Last update: Oct 2026

Cost of Living Comparison Between Toronto and Sioux Falls, SD

For one person, living is cheaper in Sioux Falls, SD: $2,154 a month against $2,530 in Toronto, rent and utilities included – about $4,500 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
103

Cost of Living Index in Sioux Falls, SD
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Sioux Falls, SD Living Index

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Toronto

🇨🇦 Canada

$2,530

/mo nomad

Sioux Falls, SD

🇺🇸 United States

$2,154

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Sioux Falls, SD

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Sioux Falls, SD actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,530 in Toronto versus $2,154 in Sioux Falls, SD.

Toronto $2,530
Sioux Falls, SD $2,154

Estimated couple costs with rent: $3,646 in Toronto versus $3,162 in Sioux Falls, SD.

Toronto $3,646
Sioux Falls, SD $3,162

Monthly costs for a family of three with rent: $4,761 in Toronto versus $4,170 in Sioux Falls, SD.

Toronto $4,761
Sioux Falls, SD $4,170

Living in Toronto is roughly 17% more expensive than in Sioux Falls, SD, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Toronto 89% above, Sioux Falls, SD 61% above.

Meal at Budget Restaurant

$17.67 CA$25.19

$11.80 $11.80

49.75%

Three-Course Dinner for Two, Mid-Range

$77.4 CA$110

$75.4 $75.4

2.59%

Fast Food Meal (McDonalds, etc)

$10.47 CA$14.93

$10.02 $10.02

4.49%

Cappuccino

$4.08 CA$5.81

$4.29 $4.29

-4.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.02

$2.65 $2.65

-20.00%

Water (0.33 liter bottle)

$1.76 CA$2.51

$1.90 $1.90

-7.37%

Local Beer (0.5 liter draught)

$6.17 CA$8.80

$4.04 $4.04

52.72%

Imported Beer (0.33 liter bottle)

$6.89 CA$9.82

$6.62 $6.62

4.08%

Milk (1 liter)

$2.43 CA$3.46

$0.82 $0.82

196.34%

White Bread (500g)

$2.75 CA$3.92

$2.83 $2.83

-2.83%

Rice (white) (1kg)

$2.23 CA$3.18

$4.88 $4.88

-54.30%

Eggs

$3.45 CA$4.91

$3.60 $3.60

-4.17%

Local Cheese (1kg)

$8.93 CA$12.73

$12.42 $12.42

-28.10%

Chicken Fillets (1kg)

$11.44 CA$16.31

$9.70 $9.70

17.94%

Beef Round Steak (1kg)

$14.61 CA$20.83

$15.60 $15.60

-6.35%

Apples (1kg)

$3.75 CA$5.34

$4.58 $4.58

-18.12%

Banana (1kg)

$1.15 CA$1.64

$1.59 $1.59

-27.67%

Oranges (1kg)

$3.55 CA$5.06

$3.50 $3.50

1.43%

Tomato (1kg)

$4.28 CA$6.10

$3.60 $3.60

18.89%

Potato (1kg)

$1.85 CA$2.63

$2.11 $2.11

-12.32%

Onion (1kg)

$1.67 CA$2.38

$3.31 $3.31

-49.55%

Lettuce (1 head)

$2.22 CA$3.16

$2.06 $2.06

7.77%

Water (1.5 liter bottle)

$1.21 CA$1.72

$1.73 $1.73

-30.06%

Cigarettes 20 Pack (Marlboro, Camel)

$13.88 CA$19.78

$9.48 $9.48

46.41%

Wine (Bottle)

$14.25 CA$20.31

$11.10 $11.10

28.38%

Local Beer (0.5 liter bottle)

$2.20 CA$3.13

$2.13 $2.13

3.29%

Imported Beer (0.33 liter bottle)

$2.42 CA$3.45

$2.66 $2.66

-9.02%

One-way Ticket (Public Transport)

$2.42 CA$3.44

$1.47 $1.47

64.63%

Public Transport Monthly Pass (Regular Price)

$111 CA$158

$30.15 $30.15

267.30%

Taxi Start (Normal Tariff)

$2.90 CA$4.13

$3.85 $3.85

-24.68%

Taxi (Normal Tariff) (1km)

$1.26 CA$1.80

$1.70 $1.70

-25.88%

Taxi 1hour Waiting (Normal Tariff)

$22.03 CA$31.40

$35.30 $35.30

-37.59%

Gasoline (1 liter)

