Last update: Nov 2026

Cost of Living Comparison Between Singapore and Mumbai (Bombay)

For one person, living is cheaper in Mumbai (Bombay): $811 a month against $3,594 in Singapore, rent and utilities included – about $33,400 less a year. Rent and utilities account for most of the difference.

171

Cost of Living Index in Singapore
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Singapore Living Index
38

Cost of Living Index in Mumbai (Bombay)
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Mumbai (Bombay) Living Index

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Singapore

🇸🇬 Singapore

$3,594

/mo nomad

Mumbai (Bombay)

🇮🇳 India

$811

/mo nomad

Monthly Cost of Living

How much you'll spend in Singapore and in Mumbai (Bombay)

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Singapore and in Mumbai (Bombay) actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,594 in Singapore versus $811 in Mumbai (Bombay).

Singapore $3,594
Mumbai (Bombay) $811

Estimated couple costs with rent: $5,314 in Singapore versus $1,402 in Mumbai (Bombay).

Singapore $5,314
Mumbai (Bombay) $1,402

Monthly costs for a family of three with rent: $7,033 in Singapore versus $1,992 in Mumbai (Bombay).

Singapore $7,033
Mumbai (Bombay) $1,992

Living in Singapore is roughly 343% more expensive than in Mumbai (Bombay), and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Singapore is 166% above, Mumbai (Bombay) is 40% below.

Meal at Budget Restaurant

$11.58 SGD 14.84

$5.12 ₹481

126.17%

Three-Course Dinner for Two, Mid-Range

$70.7 SGD 90.5

$26.54 ₹2,493

166.20%

Fast Food Meal (McDonalds, etc)

$8.46 SGD 10.84

$3.92 ₹368

115.82%

Cappuccino

$5.18 SGD 6.64

$2.86 ₹269

81.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.84 SGD 2.36

$0.40 ₹37.91

360.00%

Water (0.33 liter bottle)

$1.23 SGD 1.58

$0.14 ₹13.60

778.57%

Local Beer (0.5 liter draught)

$9.50 SGD 12.17

$2.71 ₹255

250.55%

Imported Beer (0.33 liter bottle)

$9.86 SGD 12.63

$4.32 ₹406

128.24%

Milk (1 liter)

$3.02 SGD 3.87

$0.74 ₹69.6

308.11%

White Bread (500g)

$2.67 SGD 3.42

$0.52 ₹48.64

413.46%

Rice (white) (1kg)

$2.77 SGD 3.54

$0.75 ₹70.9

269.33%

Eggs

$3.72 SGD 4.77

$1.02 ₹95.5

264.71%

Local Cheese (1kg)

$21.01 SGD 26.92

$5.73 ₹538

266.67%

Chicken Fillets (1kg)

$9.95 SGD 12.75

$3.64 ₹342

173.35%

Beef Round Steak (1kg)

$25.13 SGD 32.20

Apples (1kg)

$4.59 SGD 5.88

$2.37 ₹223

93.67%

Banana (1kg)

$3.09 SGD 3.96

$0.69 ₹65.0

347.83%

Oranges (1kg)

$4.64 SGD 5.95

$1.25 ₹117

271.20%

Tomato (1kg)

$2.18 SGD 2.79

$0.47 ₹44.55

363.83%

Potato (1kg)

$2.33 SGD 2.99

$0.34 ₹32.16

585.29%

Onion (1kg)

$2.31 SGD 2.96

$0.37 ₹35.18

524.32%

Lettuce (1 head)

$1.86 SGD 2.39

$0.43 ₹40.21

332.56%

Water (1.5 liter bottle)

$1.55 SGD 1.98

$0.31 ₹29.54

400.00%

Cigarettes 20 Pack (Marlboro, Camel)

$14.11 SGD 18.08

$4.95 ₹465

185.05%

Wine (Bottle)

$23.24 SGD 29.78

$8.43 ₹791

175.68%

Local Beer (0.5 liter bottle)

$4.73 SGD 6.06

$1.99 ₹187

137.69%

Imported Beer (0.33 liter bottle)

$4.79 SGD 6.14

$3.18 ₹299

50.63%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.04 ₹567

One-way Ticket (Public Transport)

$1.53 SGD 1.96

$0.22 ₹20.67

595.45%

Public Transport Monthly Pass (Regular Price)

$96.5 SGD 124

$5.63 ₹529

1613.32%

Taxi Start (Normal Tariff)

$3.58 SGD 4.59

$0.37 ₹34.46

867.57%

Taxi (Normal Tariff) (1km)

$0.76 SGD 0.97

$0.33 ₹31.22

130.30%

Taxi 1hour Waiting (Normal Tariff)

$16.98 SGD 21.75

$1.37 ₹128

1139.42%

Gasoline (1 liter)

$2.46 SGD 3.15

$1.12 ₹105

119.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$159.4K SGD 204.2K

$15.7K ₹1.5M

914.73%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$155.7K SGD 199.5K

$22.8K ₹2.1M

582.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$168 SGD 215

$69.6 ₹6,533

141.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.24 SGD 15.68

$4.35 ₹408

181.38%

Internet (50+ Mbps, Unlimited Data)

$28.18 SGD 36.11

$9.11 ₹855

209.33%

Gym Membership (Monthly)

