Last update: Oct 2026

Cost of Living Comparison Between Škofja Loka and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,762 in Škofja Loka, rent and utilities included – about $10,100 less a year. Rent and utilities account for about half of the difference.

86

Cost of Living Index in Škofja Loka
Learn more

Škofja Loka Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

Jump to prices

Škofja Loka

🇸🇮 Slovenia

$1,762

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Škofja Loka and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Škofja Loka and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,762 in Škofja Loka versus $918 in Cebu.

Škofja Loka $1,762
Cebu $918

Estimated couple costs with rent: $2,595 in Škofja Loka versus $1,409 in Cebu.

Škofja Loka $2,595
Cebu $1,409

Monthly costs for a family of three with rent: $3,427 in Škofja Loka versus $1,900 in Cebu.

Škofja Loka $3,427
Cebu $1,900

Living in Škofja Loka is roughly 92% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Škofja Loka is 31% above, Cebu is 32% below.

Meal at Budget Restaurant

$13.67 €12.16

$3.09 ₱194

342.39%

Three-Course Dinner for Two, Mid-Range

$56.2 €49.96

$24.22 ₱1,525

131.87%

Fast Food Meal (McDonalds, etc)

$9.13 €8.12

$3.92 ₱247

132.91%

Cappuccino

$2.95 €2.62

$2.51 ₱158

17.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.17 €2.82

$1.59 ₱100

99.37%

Water (0.33 liter bottle)

$2.26 €2.01

$0.53 ₱33.43

326.42%

Local Beer (0.5 liter draught)

$3.50 €3.12

$1.78 ₱112

96.63%

Imported Beer (0.33 liter bottle)

$4.39 €3.91

$2.17 ₱137

102.30%

Milk (1 liter)

$1.26 €1.12

$1.92 ₱121

-34.37%

White Bread (500g)

$1.92 €1.71

$1.36 ₱85.4

41.18%

Rice (white) (1kg)

$2.89 €2.57

$1.01 ₱63.5

186.14%

Eggs

$3.96 €3.52

$2.03 ₱128

95.07%

Local Cheese (1kg)

$18.13 €16.13

$9.86 ₱621

83.87%

Chicken Fillets (1kg)

$9.86 €8.77

$4.39 ₱277

124.60%

Beef Round Steak (1kg)

$14.92 €13.27

$7.60 ₱479

96.32%

Apples (1kg)

$2.29 €2.04

$3.30 ₱208

-30.61%

Banana (1kg)

$1.75 €1.56

$1.39 ₱87.8

25.90%

Oranges (1kg)

$2.34 €2.08

$2.33 ₱147

0.43%

Tomato (1kg)

$3.62 €3.22

$1.50 ₱94.3

141.33%

Potato (1kg)

$1.50 €1.33

$2.36 ₱149

-36.44%

Onion (1kg)

$1.62 €1.44

$1.90 ₱119

-14.74%

Lettuce (1 head)

$1.64 €1.46

$1.19 ₱74.9

37.82%

Water (1.5 liter bottle)

$0.88 €0.79

$0.63 ₱39.71

39.68%

Cigarettes 20 Pack (Marlboro, Camel)

$5.89 €5.24

$3.00 ₱189

96.33%

Wine (Bottle)

$7.70 €6.85

$6.03 ₱379

27.69%

Local Beer (0.5 liter bottle)

$1.42 €1.26

$1.23 ₱77.7

15.45%

Imported Beer (0.33 liter bottle)

$2.15 €1.92

$1.75 ₱110

22.86%

One-way Ticket (Public Transport)

$1.42 €1.26

$0.25 ₱15.86

468.00%

Public Transport Monthly Pass (Regular Price)

$33.61 €29.90

$12.64 ₱796

165.90%

Taxi Start (Normal Tariff)

$1.64 €1.46

$0.77 ₱48.62

112.99%

Taxi (Normal Tariff) (1km)

