Last update: Oct 2026

Cost of Living Comparison Between Somerset, NJ and Montevideo

For one person, living is cheaper in Montevideo: $1,771 a month against $3,865 in Somerset, NJ, rent and utilities included – about $25,100 less a year. Rent and utilities account for most of the difference.

Somerset, NJ
🇺🇸 United States
$3,865
/mo nomad
Montevideo
🇺🇾 Uruguay
$1,771
/mo nomad
Monthly Cost of Living

How much you'll spend in Somerset, NJ and in Montevideo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Somerset, NJ and in Montevideo actually costs, broken down by who's living it.

A single person spends $3,865 per month in Somerset, NJ vs $1,771 in Montevideo, rent included.

  • Somerset, NJ $3,865
  • Montevideo $1,771

A couple spends around $4,297 per month in Somerset, NJ vs $2,740 in Montevideo, rent included.

  • Somerset, NJ $4,297
  • Montevideo $2,740

A family of three spends $4,728 per month in Somerset, NJ vs $3,708 in Montevideo, rent included.

  • Somerset, NJ $4,728
  • Montevideo $3,708

Somerset, NJ costs about 118% more than Montevideo, and outside of rent the biggest gap is in groceries.

Both Somerset, NJ and Montevideo sit above the global median – Somerset, NJ by 186%, Montevideo by 31%.

Currency
🍽 Eating Out
Somerset, NJ
Montevideo
Difference
Meal at Budget Restaurant
$18.26 $18.26
$15.16 UYU 609
20.45%
Three-Course Dinner for Two, Mid-Range
$39.28 $39.28
$69.2 UYU 2,776
-43.20%
Fast Food Meal (McDonalds, etc)
$8.16 $8.16
$14.65 UYU 588
-44.30%
Cappuccino
$4.89 $4.89
$4.46 UYU 179
9.64%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.96 $1.96
$2.67 UYU 107
-26.59%
Water (0.33 liter bottle)
$1.47 $1.47
$2.00 UYU 80.4
-26.50%
Local Beer (0.5 liter draught)
$7.84 $7.84
$4.83 UYU 194
62.32%
Imported Beer (0.33 liter bottle)
$7.13 $7.13
$3.80 UYU 152
87.63%
🛒 Groceries & Markets
Somerset, NJ
Montevideo
Difference
Milk (1 liter)
$1.32 $1.32
$1.36 UYU 54.8
-2.94%
White Bread (500g)
$4.38 $4.38
$2.87 UYU 115
52.61%
Rice (white) (1kg)
$6.12 $6.12
$1.75 UYU 70.2
249.71%
Eggs
$2.02 $2.02
$4.68 UYU 188
-56.84%
Local Cheese (1kg)
$13.28 $13.28
$13.88 UYU 557
-4.32%
Chicken Fillets (1kg)
$10.19 $10.19
$11.98 UYU 481
-14.94%
Beef Round Steak (1kg)
$19.45 $19.45
$11.97 UYU 480
62.49%
Apples (1kg)
$6.07 $6.07
$2.78 UYU 111
118.35%
Banana (1kg)
$3.49 $3.49
$2.74 UYU 110
27.37%
Oranges (1kg)
$4.32 $4.32
$1.77 UYU 71.2
144.07%
Tomato (1kg)
$5.43 $5.43
$3.24 UYU 130
67.59%
Potato (1kg)
$3.04 $3.04
$1.97 UYU 79.2
54.31%
Onion (1kg)
$3.04 $3.04
$2.07 UYU 83.1
46.86%
Lettuce (1 head)
$2.43 $2.43
$1.37 UYU 55.1
77.37%
Water (1.5 liter bottle)
$2.97 $2.97
$1.88 UYU 75.3
57.98%
Cigarettes 20 Pack (Marlboro, Camel)
$17.39 $17.39
$5.59 UYU 224
211.09%
Wine (Bottle)
$15.25 $15.25
$8.78 UYU 352
73.69%
Local Beer (0.5 liter bottle)
$1.78 $1.78
$2.26 UYU 90.9
-21.24%
Imported Beer (0.33 liter bottle)
$3.52 $3.52
$2.75 UYU 110
28.00%
🚌 Getting Around
Somerset, NJ
Montevideo
Difference
One-way Ticket (Public Transport)
$1.95 $1.95
$1.53 UYU 61.5
27.45%
Public Transport Monthly Pass (Regular Price)
-
$74.3 UYU 2,980
-
Taxi Start (Normal Tariff)
$2.94 $2.94
$1.91 UYU 76.7
53.93%
Taxi (Normal Tariff) (1km)
$2.23 $2.23
$0.40 UYU 16.18
457.50%
Taxi 1hour Waiting (Normal Tariff)
$41.34 $41.34
$10.33 UYU 415
300.19%
Gasoline (1 liter)
$1.10 $1.10
$2.13 UYU 85.6
-48.36%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.0K $36.0K
$27.1K UYU 1.1M
32.74%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.3K $25.3K
$36.3K UYU 1.5M
-30.27%
🧾 Monthly Utilities & Internet
Somerset, NJ
Montevideo
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$173 $173
$188 UYU 7,557
-8.09%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$50.0 $50.0
$20.54 UYU 824
143.43%
Internet (50+ Mbps, Unlimited Data)
$49.14 $49.14
$44.81 UYU 1,798
9.66%
🎉 Sport & Entertainment
Somerset, NJ
Montevideo
Difference
Gym Membership (Monthly)
$40.91 $40.91
$54.0 UYU 2,166
-24.18%
Tennis Court (1 Hour on Weekend)
-
$19.75 UYU 793
-
Cinema Ticket
$20.32 $20.32
$11.95 UYU 480
70.04%
🧸 Childcare & Education
Somerset, NJ
Montevideo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,016 $2,016
$634 UYU 25.5K
217.84%
International Primary School, 1 Child (Yearly)
$16.3K $16.3K
$11.1K UYU 443.6K
47.41%
👕👟 Clothing & Footwear
Somerset, NJ
Montevideo
Difference
Jeans (Levis 501 Or Similar)
$50.2 $50.2
$102 UYU 4,099
-50.84%
Summer Dress (H&M, Zara, etc)
$40.93 $40.93
$57.5 UYU 2,309
-28.85%
Sport Shoes (Adidas, Nike)
$85.3 $85.3
$127 UYU 5,079
-32.64%
Men's Leather Business Shoes
$104 $104
$128 UYU 5,131
-18.77%
🏠 Accommodation & Living
Somerset, NJ
Montevideo
Difference
1-bedroom Apartment, City Center (Monthly)
$1,599 $1,599
$719 UYU 28.8K
122.50%
1-bedroom Apartment, Outside City Center (Monthly)
$2,626 $2,626
$568 UYU 22.8K
362.37%
3-bedroom Apartment, City Center (Monthly)
$2,527 $2,527
$1,145 UYU 46.0K
120.69%
3-bedroom Apartment, Outside City Center (Monthly)
$2,114 $2,114
$1,023 UYU 41.1K
106.57%
Buy Apartment in City Center (m2)
$2,767 $2,767
$3,392 UYU 136.1K
-18.44%
Buy Apartment Outside City Center (m2)
$2,399 $2,399
$1,949 UYU 78.2K
23.04%
💵 Salaries & Financials
Somerset, NJ
Montevideo
Difference
Average Monthly Net Salary (After Tax)
-
$1,245 UYU 50.0K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.8
5.74
18.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Somerset, NJ: October 11, 2026

