Last update: Oct 2026

Cost of Living Comparison Between Singapore and India

For one person, living is cheaper in India: $399 a month against $3,523 in Singapore, rent and utilities included – about $37,500 less a year. Rent and utilities account for most of the difference.

Singapore
India
🇸🇬 Singapore
$3,523
/mo nomad
🇮🇳 India
$399
/mo nomad
Monthly Cost of Living

How much you'll spend in Singapore and in India

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Singapore and in India actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,523 in Singapore versus $399 in India.

  • Singapore $3,523
  • India $399

Estimated couple costs with rent: $5,260 in Singapore versus $639 in India.

  • Singapore $5,260
  • India $639

Monthly costs for a family of three with rent: $6,996 in Singapore versus $879 in India.

  • Singapore $6,996
  • India $879

Internal cost variation is higher in India: monthly costs span $230 to $813, compared to $3,544–$3,544 in Singapore. City choice carries more weight in India.

Living in Singapore is roughly 782% more expensive than in India on average.

Singapore (159% above) and India (71% below) straddle the global median.

Currency
🍽 Eating Out
Singapore
India
Difference
Meal at Budget Restaurant
$11.66 SGD 14.95
$2.14 ₹204
444.86%
Three-Course Dinner for Two, Mid-Range
$74.3 SGD 95.2
$10.46 ₹995
610.52%
Fast Food Meal (McDonalds, etc)
$8.43 SGD 10.80
$3.80 ₹361
121.84%
Cappuccino
$5.08 SGD 6.51
$1.68 ₹160
202.38%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.90 SGD 2.43
$0.38 ₹35.99
400.00%
Water (0.33 liter bottle)
$1.28 SGD 1.64
$0.15 ₹14.60
753.33%
Local Beer (0.5 liter draught)
$8.67 SGD 11.11
$1.87 ₹178
363.64%
Imported Beer (0.33 liter bottle)
$9.94 SGD 12.74
$3.18 ₹303
212.58%
🛒 Groceries & Markets
Singapore
India
Difference
Milk (1 liter)
$3.01 SGD 3.86
$0.62 ₹59.2
385.48%
White Bread (500g)
$2.54 SGD 3.26
$0.50 ₹47.76
408.00%
Rice (white) (1kg)
$2.74 SGD 3.51
$0.63 ₹60.3
334.92%
Eggs
$3.74 SGD 4.79
$0.96 ₹91.3
289.58%
Local Cheese (1kg)
$21.17 SGD 27.13
$4.85 ₹461
336.49%
Chicken Fillets (1kg)
$9.64 SGD 12.35
$2.84 ₹271
239.44%
Beef Round Steak (1kg)
$25.69 SGD 32.92
-
-
Apples (1kg)
$4.57 SGD 5.86
$2.00 ₹190
128.50%
Banana (1kg)
$3.09 SGD 3.96
$0.65 ₹61.4
375.38%
Oranges (1kg)
$4.73 SGD 6.06
$0.97 ₹92.3
387.63%
Tomato (1kg)
$2.27 SGD 2.91
$0.47 ₹44.30
382.98%
Potato (1kg)
$2.59 SGD 3.32
$0.34 ₹31.87
661.76%
Onion (1kg)
$2.40 SGD 3.08
$0.42 ₹39.73
471.43%
Lettuce (1 head)
$1.95 SGD 2.50
$0.47 ₹44.39
314.89%
Water (1.5 liter bottle)
$1.42 SGD 1.82
$0.31 ₹29.67
358.06%
Cigarettes 20 Pack (Marlboro, Camel)
$14.12 SGD 18.09
$5.08 ₹483
177.95%
Wine (Bottle)
$23.34 SGD 29.90
$7.31 ₹695
219.29%
Local Beer (0.5 liter bottle)
$4.59 SGD 5.88
$1.63 ₹155
181.60%
Imported Beer (0.33 liter bottle)
$4.63 SGD 5.94
$2.76 ₹262
67.75%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
-
$5.11 ₹486
-
🚌 Getting Around
Singapore
India
Difference
One-way Ticket (Public Transport)
$1.59 SGD 2.04
$0.26 ₹24.86
511.54%
Public Transport Monthly Pass (Regular Price)
$96.3 SGD 123
$8.58 ₹816
1022.61%
Taxi Start (Normal Tariff)
$3.75 SGD 4.81
$1.00 ₹94.7
275.00%
Taxi (Normal Tariff) (1km)
$0.76 SGD 0.98
$0.27 ₹25.74
181.48%
Taxi 1hour Waiting (Normal Tariff)
$16.66 SGD 21.35
$1.54 ₹146
981.82%
Gasoline (1 liter)
$2.47 SGD 3.17
$1.07 ₹102
130.84%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$154.9K SGD 198.5K
$11.2K ₹1.1M
1281.49%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$153.9K SGD 197.2K
$20.1K ₹1.9M
667.56%
🧾 Monthly Utilities & Internet
Singapore
India
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$173 SGD 222
$37.08 ₹3,527
366.91%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$12.14 SGD 15.55
$3.58 ₹340
239.11%
Internet (50+ Mbps, Unlimited Data)
$28.72 SGD 36.80
$7.15 ₹680
301.68%
🎉 Sport & Entertainment
Singapore
India
Difference
Gym Membership (Monthly)
$112 SGD 144
$15.00 ₹1,427
649.47%
Tennis Court (1 Hour on Weekend)
$12.08 SGD 15.47
$7.17 ₹682
68.48%
Cinema Ticket
$11.94 SGD 15.30
$3.20 ₹304
273.12%
🧸 Childcare & Education
Singapore
India
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,878 SGD 2,406
$58.8 ₹5,592
3093.47%
International Primary School, 1 Child (Yearly)
$28.7K SGD 36.8K
$1,667 ₹158.5K
1622.75%
👕👟 Clothing & Footwear
Singapore
India
Difference
Jeans (Levis 501 Or Similar)
$78.5 SGD 101
$23.03 ₹2,191
240.73%
Summer Dress (H&M, Zara, etc)
$50.2 SGD 64.3
$24.17 ₹2,299
107.53%
Sport Shoes (Adidas, Nike)
$110 SGD 141
$41.20 ₹3,918
167.91%
Men's Leather Business Shoes
$124 SGD 158
$29.62 ₹2,817
317.05%
🏠 Accommodation & Living
Singapore
India
Difference
1-bedroom Apartment, City Center (Monthly)
$3,069 SGD 3,932
$146 ₹13.9K
1995.20%
1-bedroom Apartment, Outside City Center (Monthly)
$2,185 SGD 2,800
$96.4 ₹9,165
2168.02%
3-bedroom Apartment, City Center (Monthly)
$5,992 SGD 7,678
$343 ₹32.6K
1647.42%
3-bedroom Apartment, Outside City Center (Monthly)
$3,981 SGD 5,101
$234 ₹22.2K
1602.63%
Buy Apartment in City Center (m2)
$22.8K SGD 29.3K
$1,177 ₹111.9K
1841.29%
Buy Apartment Outside City Center (m2)
$16.5K SGD 21.2K
$633 ₹60.2K
2507.27%
💵 Salaries & Financials
Singapore
India
Difference
Average Monthly Net Salary (After Tax)
$4,528 SGD 5,801
$409 ₹38.9K
1007.31%
20-Year Fixed Mortgage Interest Rate (Annual %)
2.44
8.93
-72.68%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Singapore: October 26, 2026

