Last update: Nov 2026

Cost of Living Comparison Between Seattle, WA and Smithtown, NY

For one person, living is cheaper in Smithtown, NY: $2,653 a month against $3,762 in Seattle, WA, rent and utilities included – about $13,300 less a year. Rent and utilities account for most of the difference.

182

Cost of Living Index in Seattle, WA
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Seattle, WA Living Index
127

Cost of Living Index in Smithtown, NY
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Smithtown, NY Living Index

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Seattle, WA

🇺🇸 United States

$3,762

/mo nomad

Smithtown, NY

🇺🇸 United States

$2,653

/mo nomad

Monthly Cost of Living

How much you'll spend in Seattle, WA and in Smithtown, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Seattle, WA and in Smithtown, NY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,762 in Seattle, WA versus $2,653 in Smithtown, NY.

Seattle, WA $3,762
Smithtown, NY $2,653

Estimated couple costs with rent: $5,651 in Seattle, WA versus $3,823 in Smithtown, NY.

Seattle, WA $5,651
Smithtown, NY $3,823

Monthly costs for a family of three with rent: $7,541 in Seattle, WA versus $4,993 in Smithtown, NY.

Seattle, WA $7,541
Smithtown, NY $4,993

Living in Seattle, WA is roughly 42% more expensive than in Smithtown, NY, and outside of rent the biggest gap is in clothing.

Both cities are pricier than the global median: Seattle, WA 178% above, Smithtown, NY 96% above.

Meal at Budget Restaurant

$23.80 $23.80

$19.68 $19.68

20.93%

Three-Course Dinner for Two, Mid-Range

$98.6 $98.6

$49.58 $49.58

98.95%

Fast Food Meal (McDonalds, etc)

$14.94 $14.94

$9.91 $9.91

50.76%

Cappuccino

$6.79 $6.79

$5.42 $5.42

25.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.23 $3.23

$2.15 $2.15

50.23%

Water (0.33 liter bottle)

$3.15 $3.15

$1.52 $1.52

107.24%

Local Beer (0.5 liter draught)

$8.21 $8.21

$8.04 $8.04

2.11%

Imported Beer (0.33 liter bottle)

$7.87 $7.87

$7.79 $7.79

1.03%

Milk (1 liter)

$1.17 $1.17

$1.31 $1.31

-10.69%

White Bread (500g)

$5.29 $5.29

$4.19 $4.19

26.25%

Rice (white) (1kg)

$5.76 $5.76

$7.43 $7.43

-22.48%

Eggs

$4.89 $4.89

$5.72 $5.72

-14.51%

Local Cheese (1kg)

$20.25 $20.25

$12.60 $12.60

60.71%

Chicken Fillets (1kg)

$17.95 $17.95

$6.12 $6.12

193.30%

Beef Round Steak (1kg)

$23.35 $23.35

$17.32 $17.32

34.82%

Apples (1kg)

$5.94 $5.94

$5.50 $5.50

8.00%

Banana (1kg)

$1.89 $1.89

$1.78 $1.78

6.18%

Oranges (1kg)

$5.35 $5.35

$6.35 $6.35

-15.75%

Tomato (1kg)

$6.57 $6.57

$6.04 $6.04

8.77%

Potato (1kg)

$3.39 $3.39

$5.52 $5.52

-38.59%

Onion (1kg)

$2.88 $2.88

$3.92 $3.92

-26.53%

Lettuce (1 head)

$2.89 $2.89

$2.87 $2.87

0.70%

Water (1.5 liter bottle)

$2.43 $2.43

$2.86 $2.86

-15.03%

Cigarettes 20 Pack (Marlboro, Camel)

$12.18 $12.18

$11.84 $11.84

2.87%

Wine (Bottle)

$15.24 $15.24

$24.73 $24.73

-38.37%

Local Beer (0.5 liter bottle)

$4.38 $4.38

$1.70 $1.70

157.65%

Imported Beer (0.33 liter bottle)

$5.89 $5.89

$5.34 $5.34

10.30%

One-way Ticket (Public Transport)

$2.96 $2.96

$1.92 $1.92

54.17%

Public Transport Monthly Pass (Regular Price)

$109 $109

$56.8 $56.8

92.14%

Taxi Start (Normal Tariff)

$2.52 $2.52

$3.01 $3.01

-16.28%

Taxi (Normal Tariff) (1km)

$1.72 $1.72

$2.07 $2.07

-16.91%

Taxi 1hour Waiting (Normal Tariff)

$29.70 $29.70

$23.97 $23.97

23.90%

Gasoline (1 liter)

