πA single person spends $4,081 per month in Somerset, NJ vs $1,297 in Playa del Carmen, rent included.
πA couple spends around $4,747 per month in Somerset, NJ vs $2,181 in Playa del Carmen, rent included.
πA family of three spends $5,413 per month in Somerset, NJ vs $3,065 in Playa del Carmen, rent included.
πSomerset, NJ costs about 215% more than Playa del Carmen, driven mainly by Groceries & Markets.
πSomerset, NJ sits 205% above the global median, while Playa del Carmen is 3% below β they fall on opposite sides of the world average.
Currency
π½ Eating Out
Somerset, NJ
Playa del Carmen
Difference
Meal at Budget Restaurant
$19.76$19.76
$11.73MX$203
68.46%
Three-Course Dinner for Two, Mid-Range
$78.5$78.5
$41.62MX$720
88.61%
Fast Food Meal(McDonalds, etc)
$12.32$12.32
$10.64MX$184
15.79%
Cappuccino
$5.08$5.08
$3.52MX$60.9
44.32%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.51$2.51
$1.51MX$26.12
66.23%
Water(0.33 liter bottle)
$2.68$2.68
$0.97MX$16.84
176.29%
Local Beer(0.5 liter draught)
$7.97$7.97
$2.95MX$51.0
170.17%
Imported Beer(0.33 liter bottle)
$9.92$9.92
$4.45MX$77.0
122.92%
π Groceries & Markets
Somerset, NJ
Playa del Carmen
Difference
Milk(1 liter)
$1.14$1.14
$1.38MX$23.93
-17.39%
White Bread(500g)
$4.15$4.15
$1.89MX$32.72
119.58%
Rice(white)(1kg)
$8.23$8.23
$1.64MX$28.32
401.83%
Eggs
$4.35$4.35
$2.51MX$43.34
73.31%
Local Cheese(1kg)
$17.65$17.65
$8.34MX$144
111.63%
Chicken Fillets(1kg)
$16.57$16.57
$8.34MX$144
98.68%
Beef Round Steak(1kg)
$20.35$20.35
$10.73MX$186
89.66%
Apples(1kg)
$7.57$7.57
$2.60MX$45.04
191.15%
Banana(1kg)
$2.42$2.42
$1.46MX$25.20
65.75%
Oranges(1kg)
$5.42$5.42
$1.90MX$32.87
185.26%
Tomato(1kg)
$6.03$6.03
$2.08MX$35.91
189.90%
Potato(1kg)
$2.82$2.82
$1.78MX$30.71
58.43%
Onion(1kg)
$3.63$3.63
$2.19MX$37.80
65.75%
Lettuce(1 head)
$2.48$2.48
$1.04MX$17.99
138.46%
Water(1.5 liter bottle)
$2.58$2.58
$1.08MX$18.62
138.89%
Cigarettes 20 Pack(Marlboro, Camel)
$10.93$10.93
$4.08MX$70.6
167.89%
Wine(Bottle)
$15.23$15.23
$10.32MX$178
47.58%
Local Beer(0.5 liter bottle)
$1.68$1.68
$1.71MX$29.61
-1.75%
Imported Beer(0.33 liter bottle)
$3.70$3.70
$2.58MX$44.54
43.41%
π Getting Around
Somerset, NJ
Playa del Carmen
Difference
One-way Ticket(Public Transport)
$2.06$2.06
$0.51MX$8.81
303.92%
Public Transport Monthly Pass(Regular Price)
-
$26.46MX$458
-
Taxi Start(Normal Tariff)
$4.94$4.94
$3.26MX$56.4
51.53%
Taxi(Normal Tariff)(1km)
$1.60$1.60
$2.49MX$43.09
-35.74%
Taxi 1hour Waiting(Normal Tariff)
$41.47$41.47
$3.25MX$56.2
1176.00%
Gasoline(1 liter)
$0.84$0.84
$1.31MX$22.61
-35.88%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.0K$30.0K
$30.3KMX$523.7K
-0.84%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.7K$26.7K
$23.4KMX$405.3K
14.13%
π§Ύ Monthly Utilities & Internet
Somerset, NJ
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$179$179
$82.9MX$1,433
116.36%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$49.89$49.89
$22.22MX$384
124.53%
Internet(50+ Mbps, Unlimited Data)
$55.4$55.4
$29.34MX$507
88.92%
π Sport & Entertainment
Somerset, NJ
Playa del Carmen
Difference
Gym Membership(Monthly)
$43.58$43.58
$51.6MX$893
-15.59%
Tennis Court(1 Hour on Weekend)
-
$18.32MX$317
-
Cinema Ticket
$15.10$15.10
$5.07MX$87.6
197.83%
π§Έ Childcare & Education
Somerset, NJ
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$1,894$1,894
$201MX$3,473
843.21%
International Primary School, 1 Child(Yearly)
$39.6K$39.6K
$5,212MX$90.1K
