Last update: Oct 2026

Cost of Living Comparison Between South Bend, IN and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,348 a month against $1,865 in South Bend, IN, rent and utilities included – about $6,200 less a year. Other living expenses account for most of the difference.

89

Cost of Living Index in South Bend, IN
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South Bend, IN Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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South Bend, IN

🇺🇸 United States

$1,865

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,348

/mo nomad

Monthly Cost of Living

How much you'll spend in South Bend, IN and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in South Bend, IN and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,865 in South Bend, IN versus $1,348 in Ubud, Bali.

South Bend, IN $1,865
Ubud, Bali $1,348

Estimated couple costs with rent: $2,852 in South Bend, IN versus $2,312 in Ubud, Bali.

South Bend, IN $2,852
Ubud, Bali $2,312

Monthly costs for a family of three with rent: $3,840 in South Bend, IN versus $3,276 in Ubud, Bali.

South Bend, IN $3,840
Ubud, Bali $3,276

Living in South Bend, IN is roughly 38% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: South Bend, IN 39% above, Ubud, Bali 1% above.

Meal at Budget Restaurant

$14.97 $14.97

$3.33 Rp 59.6K

349.55%

Three-Course Dinner for Two, Mid-Range

$59.8 $59.8

$35.42 Rp 633.1K

68.89%

Fast Food Meal (McDonalds, etc)

$7.93 $7.93

$5.76 Rp 102.9K

37.67%

Cappuccino

$4.45 $4.45

$2.63 Rp 47.0K

69.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.90 $1.90

$1.74 Rp 31.0K

9.20%

Water (0.33 liter bottle)

$1.63 $1.63

$0.77 Rp 13.8K

111.69%

Local Beer (0.5 liter draught)

$5.93 $5.93

$2.71 Rp 48.4K

118.82%

Imported Beer (0.33 liter bottle)

$5.12 $5.12

$4.52 Rp 80.8K

13.27%

Milk (1 liter)

$0.83 $0.83

$1.53 Rp 27.4K

-45.75%

White Bread (500g)

$2.71 $2.71

$2.20 Rp 39.2K

23.18%

Rice (white) (1kg)

$2.84 $2.84

$1.22 Rp 21.8K

132.79%

Eggs

$2.88 $2.88

$2.14 Rp 38.2K

34.58%

Local Cheese (1kg)

$9.62 $9.62

$17.73 Rp 316.9K

-45.74%

Chicken Fillets (1kg)

$10.04 $10.04

$3.86 Rp 68.9K

160.10%

Beef Round Steak (1kg)

$9.19 $9.19

$12.03 Rp 215.0K

-23.61%

Apples (1kg)

$2.77 $2.77

$3.61 Rp 64.5K

-23.27%

Banana (1kg)

$1.24 $1.24

$1.51 Rp 27.1K

-17.88%

Oranges (1kg)

$2.38 $2.38

$2.32 Rp 41.4K

2.59%

Tomato (1kg)

$1.27 $1.27

$2.00 Rp 35.8K

-36.50%

Potato (1kg)

$1.94 $1.94

$1.81 Rp 32.4K

7.18%

Onion (1kg)

$1.56 $1.56

$2.39 Rp 42.7K

-34.73%

Lettuce (1 head)

$1.49 $1.49

$0.99 Rp 17.8K

50.51%

Water (1.5 liter bottle)

$1.94 $1.94

$0.52 Rp 9,373

273.08%

Cigarettes 20 Pack (Marlboro, Camel)

$4.87 $4.87

$2.18 Rp 39.0K

123.39%

Wine (Bottle)

$10.61 $10.61

$22.98 Rp 410.7K

-53.83%

Local Beer (0.5 liter bottle)

$1.97 $1.97

$2.40 Rp 42.8K

-17.92%

Imported Beer (0.33 liter bottle)

$2.58 $2.58

$3.00 Rp 53.6K

-14.00%

One-way Ticket (Public Transport)

$0.97 $0.97

$0.24 Rp 4,255

304.17%

Public Transport Monthly Pass (Regular Price)

$35.47 $35.47

$6.99 Rp 125.0K

407.44%

Taxi Start (Normal Tariff)

$4.76 $4.76

$0.44 Rp 7,876

981.82%

Taxi (Normal Tariff) (1km)

$2.02 $2.02

$0.42 Rp 7,582

380.95%

Taxi 1hour Waiting (Normal Tariff)

$30.87 $30.87

$5.45 Rp 97.4K

466.42%

Gasoline (1 liter)

