Last update: Oct 2026

Cost of Living Comparison Between Singapore and Horsham

For one person, living is cheaper in Horsham: $2,458 a month against $3,500 in Singapore, rent and utilities included – about $12,500 less a year. Rent and utilities account for most of the difference.

169

Cost of Living Index in Singapore
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Singapore Living Index
122

Cost of Living Index in Horsham
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Horsham Living Index

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Singapore

🇸🇬 Singapore

$3,500

/mo nomad

Horsham

🇦🇺 Australia

$2,458

/mo nomad

Monthly Cost of Living

How much you'll spend in Singapore and in Horsham

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Singapore and in Horsham actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,500 in Singapore versus $2,458 in Horsham.

Singapore $3,500
Horsham $2,458

Estimated couple costs with rent: $5,265 in Singapore versus $3,507 in Horsham.

Singapore $5,265
Horsham $3,507

Monthly costs for a family of three with rent: $7,030 in Singapore versus $4,557 in Horsham.

Singapore $7,030
Horsham $4,557

Living in Singapore is roughly 42% more expensive than in Horsham, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Singapore 159% above, Horsham 82% above.

Meal at Budget Restaurant

$11.76 SGD 15.05

$13.71 A$19.73

-14.22%

Three-Course Dinner for Two, Mid-Range

$70.6 SGD 90.4

$69.1 A$99.4

2.24%

Fast Food Meal (McDonalds, etc)

$8.55 SGD 10.94

$12.34 A$17.76

-30.71%

Cappuccino

$5.20 SGD 6.66

$3.55 A$5.10

46.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.77 SGD 2.27

$3.12 A$4.49

-43.27%

Water (0.33 liter bottle)

$1.23 SGD 1.58

$2.03 A$2.93

-39.41%

Local Beer (0.5 liter draught)

$8.26 SGD 10.58

$9.97 A$14.34

-17.15%

Imported Beer (0.33 liter bottle)

$10.17 SGD 13.01

$8.57 A$12.33

18.67%

Milk (1 liter)

$3.04 SGD 3.89

$1.49 A$2.14

104.03%

White Bread (500g)

$2.55 SGD 3.26

$2.96 A$4.27

-13.85%

Rice (white) (1kg)

$2.86 SGD 3.66

$2.54 A$3.65

12.60%

Eggs

$3.53 SGD 4.51

$5.56 A$8.00

-36.51%

Local Cheese (1kg)

$21.12 SGD 27.02

$10.59 A$15.25

99.43%

Chicken Fillets (1kg)

$9.90 SGD 12.67

$10.03 A$14.43

-1.30%

Beef Round Steak (1kg)

$25.42 SGD 32.53

$14.94 A$21.50

70.15%

Apples (1kg)

$4.57 SGD 5.85

$3.95 A$5.68

15.70%

Banana (1kg)

$3.13 SGD 4.00

$3.07 A$4.41

1.95%

Oranges (1kg)

$4.72 SGD 6.04

$3.20 A$4.60

47.50%

Tomato (1kg)

$2.23 SGD 2.85

$4.64 A$6.67

-51.94%

Potato (1kg)

$2.57 SGD 3.29

$3.05 A$4.38

-15.74%

Onion (1kg)

$2.29 SGD 2.93

$2.58 A$3.71

-11.24%

Lettuce (1 head)

$1.87 SGD 2.39

$2.45 A$3.53

-23.67%

Water (1.5 liter bottle)

$1.44 SGD 1.84

$1.58 A$2.28

-8.86%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 SGD 17.88

$45.07 A$64.9

-69.00%

Wine (Bottle)

$23.48 SGD 30.05

$10.40 A$14.96

125.77%

Local Beer (0.5 liter bottle)

$4.54 SGD 5.80

$5.45 A$7.85

-16.70%

Imported Beer (0.33 liter bottle)

$4.44 SGD 5.68

$5.23 A$7.53

-15.11%

One-way Ticket (Public Transport)

$1.57 SGD 2.01

$2.88 A$4.15

-45.49%

Public Transport Monthly Pass (Regular Price)

$93.8 SGD 120

$85.2 A$123

10.09%

Taxi Start (Normal Tariff)

$3.64 SGD 4.66

$4.50 A$6.48

-19.11%

Taxi (Normal Tariff) (1km)

$0.76 SGD 0.97

$1.36 A$1.96

-44.12%

Taxi 1hour Waiting (Normal Tariff)

$16.14 SGD 20.66

$29.41 A$42.32

-45.12%

Gasoline (1 liter)

$2.45 SGD 3.14

$1.37 A$1.97

78.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$155.2K SGD 198.5K

$28.3K A$40.7K

447.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$148.5K SGD 190.0K

$26.8K A$38.5K

455.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$172 SGD 220

$234 A$337

-26.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.39 SGD 15.86

$14.01 A$20.16

-11.56%

Internet (50+ Mbps, Unlimited Data)

