Last update: Oct 2026

Cost of Living Comparison Between Somerset, NJ and Chiang Mai

For one person, living is cheaper in Chiang Mai: $938 a month against $3,865 in Somerset, NJ, rent and utilities included – about $35,100 less a year. Rent and utilities account for most of the difference.

189

Cost of Living Index in Somerset, NJ
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Somerset, NJ Living Index
45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index

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Somerset, NJ

🇺🇸 United States

$3,865

/mo nomad

Chiang Mai

🇹🇭 Thailand

$938

/mo nomad

Monthly Cost of Living

How much you'll spend in Somerset, NJ and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Somerset, NJ and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $3,865 per month in Somerset, NJ vs $938 in Chiang Mai, rent included.

Somerset, NJ $3,865
Chiang Mai $938

A couple spends around $4,297 per month in Somerset, NJ vs $1,426 in Chiang Mai, rent included.

Somerset, NJ $4,297
Chiang Mai $1,426

A family of three spends $4,728 per month in Somerset, NJ vs $1,914 in Chiang Mai, rent included.

Somerset, NJ $4,728
Chiang Mai $1,914

Somerset, NJ costs about 312% more than Chiang Mai, and outside of rent the biggest gap is in eating out.

Somerset, NJ sits 186% above the global median, while Chiang Mai is 30% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$18.26 $18.26

$2.26 ฿75.4

707.96%

Three-Course Dinner for Two, Mid-Range

$39.28 $39.28

$19.18 ฿641

104.80%

Fast Food Meal (McDonalds, etc)

$8.16 $8.16

$5.59 ฿187

45.97%

Cappuccino

$4.89 $4.89

$1.72 ฿57.6

184.30%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.96 $1.96

$0.64 ฿21.54

206.25%

Water (0.33 liter bottle)

$1.47 $1.47

$0.33 ฿11.18

345.45%

Local Beer (0.5 liter draught)

$7.84 $7.84

$2.36 ฿78.7

232.20%

Imported Beer (0.33 liter bottle)

$7.13 $7.13

$3.90 ฿130

82.82%

Milk (1 liter)

$1.32 $1.32

$2.05 ฿68.6

-35.61%

White Bread (500g)

$4.38 $4.38

$1.40 ฿46.70

212.86%

Rice (white) (1kg)

$6.12 $6.12

$1.28 ฿42.89

378.13%

Eggs

$2.02 $2.02

$2.25 ฿75.3

-10.22%

Local Cheese (1kg)

$13.28 $13.28

$16.94 ฿566

-21.61%

Chicken Fillets (1kg)

$10.19 $10.19

$2.74 ฿91.6

271.90%

Beef Round Steak (1kg)

$19.45 $19.45

$9.36 ฿313

107.80%

Apples (1kg)

$6.07 $6.07

$2.40 ฿80.3

152.92%

Banana (1kg)

$3.49 $3.49

$1.01 ฿33.92

245.54%

Oranges (1kg)

$4.32 $4.32

$1.61 ฿53.9

168.32%

Tomato (1kg)

$5.43 $5.43

$1.52 ฿50.7

257.24%

Potato (1kg)

$3.04 $3.04

$1.28 ฿42.90

137.50%

Onion (1kg)

$3.04 $3.04

$1.11 ฿37.22

173.87%

Lettuce (1 head)

$2.43 $2.43

$0.72 ฿24.09

237.50%

Water (1.5 liter bottle)

$2.97 $2.97

$0.52 ฿17.54

471.15%

Cigarettes 20 Pack (Marlboro, Camel)

$17.39 $17.39

$4.33 ฿145

301.62%

Wine (Bottle)

$15.25 $15.25

$17.73 ฿593

-13.99%

Local Beer (0.5 liter bottle)

$1.78 $1.78

$1.63 ฿54.4

9.20%

Imported Beer (0.33 liter bottle)

$3.52 $3.52

$2.85 ฿95.3

23.51%

One-way Ticket (Public Transport)

$1.95 $1.95

$0.85 ฿28.31

129.41%

Public Transport Monthly Pass (Regular Price)

$53.9 ฿1,801

Taxi Start (Normal Tariff)

$2.94 $2.94

$1.17 ฿39.18

151.28%

Taxi (Normal Tariff) (1km)

$2.23 $2.23

$0.57 ฿19.00

291.23%

Taxi 1hour Waiting (Normal Tariff)

$41.34 $41.34

$2.37 ฿79.2

1644.30%

Gasoline (1 liter)