$0.93 $0.93

$0.84 Rp 15.1K

10.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.4K $35.4K

$24.3K Rp 434.8M

45.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.4K $25.4K

$31.9K Rp 570.0M

-20.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$129 $129

$80.8 Rp 1.4M

59.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$42.57 $42.57

$6.58 Rp 117.6K

546.96%

Internet (50+ Mbps, Unlimited Data)

$60.5 $60.5

$18.24 Rp 326.1K

231.58%

Gym Membership (Monthly)

$41.84 $41.84

$55.1 Rp 985.4K

-24.11%

Tennis Court (1 Hour on Weekend)

$25.49 $25.49

$18.51 Rp 330.9K

37.71%

Cinema Ticket

$13.73 $13.73

$4.24 Rp 75.9K

223.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$910 $910

$486 Rp 8.7M

87.42%

International Primary School, 1 Child (Yearly)

$20.8K $20.8K

$5,676 Rp 101.5M

267.12%

Jeans (Levis 501 Or Similar)

$50.7 $50.7

$45.18 Rp 807.6K

12.22%

Summer Dress (H&M, Zara, etc)

$29.75 $29.75

$34.57 Rp 617.9K

-13.94%

Sport Shoes (Adidas, Nike)

$99.2 $99.2

$79.2 Rp 1.4M

25.37%

Men's Leather Business Shoes

$119 $119

$77.6 Rp 1.4M

53.14%

1-bedroom Apartment, City Center (Monthly)

$1,649 $1,649

$1,127 Rp 20.1M

46.38%

1-bedroom Apartment, Outside City Center (Monthly)

$809 $809

$674 Rp 12.1M

19.95%

3-bedroom Apartment, City Center (Monthly)

$2,528 $2,528

$3,618 Rp 64.7M

-30.14%

3-bedroom Apartment, Outside City Center (Monthly)

$1,582 $1,582

$1,735 Rp 31.0M

-8.80%

Buy Apartment in City Center (m2)

$1,574 $1,574

$2,829 Rp 50.6M

-44.36%

Buy Apartment Outside City Center (m2)

$1,561 $1,561

$2,307 Rp 41.2M

-32.32%

Average Monthly Net Salary (After Tax)

$3,234 $3,234

$166 Rp 3.0M

1852.09%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.36

13.78

-53.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for South Bend, IN: October 6, 2026

Last update for Ubud, Bali: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

South Bend, IN

$809 44.3%

Ubud, Bali

$674 49.6% 16.6% $134

Groceries & Markets

South Bend, IN

$277 15.1%

Ubud, Bali

$290 21.4% 4.9% $14

Eating Out

South Bend, IN

$251 13.8%

Ubud, Bali

$108 8% 56.9% $143

Monthly Utilities & Internet

South Bend, IN

$232 12.7%

Ubud, Bali

$106 7.8% 54.4% $126

Clothing & Footwear

South Bend, IN

$134 7.4%

Ubud, Bali

$106 7.8% 20.8% $28

Sport & Entertainment

South Bend, IN

$69 3.8%

Ubud, Bali

$64 4.7% 8.2% $5.7

Getting Around

South Bend, IN

$54 3%

Ubud, Bali

$11 0.8% 80.6% $44

Cost Breakdown

A one-bedroom apartment in the center runs $1,649 in South Bend, IN and $1,127 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

South Bend, IN pays 1852% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $60.0 in South Bend, IN vs $35.00 in Ubud, Bali. Groceries flip the comparison at $277 vs $290, with South Bend, IN cheaper for home cooking.

Good to know

🇺🇸 South Bend, IN

🇮🇩 Ubud, Bali

🕒 Local time

01:49 1:49 AM

13:49 1:49 PM

12 h ahead of South Bend, IN

🌤 Weather

👥 Population

103,453

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.892 EUR

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 12, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Indonesian Rupiah exchange rates as of October 12, 2026: 1 USD = 17,875 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,030 IDR (100,000 IDR = 4.99 EUR).

IDR to USD in detail →

On the map

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Between locations

South Bend, IN Ubud, Bali 15,760 km ≈ 20 h nonstop flight

From you

South Bend, IN
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

South Bend, IN vs Ubud, Bali: Cost of Living - Frequently Asked Questions

South Bend, IN and Ubud, Bali differ by about 38% in total monthly costs ($1,865 vs $1,348 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 1852% higher in South Bend, IN, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,649 in South Bend, IN versus $1,127 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $910 in South Bend, IN versus $486 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in South Bend, IN pay roughly 5% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,348 in Ubud, Bali versus $1,865 in South Bend, IN, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in South Bend, IN. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, South Bend, IN and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 38% less than in South Bend, IN. Beyond cost, consider language, visa policies, and how big the international community is in each city.