Last update: Oct 2026

Cost of Living Comparison Between Smithtown, NY and Seattle, WA

For one person, living is cheaper in Smithtown, NY: $2,609 a month against $3,782 in Seattle, WA, rent and utilities included – about $14,100 less a year. Rent and utilities account for most of the difference.

127

Cost of Living Index in Smithtown, NY
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Smithtown, NY Living Index
184

Cost of Living Index in Seattle, WA
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Seattle, WA Living Index

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Smithtown, NY

🇺🇸 United States

$2,609

/mo nomad

Seattle, WA

🇺🇸 United States

$3,782

/mo nomad

Monthly Cost of Living

How much you'll spend in Smithtown, NY and in Seattle, WA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Smithtown, NY and in Seattle, WA actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,609 in Smithtown, NY versus $3,782 in Seattle, WA.

Smithtown, NY $2,609
Seattle, WA $3,782

Estimated couple costs with rent: $3,752 in Smithtown, NY versus $5,636 in Seattle, WA.

Smithtown, NY $3,752
Seattle, WA $5,636

Monthly costs for a family of three with rent: $4,895 in Smithtown, NY versus $7,489 in Seattle, WA.

Smithtown, NY $4,895
Seattle, WA $7,489

Living in Smithtown, NY costs roughly 31% less than in Seattle, WA, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Smithtown, NY 93% above, Seattle, WA 179% above.

Meal at Budget Restaurant

$19.78 $19.78

$24.52 $24.52

-19.33%

Three-Course Dinner for Two, Mid-Range

$50.0 $50.0

$98.2 $98.2

-49.07%

Fast Food Meal (McDonalds, etc)

$9.96 $9.96

$14.79 $14.79

-32.66%

Cappuccino

$5.34 $5.34

$6.52 $6.52

-18.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.24 $2.24

$3.23 $3.23

-30.65%

Water (0.33 liter bottle)

$1.60 $1.60

$3.17 $3.17

-49.53%

Local Beer (0.5 liter draught)

$8.08 $8.08

$7.85 $7.85

2.93%

Imported Beer (0.33 liter bottle)

$8.15 $8.15

$8.03 $8.03

1.49%

Milk (1 liter)

$1.28 $1.28

$1.21 $1.21

5.79%

White Bread (500g)

$4.33 $4.33

$5.14 $5.14

-15.76%

Rice (white) (1kg)

$7.69 $7.69

$6.05 $6.05

27.11%

Eggs

$5.93 $5.93

$4.88 $4.88

21.52%

Local Cheese (1kg)

$12.42 $12.42

$19.18 $19.18

-35.25%

Chicken Fillets (1kg)

$5.99 $5.99

$18.91 $18.91

-68.32%

Beef Round Steak (1kg)

$17.27 $17.27

$23.31 $23.31

-25.91%

Apples (1kg)

$5.34 $5.34

$5.99 $5.99

-10.85%

Banana (1kg)

$1.77 $1.77

$1.93 $1.93

-8.29%

Oranges (1kg)

$6.26 $6.26

$5.25 $5.25

19.24%

Tomato (1kg)

$6.23 $6.23

$6.57 $6.57

-5.18%

Potato (1kg)

$5.66 $5.66

$3.62 $3.62

56.35%

Onion (1kg)

$3.92 $3.92

$3.31 $3.31

18.43%

Lettuce (1 head)

$2.82 $2.82

$2.78 $2.78

1.44%

Water (1.5 liter bottle)

$2.93 $2.93

$2.51 $2.51

16.73%

Cigarettes 20 Pack (Marlboro, Camel)

$11.55 $11.55

$12.18 $12.18

-5.17%

Wine (Bottle)

$24.38 $24.38

$14.83 $14.83

64.40%

Local Beer (0.5 liter bottle)

$1.78 $1.78

$4.22 $4.22

-57.82%

Imported Beer (0.33 liter bottle)

$5.52 $5.52

$5.77 $5.77

-4.33%

One-way Ticket (Public Transport)

$2.01 $2.01

$2.95 $2.95

-31.86%

Public Transport Monthly Pass (Regular Price)

$106 $106

Taxi Start (Normal Tariff)

$2.98 $2.98

$2.65 $2.65

12.45%

Taxi (Normal Tariff) (1km)

$2.01 $2.01

$1.72 $1.72

16.86%

Taxi 1hour Waiting (Normal Tariff)

$24.29 $24.29

$29.72 $29.72

-18.27%

Gasoline (1 liter)