$1.10 $1.10

$1.45 ฿48.32

-24.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$20.5K ฿684.3K

75.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.3K $25.3K

$26.5K ฿886.1K

-4.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$173 $173

$62.3 ฿2,083

177.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$50.0 $50.0

$12.27 ฿410

307.50%

Internet (50+ Mbps, Unlimited Data)

$49.14 $49.14

$19.97 ฿668

146.07%

Gym Membership (Monthly)

$40.91 $40.91

$37.91 ฿1,267

7.91%

Tennis Court (1 Hour on Weekend)

$3.76 ฿126

Cinema Ticket

$20.32 $20.32

$6.71 ฿224

202.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,016 $2,016

$797 ฿26.6K

152.97%

International Primary School, 1 Child (Yearly)

$16.3K $16.3K

$14.8K ฿495.7K

9.85%

Jeans (Levis 501 Or Similar)

$50.2 $50.2

$53.3 ฿1,780

-5.71%

Summer Dress (H&M, Zara, etc)

$40.93 $40.93

$25.05 ฿837

63.39%

Sport Shoes (Adidas, Nike)

$85.3 $85.3

$91.6 ฿3,062

-6.95%

Men's Leather Business Shoes

$104 $104

$73.5 ฿2,455

41.36%

1-bedroom Apartment, City Center (Monthly)

$1,599 $1,599

$464 ฿15.5K

244.63%

1-bedroom Apartment, Outside City Center (Monthly)

$2,626 $2,626

$305 ฿10.2K

761.87%

3-bedroom Apartment, City Center (Monthly)

$2,527 $2,527

$915 ฿30.6K

176.09%

3-bedroom Apartment, Outside City Center (Monthly)

$2,114 $2,114

$552 ฿18.5K

282.65%

Buy Apartment in City Center (m2)

$2,767 $2,767

$1,912 ฿63.9K

44.71%

Buy Apartment Outside City Center (m2)

$2,399 $2,399

$1,438 ฿48.1K

66.76%

Average Monthly Net Salary (After Tax)

$595 ฿19.9K

20-Year Fixed Mortgage Interest Rate (Annual %)

6.8

5.57

22.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Somerset, NJ: October 11, 2026

Last update for Chiang Mai: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Somerset, NJ

$2.6K 67.9%

Chiang Mai

$305 32.5% 88.4% $2.3K

Groceries & Markets

Somerset, NJ

$441 11.4%

Chiang Mai

$238 25.4% 46.1% $203

Eating Out

Somerset, NJ

$296 7.7%

Chiang Mai

$79 8.4% 73.3% $217

Monthly Utilities & Internet

Somerset, NJ

$272 7%

Chiang Mai

$95 10.1% 65.3% $178

Clothing & Footwear

Somerset, NJ

$126 3.3%

Chiang Mai

$110 11.7% 13.1% $17

Sport & Entertainment

Somerset, NJ

$82 2.1%

Chiang Mai

$51 5.5% 37.1% $30

Getting Around

Somerset, NJ

$22 * 0.6%

Chiang Mai

$61 6.5% 180% $39

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,599 in Somerset, NJ versus $464 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $39.00 in Somerset, NJ versus $19.00 in Chiang Mai. Monthly groceries follow the same trend: $441 vs $238 – making Chiang Mai the more affordable choice for daily food spending.

Good to know

🇺🇸 Somerset, NJ

🇹🇭 Chiang Mai

🕒 Local time

23:33 11:33 PM

10:33 10:33 AM

11 h ahead of Somerset, NJ

🌤 Weather

👥 Population

11,924

127,240

💱 Currency

United States Dollar USD $

Thai Baht THB ฿

📈 Exchange rate

1 USD = 0.89 EUR

100 THB = 2.99 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

THB, EUR to USD – United States Dollar Converter

🇹🇭 Thai Baht (฿)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Thai Baht exchange rates as of October 19, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.57 THB (100 THB = 2.66 EUR).

THB to USD in detail →

On the map

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Between locations

Somerset, NJ Chiang Mai 13,390 km ≈ 17 h nonstop flight

From you

Somerset, NJ
Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Somerset, NJ vs Chiang Mai: Cost of Living - Frequently Asked Questions

Somerset, NJ costs about 312% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $5,798 per month in Somerset, NJ and $1,408 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $39.00 in Somerset, NJ and $19.00 in Chiang Mai. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 85% more in Somerset, NJ, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $938, than in Somerset, NJ at $3,865. In Chiang Mai it covers expenses comfortably, while in Somerset, NJ it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chiang Mai costs $938 versus $3,865 in Somerset, NJ. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Somerset, NJ makes more sense. Both are solid long-term options with distinct trade-offs.