Last update: Oct 2026

Cost of Living Comparison Between Southampton and Toronto

For one person, living is cheaper in Toronto: $2,610 a month against $3,694 in Southampton, rent and utilities included – about $13,000 less a year. Other living expenses account for most of the difference.

179

Cost of Living Index in Southampton
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Southampton Living Index
126

Cost of Living Index in Toronto
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Toronto Living Index

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Southampton

🇧🇲 Bermuda

$3,694

/mo nomad

Toronto

🇨🇦 Canada

$2,610

/mo nomad

Monthly Cost of Living

How much you'll spend in Southampton and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Southampton and in Toronto actually costs, broken down by who's living it.

A single person spends $3,694 per month in Southampton vs $2,610 in Toronto, rent included.

Southampton $3,694
Toronto $2,610

A couple spends around $8,281 per month in Southampton vs $3,727 in Toronto, rent included.

Southampton $8,281
Toronto $3,727

A family of three spends $12.9K per month in Southampton vs $4,844 in Toronto, rent included.

Southampton $12.9K
Toronto $4,844

Southampton costs about 42% more than Toronto, and outside of rent the biggest gap is in groceries.

Both Southampton and Toronto sit above the global median – Southampton by 173%, Toronto by 93%.

Meal at Budget Restaurant

$50.7 BMD 50.7

$17.59 CA$24.87

188.23%

Three-Course Dinner for Two, Mid-Range

$151 BMD 151

$78.8 CA$111

91.44%

Fast Food Meal (McDonalds, etc)

$16.82 BMD 16.82

$10.73 CA$15.16

56.76%

Cappuccino

$6.02 BMD 6.02

$4.09 CA$5.78

47.19%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.98 BMD 2.98

$2.10 CA$2.97

41.90%

Water (0.33 liter bottle)

$3.09 BMD 3.09

$1.72 CA$2.43

79.65%

Local Beer (0.5 liter draught)

$7.55 BMD 7.55

$6.36 CA$8.99

18.71%

Imported Beer (0.33 liter bottle)

$9.03 BMD 9.03

$7.08 CA$10.01

27.54%

Milk (1 liter)

$4.79 BMD 4.79

$2.54 CA$3.59

88.58%

White Bread (500g)

$7.98 BMD 7.98

$2.72 CA$3.85

193.38%

Rice (white) (1kg)

$5.45 BMD 5.45

$2.18 CA$3.09

150.00%

Eggs

$7.33 BMD 7.33

$3.63 CA$5.13

101.93%

Local Cheese (1kg)

$23.09 BMD 23.09

$9.46 CA$13.37

144.08%

Chicken Fillets (1kg)

$21.09 BMD 21.09

$11.54 CA$16.32

82.76%

Beef Round Steak (1kg)

$19.30 BMD 19.30

$14.37 CA$20.32

34.31%

Apples (1kg)

$8.88 BMD 8.88

$3.70 CA$5.23

140.00%

Banana (1kg)

$6.79 BMD 6.79

$1.19 CA$1.68

470.59%

Oranges (1kg)

$7.23 BMD 7.23

$3.46 CA$4.90

108.96%

Tomato (1kg)

$8.49 BMD 8.49

$4.22 CA$5.97

101.18%

Potato (1kg)

$5.86 BMD 5.86

$1.79 CA$2.52

227.37%

Onion (1kg)

$4.13 BMD 4.13

$1.65 CA$2.33

150.30%

Lettuce (1 head)

$6.39 BMD 6.39

$2.20 CA$3.11

190.45%

Water (1.5 liter bottle)

$3.39 BMD 3.39

$1.26 CA$1.78

169.05%

Cigarettes 20 Pack (Marlboro, Camel)

$18.34 BMD 18.34

$13.97 CA$19.75

31.28%

Wine (Bottle)

$23.79 BMD 23.79

$14.20 CA$20.07

67.54%

Local Beer (0.5 liter bottle)

$5.12 BMD 5.12

$2.25 CA$3.18

127.56%

Imported Beer (0.33 liter bottle)

$4.20 BMD 4.20

$2.53 CA$3.58

66.01%

One-way Ticket (Public Transport)

$2.32 CA$3.28

Public Transport Monthly Pass (Regular Price)

$112 CA$158

Taxi Start (Normal Tariff)

$6.60 BMD 6.60

$3.06 CA$4.33

115.69%

Taxi (Normal Tariff) (1km)

$3.07 BMD 3.07

$1.22 CA$1.72

151.64%

Taxi 1hour Waiting (Normal Tariff)

$70.9 BMD 70.9

$21.69 CA$30.66

226.65%

Gasoline (1 liter)

