Last update: Oct 2026

Cost of Living Comparison Between Indianapolis, IN and Southampton

For one person, living costs are similar in Indianapolis, IN and in Southampton: $2,785 and $2,661 a month, rent and utilities included.

Indianapolis, IN
🇺🇸 United States
$2,785
/mo nomad
Southampton
🇬🇧 United Kingdom
$2,661
/mo nomad
Monthly Cost of Living

How much you'll spend in Indianapolis, IN and in Southampton

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Indianapolis, IN and in Southampton actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,785 in Indianapolis, IN versus $2,661 in Southampton.

  • Indianapolis, IN $2,785
  • Southampton $2,661

Estimated couple costs with rent: $3,948 in Indianapolis, IN versus $3,866 in Southampton.

  • Indianapolis, IN $3,948
  • Southampton $3,866

Monthly costs for a family of three with rent: $5,111 in Indianapolis, IN versus $5,072 in Southampton.

  • Indianapolis, IN $5,111
  • Southampton $5,072

Living in Indianapolis, IN is roughly 5% more expensive than in Southampton, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Indianapolis, IN 106% above, Southampton 97% above.

Currency
🍽 Eating Out
Indianapolis, IN
Southampton
Difference
Meal at Budget Restaurant
$20.31 $20.31
$26.39 £19.80
-23.04%
Three-Course Dinner for Two, Mid-Range
$80.8 $80.8
$89.6 £67.2
-9.74%
Fast Food Meal (McDonalds, etc)
$11.83 $11.83
$11.04 £8.28
7.16%
Cappuccino
$5.68 $5.68
$5.19 £3.90
9.44%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.25 $3.25
$2.98 £2.24
9.06%
Water (0.33 liter bottle)
$2.68 $2.68
$2.14 £1.61
25.23%
Local Beer (0.5 liter draught)
$6.35 $6.35
$7.70 £5.78
-17.53%
Imported Beer (0.33 liter bottle)
$7.87 $7.87
$6.80 £5.10
15.74%
🛒 Groceries & Markets
Indianapolis, IN
Southampton
Difference
Milk (1 liter)
$0.90 $0.90
$1.98 £1.48
-54.55%
White Bread (500g)
$3.39 $3.39
$1.69 £1.27
100.59%
Rice (white) (1kg)
$4.67 $4.67
$2.85 £2.14
63.86%
Eggs
$3.61 $3.61
$4.30 £3.22
-16.05%
Local Cheese (1kg)
$12.53 $12.53
$9.41 £7.06
33.16%
Chicken Fillets (1kg)
$12.77 $12.77
$9.60 £7.20
33.02%
Beef Round Steak (1kg)
$16.96 $16.96
$13.96 £10.47
21.49%
Apples (1kg)
$5.49 $5.49
$2.92 £2.19
88.01%
Banana (1kg)
$1.47 $1.47
$1.76 £1.32
-16.48%
Oranges (1kg)
$4.94 $4.94
$2.86 £2.14
72.73%
Tomato (1kg)
$4.35 $4.35
$3.49 £2.62
24.64%
Potato (1kg)
$2.40 $2.40
$1.81 £1.36
32.60%
Onion (1kg)
$2.97 $2.97
$1.55 £1.16
91.61%
Lettuce (1 head)
$2.42 $2.42
$1.22 £0.91
98.36%
Water (1.5 liter bottle)
$2.49 $2.49
$1.71 £1.28
45.61%
Cigarettes 20 Pack (Marlboro, Camel)
$10.24 $10.24
$21.17 £15.88
-51.63%
Wine (Bottle)
$15.47 $15.47
$10.82 £8.12
42.98%
Local Beer (0.5 liter bottle)
$2.06 $2.06
$2.93 £2.19
-29.69%
Imported Beer (0.33 liter bottle)
$3.47 $3.47
$3.45 £2.59
0.58%
🚌 Getting Around
Indianapolis, IN
Southampton
Difference
One-way Ticket (Public Transport)
$1.77 $1.77
$3.05 £2.29
-41.97%
Public Transport Monthly Pass (Regular Price)
$59.5 $59.5
$86.0 £64.5
-30.87%
Taxi Start (Normal Tariff)
$1.99 $1.99
$4.26 £3.19
-53.29%
Taxi (Normal Tariff) (1km)
$1.75 $1.75
$1.94 £1.46
-9.79%
Taxi 1hour Waiting (Normal Tariff)
$33.33 $33.33
$31.83 £23.88
4.71%
Gasoline (1 liter)
$0.98 $0.98
$2.14 £1.60
-54.21%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37.1K $37.1K
$38.7K £29.0K
-3.93%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.7K $25.7K
$41.0K £30.8K
-37.26%
🧾 Monthly Utilities & Internet
Indianapolis, IN
Southampton
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$232 $232
$322 £241
-27.93%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$61.3 $61.3
$29.00 £21.76
111.28%
Internet (50+ Mbps, Unlimited Data)
$63.6 $63.6
$52.6 £39.46
20.93%
🎉 Sport & Entertainment
Indianapolis, IN
Southampton
Difference
Gym Membership (Monthly)
$39.74 $39.74
$42.24 £31.69
-5.92%
Tennis Court (1 Hour on Weekend)
$41.13 $41.13
$16.38 £12.29
151.10%
Cinema Ticket
$15.09 $15.09
$15.65 £11.74
-3.58%
🧸 Childcare & Education
Indianapolis, IN
Southampton
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,756 $1,756
$1,565 £1,174
12.22%
International Primary School, 1 Child (Yearly)
$24.6K $24.6K
$18.0K £13.5K
36.61%
👕👟 Clothing & Footwear
Indianapolis, IN
Southampton
Difference
Jeans (Levis 501 Or Similar)
$57.8 $57.8
$104 £77.7
-44.24%
Summer Dress (H&M, Zara, etc)
$44.68 $44.68
$50.9 £38.18
-12.20%
Sport Shoes (Adidas, Nike)
$110 $110
$102 £76.6
7.71%
Men's Leather Business Shoes
$145 $145
$129 £96.5
12.55%
🏠 Accommodation & Living
Indianapolis, IN
Southampton
Difference
1-bedroom Apartment, City Center (Monthly)
$1,732 $1,732
$1,512 £1,135
14.53%
1-bedroom Apartment, Outside City Center (Monthly)
$1,376 $1,376
$1,205 £904
14.24%
3-bedroom Apartment, City Center (Monthly)
$2,681 $2,681
$2,404 £1,803
11.53%
3-bedroom Apartment, Outside City Center (Monthly)
$1,985 $1,985
$1,917 £1,438
3.56%
Buy Apartment in City Center (m2)
$2,787 $2,787
$5,790 £4,343
-51.87%
Buy Apartment Outside City Center (m2)
$1,865 $1,865
$5,444 £4,084
-65.75%
💵 Salaries & Financials
Indianapolis, IN
Southampton
Difference
Average Monthly Net Salary (After Tax)
$4,595 $4,595
$3,299 £2,475
39.27%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.57
4.96
32.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Indianapolis, IN: October 11, 2026

