Cost of Living Comparison Between Seattle, WA and Smithtown, NY Cost of Living Comparison Between Seattle, WA and Smithtown, NY

Monthly Cost of Living

Monthly costs for one person with rent: $3,604 in Seattle, WA versus $2,564 in Smithtown, NY.

Estimated couple costs with rent: $5,549 in Seattle, WA versus $3,753 in Smithtown, NY.

Monthly costs for a family of three with rent: $7,494 in Seattle, WA versus $4,943 in Smithtown, NY.

Living in Seattle, WA is roughly 41% more expensive than in Smithtown, NY, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Seattle, WA 170% above, Smithtown, NY 92% above.

Meal at Budget Restaurant

$24.78 $24.78

$19.72 $19.72

25.66%

Three-Course Dinner for Two, Mid-Range

$122 $122

$84.9 $84.9

43.44%

Fast Food Meal (McDonalds, etc)

$14.02 $14.02

$10.09 $10.09

38.95%

Cappuccino

$5.56 $5.56

$4.86 $4.86

14.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.05 $3.05

$1.96 $1.96

55.61%

Water (0.33 liter bottle)

$2.39 $2.39

$1.93 $1.93

23.83%

Local Beer (0.5 liter draught)

$7.94 $7.94

$6.83 $6.83

16.25%

Imported Beer (0.33 liter bottle)

$8.09 $8.09

$7.95 $7.95

1.76%

Milk (1 liter)

$1.38 $1.38

$1.33 $1.33

3.76%

White Bread (500g)

$4.95 $4.95

$3.84 $3.84

28.91%

Rice (white) (1kg)

$5.35 $5.35

$5.34 $5.34

0.19%

Eggs

$6.59 $6.59

$4.76 $4.76

38.45%

Local Cheese (1kg)

$24.87 $24.87

$21.01 $21.01

18.37%

Chicken Fillets (1kg)

$15.92 $15.92

$6.05 $6.05

163.14%

Beef Round Steak (1kg)

$20.21 $20.21

$17.40 $17.40

16.15%

Apples (1kg)

$6.17 $6.17

$4.86 $4.86

26.95%

Banana (1kg)

$2.76 $2.76

$1.77 $1.77

55.93%

Oranges (1kg)

$5.38 $5.38

$4.08 $4.08

31.86%

Tomato (1kg)

$6.52 $6.52

$4.23 $4.23

54.14%

Potato (1kg)

$3.21 $3.21

$2.81 $2.81

14.23%

Onion (1kg)

$3.75 $3.75

$3.83 $3.83

-2.09%

Lettuce (1 head)

$2.84 $2.84

$2.36 $2.36

20.34%

Water (1.5 liter bottle)

$2.62 $2.62

$1.27 $1.27

106.30%

Cigarettes 20 Pack (Marlboro, Camel)

$11.69 $11.69

$12.00 $12.00

-2.58%

Wine (Bottle)

$15.46 $15.46

$23.52 $23.52

-34.27%

Local Beer (0.5 liter bottle)

$2.83 $2.83

$1.77 $1.77

59.89%

Imported Beer (0.33 liter bottle)

$4.25 $4.25

$5.95 $5.95

-28.57%

One-way Ticket (Public Transport)

$2.76 $2.76

$1.95 $1.95

41.54%

Public Transport Monthly Pass (Regular Price)

$97.8 $97.8

Taxi Start (Normal Tariff)

$2.60 $2.60

$3.01 $3.01

-13.62%

Taxi (Normal Tariff) (1km)

$1.65 $1.65

$2.01 $2.01

-17.91%

Taxi 1hour Waiting (Normal Tariff)

$29.77 $29.77

$24.21 $24.21

22.97%

Gasoline (1 liter)

$1.14 $1.14

$0.85 $0.85

34.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.1K $33.1K

$34.4K $34.4K

-3.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$25.6K $25.6K

1.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$270 $270

$127 $127

112.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.7 $59.7

$45.44 $45.44

31.32%

Internet (50+ Mbps, Unlimited Data)

$74.3 $74.3

$64.9 $64.9

14.58%

Gym Membership (Monthly)

$77.7 $77.7

$42.60 $42.60

82.42%

Tennis Court (1 Hour on Weekend)

$41.03 $41.03

Cinema Ticket

$15.78 $15.78

$12.77 $12.77

23.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,279 $2,279

$2,270 $2,270

0.39%

International Primary School, 1 Child (Yearly)

$29.8K $29.8K

$23.5K $23.5K

26.99%

Jeans (Levis 501 Or Similar)

$69.8 $69.8

$74.0 $74.0

-5.57%

Summer Dress (H&M, Zara, etc)

$52.3 $52.3

$62.7 $62.7

-16.60%

Sport Shoes (Adidas, Nike)

$117 $117

$58.9 $58.9

99.27%

Men's Leather Business Shoes

$143 $143

$81.2 $81.2

76.78%

1-bedroom Apartment, City Center (Monthly)

$2,332 $2,332

$1,584 $1,584

47.29%

1-bedroom Apartment, Outside City Center (Monthly)

$1,899 $1,899

$1,343 $1,343

41.43%

3-bedroom Apartment, City Center (Monthly)

$4,756 $4,756

$2,873 $2,873

65.52%

3-bedroom Apartment, Outside City Center (Monthly)

$3,472 $3,472

$2,203 $2,203

57.63%

Buy Apartment in City Center (m2)

$7,709 $7,709

$3,123 $3,123

146.82%

Buy Apartment Outside City Center (m2)

$4,983 $4,983

$2,393 $2,393

108.20%

Average Monthly Net Salary (After Tax)

$6,641 $6,641

20-Year Fixed Mortgage Interest Rate (Annual %)

6.42

6.62

-3.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Seattle, WA: July 19, 2026

Last update for Smithtown, NY: July 20, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,332 in Seattle, WA and $1,584 in Smithtown, NY. Housing cost is often the main lever when comparing two cities.

Dining out: $122 in Seattle, WA vs $85.0 in Smithtown, NY for a mid-range dinner for two. Groceries echo the gap at $541 vs $418 per month, with Smithtown, NY cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Seattle, WA vs Smithtown, NY: Cost of Living - Frequently Asked Questions

Smithtown, NY is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Monthly Utilities & Internet, Getting Around. The 41% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $5,407 in Seattle, WA and $3,846 in Smithtown, NY to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $2,332 in Seattle, WA versus $1,584 in Smithtown, NY. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $2,279 in Seattle, WA versus $2,270 in Smithtown, NY. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Smithtown, NY – a meal for two runs $85.0 versus $122 in Seattle, WA. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,000. Smithtown, NY is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

For families, Smithtown, NY is more practical. Housing and childcare are both notably cheaper than in Seattle, WA, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Seattle, WA and Smithtown, NY are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Smithtown, NY gentler on the wallet – expenses run 41% less than in Seattle, WA. Beyond cost, consider language, visa policies, and how big the international community is in each city.