Last update: Oct 2026

Cost of Living Comparison Between Somerset, NJ and Playa del Carmen

For one person, living is cheaper in Playa del Carmen: $1,210 a month against $3,865 in Somerset, NJ, rent and utilities included – about $31,900 less a year. Rent and utilities account for most of the difference.

189

Cost of Living Index in Somerset, NJ
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Somerset, NJ Living Index
59

Cost of Living Index in Playa del Carmen
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Playa del Carmen Living Index

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Somerset, NJ

🇺🇸 United States

$3,865

/mo nomad

Playa del Carmen

🇲🇽 Mexico

$1,210

/mo nomad

Monthly Cost of Living

How much you'll spend in Somerset, NJ and in Playa del Carmen

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Somerset, NJ and in Playa del Carmen actually costs, broken down by who's living it.

A single person spends $3,865 per month in Somerset, NJ vs $1,210 in Playa del Carmen, rent included.

Somerset, NJ $3,865
Playa del Carmen $1,210

A couple spends around $4,297 per month in Somerset, NJ vs $2,113 in Playa del Carmen, rent included.

Somerset, NJ $4,297
Playa del Carmen $2,113

A family of three spends $4,728 per month in Somerset, NJ vs $3,016 in Playa del Carmen, rent included.

Somerset, NJ $4,728
Playa del Carmen $3,016

Somerset, NJ costs about 219% more than Playa del Carmen, and outside of rent the biggest gap is in groceries.

Somerset, NJ sits 186% above the global median, while Playa del Carmen is 10% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$18.26 $18.26

$10.76 MX$199

69.70%

Three-Course Dinner for Two, Mid-Range

$39.28 $39.28

$43.03 MX$795

-8.71%

Fast Food Meal (McDonalds, etc)

$8.16 $8.16

$11.79 MX$218

-30.79%

Cappuccino

$4.89 $4.89

$3.87 MX$71.4

26.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.96 $1.96

$1.37 MX$25.29

43.07%

Water (0.33 liter bottle)

$1.47 $1.47

$0.84 MX$15.44

75.00%

Local Beer (0.5 liter draught)

$7.84 $7.84

$3.10 MX$57.3

152.90%

Imported Beer (0.33 liter bottle)

$7.13 $7.13

$5.07 MX$93.6

40.63%

Milk (1 liter)

$1.32 $1.32

$1.44 MX$26.55

-8.33%

White Bread (500g)

$4.38 $4.38

$2.23 MX$41.23

96.41%

Rice (white) (1kg)

$6.12 $6.12

$1.47 MX$27.17

316.33%

Eggs

$2.02 $2.02

$2.53 MX$46.71

-20.16%

Local Cheese (1kg)

$13.28 $13.28

$7.30 MX$135

81.92%

Chicken Fillets (1kg)

$10.19 $10.19

$7.86 MX$145

29.64%

Beef Round Steak (1kg)

$19.45 $19.45

$12.79 MX$236

52.07%

Apples (1kg)

$6.07 $6.07

$2.90 MX$53.6

109.31%

Banana (1kg)

$3.49 $3.49

$1.44 MX$26.53

142.36%

Oranges (1kg)

$4.32 $4.32

$2.55 MX$47.07

69.41%

Tomato (1kg)

$5.43 $5.43

$2.06 MX$38.03

163.59%

Potato (1kg)

$3.04 $3.04

$2.00 MX$36.97

52.00%

Onion (1kg)

$3.04 $3.04

$2.01 MX$37.07

51.24%

Lettuce (1 head)

$2.43 $2.43

$1.19 MX$22.02

104.20%

Water (1.5 liter bottle)

$2.97 $2.97

$1.26 MX$23.23

135.71%

Cigarettes 20 Pack (Marlboro, Camel)

$17.39 $17.39

$4.40 MX$81.4

295.23%

Wine (Bottle)

$15.25 $15.25

$9.59 MX$177

59.02%

Local Beer (0.5 liter bottle)

$1.78 $1.78

$1.59 MX$29.41

11.95%

Imported Beer (0.33 liter bottle)

$3.52 $3.52

$2.81 MX$51.9

25.27%

One-way Ticket (Public Transport)

$1.95 $1.95

$0.57 MX$10.47

242.11%

Public Transport Monthly Pass (Regular Price)

$27.82 MX$514

Taxi Start (Normal Tariff)

$2.94 $2.94

$4.98 MX$92.1

-40.96%

Taxi (Normal Tariff) (1km)

$2.23 $2.23

$3.50 MX$64.6

-36.29%

Taxi 1hour Waiting (Normal Tariff)

$41.34 $41.34

$5.40 MX$99.8

665.56%

Gasoline (1 liter)

$1.10 $1.10

$1.47 MX$27.08

-25.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$21.0K MX$387.8K

71.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.3K $25.3K

$23.9K MX$441.8K

5.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$173 $173

$84.2 MX$1,556

105.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$50.0 $50.0

$23.99 MX$443

108.42%

Internet (50+ Mbps, Unlimited Data)

