Last update: Oct 2026

Cost of Living Comparison Between Sioux Falls, SD and Montreal

For one person, living is cheaper in Montreal: $2,003 a month against $2,154 in Sioux Falls, SD, rent and utilities included – about $1,800 less a year. Higher rent and utilities in Sioux Falls, SD outweigh lower spending on other living expenses.

103

Cost of Living Index in Sioux Falls, SD
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Sioux Falls, SD Living Index
99

Cost of Living Index in Montreal
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Montreal Living Index

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Sioux Falls, SD

🇺🇸 United States

$2,154

/mo nomad

Montreal

🇨🇦 Canada

$2,003

/mo nomad

Monthly Cost of Living

How much you'll spend in Sioux Falls, SD and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sioux Falls, SD and in Montreal actually costs, broken down by who's living it.

A single person spends $2,154 per month in Sioux Falls, SD vs $2,003 in Montreal, rent included.

Sioux Falls, SD $2,154
Montreal $2,003

A couple spends around $3,162 per month in Sioux Falls, SD vs $3,048 in Montreal, rent included.

Sioux Falls, SD $3,162
Montreal $3,048

A family of three spends $4,170 per month in Sioux Falls, SD vs $4,092 in Montreal, rent included.

Sioux Falls, SD $4,170
Montreal $4,092

Sioux Falls, SD costs about 8% more than Montreal, and outside of rent the biggest gap is in eating out.

Both Sioux Falls, SD and Montreal sit above the global median – Sioux Falls, SD by 61%, Montreal by 49%.

Meal at Budget Restaurant

$11.80 $11.80

$19.31 CA$27.52

-38.89%

Three-Course Dinner for Two, Mid-Range

$75.4 $75.4

$75.5 CA$108

-0.09%

Fast Food Meal (McDonalds, etc)

$10.02 $10.02

$10.63 CA$15.15

-5.74%

Cappuccino

$4.29 $4.29

$3.93 CA$5.60

9.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.65 $2.65

$1.92 CA$2.73

38.02%

Water (0.33 liter bottle)

$1.90 $1.90

$1.48 CA$2.11

28.38%

Local Beer (0.5 liter draught)

$4.04 $4.04

$6.30 CA$8.98

-35.87%

Imported Beer (0.33 liter bottle)

$6.62 $6.62

$7.19 CA$10.24

-7.93%

Milk (1 liter)

$0.82 $0.82

$2.22 CA$3.17

-63.06%

White Bread (500g)

$2.83 $2.83

$3.06 CA$4.36

-7.52%

Rice (white) (1kg)

$4.88 $4.88

$2.94 CA$4.19

65.99%

Eggs

$3.60 $3.60

$3.53 CA$5.03

1.98%

Local Cheese (1kg)

$12.42 $12.42

$13.19 CA$18.79

-5.84%

Chicken Fillets (1kg)

$9.70 $9.70

$11.24 CA$16.02

-13.70%

Beef Round Steak (1kg)

$15.60 $15.60

$13.81 CA$19.69

12.96%

Apples (1kg)

$4.58 $4.58

$3.40 CA$4.85

34.71%

Banana (1kg)

$1.59 $1.59

$1.44 CA$2.06

10.42%

Oranges (1kg)

$3.50 $3.50

$3.26 CA$4.65

7.36%

Tomato (1kg)

$3.60 $3.60

$2.88 CA$4.10

25.00%

Potato (1kg)

$2.11 $2.11

$1.86 CA$2.65

13.44%

Onion (1kg)

$3.31 $3.31

$1.82 CA$2.60

81.87%

Lettuce (1 head)

$2.06 $2.06

$2.43 CA$3.46

-15.23%

Water (1.5 liter bottle)

$1.73 $1.73

$1.52 CA$2.17

13.82%

Cigarettes 20 Pack (Marlboro, Camel)

$9.48 $9.48

$11.45 CA$16.32

-17.21%

Wine (Bottle)

$11.10 $11.10

$10.36 CA$14.76

7.14%

Local Beer (0.5 liter bottle)

$2.13 $2.13

$2.22 CA$3.16

-4.05%

Imported Beer (0.33 liter bottle)

$2.66 $2.66

$2.82 CA$4.02

-5.67%

One-way Ticket (Public Transport)

$1.47 $1.47

$2.58 CA$3.67

-43.02%

Public Transport Monthly Pass (Regular Price)

$30.15 $30.15

$76.9 CA$110

-60.79%

Taxi Start (Normal Tariff)

$3.85 $3.85

$3.25 CA$4.64

18.46%

Taxi (Normal Tariff) (1km)

$1.70 $1.70

$1.48 CA$2.11

14.86%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$33.04 CA$47.09

6.84%

Gasoline (1 liter)