$2.10 BMD 2.10

$1.21 CA$1.72

73.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.4K BMD 37.4K

$26.1K CA$37.0K

42.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$43.4K BMD 43.4K

$21.1K CA$29.9K

105.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$288 BMD 288

$120 CA$169

140.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$148 BMD 148

$32.21 CA$45.54

357.99%

Internet (50+ Mbps, Unlimited Data)

$162 BMD 162

$48.88 CA$69.1

231.69%

Gym Membership (Monthly)

$39.34 CA$55.6

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

Cinema Ticket

$13.37 BMD 13.37

$12.58 CA$17.79

6.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,314 BMD 1,314

$832 CA$1,176

57.95%

International Primary School, 1 Child (Yearly)

$24.9K BMD 24.9K

$23.6K CA$33.4K

5.49%

Jeans (Levis 501 Or Similar)

$90.3 BMD 90.3

$52.3 CA$73.9

72.65%

Summer Dress (H&M, Zara, etc)

$70.2 BMD 70.2

$39.44 CA$55.8

77.97%

Sport Shoes (Adidas, Nike)

$141 BMD 141

$99.0 CA$140

42.14%

Men's Leather Business Shoes

$131 BMD 131

$122 CA$172

7.49%

1-bedroom Apartment, City Center (Monthly)

$1,631 CA$2,306

1-bedroom Apartment, Outside City Center (Monthly)

$1,503 BMD 1,503

$1,448 CA$2,048

3.80%

3-bedroom Apartment, City Center (Monthly)

$2,737 CA$3,869

3-bedroom Apartment, Outside City Center (Monthly)

$7,867 BMD 7,867

$2,129 CA$3,010

269.49%

Buy Apartment in City Center (m2)

$8,206 CA$11.6K

Buy Apartment Outside City Center (m2)

$6,838 CA$9,666

Average Monthly Net Salary (After Tax)

$9,763 BMD 9,763

$3,520 CA$4,976

177.36%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.63

4.47

93.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Southampton: October 19, 2026

Last update for Toronto: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Southampton

$1.5K 40.7%

Toronto

$1.4K 55.5% 3.7% $55

Groceries & Markets

Southampton

$742 20.1%

Toronto

$343 13.1% 53.8% $399

Eating Out

Southampton

$608 16.5%

Toronto

$283 10.9% 53.5% $325

Monthly Utilities & Internet

Southampton

$598 16.2%

Toronto

$201 7.7% 66.4% $397

Clothing & Footwear

Southampton

$195 5.3%

Toronto

$141 5.4% 27.7% $54

Sport & Entertainment

Southampton

$27 * 0.7%

Toronto

$65 2.5% 141% $38

Getting Around

Southampton

$22 * 0.6%

Toronto

$130 5% 492% $108

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Salaries run about 177% higher in Southampton, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $151 in Southampton versus $79.0 in Toronto. Monthly groceries follow the same trend: $742 vs $343 – making Toronto the more affordable choice for daily food spending.

Good to know

🇧🇲 Southampton

🇨🇦 Toronto

🕒 Local time

22:00 10:00 PM

21:00 9:00 PM

1 h behind Southampton

🌤 Weather

👥 Population

6,260

2,731,571

💱 Currency

Bermudian Dollar BMD $

Canadian Dollar CAD $

📈 Exchange rate

1 BMD = 1 USD

1 BMD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, USD, EUR to BMD – Bermudian Dollar Converter

🇺🇸 United States Dollar ($)

🇧🇲 Bermudian Dollar ($)

Bermudian Dollar exchange rates as of October 25, 2026: 1 USD = 1 BMD (1 BMD = 1 USD). 1 EUR = 1.12 BMD (1 BMD = 0.89 EUR).

Canadian Dollar exchange rates as of October 25, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

USD to BMD in detail →

On the map

Lowest

Highest

Between locations

Southampton Toronto 1,790 km ≈ 2 h 45 min nonstop flight

From you

Southampton
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Southampton vs Toronto: Cost of Living - Frequently Asked Questions

Southampton costs about 42% more than Toronto, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $5,542 per month in Southampton and $3,916 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $3,694 in Southampton and $2,610 in Toronto. That's a gap of about 42%.

Kindergarten costs $1,314 per month in Southampton and $832 in Toronto. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,500 monthly budget goes further in Toronto, where all-in costs run around $2,610, than in Southampton at $3,694. In Toronto it covers expenses comfortably, while in Southampton it requires careful planning or may not stretch far enough.

Families tend to lean toward Toronto – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Toronto. If higher salaries, better infrastructure, or specific career opportunities are the priority, Southampton makes more sense. Both are solid long-term options with distinct trade-offs.