Last update: Oct 2026

Cost of Living Comparison Between Singapore and Yamba NSW

For one person, living is cheaper in Yamba NSW: $2,331 a month against $3,544 in Singapore, rent and utilities included – about $14,600 less a year. Rent and utilities account for most of the difference.

170

Cost of Living Index in Singapore
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Singapore Living Index
120

Cost of Living Index in Yamba NSW
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Yamba NSW Living Index

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Singapore

🇸🇬 Singapore

$3,544

/mo nomad

Yamba NSW

🇦🇺 Australia

$2,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Singapore and in Yamba NSW

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Singapore and in Yamba NSW actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,544 in Singapore versus $2,331 in Yamba NSW.

Singapore $3,544
Yamba NSW $2,331

Estimated couple costs with rent: $5,318 in Singapore versus $3,399 in Yamba NSW.

Singapore $5,318
Yamba NSW $3,399

Monthly costs for a family of three with rent: $7,093 in Singapore versus $4,466 in Yamba NSW.

Singapore $7,093
Yamba NSW $4,466

Living in Singapore is roughly 52% more expensive than in Yamba NSW, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Singapore 160% above, Yamba NSW 71% above.

Meal at Budget Restaurant

$11.62 SGD 14.88

$17.85 A$25.28

-34.90%

Three-Course Dinner for Two, Mid-Range

$74.4 SGD 95.4

$50.9 A$72.0

46.34%

Fast Food Meal (McDonalds, etc)

$8.35 SGD 10.69

$11.11 A$15.73

-24.84%

Cappuccino

$5.24 SGD 6.71

$4.52 A$6.40

15.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.83 SGD 2.34

$2.44 A$3.46

-25.00%

Water (0.33 liter bottle)

$1.28 SGD 1.64

$2.05 A$2.90

-37.56%

Local Beer (0.5 liter draught)

$8.33 SGD 10.68

$7.90 A$11.19

5.44%

Imported Beer (0.33 liter bottle)

$9.99 SGD 12.79

$6.96 A$9.86

43.53%

Milk (1 liter)

$2.99 SGD 3.82

$1.62 A$2.30

84.57%

White Bread (500g)

$2.58 SGD 3.31

$2.68 A$3.79

-3.73%

Rice (white) (1kg)

$2.77 SGD 3.55

$2.25 A$3.19

23.11%

Eggs

$3.76 SGD 4.81

$4.90 A$6.94

-23.27%

Local Cheese (1kg)

$20.85 SGD 26.71

$9.25 A$13.10

125.41%

Chicken Fillets (1kg)

$10.01 SGD 12.82

$9.10 A$12.89

10.00%

Beef Round Steak (1kg)

$25.28 SGD 32.38

$14.23 A$20.16

77.65%

Apples (1kg)

$4.52 SGD 5.79

$4.34 A$6.14

4.15%

Banana (1kg)

$3.19 SGD 4.09

$3.17 A$4.50

0.63%

Oranges (1kg)

$4.57 SGD 5.85

$3.02 A$4.28

51.32%

Tomato (1kg)

$2.17 SGD 2.77

$4.82 A$6.82

-54.98%

Potato (1kg)

$2.48 SGD 3.18

$2.87 A$4.06

-13.59%

Onion (1kg)

$2.33 SGD 2.99

$2.34 A$3.32

-0.43%

Lettuce (1 head)

$1.91 SGD 2.44

$2.33 A$3.30

-18.03%

Water (1.5 liter bottle)

$1.45 SGD 1.85

$1.24 A$1.75

16.94%

Cigarettes 20 Pack (Marlboro, Camel)

$13.85 SGD 17.74

$38.44 A$54.5

-63.97%

Wine (Bottle)

$23.38 SGD 29.95

$12.66 A$17.93

84.68%

Local Beer (0.5 liter bottle)

$4.69 SGD 6.01

$5.30 A$7.50

-11.51%

Imported Beer (0.33 liter bottle)

$4.80 SGD 6.15

$4.92 A$6.97

-2.44%

One-way Ticket (Public Transport)

$1.52 SGD 1.94

$2.74 A$3.88

-44.53%

Public Transport Monthly Pass (Regular Price)

$96.6 SGD 124

$73.1 A$104

32.13%

Taxi Start (Normal Tariff)

$3.71 SGD 4.76

$3.09 A$4.38

20.06%

Taxi (Normal Tariff) (1km)

$0.81 SGD 1.03

$1.87 A$2.65

-56.68%

Taxi 1hour Waiting (Normal Tariff)

$16.41 SGD 21.03

$41.70 A$59.1

-60.65%

Gasoline (1 liter)

$2.53 SGD 3.24

$1.41 A$1.99

79.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$156.9K SGD 201.0K

$29.8K A$42.2K

426.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$154.6K SGD 198.0K

$25.5K A$36.1K

505.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$170 SGD 218

$162 A$230

4.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.39 SGD 15.88

$26.59 A$37.67

-53.40%

Internet (50+ Mbps, Unlimited Data)

$28.02 SGD 35.90

$60.3 A$85.4

-53.54%

Gym Membership (Monthly)

$111 SGD 143

$58.0 A$82.2

92.00%

Tennis Court (1 Hour on Weekend)

