Last update: Oct 2026

Cost of Living Comparison Between Singapore and Moe

For one person, living is cheaper in Moe: $2,477 a month against $3,500 in Singapore, rent and utilities included – about $12,300 less a year. Rent and utilities account for most of the difference.

169

Cost of Living Index in Singapore
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Singapore Living Index
114

Cost of Living Index in Moe
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Moe Living Index

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Singapore

🇸🇬 Singapore

$3,500

/mo nomad

Moe

🇦🇺 Australia

$2,477

/mo nomad

Monthly Cost of Living

How much you'll spend in Singapore and in Moe

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Singapore and in Moe actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,500 in Singapore versus $2,477 in Moe.

Singapore $3,500
Moe $2,477

Estimated couple costs with rent: $5,265 in Singapore versus $3,599 in Moe.

Singapore $5,265
Moe $3,599

Monthly costs for a family of three with rent: $7,030 in Singapore versus $4,720 in Moe.

Singapore $7,030
Moe $4,720

Living in Singapore is roughly 41% more expensive than in Moe, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Singapore 159% above, Moe 83% above.

Meal at Budget Restaurant

$11.76 SGD 15.05

$13.72 A$19.66

-14.29%

Three-Course Dinner for Two, Mid-Range

$70.6 SGD 90.4

$76.5 A$110

-7.66%

Fast Food Meal (McDonalds, etc)

$8.55 SGD 10.94

$10.02 A$14.36

-14.67%

Cappuccino

$5.20 SGD 6.66

$3.87 A$5.54

34.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.77 SGD 2.27

$3.06 A$4.38

-42.16%

Water (0.33 liter bottle)

$1.23 SGD 1.58

$1.43 A$2.04

-13.99%

Local Beer (0.5 liter draught)

$8.26 SGD 10.58

$5.20 A$7.45

58.85%

Imported Beer (0.33 liter bottle)

$10.17 SGD 13.01

$4.75 A$6.81

114.11%

Milk (1 liter)

$3.04 SGD 3.90

$0.76 A$1.08

300.00%

White Bread (500g)

$2.55 SGD 3.26

$2.91 A$4.17

-12.37%

Rice (white) (1kg)

$2.86 SGD 3.66

$2.67 A$3.82

7.12%

Eggs

$3.53 SGD 4.52

$3.50 A$5.01

0.86%

Local Cheese (1kg)

$21.12 SGD 27.03

$10.67 A$15.28

97.94%

Chicken Fillets (1kg)

$9.90 SGD 12.67

$8.23 A$11.79

20.29%

Beef Round Steak (1kg)

$25.42 SGD 32.53

$15.13 A$21.67

68.01%

Apples (1kg)

$4.57 SGD 5.85

$2.86 A$4.09

59.79%

Banana (1kg)

$3.13 SGD 4.00

$2.81 A$4.02

11.39%

Oranges (1kg)

$4.72 SGD 6.04

$2.87 A$4.11

64.46%

Tomato (1kg)

$2.23 SGD 2.85

$4.45 A$6.38

-49.89%

Potato (1kg)

$2.57 SGD 3.29

$2.03 A$2.91

26.60%

Onion (1kg)

$2.29 SGD 2.93

$2.48 A$3.56

-7.66%

Lettuce (1 head)

$1.87 SGD 2.39

$2.39 A$3.43

-21.76%

Water (1.5 liter bottle)

$1.44 SGD 1.84

$1.40 A$2.01

2.86%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 SGD 17.88

$30.94 A$44.32

-54.85%

Wine (Bottle)

$23.48 SGD 30.05

$12.47 A$17.86

88.29%

Local Beer (0.5 liter bottle)

$4.54 SGD 5.80

$3.54 A$5.07

28.25%

Imported Beer (0.33 liter bottle)

$4.44 SGD 5.68

$3.55 A$5.09

25.07%

One-way Ticket (Public Transport)

$1.57 SGD 2.01

$2.95 A$4.23

-46.78%

Public Transport Monthly Pass (Regular Price)

$93.8 SGD 120

$79.9 A$114

17.42%

Taxi Start (Normal Tariff)

$3.64 SGD 4.66

$2.25 A$3.22

61.78%

Taxi (Normal Tariff) (1km)

$0.76 SGD 0.97

$1.36 A$1.95

-44.12%

Taxi 1hour Waiting (Normal Tariff)

$16.14 SGD 20.66

$24.81 A$35.54

-34.95%

Gasoline (1 liter)

$2.45 SGD 3.14

$1.17 A$1.67

109.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$155.2K SGD 198.6K

$28.3K A$40.5K

448.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$148.5K SGD 190.0K

$26.7K A$38.3K

455.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$172 SGD 220

$153 A$220

11.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.39 SGD 15.86

$27.73 A$39.73

-55.32%

Internet (50+ Mbps, Unlimited Data)

$26.21 SGD 33.54

$57.5 A$82.3

-54.40%

Gym Membership (Monthly)

