Last update: Oct 2026

Cost of Living Comparison Between Sofia and Zamosc

For one person, living is cheaper in Zamosc: $1,330 a month against $1,594 in Sofia, rent and utilities included – about $3,200 less a year. Other living expenses account for most of the difference.

78

Cost of Living Index in Sofia
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Sofia Living Index
68

Cost of Living Index in Zamosc
Learn more

Zamosc Living Index

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Sofia

🇧🇬 Bulgaria

$1,594

/mo nomad

Zamosc

🇵🇱 Poland

$1,330

/mo nomad

Monthly Cost of Living

How much you'll spend in Sofia and in Zamosc

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sofia and in Zamosc actually costs, broken down by who's living it.

A single person spends $1,594 per month in Sofia vs $1,330 in Zamosc, rent included.

Sofia $1,594
Zamosc $1,330

A couple spends around $2,478 per month in Sofia vs $2,049 in Zamosc, rent included.

Sofia $2,478
Zamosc $2,049

A family of three spends $3,361 per month in Sofia vs $2,767 in Zamosc, rent included.

Sofia $3,361
Zamosc $2,767

Sofia costs about 20% more than Zamosc, and outside of rent the biggest gap is in groceries.

Sofia sits 18% above the global median, while Zamosc is 1% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$16.87 BGN 29.35

$9.56 zł 37.14

76.46%

Three-Course Dinner for Two, Mid-Range

$65.8 BGN 115

$38.19 zł 148

72.32%

Fast Food Meal (McDonalds, etc)

$11.32 BGN 19.69

$7.46 zł 28.97

51.74%

Cappuccino

$3.43 BGN 5.98

$2.98 zł 11.60

15.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.41 BGN 4.19

$1.87 zł 7.27

28.88%

Water (0.33 liter bottle)

$1.85 BGN 3.22

$1.52 zł 5.90

21.71%

Local Beer (0.5 liter draught)

$3.70 BGN 6.44

$3.36 zł 13.05

10.12%

Imported Beer (0.33 liter bottle)

$4.58 BGN 7.97

$3.06 zł 11.89

49.67%

Milk (1 liter)

$2.02 BGN 3.51

$1.06 zł 4.10

90.57%

White Bread (500g)

$1.56 BGN 2.72

$1.02 zł 3.98

52.94%

Rice (white) (1kg)

$2.33 BGN 4.05

$2.22 zł 8.63

4.95%

Eggs

$4.36 BGN 7.59

$3.39 zł 13.16

28.61%

Local Cheese (1kg)

$11.76 BGN 20.47

$9.25 zł 35.95

27.14%

Chicken Fillets (1kg)

$8.83 BGN 15.37

$5.31 zł 20.61

66.29%

Beef Round Steak (1kg)

$17.46 BGN 30.38

$14.73 zł 57.2

18.53%

Apples (1kg)

$2.15 BGN 3.74

$1.13 zł 4.39

90.27%

Banana (1kg)

$1.98 BGN 3.44

$1.57 zł 6.09

26.11%

Oranges (1kg)

$1.93 BGN 3.37

$1.52 zł 5.89

26.97%

Tomato (1kg)

$4.24 BGN 7.37

$2.00 zł 7.78

112.00%

Potato (1kg)

$1.04 BGN 1.80

$0.70 zł 2.74

48.57%

Onion (1kg)

$0.85 BGN 1.48

$1.18 zł 4.58

-27.97%

Lettuce (1 head)

$1.15 BGN 2.00

$0.79 zł 3.07

45.57%

Water (1.5 liter bottle)

$0.89 BGN 1.56

$0.39 zł 1.52

128.21%

Cigarettes 20 Pack (Marlboro, Camel)

$4.21 BGN 7.33

$5.12 zł 19.89

-17.77%

Wine (Bottle)

$7.46 BGN 12.98

$5.18 zł 20.12

44.02%

Local Beer (0.5 liter bottle)

$1.15 BGN 2.01

$1.05 zł 4.07

9.52%

Imported Beer (0.33 liter bottle)

$1.85 BGN 3.23

$1.30 zł 5.05

42.31%

One-way Ticket (Public Transport)

$0.87 BGN 1.51

$1.03 zł 3.98

-15.53%

Public Transport Monthly Pass (Regular Price)

$28.53 BGN 49.65

$33.69 zł 131

-15.32%

Taxi Start (Normal Tariff)

$1.68 BGN 2.93

$2.09 zł 8.13

-19.62%

Taxi (Normal Tariff) (1km)

$0.94 BGN 1.63

$0.69 zł 2.67

36.23%

Taxi 1hour Waiting (Normal Tariff)

$15.35 BGN 26.70

$12.78 zł 49.66

20.11%

Gasoline (1 liter)