Last update for India: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Singapore
$2.2K
India
$96 95.6% $2.1K
Groceries & Markets
Singapore
$458
India
$102 77.7% $356
Eating Out
Singapore
$256
India
$67 74% $189
Monthly Utilities & Internet
Singapore
$214
India
$48 77.7% $166
Clothing & Footwear
Singapore
$163
India
$53 67.4% $110
Sport & Entertainment
Singapore
$136
India
$21 84.3% $115
Getting Around
Singapore
$110
India
$12 89.1% $98

Cost Breakdown

National rent averages: $3,098 in Singapore, $120 in India. Capital cities: $3,098 in Singapore vs $277 in Delhi.

National salary averages: $4,464 in Singapore, $412 in India. Higher pay doesn’t always mean more spending money – weigh income against local costs.

Cost Highlights

Rent is 2482% higher in Singapore.

Dining out costs 573% more in Singapore.

Public transport is 1113% more expensive in Singapore.

Salaries are about 11 times higher in Singapore, and purchasing power comes out stronger in Singapore.

Good to know
🇸🇬 Singapore
🇮🇳 India
🕒 Local time
15:49 3:49 PM
13:19 1:19 PM
2 h 30 min behind Singapore
🌤 Weather
👥 Population
5,866,139
1,326,093,247
💱 Currency
Exchange rates and currency converter

INR, USD, EUR to SGD – Singapore Dollar Converter

Singapore Dollar exchange rates as of October 28, 2026: 1 USD = 1.28 SGD (1 SGD = 0.78 USD). 1 EUR = 1.43 SGD (1 SGD = 0.701 EUR).

Indian Rupee exchange rates as of October 28, 2026: 1 USD = 95.1 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.45 EUR).

On the map
Between locations
  • Singapore India 4,150 km ≈ 6 h nonstop flight
From you
  • Singapore
  • India

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Singapore vs India: Cost of Living - Frequently Asked Questions
What is the cost difference between India and Singapore?
At $399 per month in India and $3,523 in Singapore, there’s a 782% gap. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.
Which country is cheaper for everyday spending?
Day-to-day life is cheaper in India: lower grocery prices, cheaper commutes, and more affordable meals out. Over time, those daily savings make a real difference to your monthly budget and ability to put money away.
Which country has higher housing costs?
Rent for a central one-bedroom averages $3,098 in Singapore and $120 in India. Rents vary a lot between cities, so the gap depends on where you settle.
Should I move to India or to Singapore?
It depends on what you’re after: India wins on affordability; Singapore may offer higher salaries, better infrastructure, and different cultural perks. Both attract large expat communities for different reasons.

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