Last update: Oct 2026

Cost of Living Comparison Between Singapore and Nagano

For one person, living is cheaper in Nagano: $1,180 a month against $3,500 in Singapore, rent and utilities included – about $27,800 less a year. Rent and utilities account for most of the difference.

169

Cost of Living Index in Singapore
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Singapore Living Index
58

Cost of Living Index in Nagano
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Nagano Living Index

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Singapore

🇸🇬 Singapore

$3,500

/mo nomad

Nagano

🇯🇵 Japan

$1,180

/mo nomad

Monthly Cost of Living

How much you'll spend in Singapore and in Nagano

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Singapore and in Nagano actually costs, broken down by who's living it.

A single person spends $3,500 per month in Singapore vs $1,180 in Nagano, rent included.

Singapore $3,500
Nagano $1,180

A couple spends around $5,265 per month in Singapore vs $1,942 in Nagano, rent included.

Singapore $5,265
Nagano $1,942

A family of three spends $7,030 per month in Singapore vs $2,705 in Nagano, rent included.

Singapore $7,030
Nagano $2,705

Singapore costs about 197% more than Nagano, and outside of rent the biggest gap is in groceries.

Singapore sits 159% above the global median, while Nagano is 13% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$11.76 SGD 15.05

$6.27 ¥991

87.56%

Three-Course Dinner for Two, Mid-Range

$70.6 SGD 90.4

$40.83 ¥6,451

72.96%

Fast Food Meal (McDonalds, etc)

$8.55 SGD 10.94

$4.94 ¥781

73.08%

Cappuccino

$5.20 SGD 6.66

$3.37 ¥533

54.30%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.77 SGD 2.27

$1.06 ¥167

66.98%

Water (0.33 liter bottle)

$1.23 SGD 1.58

$0.75 ¥119

64.00%

Local Beer (0.5 liter draught)

$8.26 SGD 10.58

$2.46 ¥388

235.77%

Imported Beer (0.33 liter bottle)

$10.17 SGD 13.01

$3.09 ¥488

229.13%

Milk (1 liter)

$3.04 SGD 3.89

$1.37 ¥216

121.90%

White Bread (500g)

$2.55 SGD 3.26

$1.70 ¥269

50.00%

Rice (white) (1kg)

$2.86 SGD 3.66

$3.73 ¥589

-23.32%

Eggs

$3.53 SGD 4.51

$1.99 ¥314

77.39%

Local Cheese (1kg)

$21.12 SGD 27.02

$10.18 ¥1,608

107.47%

Chicken Fillets (1kg)

$9.90 SGD 12.67

$6.08 ¥961

62.83%

Beef Round Steak (1kg)

$25.42 SGD 32.53

$14.50 ¥2,290

75.31%

Apples (1kg)

$4.57 SGD 5.85

$5.78 ¥913

-20.93%

Banana (1kg)

$3.13 SGD 4.00

$2.84 ¥448

10.21%

Oranges (1kg)

$4.72 SGD 6.04

$2.88 ¥455

63.89%

Tomato (1kg)

$2.23 SGD 2.85

$4.07 ¥643

-45.21%

Potato (1kg)

$2.57 SGD 3.29

$2.52 ¥398

1.98%

Onion (1kg)

$2.29 SGD 2.93

$2.63 ¥415

-12.93%

Lettuce (1 head)

$1.87 SGD 2.39

$1.27 ¥201

47.24%

Water (1.5 liter bottle)

$1.44 SGD 1.84

$0.80 ¥126

80.00%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 SGD 17.88

$3.81 ¥602

266.67%

Wine (Bottle)

$23.48 SGD 30.05

$6.43 ¥1,015

265.16%

Local Beer (0.5 liter bottle)

$4.54 SGD 5.80

$1.73 ¥274

162.43%

Imported Beer (0.33 liter bottle)

$4.44 SGD 5.68

$2.11 ¥333

110.43%

One-way Ticket (Public Transport)

$1.57 SGD 2.01

$1.62 ¥256

-3.09%

Public Transport Monthly Pass (Regular Price)

$93.8 SGD 120

$50.6 ¥7,987

85.44%

Taxi Start (Normal Tariff)

$3.64 SGD 4.66

$3.12 ¥493

16.67%

Taxi (Normal Tariff) (1km)

$0.76 SGD 0.97

$2.64 ¥417

-71.21%

Taxi 1hour Waiting (Normal Tariff)

$16.14 SGD 20.66

$20.77 ¥3,281

-22.29%

Gasoline (1 liter)

$2.45 SGD 3.14

$1.07 ¥169

128.97%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$155.2K SGD 198.5K

$21.4K ¥3.4M

623.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$148.5K SGD 190.0K

$18.2K ¥2.9M

715.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$172 SGD 220

$130 ¥20.5K

31.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.39 SGD 15.86

$24.11 ¥3,810

-48.61%

Internet (50+ Mbps, Unlimited Data)