Last update for Montevideo: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Somerset, NJ
$2.6K
Montevideo
$568 78.4% $2.1K
Groceries & Markets
Somerset, NJ
$441
Montevideo
$332 24.9% $110
Eating Out
Somerset, NJ
$296
Montevideo
$269 9.2% $27
Monthly Utilities & Internet
Somerset, NJ
$272
Montevideo
$254 6.8% $19
Clothing & Footwear
Somerset, NJ
$126
Montevideo
$186 47.8% $60
Sport & Entertainment
Somerset, NJ
$82
Montevideo
$78 4.5% $3.7
Getting Around
Somerset, NJ
$22 *
Montevideo
$84 286% $62

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,599 in Somerset, NJ versus $719 in Montevideo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $39.00 in Somerset, NJ versus $69.0 in Montevideo. Groceries tell a different story – $441 in Somerset, NJ vs $332 in Montevideo – so Montevideo wins on supermarket bills even if dining out costs more.

Good to know
🇺🇸 Somerset, NJ
🇺🇾 Montevideo
🕒 Local time
14:33 2:33 PM
15:33 3:33 PM
1 h ahead of Somerset, NJ
🌤 Weather
👥 Population
11,924
1,319,108 Capital
💱 Currency
Exchange rates and currency converter

UYU, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Uruguayan Peso exchange rates as of October 18, 2026: 1 USD = 40.14 UYU (100 UYU = 2.49 USD). 1 EUR = 45.12 UYU (100 UYU = 2.22 EUR).

On the map
Between locations
  • Somerset, NJ Montevideo 8,590 km ≈ 11 h nonstop flight
From you
  • Somerset, NJ
  • Montevideo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Somerset, NJ vs Montevideo: Cost of Living - Frequently Asked Questions
Is Montevideo cheaper than Somerset, NJ?
Yes – Somerset, NJ is pricier by about 118%, and outside of rent the gap shows up most in groceries.
What income do you need for each city?
For a comfortable life, plan on about $5,798 per month in Somerset, NJ and $2,656 in Montevideo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Montevideo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Somerset, NJ or in Montevideo?
A mid-range dinner for two costs $39.00 in Somerset, NJ and $69.0 in Montevideo. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
How do food prices compare in Somerset, NJ and in Montevideo?
Groceries cost about 33% more in Somerset, NJ, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is $2,500 a realistic budget for living in Somerset, NJ or in Montevideo?
A $2,500 monthly budget goes further in Montevideo, where all-in costs run around $1,771, than in Somerset, NJ at $3,865. In Montevideo it covers expenses comfortably, while in Somerset, NJ it requires careful planning or may not stretch far enough.
Is Somerset, NJ or Montevideo more family-friendly?
Families tend to lean toward Montevideo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Somerset, NJ or Montevideo?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Montevideo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Somerset, NJ makes more sense. Both are solid long-term options with distinct trade-offs.

Somerset, NJ vs other spots: cost of living compared

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