Last update: Oct 2026

Cost of Living Comparison Between Singapore and Mudgee

For one person, living is cheaper in Mudgee: $2,610 a month against $3,500 in Singapore, rent and utilities included – about $10,700 less a year. Rent and utilities account for most of the difference.

169

Cost of Living Index in Singapore
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Singapore Living Index
119

Cost of Living Index in Mudgee
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Mudgee Living Index

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Singapore

🇸🇬 Singapore

$3,500

/mo nomad

Mudgee

🇦🇺 Australia

$2,610

/mo nomad

Monthly Cost of Living

How much you'll spend in Singapore and in Mudgee

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Singapore and in Mudgee actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,500 in Singapore versus $2,610 in Mudgee.

Singapore $3,500
Mudgee $2,610

Estimated couple costs with rent: $5,265 in Singapore versus $3,479 in Mudgee.

Singapore $5,265
Mudgee $3,479

Monthly costs for a family of three with rent: $7,030 in Singapore versus $4,349 in Mudgee.

Singapore $7,030
Mudgee $4,349

Living in Singapore is roughly 34% more expensive than in Mudgee, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Singapore 159% above, Mudgee 93% above.

Meal at Budget Restaurant

$11.76 SGD 15.05

$17.11 A$24.51

-31.27%

Three-Course Dinner for Two, Mid-Range

$70.6 SGD 90.4

$83.0 A$119

-14.91%

Fast Food Meal (McDonalds, etc)

$8.55 SGD 10.94

$9.14 A$13.09

-6.46%

Cappuccino

$5.20 SGD 6.66

$3.50 A$5.01

48.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.77 SGD 2.27

$2.41 A$3.45

-26.56%

Water (0.33 liter bottle)

$1.23 SGD 1.58

$2.11 A$3.02

-41.71%

Local Beer (0.5 liter draught)

$8.26 SGD 10.58

$6.90 A$9.88

19.71%

Imported Beer (0.33 liter bottle)

$10.17 SGD 13.01

$7.17 A$10.27

41.84%

Milk (1 liter)

$3.04 SGD 3.90

$1.19 A$1.70

155.46%

White Bread (500g)

$2.55 SGD 3.26

$2.82 A$4.04

-9.57%

Rice (white) (1kg)

$2.86 SGD 3.66

$2.07 A$2.96

38.16%

Eggs

$3.53 SGD 4.52

$4.03 A$5.78

-12.41%

Local Cheese (1kg)

$21.12 SGD 27.03

$8.52 A$12.21

147.89%

Chicken Fillets (1kg)

$9.90 SGD 12.67

$7.52 A$10.78

31.65%

Beef Round Steak (1kg)

$25.42 SGD 32.53

$8.11 A$11.62

213.44%

Apples (1kg)

$4.57 SGD 5.85

$3.01 A$4.31

51.83%

Banana (1kg)

$3.13 SGD 4.00

$2.44 A$3.49

28.28%

Oranges (1kg)

$4.72 SGD 6.04

$3.41 A$4.89

38.42%

Tomato (1kg)

$2.23 SGD 2.85

$4.20 A$6.02

-46.90%

Potato (1kg)

$2.57 SGD 3.29

$2.29 A$3.28

12.23%

Onion (1kg)

$2.29 SGD 2.93

$2.56 A$3.67

-10.55%

Lettuce (1 head)

$1.87 SGD 2.39

$2.57 A$3.68

-27.24%

Water (1.5 liter bottle)

$1.44 SGD 1.84

$1.83 A$2.62

-21.31%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 SGD 17.88

$45.08 A$64.6

-69.01%

Wine (Bottle)

$23.48 SGD 30.05

$13.68 A$19.60

71.64%

Local Beer (0.5 liter bottle)

$4.54 SGD 5.80

$4.53 A$6.49

0.22%

Imported Beer (0.33 liter bottle)

$4.44 SGD 5.68

$4.24 A$6.08

4.72%

One-way Ticket (Public Transport)

$1.57 SGD 2.01

$3.22 A$4.61

-51.24%

Public Transport Monthly Pass (Regular Price)

$93.8 SGD 120

$70.0 A$100

33.90%

Taxi Start (Normal Tariff)

$3.64 SGD 4.66

$3.56 A$5.11

2.25%

Taxi (Normal Tariff) (1km)

$0.76 SGD 0.97

$1.70 A$2.44

-55.29%

Taxi 1hour Waiting (Normal Tariff)

$16.14 SGD 20.66

$41.13 A$58.9

-60.76%

Gasoline (1 liter)

$2.45 SGD 3.14

$1.38 A$1.97

77.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$155.2K SGD 198.6K

$39.5K A$56.5K

293.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$148.5K SGD 190.0K

$24.5K A$35.1K

506.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$172 SGD 220

$235 A$337

-26.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.39 SGD 15.86

$31.08 A$44.53

-60.14%

Internet (50+ Mbps, Unlimited Data)

$26.21 SGD 33.54

$51.1 A$73.1

-48.67%

Gym Membership (Monthly)