$26.21 SGD 33.54

$51.4 A$74.0

-49.01%

Gym Membership (Monthly)

$108 SGD 138

$56.2 A$80.9

92.14%

Tennis Court (1 Hour on Weekend)

$12.31 SGD 15.75

$19.19 A$27.61

-35.85%

Cinema Ticket

$11.64 SGD 14.90

$15.50 A$22.31

-24.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,481 SGD 1,895

$2,340 A$3,367

-36.71%

International Primary School, 1 Child (Yearly)

$28.3K SGD 36.3K

$29.6K A$42.6K

-4.15%

Jeans (Levis 501 Or Similar)

$80.6 SGD 103

$80.9 A$116

-0.37%

Summer Dress (H&M, Zara, etc)

$50.1 SGD 64.1

$48.96 A$70.5

2.35%

Sport Shoes (Adidas, Nike)

$112 SGD 143

$121 A$174

-7.29%

Men's Leather Business Shoes

$129 SGD 165

$133 A$191

-2.92%

1-bedroom Apartment, City Center (Monthly)

$3,015 SGD 3,858

$1,230 A$1,770

145.06%

1-bedroom Apartment, Outside City Center (Monthly)

$2,171 SGD 2,778

$1,134 A$1,632

91.37%

3-bedroom Apartment, City Center (Monthly)

$5,842 SGD 7,475

$2,100 A$3,022

178.14%

3-bedroom Apartment, Outside City Center (Monthly)

$4,044 SGD 5,174

$1,697 A$2,441

138.35%

Buy Apartment in City Center (m2)

$23.8K SGD 30.4K

$6,279 A$9,036

278.86%

Buy Apartment Outside City Center (m2)

$16.8K SGD 21.4K

$4,906 A$7,060

241.43%

Average Monthly Net Salary (After Tax)

$4,385 SGD 5,611

20-Year Fixed Mortgage Interest Rate (Annual %)

2.44

5.5

-55.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Singapore: October 13, 2026

Last update for Horsham: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Singapore

$2.2K 62%

Horsham

$1.1K 46.2% 47.7% $1K

Groceries & Markets

Singapore

$458 13.1%

Horsham

$379 15.4% 17.1% $78

Eating Out

Singapore

$256 7.3%

Horsham

$277 11.3% 8.2% $21

Monthly Utilities & Internet

Singapore

$210 6%

Horsham

$299 12.2% 42.4% $89

Clothing & Footwear

Singapore

$167 4.8%

Horsham

$172 7% 3.2% $5.3

Sport & Entertainment

Singapore

$131 3.8%

Horsham

$87 3.6% 33.6% $44

Getting Around

Singapore

$107 3.1%

Horsham

$108 4.4% 0.5% $0.5

Cost Breakdown

A one-bedroom apartment in the center runs $3,015 in Singapore and $1,230 in Horsham. Housing cost is often the main lever when comparing two cities.

Dining out: $71.0 in Singapore vs $69.0 in Horsham for a mid-range dinner for two. Groceries echo the gap at $458 vs $379 per month, with Horsham cheaper across the board.

Good to know

🇸🇬 Singapore

🇦🇺 Horsham

🕒 Local time

00:42 12:42 AM

03:42 3:42 AM

3 h ahead of Singapore

🌤 Weather

👥 Population

5,535,002 Capital

14,543

💱 Currency

Singapore Dollar SGD $

Australian Dollar AUD $

📈 Exchange rate

1 SGD = 0.781 USD

1 SGD = 0.695 EUR

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

Exchange rates and currency converter

AUD, USD, EUR to SGD – Singapore Dollar Converter

🇺🇸 United States Dollar ($)

🇸🇬 Singapore Dollar ($)

Singapore Dollar exchange rates as of October 19, 2026: 1 USD = 1.28 SGD (1 SGD = 0.781 USD). 1 EUR = 1.44 SGD (1 SGD = 0.695 EUR).

Australian Dollar exchange rates as of October 19, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

USD to SGD in detail →

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Between locations

Singapore Horsham 5,790 km ≈ 8 h nonstop flight

From you

Singapore
Horsham

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Singapore vs Horsham: Cost of Living - Frequently Asked Questions

Horsham is cheaper overall, especially in groceries and leisure. The 42% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $5,251 in Singapore and $3,686 in Horsham to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $3,015 in Singapore versus $1,230 in Horsham. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Horsham runs roughly 10% less than in Singapore. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $1,481 in Singapore versus $2,340 in Horsham. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $2,458 in Horsham versus $3,500 in Singapore, a $2,500 budget is realistic in Horsham but tight or insufficient in Singapore. The gap between the two cities makes Horsham the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Singapore and Horsham are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Horsham gentler on the wallet – expenses run 42% less than in Singapore. Beyond cost, consider language, visa policies, and how big the international community is in each city.