660.39%
ππ Clothing & Footwear
Somerset, NJ
Playa del Carmen
Difference
Jeans(Levis 501 Or Similar)
$67.4$67.4
$36.92MX$639
82.67%
Summer Dress(H&M, Zara, etc)
$47.15$47.15
$39.79MX$688
18.50%
Sport Shoes(Adidas, Nike)
$112$112
$78.5MX$1,357
43.37%
Men's Leather Business Shoes
$171$171
$87.1MX$1,506
96.03%
π Accommodation & Living
Somerset, NJ
Playa del Carmen
Difference
1-bedroom Apartment, City Center(Monthly)
$1,618$1,618
$973MX$16.8K
66.34%
1-bedroom Apartment, Outside City Center(Monthly)
$2,676$2,676
$468MX$8,090
472.10%
3-bedroom Apartment, City Center(Monthly)
$2,632$2,632
$1,641MX$28.4K
60.37%
3-bedroom Apartment, Outside City Center(Monthly)
$2,204$2,204
$1,221MX$21.1K
80.52%
Buy Apartment in City Center(m2)
$2,731$2,731
$3,946MX$68.3K
-30.79%
Buy Apartment Outside City Center(m2)
$2,339$2,339
$6,498MX$112.4K
-64.00%
π΅ Salaries & Financials
Somerset, NJ
Playa del Carmen
Difference
Average Monthly Net Salary(After Tax)
$5,024$5,024
$664MX$11.5K
656.69%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.44
11.42
-43.61%
CityCost data is based on AI and user input β minor inaccuracies may occur.
Last update for Somerset, NJ: June 1, 2026
Last update for Playa del Carmen: June 2, 2026
Cost Breakdown
π A central one-bedroom costs $1,618 in Somerset, NJ versus $973 in Playa del Carmen. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
π°Salaries run about 657% higher in Somerset, NJ, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
πA mid-range dinner for two costs $78.0 in Somerset, NJ versus $42.00 in Playa del Carmen. Monthly groceries follow the same trend: $507 vs $249 β making Playa del Carmen the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Somerset, NJ vs Playa del Carmen: Cost of Living - Frequently Asked Questions
Is Playa del Carmen cheaper than Somerset, NJ?
Yes β Somerset, NJ is pricier by about 215%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $6,122 per month in Somerset, NJ and $1,945 in Playa del Carmen. That covers rent, food, utilities, transport, and enough left over to feel settled β not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Playa del Carmen, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Somerset, NJ vs Playa del Carmen?
Monthly expenses with rent come to $4,081 in Somerset, NJ and $1,297 in Playa del Carmen. The difference isn't just one category β it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $1,894 per month in Somerset, NJ and $201 in Playa del Carmen. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,500 a realistic budget for Somerset, NJ or Playa del Carmen?
A $1,500 monthly budget goes further in Playa del Carmen, where all-in costs run around $1,297, than in Somerset, NJ at $4,081. In Playa del Carmen it covers expenses comfortably, while in Somerset, NJ it requires careful planning or may not stretch far enough.
Is Somerset, NJ or Playa del Carmen more family-friendly?
Families tend to lean toward Playa del Carmen β lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Somerset, NJ or Playa del Carmen?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison β central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Playa del Carmen. If higher salaries, better infrastructure, or specific career opportunities are the priority, Somerset, NJ makes more sense. Both are solid long-term options with distinct trade-offs.
Somerset, NJ vs other spots: cost of living compared