Last update: Oct 2026

Cost of Living Comparison Between Singapore and Muswellbrook

For one person, living is cheaper in Muswellbrook: $2,384 a month against $3,500 in Singapore, rent and utilities included – about $13,400 less a year. Rent and utilities account for most of the difference.

169

Cost of Living Index in Singapore
Learn more

Singapore Living Index
117

Cost of Living Index in Muswellbrook
Learn more

Muswellbrook Living Index

Jump to prices

Singapore

🇸🇬 Singapore

$3,500

/mo nomad

Muswellbrook

🇦🇺 Australia

$2,384

/mo nomad

Monthly Cost of Living

How much you'll spend in Singapore and in Muswellbrook

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Singapore and in Muswellbrook actually costs, broken down by who's living it.

A single person spends $3,500 per month in Singapore vs $2,384 in Muswellbrook, rent included.

Singapore $3,500
Muswellbrook $2,384

A couple spends around $5,265 per month in Singapore vs $3,409 in Muswellbrook, rent included.

Singapore $5,265
Muswellbrook $3,409

A family of three spends $7,030 per month in Singapore vs $4,435 in Muswellbrook, rent included.

Singapore $7,030
Muswellbrook $4,435

Singapore costs about 47% more than Muswellbrook, and outside of rent the biggest gap is in groceries.

Both Singapore and Muswellbrook sit above the global median – Singapore by 159%, Muswellbrook by 77%.

Meal at Budget Restaurant

$11.76 SGD 15.05

$17.16 A$24.69

-31.47%

Three-Course Dinner for Two, Mid-Range

$70.6 SGD 90.4

$85.1 A$122

-17.02%

Fast Food Meal (McDonalds, etc)

$8.55 SGD 10.94

$10.53 A$15.15

-18.80%

Cappuccino

$5.20 SGD 6.66

$3.51 A$5.06

48.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.77 SGD 2.27

$2.80 A$4.03

-36.79%

Water (0.33 liter bottle)

$1.23 SGD 1.58

$2.18 A$3.14

-43.58%

Local Beer (0.5 liter draught)

$8.26 SGD 10.58

$6.95 A$10.00

18.85%

Imported Beer (0.33 liter bottle)

$10.17 SGD 13.01

$6.82 A$9.81

49.12%

Milk (1 liter)

$3.04 SGD 3.89

$1.15 A$1.65

164.35%

White Bread (500g)

$2.55 SGD 3.26

$2.84 A$4.09

-10.21%

Rice (white) (1kg)

$2.86 SGD 3.66

$2.22 A$3.19

28.83%

Eggs

$3.53 SGD 4.51

$4.11 A$5.91

-14.11%

Local Cheese (1kg)

$21.12 SGD 27.02

$10.54 A$15.17

100.38%

Chicken Fillets (1kg)

$9.90 SGD 12.67

$9.29 A$13.37

6.57%

Beef Round Steak (1kg)

$25.42 SGD 32.53

$15.80 A$22.74

60.89%

Apples (1kg)

$4.57 SGD 5.85

$3.03 A$4.37

50.83%

Banana (1kg)

$3.13 SGD 4.00

$2.43 A$3.50

28.81%

Oranges (1kg)

$4.72 SGD 6.04

$2.70 A$3.89

74.81%

Tomato (1kg)

$2.23 SGD 2.85

$4.50 A$6.48

-50.44%

Potato (1kg)

$2.57 SGD 3.29

$2.38 A$3.43

7.98%

Onion (1kg)

$2.29 SGD 2.93

$2.58 A$3.71

-11.24%

Lettuce (1 head)

$1.87 SGD 2.39

$2.83 A$4.08

-33.92%

Water (1.5 liter bottle)

$1.44 SGD 1.84

$1.77 A$2.55

-18.64%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 SGD 17.88

$41.79 A$60.1

-66.57%

Wine (Bottle)

$23.48 SGD 30.05

$14.10 A$20.29

66.52%

Local Beer (0.5 liter bottle)

$4.54 SGD 5.80

$4.35 A$6.26

4.37%

Imported Beer (0.33 liter bottle)

$4.44 SGD 5.68

$4.63 A$6.67

-4.10%

One-way Ticket (Public Transport)

$1.57 SGD 2.01

$3.19 A$4.59

-50.78%

Public Transport Monthly Pass (Regular Price)

$93.8 SGD 120

$73.0 A$105

28.46%

Taxi Start (Normal Tariff)

$3.64 SGD 4.66

$3.65 A$5.25

-0.27%

Taxi (Normal Tariff) (1km)

$0.76 SGD 0.97

$1.59 A$2.29

-52.20%

Taxi 1hour Waiting (Normal Tariff)

$16.14 SGD 20.66

$35.51 A$51.1

-54.55%

Gasoline (1 liter)

$2.45 SGD 3.14

$1.38 A$1.98

77.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$155.2K SGD 198.5K

$39.2K A$56.4K

296.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$148.5K SGD 190.0K

$24.8K A$35.7K

498.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$172 SGD 220

$138 A$199

24.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.39 SGD 15.86

$31.29 A$45.03

-60.40%

Internet (50+ Mbps, Unlimited Data)