Last update for Southampton: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Indianapolis, IN
$1.4K
Southampton
$1.2K 12.5% $172
Groceries & Markets
Indianapolis, IN
$407
Southampton
$315 22.7% $92
Monthly Utilities & Internet
Indianapolis, IN
$357
Southampton
$403 13.1% $47
Eating Out
Indianapolis, IN
$337
Southampton
$379 12.4% $42
Clothing & Footwear
Indianapolis, IN
$161
Southampton
$173 7.8% $13
Getting Around
Indianapolis, IN
$77
Southampton
$112 45.2% $35
Sport & Entertainment
Indianapolis, IN
$70
Southampton
$74 5.2% $3.6

Cost Breakdown

A one-bedroom apartment in the center runs $1,732 in Indianapolis, IN and $1,512 in Southampton. Housing cost is often the main lever when comparing two cities.

Indianapolis, IN pays 39% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $81.0 in Indianapolis, IN vs $90.0 in Southampton. Groceries flip the comparison at $407 vs $315, with Southampton cheaper for home cooking.

Good to know
🇺🇸 Indianapolis, IN
🇬🇧 Southampton
🕒 Local time
17:54 5:54 PM
22:54 10:54 PM
5 h ahead of Indianapolis, IN
🌤 Weather
👥 Population
882,039
228,600
💱 Currency
Exchange rates and currency converter

GBP, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

British Pound exchange rates as of October 17, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

On the map
Between locations
  • Indianapolis, IN Southampton 6,370 km ≈ 8 h nonstop flight
From you
  • Indianapolis, IN
  • Southampton

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Indianapolis, IN vs Southampton: Cost of Living - Frequently Asked Questions
Which city is more expensive, Indianapolis, IN or Southampton?
Southampton wins on cost – living expenses run 5% lower than in Indianapolis, IN. Housing and daily spending are where you'll feel the difference most, making Southampton the obvious pick if budget is a priority.
Are salaries higher in Indianapolis, IN or in Southampton?
Average pay runs 39% higher in Indianapolis, IN, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Indianapolis, IN compared to Southampton?
Rent for a central apartment: $1,732 in Indianapolis, IN versus $1,512 in Southampton. Housing is usually the single largest factor when comparing overall living costs between the two.
How do dining costs compare in Indianapolis, IN and in Southampton?
Dining out is cheaper in Southampton – a meal for two runs $90.0 versus $81.0 in Indianapolis, IN. If you eat out regularly, this makes a real dent in your monthly spending.
How much does it cost to live in Indianapolis, IN compared to Southampton?
All in, you'll spend $2,785 per month in Indianapolis, IN versus $2,661 in Southampton – a 5% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $3,000/month in Indianapolis, IN or in Southampton?
Both cities are expensive relative to $3,000. Southampton is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.
Which city is better for digital nomads, Indianapolis, IN or Southampton?
Both work as nomad bases, but Southampton delivers better value – similar infrastructure at $2,661 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Southampton hard to pass up.
Which city is more affordable for expats?
Expats usually find Southampton gentler on the wallet – expenses run 5% less than in Indianapolis, IN. Beyond cost, consider language, visa policies, and how big the international community is in each city.

Indianapolis, IN vs other spots: cost of living compared

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