Last update: Oct 2026

Cost of Living Comparison Between Singapore and Hawkesbury City

For one person, living is cheaper in Hawkesbury City: $2,532 a month against $3,493 in Singapore, rent and utilities included – about $11,500 less a year. Higher rent and utilities in Singapore outweigh lower spending on other living expenses.

169

Cost of Living Index in Singapore
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Singapore Living Index
123

Cost of Living Index in Hawkesbury City
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Hawkesbury City Living Index

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Singapore

🇸🇬 Singapore

$3,493

/mo nomad

Hawkesbury City

🇦🇺 Australia

$2,532

/mo nomad

Monthly Cost of Living

How much you'll spend in Singapore and in Hawkesbury City

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Singapore and in Hawkesbury City actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,493 in Singapore versus $2,532 in Hawkesbury City.

Singapore $3,493
Hawkesbury City $2,532

Estimated couple costs with rent: $5,174 in Singapore versus $3,701 in Hawkesbury City.

Singapore $5,174
Hawkesbury City $3,701

Monthly costs for a family of three with rent: $6,855 in Singapore versus $4,870 in Hawkesbury City.

Singapore $6,855
Hawkesbury City $4,870

Living in Singapore is roughly 38% more expensive than in Hawkesbury City, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Singapore 158% above, Hawkesbury City 87% above.

Meal at Budget Restaurant

$11.74 SGD 15.02

$21.14 A$30.42

-44.47%

Three-Course Dinner for Two, Mid-Range

$74.3 SGD 95.1

$89.2 A$128

-16.71%

Fast Food Meal (McDonalds, etc)

$8.76 SGD 11.21

$10.59 A$15.24

-17.28%

Cappuccino

$5.32 SGD 6.80

$4.03 A$5.79

32.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.89 SGD 2.42

$3.10 A$4.46

-39.03%

Water (0.33 liter bottle)

$1.21 SGD 1.55

$2.56 A$3.68

-52.73%

Local Beer (0.5 liter draught)

$8.46 SGD 10.82

$8.28 A$11.92

2.17%

Imported Beer (0.33 liter bottle)

$9.83 SGD 12.57

$9.51 A$13.69

3.36%

Milk (1 liter)

$2.91 SGD 3.72

$1.56 A$2.24

86.54%

White Bread (500g)

$2.52 SGD 3.22

$3.28 A$4.72

-23.17%

Rice (white) (1kg)

$2.86 SGD 3.66

$2.62 A$3.77

9.16%

Eggs

$3.64 SGD 4.66

$5.20 A$7.48

-30.00%

Local Cheese (1kg)

$20.88 SGD 26.71

$13.19 A$18.98

58.30%

Chicken Fillets (1kg)

$9.92 SGD 12.69

$9.80 A$14.11

1.22%

Beef Round Steak (1kg)

$25.77 SGD 32.98

$15.48 A$22.28

66.47%

Apples (1kg)

$4.70 SGD 6.02

$3.94 A$5.66

19.29%

Banana (1kg)

$3.08 SGD 3.94

$3.08 A$4.43

Oranges (1kg)

$4.74 SGD 6.06

$3.50 A$5.04

35.43%

Tomato (1kg)

$2.19 SGD 2.80

$5.31 A$7.64

-58.76%

Potato (1kg)

$2.57 SGD 3.29

$3.18 A$4.58

-19.18%

Onion (1kg)

$2.32 SGD 2.97

$2.83 A$4.07

-18.02%

Lettuce (1 head)

$1.86 SGD 2.39

$2.49 A$3.58

-25.30%

Water (1.5 liter bottle)

$1.39 SGD 1.78

$1.40 A$2.01

-0.71%

Cigarettes 20 Pack (Marlboro, Camel)

$13.80 SGD 17.66

$45.18 A$65.0

-69.46%

Wine (Bottle)

$23.29 SGD 29.81

$14.11 A$20.30

65.06%

Local Beer (0.5 liter bottle)

$4.77 SGD 6.10

$4.82 A$6.93

-1.04%

Imported Beer (0.33 liter bottle)

$4.69 SGD 6.00

$5.43 A$7.81

-13.63%

One-way Ticket (Public Transport)

