Last update: Nov 2026

Cost of Living Comparison Between Sioux Falls, SD and Lima

For one person, living is cheaper in Lima: $1,042 a month against $2,224 in Sioux Falls, SD, rent and utilities included – about $14,200 less a year. Rent and utilities account for most of the difference.

107

Cost of Living Index in Sioux Falls, SD
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Sioux Falls, SD Living Index
50

Cost of Living Index in Lima
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Lima Living Index

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Sioux Falls, SD

🇺🇸 United States

$2,224

/mo nomad

Lima

🇵🇪 Peru

$1,042

/mo nomad

Monthly Cost of Living

How much you'll spend in Sioux Falls, SD and in Lima

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sioux Falls, SD and in Lima actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,224 in Sioux Falls, SD versus $1,042 in Lima.

Sioux Falls, SD $2,224
Lima $1,042

Estimated couple costs with rent: $3,206 in Sioux Falls, SD versus $1,651 in Lima.

Sioux Falls, SD $3,206
Lima $1,651

Monthly costs for a family of three with rent: $4,189 in Sioux Falls, SD versus $2,259 in Lima.

Sioux Falls, SD $4,189
Lima $2,259

Living in Sioux Falls, SD is roughly 113% more expensive than in Lima, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Sioux Falls, SD is 64% above, Lima is 23% below.

Meal at Budget Restaurant

$11.85 $11.85

$4.64 PEN 15.95

155.39%

Three-Course Dinner for Two, Mid-Range

$75.7 $75.7

$34.34 PEN 118

120.38%

Fast Food Meal (McDonalds, etc)

$9.86 $9.86

$7.01 PEN 24.12

40.66%

Cappuccino

$4.23 $4.23

$3.22 PEN 11.09

31.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.73 $2.73

$1.13 PEN 3.90

141.59%

Water (0.33 liter bottle)

$1.85 $1.85

$0.61 PEN 2.09

203.28%

Local Beer (0.5 liter draught)

$3.95 $3.95

$2.93 PEN 10.08

34.81%

Imported Beer (0.33 liter bottle)

$6.45 $6.45

$4.25 PEN 14.63

51.76%

Milk (1 liter)

$0.93 $0.93

$1.58 PEN 5.44

-41.14%

White Bread (500g)

$2.82 $2.82

$2.61 PEN 8.98

8.05%

Rice (white) (1kg)

$4.47 $4.47

$1.30 PEN 4.47

243.85%

Eggs

$3.38 $3.38

$2.92 PEN 10.05

15.75%

Local Cheese (1kg)

$12.46 $12.46

$9.54 PEN 32.82

30.61%

Chicken Fillets (1kg)

$9.79 $9.79

$5.71 PEN 19.66

71.45%

Beef Round Steak (1kg)

$16.30 $16.30

$9.47 PEN 32.58

72.12%

Apples (1kg)

$4.50 $4.50

$2.01 PEN 6.91

123.88%

Banana (1kg)

$1.56 $1.56

$1.02 PEN 3.52

52.94%

Oranges (1kg)

$3.46 $3.46

$1.45 PEN 4.99

138.62%

Tomato (1kg)

$3.87 $3.87

$1.49 PEN 5.14

159.73%

Potato (1kg)

$2.08 $2.08

$0.91 PEN 3.14

128.57%

Onion (1kg)

$3.15 $3.15

$0.89 PEN 3.07

253.93%

Lettuce (1 head)

$2.18 $2.18

$0.86 PEN 2.97

153.49%

Water (1.5 liter bottle)

$2.14 $2.14

$0.89 PEN 3.06

140.45%

Cigarettes 20 Pack (Marlboro, Camel)

$9.85 $9.85

$5.47 PEN 18.83

80.07%

Wine (Bottle)

$11.12 $11.12

$10.17 PEN 35.00

9.34%

Local Beer (0.5 liter bottle)

$2.23 $2.23

$1.81 PEN 6.21

23.20%

Imported Beer (0.33 liter bottle)

$2.53 $2.53

$3.15 PEN 10.84

-19.68%

One-way Ticket (Public Transport)

$1.49 $1.49

$0.66 PEN 2.28

125.76%

Public Transport Monthly Pass (Regular Price)

$30.58 $30.58

$31.89 PEN 110

-4.11%

Taxi Start (Normal Tariff)

$3.75 $3.75

$3.43 PEN 11.79

9.33%

Taxi (Normal Tariff) (1km)

$1.63 $1.63

$1.98 PEN 6.80

-17.68%

Taxi 1hour Waiting (Normal Tariff)

$35.56 $35.56

$9.60 PEN 33.04

270.42%

Gasoline (1 liter)

$1.10 $1.10

$1.71 PEN 5.89

-35.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.3K $26.3K

$21.9K PEN 75.3K

20.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$29.0K PEN 100.0K

-11.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$378 $378

$65.8 PEN 227

474.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$45.97 $45.97

$15.26 PEN 52.5

201.25%

Internet (50+ Mbps, Unlimited Data)

