Last update: Oct 2026

Cost of Living Comparison Between South Bend, IN and Lisbon

For one person, living is cheaper in South Bend, IN: $1,865 a month against $2,203 in Lisbon, rent and utilities included – about $4,100 less a year. Higher rent and utilities in Lisbon outweigh lower spending on other living expenses.

South Bend, IN
🇺🇸 United States
$1,865
/mo nomad
Lisbon
🇵🇹 Portugal
$2,203
/mo nomad
Monthly Cost of Living

How much you'll spend in South Bend, IN and in Lisbon

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in South Bend, IN and in Lisbon actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,865 in South Bend, IN versus $2,203 in Lisbon.

  • South Bend, IN $1,865
  • Lisbon $2,203

Estimated couple costs with rent: $2,852 in South Bend, IN versus $3,237 in Lisbon.

  • South Bend, IN $2,852
  • Lisbon $3,237

Monthly costs for a family of three with rent: $3,840 in South Bend, IN versus $4,272 in Lisbon.

  • South Bend, IN $3,840
  • Lisbon $4,272

Living in South Bend, IN costs roughly 15% less than in Lisbon, and outside of rent the biggest gap is in utilities.

Both cities are pricier than the global median: South Bend, IN 39% above, Lisbon 64% above.

Currency
🍽 Eating Out
South Bend, IN
Lisbon
Difference
Meal at Budget Restaurant
$14.97 $14.97
$17.01 €15.18
-11.99%
Three-Course Dinner for Two, Mid-Range
$59.8 $59.8
$62.7 €55.9
-4.58%
Fast Food Meal (McDonalds, etc)
$7.93 $7.93
$11.42 €10.19
-30.56%
Cappuccino
$4.45 $4.45
$3.09 €2.75
44.01%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.90 $1.90
$2.37 €2.11
-19.83%
Water (0.33 liter bottle)
$1.63 $1.63
$1.66 €1.48
-1.81%
Local Beer (0.5 liter draught)
$5.93 $5.93
$3.46 €3.09
71.39%
Imported Beer (0.33 liter bottle)
$5.12 $5.12
$3.29 €2.93
55.62%
🛒 Groceries & Markets
South Bend, IN
Lisbon
Difference
Milk (1 liter)
$0.83 $0.83
$1.17 €1.04
-29.06%
White Bread (500g)
$2.71 $2.71
$1.87 €1.66
44.92%
Rice (white) (1kg)
$2.84 $2.84
$1.52 €1.36
86.84%
Eggs
$2.88 $2.88
$3.88 €3.46
-25.77%
Local Cheese (1kg)
$9.62 $9.62
$12.87 €11.49
-25.25%
Chicken Fillets (1kg)
$10.04 $10.04
$7.94 €7.08
26.45%
Beef Round Steak (1kg)
$9.19 $9.19
$17.63 €15.73
-47.87%
Apples (1kg)
$2.77 $2.77
$2.26 €2.01
22.57%
Banana (1kg)
$1.24 $1.24
$1.76 €1.57
-29.55%
Oranges (1kg)
$2.38 $2.38
$1.88 €1.68
26.60%
Tomato (1kg)
$1.27 $1.27
$2.47 €2.20
-48.58%
Potato (1kg)
$1.94 $1.94
$1.86 €1.66
4.30%
Onion (1kg)
$1.56 $1.56
$2.07 €1.85
-24.64%
Lettuce (1 head)
$1.49 $1.49
$1.39 €1.24
7.19%
Water (1.5 liter bottle)
$1.94 $1.94
$0.81 €0.73
139.51%
Cigarettes 20 Pack (Marlboro, Camel)
$4.87 $4.87
$6.89 €6.15
-29.32%
Wine (Bottle)
$10.61 $10.61
$5.53 €4.93
91.86%
Local Beer (0.5 liter bottle)
$1.97 $1.97
$1.33 €1.19
48.12%
Imported Beer (0.33 liter bottle)
$2.58 $2.58
$2.17 €1.93
18.89%
🚌 Getting Around
South Bend, IN
Lisbon
Difference
One-way Ticket (Public Transport)
$0.97 $0.97
$2.24 €2.00
-56.70%
Public Transport Monthly Pass (Regular Price)
$35.47 $35.47
$45.14 €40.28
-21.42%
Taxi Start (Normal Tariff)
$4.76 $4.76
$4.00 €3.57
19.00%
Taxi (Normal Tariff) (1km)
$2.02 $2.02
$1.07 €0.95
88.79%
Taxi 1hour Waiting (Normal Tariff)
$30.87 $30.87
$16.53 €14.75
86.75%
Gasoline (1 liter)
$0.93 $0.93
$2.26 €2.02
-58.85%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.4K $35.4K
$33.5K €29.9K
5.76%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.4K $25.4K
$40.5K €36.1K
-37.32%
🧾 Monthly Utilities & Internet
South Bend, IN
Lisbon
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$129 $129
$164 €146
-21.22%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$42.57 $42.57
$18.54 €16.55
129.61%
Internet (50+ Mbps, Unlimited Data)
$60.5 $60.5
$33.21 €29.63
82.11%
🎉 Sport & Entertainment
South Bend, IN
Lisbon
Difference
Gym Membership (Monthly)
$41.84 $41.84
$46.01 €41.06
-9.06%
Tennis Court (1 Hour on Weekend)
$25.49 $25.49
$18.80 €16.78
35.59%
Cinema Ticket
$13.73 $13.73
$9.47 €8.45
44.98%
🧸 Childcare & Education
South Bend, IN
Lisbon
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$910 $910
$690 €615
31.99%
International Primary School, 1 Child (Yearly)
$20.8K $20.8K
$16.9K €15.0K
23.57%
👕👟 Clothing & Footwear
South Bend, IN
Lisbon
Difference
Jeans (Levis 501 Or Similar)
$50.7 $50.7
$105 €93.4
-51.56%
Summer Dress (H&M, Zara, etc)
$29.75 $29.75
$45.27 €40.40
-34.28%
Sport Shoes (Adidas, Nike)
$99.2 $99.2
$99.0 €88.3
0.28%
Men's Leather Business Shoes
$119 $119
$124 €111
-4.09%
🏠 Accommodation & Living
South Bend, IN
Lisbon
Difference
1-bedroom Apartment, City Center (Monthly)
$1,649 $1,649
$1,583 €1,413
4.18%
1-bedroom Apartment, Outside City Center (Monthly)
$809 $809
$1,209 €1,079
-33.13%
3-bedroom Apartment, City Center (Monthly)
$2,528 $2,528
$2,833 €2,528
-10.77%
3-bedroom Apartment, Outside City Center (Monthly)
$1,582 $1,582
$1,964 €1,753
-19.46%
Buy Apartment in City Center (m2)
$1,574 $1,574
$7,643 €6,820
-79.40%
Buy Apartment Outside City Center (m2)
$1,561 $1,561
$4,431 €3,954
-64.77%
💵 Salaries & Financials
South Bend, IN
Lisbon
Difference
Average Monthly Net Salary (After Tax)
$3,234 $3,234
$1,573 €1,403
105.67%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.36
3.79
67.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for South Bend, IN: October 6, 2026