$1.51 $1.51

$1.17 $1.17

29.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.2K $36.2K

$27.9K $27.9K

29.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$26.6K $26.6K

-3.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$289 $289

$215 $215

34.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$69.1 $69.1

$74.3 $74.3

-7.05%

Internet (50+ Mbps, Unlimited Data)

$84.8 $84.8

$55.6 $55.6

52.70%

Gym Membership (Monthly)

$69.4 $69.4

$43.84 $43.84

58.37%

Tennis Court (1 Hour on Weekend)

$35.05 $35.05

Cinema Ticket

$17.97 $17.97

$11.91 $11.91

50.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,819 $2,819

$2,436 $2,436

15.72%

International Primary School, 1 Child (Yearly)

$43.9K $43.9K

$33.7K $33.7K

30.12%

Jeans (Levis 501 Or Similar)

$91.2 $91.2

$41.99 $41.99

117.12%

Summer Dress (H&M, Zara, etc)

$55.1 $55.1

$57.1 $57.1

-3.51%

Sport Shoes (Adidas, Nike)

$127 $127

$59.9 $59.9

112.08%

Men's Leather Business Shoes

$162 $162

$80.3 $80.3

101.74%

1-bedroom Apartment, City Center (Monthly)

$2,579 $2,579

$1,561 $1,561

65.26%

1-bedroom Apartment, Outside City Center (Monthly)

$1,943 $1,943

$1,272 $1,272

52.77%

3-bedroom Apartment, City Center (Monthly)

$5,100 $5,100

$2,604 $2,604

95.87%

3-bedroom Apartment, Outside City Center (Monthly)

$3,541 $3,541

$2,104 $2,104

68.33%

Buy Apartment in City Center (m2)

$7,357 $7,357

$2,745 $2,745

168.04%

Buy Apartment Outside City Center (m2)

$4,921 $4,921

$2,510 $2,510

96.08%

Average Monthly Net Salary (After Tax)

$6,448 $6,448

20-Year Fixed Mortgage Interest Rate (Annual %)

6.8

6.92

-1.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Seattle, WA: November 2, 2026

Last update for Smithtown, NY: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Seattle, WA

$1.9K 51.6%

Smithtown, NY

$1.3K 47.9% 34.5% $671

Groceries & Markets

Seattle, WA

$544 14.5%

Smithtown, NY

$461 17.4% 15.3% $83

Monthly Utilities & Internet

Seattle, WA

$443 11.8%

Smithtown, NY

$345 13% 22.2% $98

Eating Out

Seattle, WA

$399 10.6%

Smithtown, NY

$323 12.2% 19.1% $76

Clothing & Footwear

Seattle, WA

$196 5.2%

Smithtown, NY

$108 4.1% 45% $88

Getting Around

Seattle, WA

$132 3.5%

Smithtown, NY

$78 2.9% 41.1% $54

Sport & Entertainment

Seattle, WA

$105 2.8%

Smithtown, NY

$68 2.6% 35.8% $38

Cost Breakdown

A one-bedroom apartment in the center runs $2,579 in Seattle, WA and $1,561 in Smithtown, NY. Housing cost is often the main lever when comparing two cities.

Dining out: $99 in Seattle, WA vs $50 in Smithtown, NY for a mid-range dinner for two. Groceries echo the gap at $544 vs $461 per month, with Smithtown, NY cheaper across the board.

Good to know

🇺🇸 Seattle, WA

🇺🇸 Smithtown, NY

🕒 Local time

22:47 10:47 PM

01:47 1:47 AM

3 h ahead of Seattle, WA

🌤 Weather

👥 Population

737,015

116,296

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.888 EUR

Exchange rates and currency converter

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Seattle, WA Smithtown, NY 3,920 km ≈ 5 h nonstop flight

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Seattle, WA
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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Seattle, WA vs Smithtown, NY: Cost of Living - Frequently Asked Questions

Smithtown, NY is about 29% cheaper overall, especially in clothing, groceries, and eating out. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $5,642 in Seattle, WA and $3,979 in Smithtown, NY to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $2,579 in Seattle, WA versus $1,561 in Smithtown, NY. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Smithtown, NY – a meal for two runs $50 versus $99 in Seattle, WA. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $3,762 per month in Seattle, WA versus $2,653 in Smithtown, NY – Smithtown, NY is about 29% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $2,000. Smithtown, NY is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Smithtown, NY gentler on the wallet – expenses run 29% less than in Seattle, WA. Beyond cost, consider language, visa policies, and how big the international community is in each city.