Last update: Oct 2026

Cost of Living Comparison Between Singapore and Port Macquarie

For one person, living is cheaper in Port Macquarie: $2,450 a month against $3,500 in Singapore, rent and utilities included – about $12,600 less a year. Rent and utilities account for most of the difference.

169

Cost of Living Index in Singapore
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Singapore Living Index
119

Cost of Living Index in Port Macquarie
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Port Macquarie Living Index

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Singapore

🇸🇬 Singapore

$3,500

/mo nomad

Port Macquarie

🇦🇺 Australia

$2,450

/mo nomad

Monthly Cost of Living

How much you'll spend in Singapore and in Port Macquarie

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Singapore and in Port Macquarie actually costs, broken down by who's living it.

A single person spends $3,500 per month in Singapore vs $2,450 in Port Macquarie, rent included.

Singapore $3,500
Port Macquarie $2,450

A couple spends around $5,265 per month in Singapore vs $3,487 in Port Macquarie, rent included.

Singapore $5,265
Port Macquarie $3,487

A family of three spends $7,030 per month in Singapore vs $4,525 in Port Macquarie, rent included.

Singapore $7,030
Port Macquarie $4,525

Singapore costs about 43% more than Port Macquarie, and outside of rent the biggest gap is in groceries.

Both Singapore and Port Macquarie sit above the global median – Singapore by 159%, Port Macquarie by 81%.

Meal at Budget Restaurant

$11.76 SGD 15.05

$17.73 A$25.39

-33.67%

Three-Course Dinner for Two, Mid-Range

$70.6 SGD 90.4

$87.3 A$125

-19.09%

Fast Food Meal (McDonalds, etc)

$8.55 SGD 10.94

$10.34 A$14.82

-17.31%

Cappuccino

$5.20 SGD 6.66

$3.90 A$5.59

33.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.77 SGD 2.27

$2.49 A$3.57

-28.92%

Water (0.33 liter bottle)

$1.23 SGD 1.58

$1.67 A$2.39

-26.35%

Local Beer (0.5 liter draught)

$8.26 SGD 10.58

$6.19 A$8.87

33.44%

Imported Beer (0.33 liter bottle)

$10.17 SGD 13.01

$6.38 A$9.13

59.40%

Milk (1 liter)

$3.04 SGD 3.90

$2.03 A$2.91

49.75%

White Bread (500g)

$2.55 SGD 3.26

$2.93 A$4.20

-12.97%

Rice (white) (1kg)

$2.86 SGD 3.66

$2.74 A$3.93

4.38%

Eggs

$3.53 SGD 4.52

$5.29 A$7.58

-33.27%

Local Cheese (1kg)

$21.12 SGD 27.03

$5.12 A$7.34

312.50%

Chicken Fillets (1kg)

$9.90 SGD 12.67

$10.57 A$15.15

-6.34%

Beef Round Steak (1kg)

$25.42 SGD 32.53

$11.95 A$17.12

112.72%

Apples (1kg)

$4.57 SGD 5.85

$3.14 A$4.50

45.54%

Banana (1kg)

$3.13 SGD 4.00

$4.31 A$6.17

-27.38%

Oranges (1kg)

$4.72 SGD 6.04

$2.40 A$3.43

96.67%

Tomato (1kg)

$2.23 SGD 2.85

$4.95 A$7.09

-54.95%

Potato (1kg)

$2.57 SGD 3.29

$2.39 A$3.42

7.53%

Onion (1kg)

$2.29 SGD 2.93

$2.39 A$3.42

-4.18%

Lettuce (1 head)

$1.87 SGD 2.39

$1.60 A$2.29

16.88%

Water (1.5 liter bottle)

$1.44 SGD 1.84

$1.50 A$2.15

-4.00%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 SGD 17.88

$42.49 A$60.9

-67.12%

Wine (Bottle)

$23.48 SGD 30.05

$10.41 A$14.91

125.55%

Local Beer (0.5 liter bottle)

$4.54 SGD 5.80

$4.13 A$5.92

9.93%

Imported Beer (0.33 liter bottle)

$4.44 SGD 5.68

$5.16 A$7.39

-13.95%

One-way Ticket (Public Transport)

$1.57 SGD 2.01

$2.89 A$4.14

-45.67%

Public Transport Monthly Pass (Regular Price)

$93.8 SGD 120

$80.7 A$116

16.14%

Taxi Start (Normal Tariff)

$3.64 SGD 4.66

$3.66 A$5.24

-0.55%

Taxi (Normal Tariff) (1km)

$0.76 SGD 0.97

$1.59 A$2.28

-52.20%

Taxi 1hour Waiting (Normal Tariff)

$16.14 SGD 20.66

$42.84 A$61.4

-62.32%

Gasoline (1 liter)

$2.45 SGD 3.14

$1.30 A$1.87

88.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$155.2K SGD 198.6K

$26.2K A$37.5K

493.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$148.5K SGD 190.0K

$22.0K A$31.5K

575.97%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$172 SGD 220

$198 A$284

-13.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.39 SGD 15.86

$30.80 A$44.13

-59.77%

Internet (50+ Mbps, Unlimited Data)