$1.00 $1.00

$1.36 CA$1.94

-26.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.5K $35.5K

$27.4K CA$39.1K

29.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.1K $25.1K

$20.0K CA$28.5K

25.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$245 $245

$76.1 CA$109

222.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$45.55 $45.55

$34.68 CA$49.43

31.34%

Internet (50+ Mbps, Unlimited Data)

$56.3 $56.3

$42.69 CA$60.9

31.76%

Gym Membership (Monthly)

$44.12 $44.12

$28.94 CA$41.26

52.45%

Tennis Court (1 Hour on Weekend)

$34.82 $34.82

$20.33 CA$28.97

71.27%

Cinema Ticket

$12.32 $12.32

$11.21 CA$15.98

9.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,006 $1,006

$505 CA$720

99.10%

International Primary School, 1 Child (Yearly)

$7,684 $7,684

$16.0K CA$22.8K

-52.01%

Jeans (Levis 501 Or Similar)

$33.26 $33.26

$58.5 CA$83.4

-43.15%

Summer Dress (H&M, Zara, etc)

$30.10 $30.10

$38.00 CA$54.2

-20.79%

Sport Shoes (Adidas, Nike)

$117 $117

$92.7 CA$132

26.60%

Men's Leather Business Shoes

$135 $135

$106 CA$151

27.34%

1-bedroom Apartment, City Center (Monthly)

$1,355 $1,355

$1,240 CA$1,768

9.25%

1-bedroom Apartment, Outside City Center (Monthly)

$934 $934

$986 CA$1,405

-5.30%

3-bedroom Apartment, City Center (Monthly)

$2,070 $2,070

$2,102 CA$2,996

-1.54%

3-bedroom Apartment, Outside City Center (Monthly)

$1,514 $1,514

$1,615 CA$2,302

-6.25%

Buy Apartment in City Center (m2)

$2,504 $2,504

$5,043 CA$7,188

-50.35%

Buy Apartment Outside City Center (m2)

$2,191 $2,191

$3,830 CA$5,459

-42.79%

Average Monthly Net Salary (After Tax)

$4,346 $4,346

$2,920 CA$4,163

48.83%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.87

4.46

54.04%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sioux Falls, SD: October 5, 2026

Last update for Montreal: October 6, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Sioux Falls, SD

$934 44.1%

Montreal

$986 47.9% 5.6% $52

Groceries & Markets

Sioux Falls, SD

$347 16.4%

Montreal

$344 16.7% 1.1% $3.9

Monthly Utilities & Internet

Sioux Falls, SD

$347 16.4%

Montreal

$154 7.5% 55.8% $194

Eating Out

Sioux Falls, SD

$228 10.8%

Montreal

$293 14.2% 28.7% $65

Clothing & Footwear

Sioux Falls, SD

$142 6.7%

Montreal

$133 6.5% 6.5% $9.2

Sport & Entertainment

Sioux Falls, SD

$69 3.3%

Montreal

$51 2.5% 25.3% $17

Getting Around

Sioux Falls, SD

$48 2.3%

Montreal

$98 4.8% 102% $49

Cost Breakdown

A central one-bedroom costs $1,355 in Sioux Falls, SD versus $1,240 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 49% higher in Sioux Falls, SD, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $75.0 in Sioux Falls, SD versus $75.0 in Montreal. Groceries tell a different story – $347 in Sioux Falls, SD vs $344 in Montreal – so Montreal wins on supermarket bills even if dining out costs more.

Good to know

🇺🇸 Sioux Falls, SD

🇨🇦 Montreal

🕒 Local time

03:17 3:17 AM

04:17 4:17 AM

1 h ahead of Sioux Falls, SD

🌤 Weather

👥 Population

192,517

1,762,949

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.892 EUR

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

CAD to USD in detail →

On the map

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Between locations

Sioux Falls, SD Montreal 1,840 km ≈ 2 h 45 min nonstop flight

From you

Sioux Falls, SD
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sioux Falls, SD vs Montreal: Cost of Living - Frequently Asked Questions

Sioux Falls, SD costs about 8% more than Montreal, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,231 per month in Sioux Falls, SD and $3,005 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montreal, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 1% more in Sioux Falls, SD, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $75.0 in Sioux Falls, SD and $75.0 in Montreal. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Montreal, where all-in costs run around $2,003, than in Sioux Falls, SD at $2,154. In Montreal it covers expenses comfortably, while in Sioux Falls, SD it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Montreal costs $2,003 versus $2,154 in Sioux Falls, SD. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montreal. If higher salaries, better infrastructure, or specific career opportunities are the priority, Sioux Falls, SD makes more sense. Both are solid long-term options with distinct trade-offs.