$26.21 SGD 33.54

$12.46 ¥1,969

110.35%

Gym Membership (Monthly)

$108 SGD 138

$52.9 ¥8,361

104.12%

Tennis Court (1 Hour on Weekend)

$12.31 SGD 15.75

Cinema Ticket

$11.64 SGD 14.90

$12.36 ¥1,953

-5.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,481 SGD 1,895

$640 ¥101.1K

131.47%

International Primary School, 1 Child (Yearly)

$28.3K SGD 36.3K

$14.8K ¥2.3M

91.57%

Jeans (Levis 501 Or Similar)

$80.6 SGD 103

$62.8 ¥9,924

28.24%

Summer Dress (H&M, Zara, etc)

$50.1 SGD 64.1

$36.95 ¥5,838

35.62%

Sport Shoes (Adidas, Nike)

$112 SGD 143

$61.3 ¥9,685

82.37%

Men's Leather Business Shoes

$129 SGD 165

$104 ¥16.4K

23.87%

1-bedroom Apartment, City Center (Monthly)

$3,015 SGD 3,858

$504 ¥79.7K

497.70%

1-bedroom Apartment, Outside City Center (Monthly)

$2,171 SGD 2,778

$323 ¥51.1K

571.79%

3-bedroom Apartment, City Center (Monthly)

$5,842 SGD 7,475

$1,231 ¥194.6K

374.36%

3-bedroom Apartment, Outside City Center (Monthly)

$4,044 SGD 5,174

$797 ¥126.0K

407.09%

Buy Apartment in City Center (m2)

$23.8K SGD 30.4K

$4,473 ¥706.8K

431.79%

Buy Apartment Outside City Center (m2)

$16.8K SGD 21.4K

$1,575 ¥248.9K

963.29%

Average Monthly Net Salary (After Tax)

$4,385 SGD 5,611

$622 ¥98.3K

604.62%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.44

2.64

-7.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Singapore: October 13, 2026

Last update for Nagano: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Singapore

$2.2K 62%

Nagano

$323 27.4% 85.1% $1.8K

Groceries & Markets

Singapore

$458 13.1%

Nagano

$289 24.5% 36.9% $169

Eating Out

Singapore

$256 7.3%

Nagano

$131 11.1% 48.7% $125

Monthly Utilities & Internet

Singapore

$210 6%

Nagano

$167 14.1% 20.7% $44

Clothing & Footwear

Singapore

$167 4.8%

Nagano

$119 10.1% 28.6% $48

Sport & Entertainment

Singapore

$131 3.8%

Nagano

$78 6.6% 40.9% $54

Getting Around

Singapore

$107 3.1%

Nagano

$73 6.2% 31.7% $34

Cost Breakdown

A central one-bedroom costs $3,015 in Singapore versus $504 in Nagano. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 605% higher in Singapore, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $71.0 in Singapore versus $41.00 in Nagano. Monthly groceries follow the same trend: $458 vs $289 – making Nagano the more affordable choice for daily food spending.

Good to know

🇸🇬 Singapore

🇯🇵 Nagano

🕒 Local time

23:10 11:10 PM

00:10 12:10 AM

1 h ahead of Singapore

🌤 Weather

👥 Population

5,535,002 Capital

372,760

💱 Currency

Singapore Dollar SGD $

Japanese Yen JPY ¥

📈 Exchange rate

1 SGD = 0.781 USD

1 SGD = 0.695 EUR

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

Exchange rates and currency converter

JPY, USD, EUR to SGD – Singapore Dollar Converter

🇺🇸 United States Dollar ($)

🇸🇬 Singapore Dollar ($)

Singapore Dollar exchange rates as of October 19, 2026: 1 USD = 1.28 SGD (1 SGD = 0.781 USD). 1 EUR = 1.44 SGD (1 SGD = 0.695 EUR).

Japanese Yen exchange rates as of October 19, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 178 JPY (1,000 JPY = 5.63 EUR).

USD to SGD in detail →

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Singapore Nagano 5,280 km ≈ 7 h nonstop flight

From you

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Singapore vs Nagano: Cost of Living - Frequently Asked Questions

Singapore costs about 197% more than Nagano, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $5,251 per month in Singapore and $1,770 in Nagano. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Nagano, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $71.0 in Singapore and $41.00 in Nagano. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $3,500 in Singapore and $1,180 in Nagano. That's a gap of about 197%.

A $1,000 monthly budget goes further in Nagano, where all-in costs run around $1,180, than in Singapore at $3,500. In Nagano it covers expenses comfortably, while in Singapore it requires careful planning or may not stretch far enough.

Families tend to lean toward Nagano – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Nagano. If higher salaries, better infrastructure, or specific career opportunities are the priority, Singapore makes more sense. Both are solid long-term options with distinct trade-offs.