$1.25 €1.11

$0.23 ₱14.53

443.48%

Taxi 1hour Waiting (Normal Tariff)

$18.92 €16.83

$4.46 ₱281

324.22%

Gasoline (1 liter)

$1.72 €1.53

$1.31 ₱82.8

31.30%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.5K €26.3K

$21.2K ₱1.3M

38.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.8K €22.0K

$19.1K ₱1.2M

29.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$280 €249

$120 ₱7,569

132.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.44 €14.63

$14.00 ₱882

17.43%

Internet (50+ Mbps, Unlimited Data)

$40.95 €36.42

$27.54 ₱1,734

48.69%

Gym Membership (Monthly)

$51.2 €45.58

$32.33 ₱2,035

58.49%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$7.76 €6.90

$5.65 ₱356

37.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$506 €450

$275 ₱17.3K

83.63%

International Primary School, 1 Child (Yearly)

$11.4K €10.1K

$7,918 ₱498.5K

43.42%

Jeans (Levis 501 Or Similar)

$113 €101

$49.33 ₱3,106

129.19%

Summer Dress (H&M, Zara, etc)

$43.02 €38.27

$25.24 ₱1,589

70.44%

Sport Shoes (Adidas, Nike)

$122 €109

$77.0 ₱4,846

59.04%

Men's Leather Business Shoes

$142 €126

$57.2 ₱3,601

148.04%

1-bedroom Apartment, City Center (Monthly)

$709 €631

$500 ₱31.5K

41.94%

1-bedroom Apartment, Outside City Center (Monthly)

$593 €527

$309 ₱19.4K

91.97%

3-bedroom Apartment, City Center (Monthly)

$1,153 €1,026

$1,078 ₱67.9K

7.01%

3-bedroom Apartment, Outside City Center (Monthly)

$977 €869

$615 ₱38.7K

58.82%

Buy Apartment in City Center (m2)

$3,285 €2,922

$2,886 ₱181.7K

13.84%

Buy Apartment Outside City Center (m2)

$3,247 €2,889

$1,917 ₱120.7K

69.44%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

3.29

7.2

-54.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Škofja Loka: October 10, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Škofja Loka

$593 33.6%

Cebu

$309 33.6% 47.9% $284

Monthly Utilities & Internet

Škofja Loka

$337 19.2%

Cebu

$162 17.6% 52.1% $176

Groceries & Markets

Škofja Loka

$309 17.5%

Cebu

$206 22.4% 33.3% $103

Eating Out

Škofja Loka

$220 12.5%

Cebu

$88 9.6% 59.9% $132

Clothing & Footwear

Škofja Loka

$189 10.7%

Cebu

$94 10.2% 50.3% $95

Sport & Entertainment

Škofja Loka

$67 3.8%

Cebu

$44 4.8% 34.7% $23

Getting Around

Škofja Loka

$47 2.7%

Cebu

$16 1.7% 67% $32

Cost Breakdown

A one-bedroom apartment in the center runs $709 in Škofja Loka and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $56.0 in Škofja Loka vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $309 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇸🇮 Škofja Loka

🇵🇭 Cebu

🕒 Local time

02:04 2:04 AM

08:04 8:04 AM

6 h ahead of Škofja Loka

🌤 Weather

👥 Population

12,100

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

Lowest

Highest

Between locations

Škofja Loka Cebu 10,640 km ≈ 14 h nonstop flight

From you

Škofja Loka
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Škofja Loka vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 92% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,643 in Škofja Loka and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $709 in Škofja Loka versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,762 per month in Škofja Loka versus $918 in Cebu – a 92% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 166% less than in Škofja Loka. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,762 in Škofja Loka, a $1,500 budget is realistic in Cebu but tight or insufficient in Škofja Loka. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Škofja Loka, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Škofja Loka and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 92% less than in Škofja Loka. Beyond cost, consider language, visa policies, and how big the international community is in each city.