Last update: Oct 2026

Cost of Living Comparison Between Sioux Falls, SD and Toronto

For one person, living is cheaper in Sioux Falls, SD: $2,154 a month against $2,530 in Toronto, rent and utilities included – about $4,500 less a year. Rent and utilities account for most of the difference.

103

Cost of Living Index in Sioux Falls, SD
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Sioux Falls, SD Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Sioux Falls, SD

🇺🇸 United States

$2,154

/mo nomad

Toronto

🇨🇦 Canada

$2,530

/mo nomad

Monthly Cost of Living

How much you'll spend in Sioux Falls, SD and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sioux Falls, SD and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,154 in Sioux Falls, SD versus $2,530 in Toronto.

Sioux Falls, SD $2,154
Toronto $2,530

Estimated couple costs with rent: $3,162 in Sioux Falls, SD versus $3,646 in Toronto.

Sioux Falls, SD $3,162
Toronto $3,646

Monthly costs for a family of three with rent: $4,170 in Sioux Falls, SD versus $4,761 in Toronto.

Sioux Falls, SD $4,170
Toronto $4,761

Living in Sioux Falls, SD costs roughly 15% less than in Toronto, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Sioux Falls, SD 61% above, Toronto 89% above.

Meal at Budget Restaurant

$11.80 $11.80

$17.67 CA$25.19

-33.22%

Three-Course Dinner for Two, Mid-Range

$75.4 $75.4

$77.4 CA$110

-2.52%

Fast Food Meal (McDonalds, etc)

$10.02 $10.02

$10.47 CA$14.93

-4.30%

Cappuccino

$4.29 $4.29

$4.08 CA$5.81

5.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.65 $2.65

$2.12 CA$3.02

25.00%

Water (0.33 liter bottle)

$1.90 $1.90

$1.76 CA$2.51

7.95%

Local Beer (0.5 liter draught)

$4.04 $4.04

$6.17 CA$8.80

-34.52%

Imported Beer (0.33 liter bottle)

$6.62 $6.62

$6.89 CA$9.82

-3.92%

Milk (1 liter)

$0.82 $0.82

$2.43 CA$3.46

-66.26%

White Bread (500g)

$2.83 $2.83

$2.75 CA$3.92

2.91%

Rice (white) (1kg)

$4.88 $4.88

$2.23 CA$3.18

118.83%

Eggs

$3.60 $3.60

$3.45 CA$4.91

4.35%

Local Cheese (1kg)

$12.42 $12.42

$8.93 CA$12.73

39.08%

Chicken Fillets (1kg)

$9.70 $9.70

$11.44 CA$16.31

-15.21%

Beef Round Steak (1kg)

$15.60 $15.60

$14.61 CA$20.83

6.78%

Apples (1kg)

$4.58 $4.58

$3.75 CA$5.34

22.13%

Banana (1kg)

$1.59 $1.59

$1.15 CA$1.64

38.26%

Oranges (1kg)

$3.50 $3.50

$3.55 CA$5.06

-1.41%

Tomato (1kg)

$3.60 $3.60

$4.28 CA$6.10

-15.89%

Potato (1kg)

$2.11 $2.11

$1.85 CA$2.63

14.05%

Onion (1kg)

$3.31 $3.31

$1.67 CA$2.38

98.20%

Lettuce (1 head)

$2.06 $2.06

$2.22 CA$3.16

-7.21%

Water (1.5 liter bottle)

$1.73 $1.73

$1.21 CA$1.72

42.98%

Cigarettes 20 Pack (Marlboro, Camel)

$9.48 $9.48

$13.88 CA$19.78

-31.70%

Wine (Bottle)

$11.10 $11.10

$14.25 CA$20.31

-22.11%

Local Beer (0.5 liter bottle)

$2.13 $2.13

$2.20 CA$3.13

-3.18%

Imported Beer (0.33 liter bottle)

$2.66 $2.66

$2.42 CA$3.45

9.92%

One-way Ticket (Public Transport)

$1.47 $1.47

$2.42 CA$3.44

-39.26%

Public Transport Monthly Pass (Regular Price)

$30.15 $30.15

$111 CA$158

-72.77%

Taxi Start (Normal Tariff)

$3.85 $3.85

$2.90 CA$4.13

32.76%

Taxi (Normal Tariff) (1km)

$1.70 $1.70

$1.26 CA$1.80

34.92%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$22.03 CA$31.40

60.24%

Gasoline (1 liter)