$26.21 SGD 33.54

$51.0 A$73.3

-48.56%

Gym Membership (Monthly)

$108 SGD 138

$55.6 A$80.1

94.18%

Tennis Court (1 Hour on Weekend)

$12.31 SGD 15.75

$18.27 A$26.29

-32.62%

Cinema Ticket

$11.64 SGD 14.90

$12.99 A$18.69

-10.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,481 SGD 1,895

$2,172 A$3,126

-31.84%

International Primary School, 1 Child (Yearly)

$28.3K SGD 36.3K

$22.9K A$32.9K

24.03%

Jeans (Levis 501 Or Similar)

$80.6 SGD 103

$69.2 A$99.6

16.38%

Summer Dress (H&M, Zara, etc)

$50.1 SGD 64.1

$60.5 A$87.0

-17.15%

Sport Shoes (Adidas, Nike)

$112 SGD 143

$142 A$205

-21.44%

Men's Leather Business Shoes

$129 SGD 165

$107 A$154

20.37%

1-bedroom Apartment, City Center (Monthly)

$3,015 SGD 3,858

$1,397 A$2,010

115.85%

1-bedroom Apartment, Outside City Center (Monthly)

$2,171 SGD 2,778

$1,176 A$1,693

84.51%

3-bedroom Apartment, City Center (Monthly)

$5,842 SGD 7,475

$2,131 A$3,066

174.17%

3-bedroom Apartment, Outside City Center (Monthly)

$4,044 SGD 5,174

$1,629 A$2,345

148.16%

Buy Apartment in City Center (m2)

$23.8K SGD 30.4K

$6,387 A$9,191

272.45%

Buy Apartment Outside City Center (m2)

$16.8K SGD 21.4K

$4,679 A$6,732

258.06%

Average Monthly Net Salary (After Tax)

$4,385 SGD 5,611

$6,210 A$8,936

-29.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.44

5.23

-53.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Singapore: October 13, 2026

Last update for Muswellbrook: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Singapore

$2.2K 62%

Muswellbrook

$1.2K 49.4% 45.8% $994

Groceries & Markets

Singapore

$458 13.1%

Muswellbrook

$358 15% 21.8% $100

Eating Out

Singapore

$256 7.3%

Muswellbrook

$279 11.7% 9.2% $23

Monthly Utilities & Internet

Singapore

$210 6%

Muswellbrook

$220 9.3% 4.9% $10

Clothing & Footwear

Singapore

$167 4.8%

Muswellbrook

$171 7.2% 2.1% $3.5

Sport & Entertainment

Singapore

$131 3.8%

Muswellbrook

$82 3.4% 37.8% $50

Getting Around

Singapore

$107 3.1%

Muswellbrook

$97 4.1% 9.4% $10

Cost Breakdown

A central one-bedroom costs $3,015 in Singapore versus $1,397 in Muswellbrook. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 42% higher in Muswellbrook, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $71.0 in Singapore versus $85.0 in Muswellbrook. Groceries tell a different story – $458 in Singapore vs $358 in Muswellbrook – so Muswellbrook wins on supermarket bills even if dining out costs more.

Good to know

🇸🇬 Singapore

🇦🇺 Muswellbrook

🕒 Local time

01:53 1:53 AM

04:53 4:53 AM

3 h ahead of Singapore

🌤 Weather

👥 Population

5,535,002 Capital

16,000

💱 Currency

Singapore Dollar SGD $

Australian Dollar AUD $

📈 Exchange rate

1 SGD = 0.781 USD

1 SGD = 0.695 EUR

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

Exchange rates and currency converter

AUD, USD, EUR to SGD – Singapore Dollar Converter

🇺🇸 United States Dollar ($)

🇸🇬 Singapore Dollar ($)

Singapore Dollar exchange rates as of October 18, 2026: 1 USD = 1.28 SGD (1 SGD = 0.781 USD). 1 EUR = 1.44 SGD (1 SGD = 0.695 EUR).

Australian Dollar exchange rates as of October 18, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

USD to SGD in detail →

On the map

Lowest

Highest

Between locations

Singapore Muswellbrook 6,170 km ≈ 8 h nonstop flight

From you

Singapore
Muswellbrook

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Singapore vs Muswellbrook: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,500 in Singapore, $2,384 in Muswellbrook – roughly 47% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $5,251 per month in Singapore and $3,576 in Muswellbrook. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Muswellbrook, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $3,500 in Singapore and $2,384 in Muswellbrook. That's a gap of about 47%.

Public transport costs about 28% less in Muswellbrook. For daily commuters, that gap adds up to noticeable savings over a year.

A $3,000 monthly budget goes further in Muswellbrook, where all-in costs run around $2,384, than in Singapore at $3,500. In Muswellbrook it covers expenses comfortably, while in Singapore it requires careful planning or may not stretch far enough.

Families tend to lean toward Muswellbrook – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Muswellbrook. If higher salaries, better infrastructure, or specific career opportunities are the priority, Singapore makes more sense. Both are solid long-term options with distinct trade-offs.