Last update: Oct 2026

Cost of Living Comparison Between Southampton and Indianapolis, IN

For one person, living costs are similar in Southampton and in Indianapolis, IN: $2,661 and $2,785 a month, rent and utilities included.

Southampton
🇬🇧 United Kingdom
$2,661
/mo nomad
Indianapolis, IN
🇺🇸 United States
$2,785
/mo nomad
Monthly Cost of Living

How much you'll spend in Southampton and in Indianapolis, IN

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Southampton and in Indianapolis, IN actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,661 in Southampton versus $2,785 in Indianapolis, IN.

  • Southampton $2,661
  • Indianapolis, IN $2,785

Estimated couple costs with rent: $3,866 in Southampton versus $3,948 in Indianapolis, IN.

  • Southampton $3,866
  • Indianapolis, IN $3,948

Monthly costs for a family of three with rent: $5,072 in Southampton versus $5,111 in Indianapolis, IN.

  • Southampton $5,072
  • Indianapolis, IN $5,111

Living in Southampton costs roughly 4% less than in Indianapolis, IN, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Southampton 97% above, Indianapolis, IN 106% above.

Currency
🍽 Eating Out
Southampton
Indianapolis, IN
Difference
Meal at Budget Restaurant
$26.39 £19.80
$20.31 $20.31
29.94%
Three-Course Dinner for Two, Mid-Range
$89.6 £67.2
$80.8 $80.8
10.79%
Fast Food Meal (McDonalds, etc)
$11.04 £8.28
$11.83 $11.83
-6.68%
Cappuccino
$5.19 £3.90
$5.68 $5.68
-8.63%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.98 £2.24
$3.25 $3.25
-8.31%
Water (0.33 liter bottle)
$2.14 £1.61
$2.68 $2.68
-20.15%
Local Beer (0.5 liter draught)
$7.70 £5.78
$6.35 $6.35
21.26%
Imported Beer (0.33 liter bottle)
$6.80 £5.10
$7.87 $7.87
-13.60%
🛒 Groceries & Markets
Southampton
Indianapolis, IN
Difference
Milk (1 liter)
$1.98 £1.48
$0.90 $0.90
120.00%
White Bread (500g)
$1.69 £1.27
$3.39 $3.39
-50.15%
Rice (white) (1kg)
$2.85 £2.14
$4.67 $4.67
-38.97%
Eggs
$4.30 £3.22
$3.61 $3.61
19.11%
Local Cheese (1kg)
$9.41 £7.06
$12.53 $12.53
-24.90%
Chicken Fillets (1kg)
$9.60 £7.20
$12.77 $12.77
-24.82%
Beef Round Steak (1kg)
$13.96 £10.47
$16.96 $16.96
-17.69%
Apples (1kg)
$2.92 £2.19
$5.49 $5.49
-46.81%
Banana (1kg)
$1.76 £1.32
$1.47 $1.47
19.73%
Oranges (1kg)
$2.86 £2.14
$4.94 $4.94
-42.11%
Tomato (1kg)
$3.49 £2.62
$4.35 $4.35
-19.77%
Potato (1kg)
$1.81 £1.36
$2.40 $2.40
-24.58%
Onion (1kg)
$1.55 £1.16
$2.97 $2.97
-47.81%
Lettuce (1 head)
$1.22 £0.91
$2.42 $2.42
-49.59%
Water (1.5 liter bottle)
$1.71 £1.28
$2.49 $2.49
-31.33%
Cigarettes 20 Pack (Marlboro, Camel)
$21.17 £15.88
$10.24 $10.24
106.74%
Wine (Bottle)
$10.82 £8.12
$15.47 $15.47
-30.06%
Local Beer (0.5 liter bottle)
$2.93 £2.19
$2.06 $2.06
42.23%
Imported Beer (0.33 liter bottle)
$3.45 £2.59
$3.47 $3.47
-0.58%
🚌 Getting Around
Southampton
Indianapolis, IN
Difference
One-way Ticket (Public Transport)
$3.05 £2.29
$1.77 $1.77
72.32%
Public Transport Monthly Pass (Regular Price)
$86.0 £64.5
$59.5 $59.5
44.65%
Taxi Start (Normal Tariff)
$4.26 £3.19
$1.99 $1.99
114.07%
Taxi (Normal Tariff) (1km)
$1.94 £1.46
$1.75 $1.75
10.86%
Taxi 1hour Waiting (Normal Tariff)
$31.83 £23.88
$33.33 $33.33
-4.50%
Gasoline (1 liter)
$2.14 £1.60
$0.98 $0.98
118.37%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.7K £29.0K
$37.1K $37.1K
4.09%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$41.0K £30.8K
$25.7K $25.7K
59.38%
🧾 Monthly Utilities & Internet
Southampton
Indianapolis, IN
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$322 £241
$232 $232
38.76%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$29.00 £21.76
$61.3 $61.3
-52.67%
Internet (50+ Mbps, Unlimited Data)
$52.6 £39.46
$63.6 $63.6
-17.31%
🎉 Sport & Entertainment
Southampton
Indianapolis, IN
Difference
Gym Membership (Monthly)
$42.24 £31.69
$39.74 $39.74
6.29%
Tennis Court (1 Hour on Weekend)
$16.38 £12.29
$41.13 $41.13
-60.18%
Cinema Ticket
$15.65 £11.74
$15.09 $15.09
3.71%
🧸 Childcare & Education
Southampton
Indianapolis, IN
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,565 £1,174
$1,756 $1,756
-10.89%
International Primary School, 1 Child (Yearly)
$18.0K £13.5K
$24.6K $24.6K
-26.80%
👕👟 Clothing & Footwear
Southampton
Indianapolis, IN
Difference
Jeans (Levis 501 Or Similar)
$104 £77.7
$57.8 $57.8
79.33%
Summer Dress (H&M, Zara, etc)
$50.9 £38.18
$44.68 $44.68
13.90%
Sport Shoes (Adidas, Nike)
$102 £76.6
$110 $110
-7.16%
Men's Leather Business Shoes
$129 £96.5
$145 $145
-11.15%
🏠 Accommodation & Living
Southampton
Indianapolis, IN
Difference
1-bedroom Apartment, City Center (Monthly)
$1,512 £1,135
$1,732 $1,732
-12.68%
1-bedroom Apartment, Outside City Center (Monthly)
$1,205 £904
$1,376 $1,376
-12.47%
3-bedroom Apartment, City Center (Monthly)
$2,404 £1,803
$2,681 $2,681
-10.34%
3-bedroom Apartment, Outside City Center (Monthly)
$1,917 £1,438
$1,985 $1,985
-3.44%
Buy Apartment in City Center (m2)
$5,790 £4,343
$2,787 $2,787
107.78%
Buy Apartment Outside City Center (m2)
$5,444 £4,084
$1,865 $1,865
191.95%
💵 Salaries & Financials
Southampton
Indianapolis, IN
Difference
Average Monthly Net Salary (After Tax)
$3,299 £2,475
$4,595 $4,595
-28.19%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.96
6.57
-24.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Southampton: October 12, 2026