$108 SGD 138

$56.1 A$80.3

92.65%

Tennis Court (1 Hour on Weekend)

$12.31 SGD 15.75

$15.63 A$22.40

-21.24%

Cinema Ticket

$11.64 SGD 14.90

$15.19 A$21.75

-23.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,481 SGD 1,895

$2,416 A$3,461

-38.71%

International Primary School, 1 Child (Yearly)

$28.3K SGD 36.3K

$29.3K A$41.9K

-3.19%

Jeans (Levis 501 Or Similar)

$80.6 SGD 103

$79.4 A$114

1.45%

Summer Dress (H&M, Zara, etc)

$50.1 SGD 64.1

$50.2 A$71.9

-0.18%

Sport Shoes (Adidas, Nike)

$112 SGD 143

$122 A$174

-8.10%

Men's Leather Business Shoes

$129 SGD 165

$134 A$191

-3.57%

1-bedroom Apartment, City Center (Monthly)

$3,015 SGD 3,858

$1,344 A$1,925

124.31%

1-bedroom Apartment, Outside City Center (Monthly)

$2,171 SGD 2,778

$1,306 A$1,871

66.16%

3-bedroom Apartment, City Center (Monthly)

$5,842 SGD 7,476

$2,196 A$3,146

165.97%

3-bedroom Apartment, Outside City Center (Monthly)

$4,044 SGD 5,175

$2,059 A$2,949

96.40%

Buy Apartment in City Center (m2)

$23.8K SGD 30.4K

$5,745 A$8,230

314.07%

Buy Apartment Outside City Center (m2)

$16.8K SGD 21.4K

$4,931 A$7,063

239.75%

Average Monthly Net Salary (After Tax)

$4,385 SGD 5,611

$1,403 A$2,010

212.46%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.44

5.9

-58.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Singapore: October 13, 2026

Last update for Moe: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Singapore

$2.2K 62%

Moe

$1.3K 52.7% 39.8% $864

Groceries & Markets

Singapore

$458 13.1%

Moe

$332 13.4% 27.5% $126

Eating Out

Singapore

$256 7.3%

Moe

$240 9.7% 6.3% $16

Monthly Utilities & Internet

Singapore

$210 6%

Moe

$239 9.6% 13.6% $28

Clothing & Footwear

Singapore

$167 4.8%

Moe

$173 7% 3.7% $6.1

Sport & Entertainment

Singapore

$131 3.8%

Moe

$86 3.5% 34.2% $45

Getting Around

Singapore

$107 3.1%

Moe

$101 4.1% 6.3% $6.8

Cost Breakdown

A one-bedroom apartment in the center runs $3,015 in Singapore and $1,344 in Moe. Housing cost is often the main lever when comparing two cities.

Singapore pays 212% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $71.0 in Singapore vs $76.0 in Moe. Groceries flip the comparison at $458 vs $332, with Moe cheaper for home cooking.

Good to know

🇸🇬 Singapore

🇦🇺 Moe

🕒 Local time

05:18 5:18 AM

08:18 8:18 AM

3 h ahead of Singapore

🌤 Weather

👥 Population

5,535,002 Capital

8,700

💱 Currency

Singapore Dollar SGD $

Australian Dollar AUD $

📈 Exchange rate

1 SGD = 0.781 USD

1 SGD = 0.698 EUR

1 AUD = 0.698 USD

1 AUD = 0.624 EUR

Exchange rates and currency converter

AUD, USD, EUR to SGD – Singapore Dollar Converter

🇺🇸 United States Dollar ($)

🇸🇬 Singapore Dollar ($)

Singapore Dollar exchange rates as of October 13, 2026: 1 USD = 1.28 SGD (1 SGD = 0.781 USD). 1 EUR = 1.43 SGD (1 SGD = 0.698 EUR).

Australian Dollar exchange rates as of October 13, 2026: 1 USD = 1.43 AUD (1 AUD = 0.698 USD). 1 EUR = 1.6 AUD (1 AUD = 0.624 EUR).

USD to SGD in detail →

On the map

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Between locations

Singapore Moe 6,170 km ≈ 8 h nonstop flight

From you

Singapore
Moe

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Singapore vs Moe: Cost of Living - Frequently Asked Questions

Moe wins on cost – living expenses run 41% lower than in Singapore. Housing and daily spending are where you'll feel the difference most, making Moe the obvious pick if budget is a priority.

Average pay runs 212% higher in Singapore, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $3,015 in Singapore versus $1,344 in Moe. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 38% higher in Singapore. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Moe – a meal for two runs $76.0 versus $71.0 in Singapore. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,477 in Moe versus $3,500 in Singapore, a $2,000 budget is realistic in Moe but tight or insufficient in Singapore. The gap between the two cities makes Moe the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Singapore and Moe are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Moe gentler on the wallet – expenses run 41% less than in Singapore. Beyond cost, consider language, visa policies, and how big the international community is in each city.