Cost of Living Comparison Between Spain and Zambia Cost of Living Comparison Between Spain and Zambia

Name: Zambia
Address: ZM

Monthly Cost of Living

Monthly costs for one person with rent: $1,689 in Spain versus $276 in Zambia.

Estimated couple costs with rent: $2,496 in Spain versus $548 in Zambia.

Monthly costs for a family of three with rent: $3,303 in Spain versus $820 in Zambia.

Living in Spain is roughly 512% more expensive than in Zambia on average.

Spain (22% above) and Zambia (80% below) straddle the global median.

Meal at Budget Restaurant

$17.71 €15.27

$6.91 ZMW 133

156.30%

Three-Course Dinner for Two, Mid-Range

$57.6 €49.61

$31.38 ZMW 604

83.43%

Fast Food Meal (McDonalds, etc)

$11.81 €10.18

$5.31 ZMW 102

122.41%

Cappuccino

$2.43 €2.10

$3.10 ZMW 59.7

-21.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.76 €2.38

$0.80 ZMW 15.31

245.00%

Water (0.33 liter bottle)

$1.84 €1.59

$0.49 ZMW 9.47

275.51%

Local Beer (0.5 liter draught)

$3.52 €3.03

$1.27 ZMW 24.52

177.17%

Imported Beer (0.33 liter bottle)

$4.16 €3.58

$2.52 ZMW 48.52

65.08%

Milk (1 liter)

$1.21 €1.04

$1.83 ZMW 35.17

-33.88%

White Bread (500g)

$1.54 €1.32

$1.27 ZMW 24.36

21.26%

Rice (white) (1kg)

$1.64 €1.41

$2.44 ZMW 46.96

-32.79%

Eggs

$3.59 €3.10

$1.88 ZMW 36.19

90.96%

Local Cheese (1kg)

$14.81 €12.77

$10.64 ZMW 205

39.19%

Chicken Fillets (1kg)

$8.49 €7.32

$6.54 ZMW 126

29.82%

Beef Round Steak (1kg)

$16.68 €14.38

$6.46 ZMW 124

158.20%

Apples (1kg)

$2.53 €2.18

$3.60 ZMW 69.2

-29.72%

Banana (1kg)

$2.09 €1.80

$2.21 ZMW 42.63

-5.43%

Oranges (1kg)

$2.13 €1.84

$3.59 ZMW 69.1

-40.67%

Tomato (1kg)

$2.55 €2.20

$1.53 ZMW 29.49

66.67%

Potato (1kg)

$1.82 €1.57

$2.84 ZMW 54.6

-35.92%

Onion (1kg)

$2.00 €1.72

$1.95 ZMW 37.49

2.56%

Lettuce (1 head)

$1.37 €1.18

$1.23 ZMW 23.74

11.38%

Water (1.5 liter bottle)

$0.81 €0.70

$0.73 ZMW 14.13

10.96%

Cigarettes 20 Pack (Marlboro, Camel)

$6.71 €5.79

$2.90 ZMW 55.9

131.38%

Wine (Bottle)

$5.64 €4.87

$10.28 ZMW 198

-45.14%

Local Beer (0.5 liter bottle)

$1.29 €1.11

$1.37 ZMW 26.28

-5.84%

Imported Beer (0.33 liter bottle)

$2.10 €1.81

$2.10 ZMW 40.41

One-way Ticket (Public Transport)

$1.76 €1.51

$1.06 ZMW 20.36

66.04%

Public Transport Monthly Pass (Regular Price)

$34.25 €29.52

$52.9 ZMW 1,018

-35.21%

Taxi Start (Normal Tariff)

$4.55 €3.92

$2.60 ZMW 50.0

75.00%

Taxi (Normal Tariff) (1km)

$1.47 €1.27

$1.72 ZMW 33.13

-14.53%

Taxi 1hour Waiting (Normal Tariff)

$25.66 €22.12

$9.20 ZMW 177

178.91%

Gasoline (1 liter)

$1.79 €1.54

$1.46 ZMW 28.12

22.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.4K €31.4K

$6,647 ZMW 127.9K

447.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.6K €26.4K

$39.0K ZMW 751.1K

-21.59%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$152 €131

$94.1 ZMW 1,812

61.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.49 €15.94

$11.58 ZMW 223

59.67%

Internet (50+ Mbps, Unlimited Data)

$33.57 €28.94

$61.1 ZMW 1,176

-45.03%

Gym Membership (Monthly)

$47.38 €40.84

$52.6 ZMW 1,012

-9.87%

Tennis Court (1 Hour on Weekend)

$15.56 €13.41

$17.29 ZMW 333

-10.01%

Cinema Ticket

$9.96 €8.59

$6.96 ZMW 134

43.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$548 €473

$146 ZMW 2,817

274.79%

International Primary School, 1 Child (Yearly)

$10.8K €9,343

$16.6K ZMW 319.9K

-34.79%

Jeans (Levis 501 Or Similar)

$90.1 €77.6

$25.28 ZMW 487

256.25%

Summer Dress (H&M, Zara, etc)

$37.31 €32.16

$15.33 ZMW 295

143.38%

Sport Shoes (Adidas, Nike)

$92.0 €79.3

$61.4 ZMW 1,182

49.93%

Men's Leather Business Shoes

$111 €96.1

$77.7 ZMW 1,496

43.45%

1-bedroom Apartment, City Center (Monthly)

$1,049 €905

$449 ZMW 8,652

133.51%

1-bedroom Apartment, Outside City Center (Monthly)

$836 €720

$178 ZMW 3,436

368.12%

3-bedroom Apartment, City Center (Monthly)

$1,663 €1,433

$1,086 ZMW 20.9K

53.16%

3-bedroom Apartment, Outside City Center (Monthly)

$1,250 €1,078

$729 ZMW 14.0K

71.50%

Buy Apartment in City Center (m2)

$4,240 €3,655

$3,987 ZMW 76.8K

6.34%

Buy Apartment Outside City Center (m2)

$2,711 €2,337

$6,500 ZMW 125.1K

-58.30%

Average Monthly Net Salary (After Tax)

$2,021 €1,742

$432 ZMW 8,308

368.26%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.28

26.25

-87.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Spain: September 7, 2026

Last update for Zambia: September 8, 2026

Cost Breakdown

National rent averages: $931 in Spain, $110 in Zambia. Capital cities: $1,577 in Madrid vs $384 in Lusaka.

National salary averages: $2,035 in Spain, $346 in Zambia. Higher pay doesn't always mean more spending money – weigh income against local costs.

Cost Highlights

Rent is 746% higher in Spain.

Dining out costs 354% more in Spain.

Public transport is 933% more expensive in Spain.

Salaries are 488% higher in Spain.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Spain vs Zambia: Cost of Living - Frequently Asked Questions

At $1,823 per month in Spain and $454 in Zambia, there's a 301% gap. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.

Day-to-day life is simply cheaper in Zambia: lower food prices, cheaper commutes, smaller household bills. Over time, those daily savings make a real difference to your monthly budget and ability to put money away.

Rent in Spain is consistently higher than in Zambia across the board, especially in major cities. Housing is usually the single biggest driver of the overall cost difference between the two countries.

In Zambia, $800 covers most cities easily; in Spain it stretches only to regional areas and falls short in the capital – you'll need to make trade-offs on housing or lifestyle.

It depends on what you're after: Zambia wins on affordability; Spain may offer higher salaries, better infrastructure, and different cultural perks. Both attract large expat communities for different reasons.