Last update: Oct 2026

Cost of Living Comparison Between Toronto and Southampton

For one person, living is cheaper in Toronto: $2,610 a month against $3,694 in Southampton, rent and utilities included – about $13,000 less a year. Other living expenses account for most of the difference.

126

Cost of Living Index in Toronto
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Toronto Living Index
179

Cost of Living Index in Southampton
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Southampton Living Index

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Toronto

🇨🇦 Canada

$2,610

/mo nomad

Southampton

🇧🇲 Bermuda

$3,694

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Southampton

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Southampton actually costs, broken down by who's living it.

A single person spends $2,610 per month in Toronto vs $3,694 in Southampton, rent included.

Toronto $2,610
Southampton $3,694

A couple spends around $3,727 per month in Toronto vs $8,281 in Southampton, rent included.

Toronto $3,727
Southampton $8,281

A family of three spends $4,844 per month in Toronto vs $12.9K in Southampton, rent included.

Toronto $4,844
Southampton $12.9K

Toronto is about 29% cheaper than Southampton, and outside of rent the biggest gap is in groceries.

Both Toronto and Southampton sit above the global median – Toronto by 93%, Southampton by 173%.

Meal at Budget Restaurant

$17.59 CA$24.87

$50.7 BMD 50.7

-65.31%

Three-Course Dinner for Two, Mid-Range

$78.8 CA$111

$151 BMD 151

-47.76%

Fast Food Meal (McDonalds, etc)

$10.73 CA$15.16

$16.82 BMD 16.82

-36.21%

Cappuccino

$4.09 CA$5.78

$6.02 BMD 6.02

-32.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.97

$2.98 BMD 2.98

-29.53%

Water (0.33 liter bottle)

$1.72 CA$2.43

$3.09 BMD 3.09

-44.34%

Local Beer (0.5 liter draught)

$6.36 CA$8.99

$7.55 BMD 7.55

-15.76%

Imported Beer (0.33 liter bottle)

$7.08 CA$10.01

$9.03 BMD 9.03

-21.59%

Milk (1 liter)

$2.54 CA$3.59

$4.79 BMD 4.79

-46.97%

White Bread (500g)

$2.72 CA$3.85

$7.98 BMD 7.98

-65.91%

Rice (white) (1kg)

$2.18 CA$3.09

$5.45 BMD 5.45

-60.00%

Eggs

$3.63 CA$5.13

$7.33 BMD 7.33

-50.48%

Local Cheese (1kg)

$9.46 CA$13.37

$23.09 BMD 23.09

-59.03%

Chicken Fillets (1kg)

$11.54 CA$16.32

$21.09 BMD 21.09

-45.28%

Beef Round Steak (1kg)

$14.37 CA$20.32

$19.30 BMD 19.30

-25.54%

Apples (1kg)

$3.70 CA$5.23

$8.88 BMD 8.88

-58.33%

Banana (1kg)

$1.19 CA$1.68

$6.79 BMD 6.79

-82.47%

Oranges (1kg)

$3.46 CA$4.90

$7.23 BMD 7.23

-52.14%

Tomato (1kg)

$4.22 CA$5.97

$8.49 BMD 8.49

-50.29%

Potato (1kg)

$1.79 CA$2.52

$5.86 BMD 5.86

-69.45%

Onion (1kg)

$1.65 CA$2.33

$4.13 BMD 4.13

-60.05%

Lettuce (1 head)

$2.20 CA$3.11

$6.39 BMD 6.39

-65.57%

Water (1.5 liter bottle)

$1.26 CA$1.78

$3.39 BMD 3.39

-62.83%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 CA$19.75

$18.34 BMD 18.34

-23.83%

Wine (Bottle)

$14.20 CA$20.07

$23.79 BMD 23.79

-40.31%

Local Beer (0.5 liter bottle)

$2.25 CA$3.18

$5.12 BMD 5.12

-56.05%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.58

$4.20 BMD 4.20

-39.76%

One-way Ticket (Public Transport)

$2.32 CA$3.28

Public Transport Monthly Pass (Regular Price)

$112 CA$158

Taxi Start (Normal Tariff)

$3.06 CA$4.33

$6.60 BMD 6.60

-53.64%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

$3.07 BMD 3.07

-60.26%

Taxi 1hour Waiting (Normal Tariff)

$21.69 CA$30.66

$70.9 BMD 70.9

-69.39%

Gasoline (1 liter)