$1.69 BGN 2.94

$1.56 zł 6.06

8.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.8K BGN 51.9K

$30.3K zł 117.9K

-1.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.1K BGN 45.5K

$27.2K zł 105.5K

-3.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$156 BGN 272

$254 zł 988

-38.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.56 BGN 37.52

$8.51 zł 33.05

153.35%

Internet (50+ Mbps, Unlimited Data)

$15.24 BGN 26.51

$17.44 zł 67.8

-12.61%

Gym Membership (Monthly)

$46.08 BGN 80.2

$38.28 zł 149

20.38%

Tennis Court (1 Hour on Weekend)

$27.92 BGN 48.58

$22.83 zł 88.7

22.30%

Cinema Ticket

$10.18 BGN 17.72

$6.30 zł 24.49

61.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$774 BGN 1,347

$357 zł 1,389

116.60%

International Primary School, 1 Child (Yearly)

$12.8K BGN 22.3K

$4,324 zł 16.8K

196.15%

Jeans (Levis 501 Or Similar)

$89.9 BGN 157

$97.9 zł 380

-8.09%

Summer Dress (H&M, Zara, etc)

$41.29 BGN 71.8

$36.81 zł 143

12.17%

Sport Shoes (Adidas, Nike)

$105 BGN 183

$86.5 zł 336

21.52%

Men's Leather Business Shoes

$107 BGN 186

$90.0 zł 350

18.59%

1-bedroom Apartment, City Center (Monthly)

$783 BGN 1,362

$617 zł 2,396

26.89%

1-bedroom Apartment, Outside City Center (Monthly)

$597 BGN 1,038

$441 zł 1,713

35.34%

3-bedroom Apartment, City Center (Monthly)

$1,516 BGN 2,638

$942 zł 3,661

60.93%

3-bedroom Apartment, Outside City Center (Monthly)

$1,030 BGN 1,792

$938 zł 3,644

9.83%

Buy Apartment in City Center (m2)

$4,350 BGN 7,568

$3,330 zł 12.9K

30.60%

Buy Apartment Outside City Center (m2)

$3,177 BGN 5,528

$2,339 zł 9,089

35.81%

Average Monthly Net Salary (After Tax)

$1,735 BGN 3,019

$769 zł 2,989

125.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.89

7.07

-59.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sofia: October 13, 2026

Last update for Zamosc: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Sofia

$597 37.4%

Zamosc

$441 33.2% 26.1% $156

Groceries & Markets

Sofia

$290 18.2%

Zamosc

$203 15.3% 30% $87

Eating Out

Sofia

$255 16%

Zamosc

$171 12.9% 32.8% $84

Monthly Utilities & Internet

Sofia

$193 12.1%

Zamosc

$280 21.1% 45.3% $87

Clothing & Footwear

Sofia

$154 9.7%

Zamosc

$140 10.5% 9.3% $14

Sport & Entertainment

Sofia

$66 4.2%

Zamosc

$51 3.8% 23.4% $16

Getting Around

Sofia

$38 2.4%

Zamosc

$43 3.3% 12.9% $4.9

Cost Breakdown

A central one-bedroom costs $783 in Sofia versus $617 in Zamosc. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 126% higher in Sofia, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $66.0 in Sofia versus $38.00 in Zamosc. Monthly groceries follow the same trend: $290 vs $203 – making Zamosc the more affordable choice for daily food spending.

Good to know

🇧🇬 Sofia

🇵🇱 Zamosc

🕒 Local time

22:48 10:48 PM

21:48 9:48 PM

1 h behind Sofia

🌤 Weather

👥 Population

1,286,383 Capital

62,368

💱 Currency

Bulgarian Lev BGN лв.

Polish Złoty PLN zł

📈 Exchange rate

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

PLN, USD, EUR to BGN – Bulgarian Lev Converter

🇺🇸 United States Dollar ($)

🇧🇬 Bulgarian Lev (лв.)

Bulgarian Lev exchange rates as of October 17, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

Polish Złoty exchange rates as of October 17, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

USD to BGN in detail →

On the map

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Between locations

Sofia Zamosc 890 km ≈ 1 h 30 min nonstop flight

From you

Sofia
Zamosc

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sofia vs Zamosc: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,594 in Sofia, $1,330 in Zamosc – roughly 20% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $2,391 per month in Sofia and $1,995 in Zamosc. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Zamosc, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,594 in Sofia and $1,330 in Zamosc. That's a gap of about 20%.

Public transport costs about 18% less in Zamosc. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,000 monthly budget goes further in Zamosc, where all-in costs run around $1,330, than in Sofia at $1,594. In Zamosc it covers expenses comfortably, while in Sofia it requires careful planning or may not stretch far enough.

It depends on your priorities. Sofia has an edge in some lifestyle areas, with costs from $1,330 in Zamosc to $1,594 in Sofia. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Zamosc. If higher salaries, better infrastructure, or specific career opportunities are the priority, Sofia makes more sense. Both are solid long-term options with distinct trade-offs.