Cost of Living Comparison Between Indianapolis, IN and Southampton Cost of Living Comparison Between Indianapolis, IN and Southampton

Monthly Cost of Living

Monthly costs for one person with rent: $2,753 in Indianapolis, IN versus $2,753 in Southampton.

Estimated couple costs with rent: $3,880 in Indianapolis, IN versus $3,927 in Southampton.

Monthly costs for a family of three with rent: $5,007 in Indianapolis, IN versus $5,102 in Southampton.

Monthly costs are close between Indianapolis, IN and Southampton; which city is cheaper depends on the spending category.

Both cities are pricier than the global median: Indianapolis, IN 100% above, Southampton 100% above.

Meal at Budget Restaurant

$19.64 $19.64

$26.79 £19.83

-26.69%

Three-Course Dinner for Two, Mid-Range

$79.3 $79.3

$96.0 £71.0

-17.41%

Fast Food Meal (McDonalds, etc)

$11.85 $11.85

$12.16 £9.00

-2.55%

Cappuccino

$5.63 $5.63

$5.40 £3.99

4.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.19 $3.19

$3.20 £2.37

-0.31%

Water (0.33 liter bottle)

$2.69 $2.69

$2.27 £1.68

18.50%

Local Beer (0.5 liter draught)

$6.34 $6.34

$7.57 £5.60

-16.25%

Imported Beer (0.33 liter bottle)

$8.21 $8.21

$6.70 £4.96

22.54%

Milk (1 liter)

$0.93 $0.93

$2.02 £1.50

-53.96%

White Bread (500g)

$2.93 $2.93

$1.71 £1.26

71.35%

Rice (white) (1kg)

$4.64 $4.64

$3.09 £2.29

50.16%

Eggs

$3.62 $3.62

$4.61 £3.41

-21.48%

Local Cheese (1kg)

$12.43 $12.43

$9.66 £7.15

28.67%

Chicken Fillets (1kg)

$12.40 $12.40

$10.02 £7.41

23.75%

Beef Round Steak (1kg)

$17.12 $17.12

$14.33 £10.61

19.47%

Apples (1kg)

$5.32 $5.32

$3.06 £2.26

73.86%

Banana (1kg)

$1.47 $1.47

$1.74 £1.28

-15.52%

Oranges (1kg)

$4.80 $4.80

$2.97 £2.20

61.62%

Tomato (1kg)

$4.15 $4.15

$3.53 £2.61

17.56%

Potato (1kg)

$2.42 $2.42

$1.89 £1.40

28.04%

Onion (1kg)

$2.90 $2.90

$1.61 £1.19

80.12%

Lettuce (1 head)

$2.37 $2.37

$1.28 £0.95

85.16%

Water (1.5 liter bottle)

$2.44 $2.44

$1.80 £1.33

35.56%

Cigarettes 20 Pack (Marlboro, Camel)

$10.14 $10.14

$21.53 £15.93

-52.90%

Wine (Bottle)

$15.88 $15.88

$11.13 £8.24

42.68%

Local Beer (0.5 liter bottle)

$2.06 $2.06

$2.99 £2.22

-31.10%

Imported Beer (0.33 liter bottle)

$3.58 $3.58

$3.55 £2.63

0.85%

One-way Ticket (Public Transport)

$1.77 $1.77

$3.14 £2.33

-43.63%

Public Transport Monthly Pass (Regular Price)

$59.3 $59.3

$85.9 £63.6

-31.01%

Taxi Start (Normal Tariff)

$1.98 $1.98

$4.32 £3.19

-54.17%

Taxi (Normal Tariff) (1km)

$1.73 $1.73

$2.05 £1.52

-15.61%

Taxi 1hour Waiting (Normal Tariff)

$34.10 $34.10

$32.37 £23.95

5.34%

Gasoline (1 liter)

$0.95 $0.95

$2.13 £1.58

-55.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.6K $36.6K

$39.5K £29.3K

-7.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$41.5K £30.7K

-37.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$228 $228

$335 £248

-32.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$67.0 $67.0

$30.42 £22.51

120.12%

Internet (50+ Mbps, Unlimited Data)

$69.4 $69.4

$55.4 £40.96

25.44%

Gym Membership (Monthly)

$40.18 $40.18

$42.76 £31.64

-6.03%

Tennis Court (1 Hour on Weekend)

$41.14 $41.14

$16.86 £12.48

144.01%

Cinema Ticket

$14.78 $14.78

$16.38 £12.12

-9.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,777 $1,777

$1,642 £1,215

8.21%

International Primary School, 1 Child (Yearly)

$24.5K $24.5K

$18.3K £13.5K

34.17%

Jeans (Levis 501 Or Similar)

$57.8 $57.8

$106 £78.6

-45.54%

Summer Dress (H&M, Zara, etc)

$43.78 $43.78

$52.5 £38.85

-16.61%

Sport Shoes (Adidas, Nike)

$112 $112

$105 £77.8

6.60%

Men's Leather Business Shoes

$142 $142

$135 £99.8

5.25%

1-bedroom Apartment, City Center (Monthly)

$1,747 $1,747

$1,561 £1,155

11.92%

1-bedroom Apartment, Outside City Center (Monthly)

$1,360 $1,360

$1,225 £906

11.09%

3-bedroom Apartment, City Center (Monthly)

$2,587 $2,587

$2,495 £1,846

3.66%

3-bedroom Apartment, Outside City Center (Monthly)

$1,873 $1,873

$1,925 £1,425

-2.73%

Buy Apartment in City Center (m2)

$2,828 $2,828

$5,967 £4,415

-52.60%

Buy Apartment Outside City Center (m2)

$1,896 $1,896

$5,524 £4,088

-65.68%

Average Monthly Net Salary (After Tax)

$4,502 $4,502

$3,431 £2,539

31.23%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.14

4.96

23.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Indianapolis, IN: August 31, 2026

Last update for Southampton: August 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,747 in Indianapolis, IN and $1,561 in Southampton. Housing cost is often the main lever when comparing two cities.

Indianapolis, IN pays 31% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $79.0 in Indianapolis, IN vs $96.0 in Southampton. Groceries flip the comparison at $399 vs $325, with Southampton cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Indianapolis, IN vs Southampton: Cost of Living - Frequently Asked Questions

Average pay runs 31% higher in Indianapolis, IN, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,747 in Indianapolis, IN versus $1,561 in Southampton. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,777 in Indianapolis, IN versus $1,642 in Southampton. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Southampton – a meal for two runs $96.0 versus $79.0 in Indianapolis, IN. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $3,000. Southampton is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both work as nomad bases, but Southampton delivers better value – similar infrastructure at $2,753 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Southampton hard to pass up.

It comes down to priorities – Southampton wins on affordability, Indianapolis, IN on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.