1,204 NZ$2,060

-41.42%

3-bedroom Apartment, City Center (Monthly)

$1,908 €1,667

$2,081 NZ$3,560

-8.30%

3-bedroom Apartment, Outside City Center (Monthly)

$1,243 €1,086

$1,594 NZ$2,727

-22.00%

Buy Apartment in City Center (m2)

$7,166 €6,261

$4,784 NZ$8,185

49.78%

Buy Apartment Outside City Center (m2)

$5,134 €4,485

$3,307 NZ$5,657

55.26%

Average Monthly Net Salary (After Tax)

$1,660 €1,450

$2,610 NZ$4,465

-36.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.27

-28.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Split: July 13, 2026

Last update for Cambridge: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $976 in Split and $954 in Cambridge. Housing cost is often the main lever when comparing two cities.

Cambridge pays 57% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $82.0 in Split vs $36.00 in Cambridge. Groceries flip the comparison at $291 vs $292, with Split cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Split vs Cambridge: Cost of Living - Frequently Asked Questions

Split is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Getting Around, Monthly Utilities & Internet. The 22% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 57% lower in Cambridge. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $976 in Split versus $954 in Cambridge. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,822 per month in Split versus $2,217 in Cambridge – a 22% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Split runs roughly 64% less than in Cambridge. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,822 in Split versus $2,217 in Cambridge, a $2,500 budget is realistic in Split but tight or insufficient in Cambridge. The gap between the two cities makes Split the clear choice for anyone on this budget.

For families, Split is more practical. Housing and childcare are both notably cheaper than in Cambridge, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Split and Cambridge are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Split gentler on the wallet – expenses run 22% less than in Cambridge. Beyond cost, consider language, visa policies, and how big the international community is in each city.