$26.21 SGD 33.54

$61.3 A$87.9

-57.26%

Gym Membership (Monthly)

$108 SGD 138

$51.5 A$73.7

109.83%

Tennis Court (1 Hour on Weekend)

$12.31 SGD 15.75

$9.54 A$13.67

29.04%

Cinema Ticket

$11.64 SGD 14.90

$10.92 A$15.64

6.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,481 SGD 1,895

$1,823 A$2,612

-18.78%

International Primary School, 1 Child (Yearly)

$28.3K SGD 36.3K

$18.6K A$26.6K

52.80%

Jeans (Levis 501 Or Similar)

$80.6 SGD 103

$70.6 A$101

14.16%

Summer Dress (H&M, Zara, etc)

$50.1 SGD 64.1

$54.9 A$78.6

-8.68%

Sport Shoes (Adidas, Nike)

$112 SGD 143

$104 A$149

7.54%

Men's Leather Business Shoes

$129 SGD 165

$107 A$153

20.72%

1-bedroom Apartment, City Center (Monthly)

$3,015 SGD 3,858

$1,408 A$2,016

114.16%

1-bedroom Apartment, Outside City Center (Monthly)

$2,171 SGD 2,778

$1,201 A$1,721

80.70%

3-bedroom Apartment, City Center (Monthly)

$5,842 SGD 7,476

$2,133 A$3,055

173.89%

3-bedroom Apartment, Outside City Center (Monthly)

$4,044 SGD 5,175

$1,693 A$2,426

138.80%

Buy Apartment in City Center (m2)

$23.8K SGD 30.4K

$5,785 A$8,287

311.25%

Buy Apartment Outside City Center (m2)

$16.8K SGD 21.4K

$4,938 A$7,074

239.23%

Average Monthly Net Salary (After Tax)

$4,385 SGD 5,611

$2,769 A$3,966

58.37%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.44

5.33

-54.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Singapore: October 13, 2026

Last update for Port Macquarie: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Singapore

$2.2K 62%

Port Macquarie

$1.2K 49% 44.7% $969

Groceries & Markets

Singapore

$458 13.1%

Port Macquarie

$350 14.3% 23.6% $108

Eating Out

Singapore

$256 7.3%

Port Macquarie

$280 11.4% 9.4% $24

Monthly Utilities & Internet

Singapore

$210 6%

Port Macquarie

$290 11.9% 38.1% $80

Clothing & Footwear

Singapore

$167 4.8%

Port Macquarie

$151 6.2% 9.5% $16

Sport & Entertainment

Singapore

$131 3.8%

Port Macquarie

$73 3% 44.2% $58

Getting Around

Singapore

$107 3.1%

Port Macquarie

$104 4.2% 3.3% $3.6

Cost Breakdown

A central one-bedroom costs $3,015 in Singapore versus $1,408 in Port Macquarie. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 58% higher in Singapore, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $71.0 in Singapore versus $87.0 in Port Macquarie. Groceries tell a different story – $458 in Singapore vs $350 in Port Macquarie – so Port Macquarie wins on supermarket bills even if dining out costs more.

Good to know

🇸🇬 Singapore

🇦🇺 Port Macquarie

🕒 Local time

05:19 5:19 AM

08:19 8:19 AM

3 h ahead of Singapore

🌤 Weather

👥 Population

5,535,002 Capital

47,793

💱 Currency

Singapore Dollar SGD $

Australian Dollar AUD $

📈 Exchange rate

1 SGD = 0.781 USD

1 SGD = 0.698 EUR

1 AUD = 0.698 USD

1 AUD = 0.624 EUR

Exchange rates and currency converter

AUD, USD, EUR to SGD – Singapore Dollar Converter

🇺🇸 United States Dollar ($)

🇸🇬 Singapore Dollar ($)

Singapore Dollar exchange rates as of October 13, 2026: 1 USD = 1.28 SGD (1 SGD = 0.781 USD). 1 EUR = 1.43 SGD (1 SGD = 0.698 EUR).

Australian Dollar exchange rates as of October 13, 2026: 1 USD = 1.43 AUD (1 AUD = 0.698 USD). 1 EUR = 1.6 AUD (1 AUD = 0.624 EUR).

USD to SGD in detail →

On the map

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Between locations

Singapore Port Macquarie 6,320 km ≈ 8 h nonstop flight

From you

Singapore
Port Macquarie

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Singapore vs Port Macquarie: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,500 in Singapore, $2,450 in Port Macquarie – roughly 43% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $5,251 per month in Singapore and $3,675 in Port Macquarie. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Port Macquarie, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $71.0 in Singapore and $87.0 in Port Macquarie. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $3,500 in Singapore and $2,450 in Port Macquarie. That's a gap of about 43%.

A $3,000 monthly budget goes further in Port Macquarie, where all-in costs run around $2,450, than in Singapore at $3,500. In Port Macquarie it covers expenses comfortably, while in Singapore it requires careful planning or may not stretch far enough.

Families tend to lean toward Port Macquarie – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Port Macquarie. If higher salaries, better infrastructure, or specific career opportunities are the priority, Singapore makes more sense. Both are solid long-term options with distinct trade-offs.