Last update: Nov 2026

Cost of Living Comparison Between Smithtown, NY and Monterrey

For one person, living is cheaper in Monterrey: $1,641 a month against $2,653 in Smithtown, NY, rent and utilities included – about $12,100 less a year. Rent and utilities account for most of the difference.

127

Cost of Living Index in Smithtown, NY
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Smithtown, NY Living Index
78

Cost of Living Index in Monterrey
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Monterrey Living Index

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Smithtown, NY

🇺🇸 United States

$2,653

/mo nomad

Monterrey

🇲🇽 Mexico

$1,641

/mo nomad

Monthly Cost of Living

How much you'll spend in Smithtown, NY and in Monterrey

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Smithtown, NY and in Monterrey actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,653 in Smithtown, NY versus $1,641 in Monterrey.

Smithtown, NY $2,653
Monterrey $1,641

Estimated couple costs with rent: $3,823 in Smithtown, NY versus $2,573 in Monterrey.

Smithtown, NY $3,823
Monterrey $2,573

Monthly costs for a family of three with rent: $4,993 in Smithtown, NY versus $3,504 in Monterrey.

Smithtown, NY $4,993
Monterrey $3,504

Living in Smithtown, NY is roughly 62% more expensive than in Monterrey, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Smithtown, NY 96% above, Monterrey 21% above.

Meal at Budget Restaurant

$19.68 $19.68

$13.37 MX$251

47.20%

Three-Course Dinner for Two, Mid-Range

$49.58 $49.58

$47.95 MX$900

3.40%

Fast Food Meal (McDonalds, etc)

$9.91 $9.91

$10.79 MX$203

-8.16%

Cappuccino

$5.42 $5.42

$3.77 MX$70.7

43.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.15 $2.15

$1.51 MX$28.37

42.38%

Water (0.33 liter bottle)

$1.52 $1.52

$1.03 MX$19.33

47.57%

Local Beer (0.5 liter draught)

$8.04 $8.04

$2.48 MX$46.60

224.19%

Imported Beer (0.33 liter bottle)

$7.79 $7.79

$4.36 MX$81.8

78.67%

Milk (1 liter)

$1.31 $1.31

$1.89 MX$35.58

-30.69%

White Bread (500g)

$4.19 $4.19

$2.85 MX$53.5

47.02%

Rice (white) (1kg)

$7.43 $7.43

$1.86 MX$34.86

299.46%

Eggs

$5.72 $5.72

$2.47 MX$46.31

131.58%

Local Cheese (1kg)

$12.60 $12.60

$11.81 MX$222

6.69%

Chicken Fillets (1kg)

$6.12 $6.12

$8.97 MX$168

-31.77%

Beef Round Steak (1kg)

$17.32 $17.32

$12.57 MX$236

37.79%

Apples (1kg)

$5.50 $5.50

$3.20 MX$60.0

71.87%

Banana (1kg)

$1.78 $1.78

$1.50 MX$28.23

18.67%

Oranges (1kg)

$6.35 $6.35

$2.12 MX$39.90

199.53%

Tomato (1kg)

$6.04 $6.04

$2.33 MX$43.82

159.23%

Potato (1kg)

$5.52 $5.52

$2.22 MX$41.75

148.65%

Onion (1kg)

$3.92 $3.92

$2.58 MX$48.54

51.94%

Lettuce (1 head)

$2.87 $2.87

$1.45 MX$27.15

97.93%

Water (1.5 liter bottle)

$2.86 $2.86

$1.22 MX$22.94

134.43%

Cigarettes 20 Pack (Marlboro, Camel)

$11.84 $11.84

$4.80 MX$90.1

146.67%

Wine (Bottle)

$24.73 $24.73

$13.30 MX$250

85.94%

Local Beer (0.5 liter bottle)

$1.70 $1.70

$1.93 MX$36.28

-11.92%

Imported Beer (0.33 liter bottle)

$5.34 $5.34

$2.86 MX$53.6

86.71%

One-way Ticket (Public Transport)

$1.92 $1.92

$0.80 MX$15.00

140.00%

Public Transport Monthly Pass (Regular Price)

$56.8 $56.8

$30.94 MX$581

83.71%

Taxi Start (Normal Tariff)

$3.01 $3.01

$1.83 MX$34.42

64.48%

Taxi (Normal Tariff) (1km)

$2.07 $2.07

$1.06 MX$19.86

95.28%

Taxi 1hour Waiting (Normal Tariff)

$23.97 $23.97

$10.82 MX$203

121.53%

Gasoline (1 liter)

$1.17 $1.17

$1.47 MX$27.65

-20.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.9K $27.9K

$24.1K MX$452.3K

16.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.6K $26.6K

$23.5K MX$442.0K

12.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$215 $215

$115 MX$2,152

87.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$74.3 $74.3

$26.37 MX$495

181.72%

Internet (50+ Mbps, Unlimited Data)