$111 SGD 142

$37.44 ₹3,515

195.46%

Tennis Court (1 Hour on Weekend)

$11.60 SGD 14.86

$14.26 ₹1,339

-18.65%

Cinema Ticket

$12.24 SGD 15.68

$4.40 ₹413

178.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,899 SGD 2,433

$118 ₹11.1K

1502.57%

International Primary School, 1 Child (Yearly)

$39.1K SGD 50.1K

$6,043 ₹567.5K

547.44%

Jeans (Levis 501 Or Similar)

$79.6 SGD 102

$34.60 ₹3,249

130.17%

Summer Dress (H&M, Zara, etc)

$50.7 SGD 65.0

$40.28 ₹3,783

25.84%

Sport Shoes (Adidas, Nike)

$112 SGD 143

$52.2 ₹4,905

113.67%

Men's Leather Business Shoes

$125 SGD 160

$46.71 ₹4,387

166.62%

1-bedroom Apartment, City Center (Monthly)

$3,191 SGD 4,089

$609 ₹57.2K

424.11%

1-bedroom Apartment, Outside City Center (Monthly)

$2,257 SGD 2,892

$364 ₹34.2K

519.42%

3-bedroom Apartment, City Center (Monthly)

$6,173 SGD 7,910

$2,169 ₹203.7K

184.58%

3-bedroom Apartment, Outside City Center (Monthly)

$4,035 SGD 5,170

$995 ₹93.4K

305.49%

Buy Apartment in City Center (m2)

$23.6K SGD 30.2K

$5,687 ₹534.0K

314.42%

Buy Apartment Outside City Center (m2)

$16.5K SGD 21.2K

$2,662 ₹249.9K

520.44%

Average Monthly Net Salary (After Tax)

$4,526 SGD 5,799

$717 ₹67.4K

530.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.44

8.26

-70.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Singapore: November 2, 2026

Last update for Mumbai (Bombay): November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Singapore

$2.3K 62.8%

Mumbai (Bombay)

$364 45% 83.9% $1.9K

Groceries & Markets

Singapore

$459 12.8%

Mumbai (Bombay)

$119 14.7% 74.1% $340

Eating Out

Singapore

$260 7.2%

Mumbai (Bombay)

$111 13.8% 57.1% $148

Monthly Utilities & Internet

Singapore

$208 5.8%

Mumbai (Bombay)

$83 10.2% 60.2% $125

Clothing & Footwear

Singapore

$165 4.6%

Mumbai (Bombay)

$78 9.7% 52.6% $87

Sport & Entertainment

Singapore

$135 3.8%

Mumbai (Bombay)

$46 5.7% 65.8% $89

Getting Around

Singapore

$110 3.1%

Mumbai (Bombay)

$8.5 1.1% 92.2% $101

Cost Breakdown

A one-bedroom apartment in the center runs $3,191 in Singapore and $609 in Mumbai (Bombay). Housing cost is often the main lever when comparing two cities.

Singapore pays about 6.3 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $71 in Singapore vs $27 in Mumbai (Bombay) for a mid-range dinner for two. Groceries echo the gap at $459 vs $119 per month, with Mumbai (Bombay) cheaper across the board.

Good to know

🇸🇬 Singapore

🇮🇳 Mumbai (Bombay)

🕒 Local time

08:09 8:09 AM

05:39 5:39 AM

2 h 30 min behind Singapore

🌤 Weather

👥 Population

5,535,002 Capital

12,442,373

💱 Currency

Singapore Dollar SGD $

Indian Rupee INR ₹

📈 Exchange rate

1 SGD = 0.78 USD

1 SGD = 0.698 EUR

1,000 INR = 10.65 USD

1,000 INR = 9.53 EUR

Exchange rates and currency converter

INR, USD, EUR to SGD – Singapore Dollar Converter

🇺🇸 United States Dollar ($)

🇸🇬 Singapore Dollar ($)

Singapore Dollar exchange rates as of November 7, 2026: 1 USD = 1.28 SGD (1 SGD = 0.78 USD). 1 EUR = 1.43 SGD (1 SGD = 0.698 EUR).

Indian Rupee exchange rates as of November 7, 2026: 1 USD = 93.9 INR (100 INR = 1.06 USD). 1 EUR = 105 INR (1,000 INR = 9.53 EUR).

USD to SGD in detail →

On the map

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Highest

Between locations

Singapore Mumbai (Bombay) 3,910 km ≈ 5 h nonstop flight

From you

Singapore
Mumbai (Bombay)

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Singapore vs Mumbai (Bombay): Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $3,594 in Singapore and $811 in Mumbai (Bombay), so Mumbai (Bombay) is about 77% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in Singapore is about 6.3 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $3,191 in Singapore versus $609 in Mumbai (Bombay). Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 286% higher in Singapore. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Mumbai (Bombay) – a meal for two runs $27 versus $71 in Singapore. If you eat out regularly, this makes a real dent in your monthly spending.

At $811 in Mumbai (Bombay) versus $3,594 in Singapore, a $1,200 budget is realistic in Mumbai (Bombay) but tight or insufficient in Singapore. The gap between the two cities makes Mumbai (Bombay) the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Mumbai (Bombay) gentler on the wallet – expenses run 77% less than in Singapore. Beyond cost, consider language, visa policies, and how big the international community is in each city.