$1.00 $1.00

$1.22 CA$1.74

-18.03%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.5K $35.5K

$27.6K CA$39.4K

28.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.1K $25.1K

$19.8K CA$28.3K

26.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$245 $245

$122 CA$174

101.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$45.55 $45.55

$32.03 CA$45.66

42.21%

Internet (50+ Mbps, Unlimited Data)

$56.3 $56.3

$47.92 CA$68.3

17.38%

Gym Membership (Monthly)

$44.12 $44.12

$38.90 CA$55.5

13.42%

Tennis Court (1 Hour on Weekend)

$34.82 $34.82

$23.24 CA$33.12

49.83%

Cinema Ticket

$12.32 $12.32

$12.61 CA$17.97

-2.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,006 $1,006

$834 CA$1,189

20.58%

International Primary School, 1 Child (Yearly)

$7,684 $7,684

$23.3K CA$33.3K

-67.08%

Jeans (Levis 501 Or Similar)

$33.26 $33.26

$52.6 CA$75.0

-36.77%

Summer Dress (H&M, Zara, etc)

$30.10 $30.10

$40.26 CA$57.4

-25.24%

Sport Shoes (Adidas, Nike)

$117 $117

$96.2 CA$137

22.00%

Men's Leather Business Shoes

$135 $135

$123 CA$175

9.57%

1-bedroom Apartment, City Center (Monthly)

$1,355 $1,355

$1,598 CA$2,278

-15.23%

1-bedroom Apartment, Outside City Center (Monthly)

$934 $934

$1,435 CA$2,045

-34.93%

3-bedroom Apartment, City Center (Monthly)

$2,070 $2,070

$2,657 CA$3,787

-22.10%

3-bedroom Apartment, Outside City Center (Monthly)

$1,514 $1,514

$2,096 CA$2,988

-27.78%

Buy Apartment in City Center (m2)

$2,504 $2,504

$8,033 CA$11.5K

-68.83%

Buy Apartment Outside City Center (m2)

$2,191 $2,191

$6,557 CA$9,347

-66.59%

Average Monthly Net Salary (After Tax)

$4,346 $4,346

$3,743 CA$5,335

16.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.87

4.47

53.69%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sioux Falls, SD: October 5, 2026

Last update for Toronto: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Sioux Falls, SD

$934 44.1%

Toronto

$1.4K 55.4% 53.7% $501

Groceries & Markets

Sioux Falls, SD

$347 16.4%

Toronto

$340 13.1% 2.1% $7.3

Monthly Utilities & Internet

Sioux Falls, SD

$347 16.4%

Toronto

$202 7.8% 41.9% $145

Eating Out

Sioux Falls, SD

$228 10.8%

Toronto

$282 10.9% 23.9% $54

Clothing & Footwear

Sioux Falls, SD

$142 6.7%

Toronto

$140 5.4% 1.1% $1.5

Sport & Entertainment

Sioux Falls, SD

$69 3.3%

Toronto

$64 2.5% 6.8% $4.6

Getting Around

Sioux Falls, SD

$48 2.3%

Toronto

$130 5% 168% $81

Cost Breakdown

A one-bedroom apartment in the center runs $1,355 in Sioux Falls, SD and $1,598 in Toronto. Housing cost is often the main lever when comparing two cities.

Sioux Falls, SD pays 16% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $75.0 in Sioux Falls, SD vs $77.0 in Toronto. Groceries flip the comparison at $347 vs $340, with Toronto cheaper for home cooking.

Good to know

🇺🇸 Sioux Falls, SD

🇨🇦 Toronto

🕒 Local time

22:12 10:12 PM

23:12 11:12 PM

1 h ahead of Sioux Falls, SD

🌤 Weather

👥 Population

192,517

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.892 EUR

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

CAD to USD in detail →

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Between locations

Sioux Falls, SD Toronto 1,390 km ≈ 2 h 15 min nonstop flight

From you

Sioux Falls, SD
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sioux Falls, SD vs Toronto: Cost of Living - Frequently Asked Questions

Sioux Falls, SD is cheaper overall, especially in eating out and transport. The 17% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 16% higher in Sioux Falls, SD, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,355 in Sioux Falls, SD versus $1,598 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Sioux Falls, SD – a meal for two runs $75.0 versus $77.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,154 per month in Sioux Falls, SD versus $2,530 in Toronto – a 17% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,154 in Sioux Falls, SD versus $2,530 in Toronto, a $2,500 budget is realistic in Sioux Falls, SD but tight or insufficient in Toronto. The gap between the two cities makes Sioux Falls, SD the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Sioux Falls, SD and Toronto are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Sioux Falls, SD gentler on the wallet – expenses run 17% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.