$12.09 SGD 15.48

$19.49 A$27.61

-37.97%

Cinema Ticket

$12.21 SGD 15.64

$14.27 A$20.21

-14.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,878 SGD 2,406

$1,974 A$2,796

-4.86%

International Primary School, 1 Child (Yearly)

$29.1K SGD 37.3K

$12.8K A$18.2K

126.97%

Jeans (Levis 501 Or Similar)

$76.8 SGD 98.4

$84.8 A$120

-9.46%

Summer Dress (H&M, Zara, etc)

$51.5 SGD 66.0

$44.72 A$63.4

15.23%

Sport Shoes (Adidas, Nike)

$107 SGD 137

$111 A$158

-3.57%

Men's Leather Business Shoes

$123 SGD 158

$110 A$156

11.90%

1-bedroom Apartment, City Center (Monthly)

$3,098 SGD 3,969

$1,424 A$2,017

117.60%

1-bedroom Apartment, Outside City Center (Monthly)

$2,213 SGD 2,835

$1,076 A$1,524

105.67%

3-bedroom Apartment, City Center (Monthly)

$5,983 SGD 7,665

$2,037 A$2,886

193.71%

3-bedroom Apartment, Outside City Center (Monthly)

$4,088 SGD 5,236

$1,765 A$2,500

131.65%

Buy Apartment in City Center (m2)

$23.1K SGD 29.6K

$5,125 A$7,260

350.99%

Buy Apartment Outside City Center (m2)

$16.7K SGD 21.4K

$5,432 A$7,695

207.49%

Average Monthly Net Salary (After Tax)

$4,464 SGD 5,719

20-Year Fixed Mortgage Interest Rate (Annual %)

2.44

5.81

-58.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Singapore: October 25, 2026

Last update for Yamba NSW: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Singapore

$2.2K 62.5%

Yamba NSW

$1.1K 46.2% 51.4% $1.1K

Groceries & Markets

Singapore

$458 12.9%

Yamba NSW

$363 15.6% 20.6% $95

Eating Out

Singapore

$255 7.2%

Yamba NSW

$302 12.9% 18.3% $47

Monthly Utilities & Internet

Singapore

$210 5.9%

Yamba NSW

$249 10.7% 18.6% $39

Clothing & Footwear

Singapore

$161 4.6%

Yamba NSW

$158 6.8% 2.2% $3.6

Sport & Entertainment

Singapore

$136 3.8%

Yamba NSW

$87 3.7% 36.3% $49

Getting Around

Singapore

$110 3.1%

Yamba NSW

$97 4.1% 12.6% $14

Cost Breakdown

A one-bedroom apartment in the center runs $3,098 in Singapore and $1,424 in Yamba NSW. Housing cost is often the main lever when comparing two cities.

Dining out: $74 in Singapore vs $51 in Yamba NSW for a mid-range dinner for two. Groceries echo the gap at $458 vs $363 per month, with Yamba NSW cheaper across the board.

Good to know

🇸🇬 Singapore

🇦🇺 Yamba NSW

🕒 Local time

18:41 6:41 PM

21:41 9:41 PM

3 h ahead of Singapore

🌤 Weather

👥 Population

5,535,002 Capital

6,913

💱 Currency

Singapore Dollar SGD $

Australian Dollar AUD $

📈 Exchange rate

1 SGD = 0.781 USD

1 SGD = 0.7 EUR

1 AUD = 0.706 USD

1 AUD = 0.633 EUR

Exchange rates and currency converter

AUD, USD, EUR to SGD – Singapore Dollar Converter

🇺🇸 United States Dollar ($)

🇸🇬 Singapore Dollar ($)

Singapore Dollar exchange rates as of October 29, 2026: 1 USD = 1.28 SGD (1 SGD = 0.781 USD). 1 EUR = 1.43 SGD (1 SGD = 0.7 EUR).

Australian Dollar exchange rates as of October 29, 2026: 1 USD = 1.42 AUD (1 AUD = 0.706 USD). 1 EUR = 1.58 AUD (1 AUD = 0.633 EUR).

USD to SGD in detail →

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Between locations

Singapore Yamba NSW 6,260 km ≈ 8 h nonstop flight

From you

Singapore
Yamba NSW

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Singapore vs Yamba NSW: Cost of Living - Frequently Asked Questions

Yamba NSW is about 34% cheaper overall, especially in groceries, leisure, and transport. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $5,316 in Singapore and $3,497 in Yamba NSW to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $3,098 in Singapore versus $1,424 in Yamba NSW. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $3,544 per month in Singapore versus $2,331 in Yamba NSW – Yamba NSW is about 34% cheaper, which adds up to real savings over time.

A monthly transit pass in Yamba NSW runs roughly 24% less than in Singapore. The price difference matters if you commute daily and watch your budget.

At $2,331 in Yamba NSW versus $3,544 in Singapore, a $3,000 budget is realistic in Yamba NSW but tight or insufficient in Singapore. The gap between the two cities makes Yamba NSW the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Singapore and Yamba NSW are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Yamba NSW gentler on the wallet – expenses run 34% less than in Singapore. Beyond cost, consider language, visa policies, and how big the international community is in each city.