$49.14 $49.14

$29.02 MX$536

69.33%

Gym Membership (Monthly)

$40.91 $40.91

$63.0 MX$1,164

-35.04%

Tennis Court (1 Hour on Weekend)

$29.14 MX$539

Cinema Ticket

$20.32 $20.32

$4.94 MX$91.3

311.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,016 $2,016

$204 MX$3,763

890.33%

International Primary School, 1 Child (Yearly)

$16.3K $16.3K

$3,941 MX$72.8K

313.42%

Jeans (Levis 501 Or Similar)

$50.2 $50.2

$43.60 MX$806

15.16%

Summer Dress (H&M, Zara, etc)

$40.93 $40.93

$43.12 MX$797

-5.08%

Sport Shoes (Adidas, Nike)

$85.3 $85.3

$75.8 MX$1,400

12.51%

Men's Leather Business Shoes

$104 $104

$88.6 MX$1,637

17.21%

1-bedroom Apartment, City Center (Monthly)

$1,599 $1,599

$1,008 MX$18.6K

58.62%

1-bedroom Apartment, Outside City Center (Monthly)

$2,626 $2,626

$374 MX$6,911

602.06%

3-bedroom Apartment, City Center (Monthly)

$2,527 $2,527

$1,708 MX$31.6K

47.92%

3-bedroom Apartment, Outside City Center (Monthly)

$2,114 $2,114

$1,106 MX$20.4K

91.10%

Buy Apartment in City Center (m2)

$2,767 $2,767

$3,944 MX$72.9K

-29.85%

Buy Apartment Outside City Center (m2)

$2,399 $2,399

$6,169 MX$114.0K

-61.12%

Average Monthly Net Salary (After Tax)

$754 MX$13.9K

20-Year Fixed Mortgage Interest Rate (Annual %)

6.8

11.45

-40.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Somerset, NJ: October 11, 2026

Last update for Playa del Carmen: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Somerset, NJ

$2.6K 67.9%

Playa del Carmen

$374 30.9% 85.8% $2.3K

Groceries & Markets

Somerset, NJ

$441 11.4%

Playa del Carmen

$258 21.4% 41.5% $183

Eating Out

Somerset, NJ

$296 7.7%

Playa del Carmen

$202 16.7% 31.8% $94

Monthly Utilities & Internet

Somerset, NJ

$272 7%

Playa del Carmen

$137 11.3% 49.6% $135

Clothing & Footwear

Somerset, NJ

$126 3.3%

Playa del Carmen

$113 9.3% 10.4% $13

Sport & Entertainment

Somerset, NJ

$82 2.1%

Playa del Carmen

$73 6% 10.7% $8.7

Getting Around

Somerset, NJ

$22 * 0.6%

Playa del Carmen

$53 4.3% 140% $31

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,599 in Somerset, NJ versus $1,008 in Playa del Carmen. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $39.00 in Somerset, NJ versus $43.00 in Playa del Carmen. Groceries tell a different story – $441 in Somerset, NJ vs $258 in Playa del Carmen – so Playa del Carmen wins on supermarket bills even if dining out costs more.

Good to know

🇺🇸 Somerset, NJ

🇲🇽 Playa del Carmen

🕒 Local time

02:50 2:50 AM

01:50 1:50 AM

1 h behind Somerset, NJ

🌤 Weather

👥 Population

11,924

149,923

💱 Currency

United States Dollar USD $

Mexican Peso MXN $

📈 Exchange rate

1 USD = 0.89 EUR

100 MXN = 5.41 USD

100 MXN = 4.81 EUR

Exchange rates and currency converter

MXN, EUR to USD – United States Dollar Converter

🇲🇽 Mexican Peso ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Mexican Peso exchange rates as of October 19, 2026: 1 USD = 18.48 MXN (100 MXN = 5.41 USD). 1 EUR = 20.77 MXN (100 MXN = 4.81 EUR).

MXN to USD in detail →

On the map

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Between locations

Somerset, NJ Playa del Carmen 2,510 km ≈ 3 h 45 min nonstop flight

From you

Somerset, NJ
Playa del Carmen

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Somerset, NJ vs Playa del Carmen: Cost of Living - Frequently Asked Questions

Yes – Somerset, NJ is pricier by about 219%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $5,798 per month in Somerset, NJ and $1,816 in Playa del Carmen. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Playa del Carmen, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $3,865 in Somerset, NJ and $1,210 in Playa del Carmen. That's a gap of about 219%.

Kindergarten costs $2,016 per month in Somerset, NJ and $204 in Playa del Carmen. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Playa del Carmen, where all-in costs run around $1,210, than in Somerset, NJ at $3,865. In Playa del Carmen it covers expenses comfortably, while in Somerset, NJ it requires careful planning or may not stretch far enough.

Families tend to lean toward Playa del Carmen – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Playa del Carmen. If higher salaries, better infrastructure, or specific career opportunities are the priority, Somerset, NJ makes more sense. Both are solid long-term options with distinct trade-offs.