$1.22 CA$1.74

$1.00 $1.00

22.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K CA$39.4K

$35.5K $35.5K

-22.20%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.8K CA$28.3K

$25.1K $25.1K

-21.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 CA$174

$245 $245

-50.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.03 CA$45.66

$45.55 $45.55

-29.68%

Internet (50+ Mbps, Unlimited Data)

$47.92 CA$68.3

$56.3 $56.3

-14.81%

Gym Membership (Monthly)

$38.90 CA$55.5

$44.12 $44.12

-11.83%

Tennis Court (1 Hour on Weekend)

$23.24 CA$33.12

$34.82 $34.82

-33.26%

Cinema Ticket

$12.61 CA$17.97

$12.32 $12.32

2.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$834 CA$1,189

$1,006 $1,006

-17.07%

International Primary School, 1 Child (Yearly)

$23.3K CA$33.3K

$7,684 $7,684

203.75%

Jeans (Levis 501 Or Similar)

$52.6 CA$75.0

$33.26 $33.26

58.15%

Summer Dress (H&M, Zara, etc)

$40.26 CA$57.4

$30.10 $30.10

33.75%

Sport Shoes (Adidas, Nike)

$96.2 CA$137

$117 $117

-18.03%

Men's Leather Business Shoes

$123 CA$175

$135 $135

-8.73%

1-bedroom Apartment, City Center (Monthly)

$1,598 CA$2,278

$1,355 $1,355

17.96%

1-bedroom Apartment, Outside City Center (Monthly)

$1,435 CA$2,045

$934 $934

53.67%

3-bedroom Apartment, City Center (Monthly)

$2,657 CA$3,787

$2,070 $2,070

28.37%

3-bedroom Apartment, Outside City Center (Monthly)

$2,096 CA$2,988

$1,514 $1,514

38.47%

Buy Apartment in City Center (m2)

$8,033 CA$11.5K

$2,504 $2,504

220.81%

Buy Apartment Outside City Center (m2)

$6,557 CA$9,347

$2,191 $2,191

199.31%

Average Monthly Net Salary (After Tax)

$3,743 CA$5,335

$4,346 $4,346

-13.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.87

-34.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 4, 2026

Last update for Sioux Falls, SD: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.4%

Sioux Falls, SD

$934 44.1% 34.9% $501

Groceries & Markets

Toronto

$340 13.1%

Sioux Falls, SD

$347 16.4% 2.2% $7.3

Eating Out

Toronto

$282 10.9%

Sioux Falls, SD

$228 10.8% 19.3% $54

Monthly Utilities & Internet

Toronto

$202 7.8%

Sioux Falls, SD

$347 16.4% 72% $145

Clothing & Footwear

Toronto

$140 5.4%

Sioux Falls, SD

$142 6.7% 1.1% $1.5

Getting Around

Toronto

$130 5%

Sioux Falls, SD

$48 2.3% 62.7% $81

Sport & Entertainment

Toronto

$64 2.5%

Sioux Falls, SD

$69 3.3% 7.3% $4.6

Cost Breakdown

A one-bedroom apartment in the center runs $1,598 in Toronto and $1,355 in Sioux Falls, SD. Housing cost is often the main lever when comparing two cities.

Sioux Falls, SD pays 16% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $77.0 in Toronto vs $75.0 in Sioux Falls, SD. Groceries flip the comparison at $340 vs $347, with Toronto cheaper for home cooking.

Good to know

🇨🇦 Toronto

🇺🇸 Sioux Falls, SD

🕒 Local time

00:58 12:58 AM

23:58 11:58 PM

1 h behind Toronto

🌤 Weather

👥 Population

2,731,571

192,517

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Sioux Falls, SD 1,390 km ≈ 2 h 15 min nonstop flight

From you

Toronto
Sioux Falls, SD

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Sioux Falls, SD: Cost of Living - Frequently Asked Questions

Sioux Falls, SD is cheaper overall, especially in eating out and transport. The 17% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 16% lower in Sioux Falls, SD. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,598 in Toronto versus $1,355 in Sioux Falls, SD. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Sioux Falls, SD – a meal for two runs $75.0 versus $77.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,530 per month in Toronto versus $2,154 in Sioux Falls, SD – a 17% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,154 in Sioux Falls, SD versus $2,530 in Toronto, a $2,500 budget is realistic in Sioux Falls, SD but tight or insufficient in Toronto. The gap between the two cities makes Sioux Falls, SD the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Toronto and Sioux Falls, SD are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Sioux Falls, SD gentler on the wallet – expenses run 17% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.