Last update for Indianapolis, IN: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Southampton
$1.2K
Indianapolis, IN
$1.4K 14.2% $172
Monthly Utilities & Internet
Southampton
$403
Indianapolis, IN
$357 11.6% $47
Eating Out
Southampton
$379
Indianapolis, IN
$337 11% $42
Groceries & Markets
Southampton
$315
Indianapolis, IN
$407 29.4% $92
Clothing & Footwear
Southampton
$173
Indianapolis, IN
$161 7.3% $13
Getting Around
Southampton
$112
Indianapolis, IN
$77 31.1% $35
Sport & Entertainment
Southampton
$74
Indianapolis, IN
$70 4.9% $3.6

Cost Breakdown

A one-bedroom apartment in the center runs $1,512 in Southampton and $1,732 in Indianapolis, IN. Housing cost is often the main lever when comparing two cities.

Indianapolis, IN pays 39% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $90.0 in Southampton vs $81.0 in Indianapolis, IN. Groceries flip the comparison at $315 vs $407, with Southampton cheaper for home cooking.

Good to know
🇬🇧 Southampton
🇺🇸 Indianapolis, IN
🕒 Local time
21:05 9:05 PM
16:05 4:05 PM
5 h behind Southampton
🌤 Weather
👥 Population
228,600
882,039
💱 Currency
Exchange rates and currency converter

USD, EUR to GBP – British Pound Converter

British Pound exchange rates as of October 17, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.889 EUR).

On the map
Between locations
  • Southampton Indianapolis, IN 6,370 km ≈ 8 h nonstop flight
From you
  • Southampton
  • Indianapolis, IN

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Southampton vs Indianapolis, IN: Cost of Living - Frequently Asked Questions
Which city is more expensive, Southampton or Indianapolis, IN?
Southampton wins on cost – living expenses run 5% lower than in Indianapolis, IN. Housing and daily spending are where you'll feel the difference most, making Southampton the obvious pick if budget is a priority.
Are salaries higher in Southampton or in Indianapolis, IN?
On paper, salaries run 39% lower in Indianapolis, IN. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Southampton compared to Indianapolis, IN?
Rent for a central apartment: $1,512 in Southampton versus $1,732 in Indianapolis, IN. Housing is usually the single largest factor when comparing overall living costs between the two.
How do dining costs compare in Southampton and in Indianapolis, IN?
Dining out is cheaper in Southampton – a meal for two runs $90.0 versus $81.0 in Indianapolis, IN. If you eat out regularly, this makes a real dent in your monthly spending.
How much does it cost to live in Southampton compared to Indianapolis, IN?
All in, you'll spend $2,661 per month in Southampton versus $2,785 in Indianapolis, IN – a 5% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $3,000/month in Southampton or in Indianapolis, IN?
Both cities are expensive relative to $3,000. Southampton is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.
Which city is better for digital nomads, Southampton or Indianapolis, IN?
Both work as nomad bases, but Southampton delivers better value – similar infrastructure at $2,661 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Southampton hard to pass up.
Which city is more affordable for expats?
Expats usually find Southampton gentler on the wallet – expenses run 5% less than in Indianapolis, IN. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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