Last update for Lisbon: October 4, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
South Bend, IN
$809
Lisbon
$1.2K 49.5% $401
Groceries & Markets
South Bend, IN
$277
Lisbon
$272 1.7% $4.6
Eating Out
South Bend, IN
$251
Lisbon
$247 1.4% $3.6
Monthly Utilities & Internet
South Bend, IN
$232
Lisbon
$215 7.1% $17
Clothing & Footwear
South Bend, IN
$134
Lisbon
$168 24.9% $33
Sport & Entertainment
South Bend, IN
$69
Lisbon
$65 6.3% $4.3
Getting Around
South Bend, IN
$54
Lisbon
$63 17.1% $9.3

Cost Breakdown

A one-bedroom apartment in the center runs $1,649 in South Bend, IN and $1,583 in Lisbon. Housing cost is often the main lever when comparing two cities.

South Bend, IN pays 106% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $60.0 in South Bend, IN vs $63.0 in Lisbon. Groceries flip the comparison at $277 vs $272, with Lisbon cheaper for home cooking.

Good to know
🇺🇸 South Bend, IN
🇵🇹 Lisbon
🕒 Local time
01:48 1:48 AM
06:48 6:48 AM
5 h ahead of South Bend, IN
🌤 Weather
👥 Population
103,453
545,923 Capital
💱 Currency
Euro EUR €
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 12, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Euro exchange rates as of October 12, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

On the map
Between locations
  • South Bend, IN Lisbon 6,330 km ≈ 8 h nonstop flight
From you
  • South Bend, IN
  • Lisbon

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
South Bend, IN vs Lisbon: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in South Bend, IN and in Lisbon?
South Bend, IN and Lisbon differ by about 18% in total monthly costs ($1,865 vs $2,203 including rent). South Bend, IN is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: South Bend, IN or Lisbon?
Average pay runs 106% higher in South Bend, IN, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in South Bend, IN and in Lisbon?
Rent for a central apartment: $1,649 in South Bend, IN versus $1,583 in Lisbon. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between South Bend, IN and Lisbon?
Childcare runs $910 in South Bend, IN versus $690 in Lisbon. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper grocery shopping?
Shoppers in Lisbon pay roughly 2% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
Which city is more doable on $3,000 per month?
At $1,865 in South Bend, IN versus $2,203 in Lisbon, a $3,000 budget is realistic in South Bend, IN but tight or insufficient in Lisbon. The gap between the two cities makes South Bend, IN the clear choice for anyone on this budget.
How does quality of life compare between South Bend, IN and Lisbon?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is South Bend, IN or Lisbon safer for residents?
Safety-wise, South Bend, IN and Lisbon are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: South Bend, IN or Lisbon?
Expats usually find South Bend, IN gentler on the wallet – expenses run 18% less than in Lisbon. Beyond cost, consider language, visa policies, and how big the international community is in each city.

South Bend, IN vs other spots: cost of living compared

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