$55.6 $55.6

$25.70 MX$483

116.19%

Gym Membership (Monthly)

$43.84 $43.84

$30.53 MX$573

43.60%

Tennis Court (1 Hour on Weekend)

$21.27 MX$400

Cinema Ticket

$11.91 $11.91

$4.96 MX$93.1

140.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,436 $2,436

$679 MX$12.7K

258.89%

International Primary School, 1 Child (Yearly)

$33.7K $33.7K

$14.2K MX$266.4K

137.93%

Jeans (Levis 501 Or Similar)

$41.99 $41.99

$72.2 MX$1,356

-41.84%

Summer Dress (H&M, Zara, etc)

$57.1 $57.1

$41.94 MX$788

36.05%

Sport Shoes (Adidas, Nike)

$59.9 $59.9

$107 MX$2,019

-44.25%

Men's Leather Business Shoes

$80.3 $80.3

$119 MX$2,228

-32.32%

1-bedroom Apartment, City Center (Monthly)

$1,561 $1,561

$1,018 MX$19.1K

53.38%

1-bedroom Apartment, Outside City Center (Monthly)

$1,272 $1,272

$722 MX$13.6K

76.24%

3-bedroom Apartment, City Center (Monthly)

$2,604 $2,604

$1,966 MX$36.9K

32.42%

3-bedroom Apartment, Outside City Center (Monthly)

$2,104 $2,104

$1,416 MX$26.6K

48.62%

Buy Apartment in City Center (m2)

$2,745 $2,745

$4,203 MX$78.9K

-34.69%

Buy Apartment Outside City Center (m2)

$2,510 $2,510

$2,782 MX$52.2K

-9.78%

Average Monthly Net Salary (After Tax)

$1,096 MX$20.6K

20-Year Fixed Mortgage Interest Rate (Annual %)

6.92

11.79

-41.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Smithtown, NY: November 1, 2026

Last update for Monterrey: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Smithtown, NY

$1.3K 47.9%

Monterrey

$722 44% 43.3% $550

Groceries & Markets

Smithtown, NY

$461 17.4%

Monterrey

$302 18.4% 34.4% $159

Monthly Utilities & Internet

Smithtown, NY

$345 13%

Monterrey

$167 10.2% 51.6% $178

Eating Out

Smithtown, NY

$323 12.2%

Monterrey

$216 13.2% 33.1% $107

Clothing & Footwear

Smithtown, NY

$108 4.1%

Monterrey

$153 9.3% 42.2% $45

Getting Around

Smithtown, NY

$78 2.9%

Monterrey

$41 2.5% 47.1% $37

Sport & Entertainment

Smithtown, NY

$68 2.6%

Monterrey

$40 2.5% 40.2% $27

Cost Breakdown

A one-bedroom apartment in the center runs $1,561 in Smithtown, NY and $1,018 in Monterrey. Housing cost is often the main lever when comparing two cities.

Dining out: $50 in Smithtown, NY vs $48 in Monterrey for a mid-range dinner for two. Groceries echo the gap at $461 vs $302 per month, with Monterrey cheaper across the board.

Good to know

🇺🇸 Smithtown, NY

🇲🇽 Monterrey

🕒 Local time

20:54 8:54 PM

19:54 7:54 PM

1 h behind Smithtown, NY

🌤 Weather

👥 Population

116,296

1,142,994

💱 Currency

United States Dollar USD $

Mexican Peso MXN $

📈 Exchange rate

1 USD = 0.891 EUR

100 MXN = 5.32 USD

100 MXN = 4.74 EUR

Exchange rates and currency converter

MXN, EUR to USD – United States Dollar Converter

🇲🇽 Mexican Peso ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.891 EUR).

Mexican Peso exchange rates as of November 6, 2026: 1 USD = 18.78 MXN (100 MXN = 5.32 USD). 1 EUR = 21.08 MXN (100 MXN = 4.74 EUR).

MXN to USD in detail →

On the map

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Between locations

Smithtown, NY Monterrey 3,010 km ≈ 4 h 15 min nonstop flight

From you

Smithtown, NY
Monterrey

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Smithtown, NY vs Monterrey: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $2,653 in Smithtown, NY and $1,641 in Monterrey, so Monterrey is about 38% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $3,979 in Smithtown, NY and $2,461 in Monterrey to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,561 in Smithtown, NY versus $1,018 in Monterrey. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Monterrey – a meal for two runs $48 versus $50 in Smithtown, NY. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $2,653 per month in Smithtown, NY versus $1,641 in Monterrey – Monterrey is about 38% cheaper, which adds up to real savings over time.

Either city works on $3,000 a month, though Monterrey gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Monterrey gentler on the wallet – expenses run 38% less than in Smithtown, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.