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Cost of Living Comparison Between Somerville, MA and New York, NY Cost of Living Comparison Between Somerville, MA and New York, NY

🙂 Solo nomad: Somerville, MA is 20.9% cheaper than New York, NY without rent, and 4.5% cheaper with rent.
🙂 Family of 3: Somerville, MA is 17.3% cheaper than New York, NY without rent, and 14.9% cheaper with rent.
Currency
🍽 Eating Out
Somerville, MA
New York, NY
Difference
Meal at Budget Restaurant
$25.19 $25.19
$30.36 $30.36
-17.03%
Three-Course Dinner for Two, Mid-Range
$99.8 $99.8
$144 $144
-30.77%
Fast Food Meal (McDonalds, etc)
$13.33 $13.33
$12.32 $12.32
8.20%
Cappuccino
$5.19 $5.19
$6.02 $6.02
-13.79%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.69 $2.69
$3.4 $3.4
-20.88%
Water (0.33 liter bottle)
$2.14 $2.14
$2.6 $2.6
-17.69%
Local Beer (0.5 liter draught)
$7.68 $7.68
$8.23 $8.23
-6.68%
Imported Beer (0.33 liter bottle)
$8.94 $8.94
$12.21 $12.21
-26.78%
🛒 Groceries & Markets
Somerville, MA
New York, NY
Difference
Milk (1 liter)
$1.32 $1.32
$1.6 $1.6
-17.50%
White Bread (500g)
$4.24 $4.24
$4.98 $4.98
-14.86%
Rice (white) (1kg)
$3.01 $3.01
$8.14 $8.14
-63.02%
Eggs
$4.81 $4.81
$6.93 $6.93
-30.59%
Local Cheese (1kg)
$17.21 $17.21
$17.39 $17.39
-1.04%
Chicken Fillets (1kg)
$13.08 $13.08
$16.26 $16.26
-19.56%
Beef Round Steak (1kg)
$20.43 $20.43
$20.22 $20.22
1.04%
Apples (1kg)
$5.84 $5.84
$7.71 $7.71
-24.25%
Banana (1kg)
$2.14 $2.14
$2.42 $2.42
-11.57%
Oranges (1kg)
$5.68 $5.68
$5.93 $5.93
-4.22%
Tomato (1kg)
$6.49 $6.49
$6.18 $6.18
5.02%
Potato (1kg)
$4.53 $4.53
$3.88 $3.88
16.75%
Onion (1kg)
$2.24 $2.24
$4.06 $4.06
-44.83%
Lettuce (1 head)
$2.72 $2.72
$3.06 $3.06
-11.11%
Water (1.5 liter bottle)
$2.19 $2.19
$2.57 $2.57
-14.79%
Cigarettes 20 Pack (Marlboro, Camel)
$13.54 $13.54
$19.05 $19.05
-28.92%
Wine (Bottle)
$13.31 $13.31
$17.88 $17.88
-25.56%
Local Beer (0.5 liter bottle)
$2.11 $2.11
$2.94 $2.94
-28.23%
Imported Beer (0.33 liter bottle)
$2.02 $2.02
$3.86 $3.86
-47.67%
🚌 Getting Around
Somerville, MA
New York, NY
Difference
One-way Ticket (Public Transport)
$2.32 $2.32
$2.89 $2.89
-19.72%
Public Transport Monthly Pass (Regular Price)
$89 $89
$133 $133
-32.93%
Taxi Start (Normal Tariff)
$2.56 $2.56
$5.01 $5.01
-48.90%
Taxi (Normal Tariff) (1km)
$1.7 $1.7
$2.23 $2.23
-23.77%
Taxi 1hour Waiting (Normal Tariff)
$28.52 $28.52
$42.23 $42.23
-32.47%
Gasoline (1 liter)
$0.95 $0.95
$0.9 $0.9
5.56%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.4K $30.4K
$35.4K $35.4K
-14.17%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.4K $26.4K
$27.8K $27.8K
-5.11%
🧾 Monthly Utilities & Internet
Somerville, MA
New York, NY
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$194 $194
$183 $183
6.07%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$72.9 $72.9
$60.7 $60.7
20.21%
Internet (50+ Mbps, Unlimited Data)
$78.6 $78.6
$62.9 $62.9
24.93%
🎉 Sport & Entertainment
Somerville, MA
New York, NY
Difference
Gym Membership (Monthly)
$103 $103
$144 $144
-28.81%
Tennis Court (1 Hour on Weekend)
-
$65.4 $65.4
-
Cinema Ticket
$15.28 $15.28
$20.19 $20.19
-24.32%
🧸 Childcare & Education
Somerville, MA
New York, NY
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,643 $1,643
$3,120 $3,120
-47.35%
International Primary School, 1 Child (Yearly)
$27.3K $27.3K
$57.7K $57.7K
-52.72%
👕👟 Clothing & Footwear
Somerville, MA
New York, NY
Difference
Jeans (Levis 501 Or Similar)
$58.5 $58.5
$66.9 $66.9
-12.60%
Summer Dress (H&M, Zara, etc)
$40.68 $40.68
$48.09 $48.09
-15.41%
Sport Shoes (Adidas, Nike)
$104 $104
$114 $114
-8.48%
Men's Leather Business Shoes
$148 $148
$168 $168
-11.61%
🏠 Accommodation & Living
Somerville, MA
New York, NY
Difference
1-bedroom Apartment, City Center (Monthly)
$2,913 $2,913
$4,150 $4,150
-29.80%
1-bedroom Apartment, Outside City Center (Monthly)
$2,718 $2,718
$2,682 $2,682
1.34%
3-bedroom Apartment, City Center (Monthly)
$4,470 $4,470
$8,462 $8,462
-47.17%
3-bedroom Apartment, Outside City Center (Monthly)
$4,529 $4,529
$5,253 $5,253
-13.80%
Buy Apartment in City Center (m2)
$7,610 $7,610
$15.7K $15.7K
-51.67%
Buy Apartment Outside City Center (m2)
$5,577 $5,577
$10.4K $10.4K
-46.56%
💵 Salaries & Financials
Somerville, MA
New York, NY
Difference
Average Monthly Net Salary (After Tax)
$5,935 $5,935
$5,489 $5,489
8.12%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.47
6.44
0.47%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Somerville, MA: November 30, 2025

Last update for New York, NY: December 1, 2025

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