$57.1 $57.1

$26.87 PEN 92.5

112.36%

Gym Membership (Monthly)

$28.85 $28.85

$32.91 PEN 113

-12.34%

Tennis Court (1 Hour on Weekend)

$34.41 $34.41

$20.12 PEN 69.2

71.02%

Cinema Ticket

$12.36 $12.36

$7.12 PEN 24.49

73.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,017 $1,017

$309 PEN 1,064

229.19%

International Primary School, 1 Child (Yearly)

$9,306 $9,306

$21.4K PEN 73.5K

-56.42%

Jeans (Levis 501 Or Similar)

$33.33 $33.33

$52.0 PEN 179

-35.88%

Summer Dress (H&M, Zara, etc)

$30.13 $30.13

$35.69 PEN 123

-15.58%

Sport Shoes (Adidas, Nike)

$119 $119

$81.8 PEN 281

45.89%

Men's Leather Business Shoes

$135 $135

$78.0 PEN 268

73.20%

1-bedroom Apartment, City Center (Monthly)

$1,332 $1,332

$727 PEN 2,501

83.30%

1-bedroom Apartment, Outside City Center (Monthly)

$917 $917

$373 PEN 1,284

145.74%

3-bedroom Apartment, City Center (Monthly)

$2,797 $2,797

$1,249 PEN 4,297

124.01%

3-bedroom Apartment, Outside City Center (Monthly)

$1,463 $1,463

$739 PEN 2,544

97.87%

Buy Apartment in City Center (m2)

$3,036 $3,036

$2,380 PEN 8,191

27.57%

Buy Apartment Outside City Center (m2)

$1,974 $1,974

$1,365 PEN 4,697

44.60%

Average Monthly Net Salary (After Tax)

$4,279 $4,279

$650 PEN 2,238

558.09%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.87

8.38

-18.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sioux Falls, SD: November 2, 2026

Last update for Lima: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Sioux Falls, SD

$917 41.2%

Lima

$373 35.8% 59.3% $544

Monthly Utilities & Internet

Sioux Falls, SD

$481 21.6%

Lima

$108 10.4% 77.6% $373

Groceries & Markets

Sioux Falls, SD

$354 15.9%

Lima

$228 21.9% 35.6% $126

Eating Out

Sioux Falls, SD

$226 10.2%

Lima

$127 12.2% 43.9% $99

Clothing & Footwear

Sioux Falls, SD

$143 6.4%

Lima

$111 10.7% 22.2% $32

Sport & Entertainment

Sioux Falls, SD

$54 2.4%

Lima

$47 4.5% 12% $6.4

Getting Around

Sioux Falls, SD

$48 2.2%

Lima

$48 4.6% 1.2% $0.6

Cost Breakdown

A one-bedroom apartment in the center runs $1,332 in Sioux Falls, SD and $727 in Lima. Housing cost is often the main lever when comparing two cities.

Sioux Falls, SD pays about 6.6 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $76 in Sioux Falls, SD vs $34 in Lima for a mid-range dinner for two. Groceries echo the gap at $354 vs $228 per month, with Lima cheaper across the board.

Good to know

🇺🇸 Sioux Falls, SD

🇵🇪 Lima

🕒 Local time

04:57 4:57 AM

05:57 5:57 AM

1 h ahead of Sioux Falls, SD

🌤 Weather

👥 Population

192,517

9,989,369 Capital

💱 Currency

United States Dollar USD $

Peruvian Sol PEN S/

📈 Exchange rate

1 USD = 0.89 EUR

1 PEN = 0.291 USD

1 PEN = 0.259 EUR

Exchange rates and currency converter

PEN, EUR to USD – United States Dollar Converter

🇵🇪 Peruvian Sol (S/)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Peruvian Sol exchange rates as of November 6, 2026: 1 USD = 3.44 PEN (1 PEN = 0.291 USD). 1 EUR = 3.87 PEN (1 PEN = 0.259 EUR).

PEN to USD in detail →

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Sioux Falls, SD Lima 6,500 km ≈ 9 h nonstop flight

From you

Sioux Falls, SD
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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sioux Falls, SD vs Lima: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $2,224 in Sioux Falls, SD and $1,042 in Lima, so Lima is about 53% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in Sioux Falls, SD is about 6.6 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,332 in Sioux Falls, SD versus $727 in Lima. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,017 in Sioux Falls, SD versus $309 in Lima. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 55% higher in Sioux Falls, SD. For households that cook at home regularly, that difference adds up over a month.

At $1,042 in Lima versus $2,224 in Sioux Falls, SD, a $2,000 budget is realistic in Lima but tight or insufficient in Sioux Falls, SD. The gap between the two cities makes Lima the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Lima wins on affordability, Sioux Falls, SD on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.