$1.11 $1.11

$1.49 $1.49

-25.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.3K $28.3K

$35.9K $35.9K

-21.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K $26.3K

$26.2K $26.2K

0.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$212 $212

$302 $302

-29.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$75.6 $75.6

$70.1 $70.1

7.77%

Internet (50+ Mbps, Unlimited Data)

$55.8 $55.8

$85.3 $85.3

-34.55%

Gym Membership (Monthly)

$42.76 $42.76

$77.8 $77.8

-45.07%

Tennis Court (1 Hour on Weekend)

$34.58 $34.58

Cinema Ticket

$11.87 $11.87

$17.84 $17.84

-33.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,238 $2,238

$2,973 $2,973

-24.72%

International Primary School, 1 Child (Yearly)

$24.0K $24.0K

$31.3K $31.3K

-23.25%

Jeans (Levis 501 Or Similar)

$41.04 $41.04

$76.6 $76.6

-46.39%

Summer Dress (H&M, Zara, etc)

$58.1 $58.1

$54.1 $54.1

7.51%

Sport Shoes (Adidas, Nike)

$59.2 $59.2

$128 $128

-53.83%

Men's Leather Business Shoes

$80.5 $80.5

$164 $164

-50.93%

1-bedroom Apartment, City Center (Monthly)

$1,618 $1,618

$2,445 $2,445

-33.84%

1-bedroom Apartment, Outside City Center (Monthly)

$1,283 $1,283

$1,947 $1,947

-34.08%

3-bedroom Apartment, City Center (Monthly)

$2,547 $2,547

$4,744 $4,744

-46.32%

3-bedroom Apartment, Outside City Center (Monthly)

$2,112 $2,112

$3,469 $3,469

-39.11%

Buy Apartment in City Center (m2)

$3,055 $3,055

$7,367 $7,367

-58.53%

Buy Apartment Outside City Center (m2)

$2,702 $2,702

$5,127 $5,127

-47.29%

Average Monthly Net Salary (After Tax)

$6,506 $6,506

20-Year Fixed Mortgage Interest Rate (Annual %)

6.75

6.89

-2.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Smithtown, NY: October 18, 2026

Last update for Seattle, WA: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Smithtown, NY

$1.3K 49.2%

Seattle, WA

$1.9K 51.5% 51.7% $663

Groceries & Markets

Smithtown, NY

$463 17.8%

Seattle, WA

$546 14.4% 17.8% $83

Monthly Utilities & Internet

Smithtown, NY

$343 13.2%

Seattle, WA

$457 12.1% 33.1% $114

Eating Out

Smithtown, NY

$324 12.4%

Seattle, WA

$400 10.6% 23.2% $75

Clothing & Footwear

Smithtown, NY

$107 4.1%

Seattle, WA

$190 5% 77% $83

Sport & Entertainment

Smithtown, NY

$67 2.6%

Seattle, WA

$114 3% 70.7% $47

Getting Around

Smithtown, NY

$21 * 0.8%

Seattle, WA

$129 3.4% 514% $108

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,618 in Smithtown, NY and $2,445 in Seattle, WA. Housing cost is often the main lever when comparing two cities.

Dining out: $50.0 in Smithtown, NY vs $98.0 in Seattle, WA for a mid-range dinner for two. Groceries echo the gap at $463 vs $546 per month, with Smithtown, NY cheaper across the board.

Good to know

🇺🇸 Smithtown, NY

🇺🇸 Seattle, WA

🕒 Local time

03:14 3:14 AM

00:14 12:14 AM

3 h behind Smithtown, NY

🌤 Weather

👥 Population

116,296

737,015

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

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Between locations

Smithtown, NY Seattle, WA 3,920 km ≈ 5 h nonstop flight

From you

Smithtown, NY
Seattle, WA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Smithtown, NY vs Seattle, WA: Cost of Living - Frequently Asked Questions

Smithtown, NY is cheaper overall, especially in groceries, eating out, and utilities. The 45% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $3,914 in Smithtown, NY and $5,673 in Seattle, WA to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,618 in Smithtown, NY versus $2,445 in Seattle, WA. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $2,238 in Smithtown, NY versus $2,973 in Seattle, WA. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Smithtown, NY – a meal for two runs $50.0 versus $98.0 in Seattle, WA. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,000. Smithtown, NY is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

For families, Smithtown, NY is more practical. Housing and childcare are both notably cheaper than in Seattle, WA, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Smithtown, NY and Seattle, WA are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Smithtown, NY gentler on the wallet – expenses run 45% less than in Seattle, WA. Beyond cost, consider language, visa policies, and how big the international community is in each city.