$108 SGD 138

$54.7 A$78.3

97.66%

Tennis Court (1 Hour on Weekend)

$12.31 SGD 15.75

$15.96 A$22.86

-22.87%

Cinema Ticket

$11.64 SGD 14.90

$13.35 A$19.12

-12.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,481 SGD 1,895

$2,150 A$3,080

-31.14%

International Primary School, 1 Child (Yearly)

$28.3K SGD 36.3K

$17.7K A$25.3K

60.53%

Jeans (Levis 501 Or Similar)

$80.6 SGD 103

$70.8 A$101

13.84%

Summer Dress (H&M, Zara, etc)

$50.1 SGD 64.1

$60.5 A$86.7

-17.20%

Sport Shoes (Adidas, Nike)

$112 SGD 143

$145 A$207

-22.76%

Men's Leather Business Shoes

$129 SGD 165

$111 A$158

16.60%

1-bedroom Apartment, City Center (Monthly)

$3,015 SGD 3,858

$1,403 A$2,009

114.93%

1-bedroom Apartment, Outside City Center (Monthly)

$2,171 SGD 2,778

$1,350 A$1,934

60.79%

3-bedroom Apartment, City Center (Monthly)

$5,842 SGD 7,476

$2,406 A$3,446

142.81%

3-bedroom Apartment, Outside City Center (Monthly)

$4,044 SGD 5,175

$1,566 A$2,243

158.22%

Buy Apartment in City Center (m2)

$23.8K SGD 30.4K

$4,974 A$7,126

378.25%

Buy Apartment Outside City Center (m2)

$16.8K SGD 21.4K

$4,752 A$6,808

252.50%

Average Monthly Net Salary (After Tax)

$4,385 SGD 5,611

$5,595 A$8,014

-21.63%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.44

-51.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Singapore: October 13, 2026

Last update for Mudgee: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Singapore

$2.2K 62%

Mudgee

$1.4K 51.7% 37.8% $821

Groceries & Markets

Singapore

$458 13.1%

Mudgee

$319 12.2% 30.3% $139

Eating Out

Singapore

$256 7.3%

Mudgee

$273 10.5% 6.8% $17

Monthly Utilities & Internet

Singapore

$210 6%

Mudgee

$317 12.2% 50.9% $107

Clothing & Footwear

Singapore

$167 4.8%

Mudgee

$174 6.7% 4.1% $6.8

Sport & Entertainment

Singapore

$131 3.8%

Mudgee

$81 3.1% 38.1% $50

Getting Around

Singapore

$107 3.1%

Mudgee

$95 3.6% 11.6% $12

Cost Breakdown

A one-bedroom apartment in the center runs $3,015 in Singapore and $1,403 in Mudgee. Housing cost is often the main lever when comparing two cities.

Mudgee pays 28% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $71.0 in Singapore vs $83.0 in Mudgee. Groceries flip the comparison at $458 vs $319, with Mudgee cheaper for home cooking.

Good to know

🇸🇬 Singapore

🇦🇺 Mudgee

🕒 Local time

06:19 6:19 AM

09:19 9:19 AM

3 h ahead of Singapore

🌤 Weather

👥 Population

5,535,002 Capital

11,563

💱 Currency

Singapore Dollar SGD $

Australian Dollar AUD $

📈 Exchange rate

1 SGD = 0.781 USD

1 SGD = 0.698 EUR

1 AUD = 0.698 USD

1 AUD = 0.624 EUR

Exchange rates and currency converter

AUD, USD, EUR to SGD – Singapore Dollar Converter

🇺🇸 United States Dollar ($)

🇸🇬 Singapore Dollar ($)

Singapore Dollar exchange rates as of October 13, 2026: 1 USD = 1.28 SGD (1 SGD = 0.781 USD). 1 EUR = 1.43 SGD (1 SGD = 0.698 EUR).

Australian Dollar exchange rates as of October 13, 2026: 1 USD = 1.43 AUD (1 AUD = 0.698 USD). 1 EUR = 1.6 AUD (1 AUD = 0.624 EUR).

USD to SGD in detail →

On the map

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Between locations

Singapore Mudgee 6,100 km ≈ 8 h nonstop flight

From you

Singapore
Mudgee

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Singapore vs Mudgee: Cost of Living - Frequently Asked Questions

Mudgee wins on cost – living expenses run 34% lower than in Singapore. Housing and daily spending are where you'll feel the difference most, making Mudgee the obvious pick if budget is a priority.

On paper, salaries run 28% lower in Mudgee. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $3,015 in Singapore versus $1,403 in Mudgee. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $3,500 per month in Singapore versus $2,610 in Mudgee – a 34% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Mudgee runs roughly 34% less than in Singapore. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $2,610 in Mudgee versus $3,500 in Singapore, a $2,000 budget is realistic in Mudgee but tight or insufficient in Singapore. The gap between the two cities makes Mudgee the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Singapore and Mudgee are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Mudgee gentler on the wallet – expenses run 34% less than in Singapore. Beyond cost, consider language, visa policies, and how big the international community is in each city.