$1.21 CA$1.72

$2.10 BMD 2.10

-42.38%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K CA$37.0K

$37.4K BMD 37.4K

-30.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.9K

$43.4K BMD 43.4K

-51.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$169

$288 BMD 288

-58.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.21 CA$45.54

$148 BMD 148

-78.17%

Internet (50+ Mbps, Unlimited Data)

$48.88 CA$69.1

$162 BMD 162

-69.85%

Gym Membership (Monthly)

$39.34 CA$55.6

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

Cinema Ticket

$12.58 CA$17.79

$13.37 BMD 13.37

-5.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$832 CA$1,176

$1,314 BMD 1,314

-36.69%

International Primary School, 1 Child (Yearly)

$23.6K CA$33.4K

$24.9K BMD 24.9K

-5.20%

Jeans (Levis 501 Or Similar)

$52.3 CA$73.9

$90.3 BMD 90.3

-42.08%

Summer Dress (H&M, Zara, etc)

$39.44 CA$55.8

$70.2 BMD 70.2

-43.81%

Sport Shoes (Adidas, Nike)

$99.0 CA$140

$141 BMD 141

-29.65%

Men's Leather Business Shoes

$122 CA$172

$131 BMD 131

-6.97%

1-bedroom Apartment, City Center (Monthly)

$1,631 CA$2,306

1-bedroom Apartment, Outside City Center (Monthly)

$1,448 CA$2,048

$1,503 BMD 1,503

-3.66%

3-bedroom Apartment, City Center (Monthly)

$2,737 CA$3,869

3-bedroom Apartment, Outside City Center (Monthly)

$2,129 CA$3,010

$7,867 BMD 7,867

-72.94%

Buy Apartment in City Center (m2)

$8,206 CA$11.6K

Buy Apartment Outside City Center (m2)

$6,838 CA$9,666

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

$9,763 BMD 9,763

-63.95%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

8.63

-48.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 18, 2026

Last update for Southampton: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.5%

Southampton

$1.5K 40.7% 3.8% $55

Groceries & Markets

Toronto

$343 13.1%

Southampton

$742 20.1% 116% $399

Eating Out

Toronto

$283 10.9%

Southampton

$608 16.5% 115% $325

Monthly Utilities & Internet

Toronto

$201 7.7%

Southampton

$598 16.2% 198% $397

Clothing & Footwear

Toronto

$141 5.4%

Southampton

$195 5.3% 38.2% $54

Getting Around

Toronto

$130 5%

Southampton

$22 * 0.6% 83.1% $108

Sport & Entertainment

Toronto

$65 2.5%

Southampton

$27 * 0.7% 58.5% $38

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Salaries run about 177% higher in Southampton, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $79.0 in Toronto versus $151 in Southampton. Monthly groceries follow the same trend: $343 vs $742 – making Toronto the more affordable choice for daily food spending.

Good to know

🇨🇦 Toronto

🇧🇲 Southampton

🕒 Local time

21:42 9:42 PM

22:42 10:42 PM

1 h ahead of Toronto

🌤 Weather

👥 Population

2,731,571

6,260

💱 Currency

Canadian Dollar CAD $

Bermudian Dollar BMD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 BMD = 1 USD

1 BMD = 0.89 EUR

Exchange rates and currency converter

BMD, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 25, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Bermudian Dollar exchange rates as of October 25, 2026: 1 USD = 1 BMD (1 BMD = 1 USD). 1 EUR = 1.12 BMD (1 BMD = 0.89 EUR).

USD to CAD in detail →

On the map

Lowest

Highest

Between locations

Toronto Southampton 1,790 km ≈ 2 h 45 min nonstop flight

From you

Toronto
Southampton

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Southampton: Cost of Living - Frequently Asked Questions

Southampton costs about 42% more than Toronto, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,916 per month in Toronto and $5,542 in Southampton. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $2,610 in Toronto and $3,694 in Southampton. That's a gap of about 42%.

Kindergarten costs $832 per month in Toronto and $1,314 in Southampton. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,500 monthly budget goes further in Toronto, where all-in costs run around $2,610, than in Southampton at $3,694. In Toronto it covers expenses comfortably, while in Southampton it requires careful planning or may not stretch far enough.

Families tend to lean toward Toronto – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Toronto. If higher salaries, better infrastructure, or specific career opportunities are the priority, Southampton makes more sense. Both are solid long-term options with distinct trade-offs.