$1.60 SGD 2.04

$2.81 A$4.04

-43.06%

Public Transport Monthly Pass (Regular Price)

$96.0 SGD 123

$80.4 A$116

19.39%

Taxi Start (Normal Tariff)

$3.61 SGD 4.61

$4.14 A$5.96

-12.80%

Taxi (Normal Tariff) (1km)

$0.79 SGD 1.02

$1.63 A$2.35

-51.53%

Taxi 1hour Waiting (Normal Tariff)

$16.63 SGD 21.28

$42.97 A$61.8

-61.30%

Gasoline (1 liter)

$2.56 SGD 3.28

$1.37 A$1.97

86.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$157.0K SGD 200.8K

$27.3K A$39.3K

475.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$149.8K SGD 191.7K

$29.4K A$42.3K

409.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$172 SGD 220

$179 A$257

-3.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.13 SGD 15.53

$27.02 A$38.89

-55.11%

Internet (50+ Mbps, Unlimited Data)

$28.02 SGD 35.86

$55.2 A$79.5

-49.26%

Gym Membership (Monthly)

$108 SGD 138

$56.0 A$80.6

92.88%

Tennis Court (1 Hour on Weekend)

$12.24 SGD 15.67

$17.82 A$25.65

-31.31%

Cinema Ticket

$12.03 SGD 15.39

$15.75 A$22.66

-23.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,473 SGD 1,885

$2,359 A$3,394

-37.53%

International Primary School, 1 Child (Yearly)

$28.7K SGD 36.8K

$19.9K A$28.7K

44.21%

Jeans (Levis 501 Or Similar)

$78.0 SGD 99.9

$75.8 A$109

2.90%

Summer Dress (H&M, Zara, etc)

$50.9 SGD 65.1

$56.3 A$81.0

-9.68%

Sport Shoes (Adidas, Nike)

$109 SGD 139

$107 A$154

1.34%

Men's Leather Business Shoes

$123 SGD 158

$130 A$188

-5.53%

1-bedroom Apartment, City Center (Monthly)

$2,917 SGD 3,733

$1,409 A$2,027

107.11%

1-bedroom Apartment, Outside City Center (Monthly)

$2,161 SGD 2,765

$1,182 A$1,701

82.73%

3-bedroom Apartment, City Center (Monthly)

$5,769 SGD 7,383

$2,127 A$3,061

171.24%

3-bedroom Apartment, Outside City Center (Monthly)

$3,849 SGD 4,925

$1,784 A$2,567

115.80%

Buy Apartment in City Center (m2)

$23.2K SGD 29.7K

$5,745 A$8,267

303.45%

Buy Apartment Outside City Center (m2)

$16.9K SGD 21.7K

$4,874 A$7,013

247.46%

Average Monthly Net Salary (After Tax)

$4,547 SGD 5,818

$4,536 A$6,527

0.24%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.44

5.95

-58.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Singapore: October 20, 2026

Last update for Hawkesbury City: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Singapore

$2.2K 61.8%

Hawkesbury City

$1.2K 46.7% 45.3% $978

Groceries & Markets

Singapore

$458 13.1%

Hawkesbury City

$398 15.7% 13% $60

Eating Out

Singapore

$258 7.4%

Hawkesbury City

$332 13.1% 28.6% $74

Monthly Utilities & Internet

Singapore

$212 6.1%

Hawkesbury City

$261 10.3% 23.2% $49

Clothing & Footwear

Singapore

$162 4.7%

Hawkesbury City

$166 6.6% 2.5% $4.1

Sport & Entertainment

Singapore

$132 3.8%

Hawkesbury City

$88 3.5% 33.8% $45

Getting Around

Singapore

$110 3.2%

Hawkesbury City

$104 4.1% 5.5% $6

Cost Breakdown

A one-bedroom apartment in the center runs $2,917 in Singapore and $1,409 in Hawkesbury City. Housing cost is often the main lever when comparing two cities.

Singapore pays 0% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $74.0 in Singapore vs $89.0 in Hawkesbury City. Groceries flip the comparison at $458 vs $398, with Hawkesbury City cheaper for home cooking.

Good to know

🇸🇬 Singapore

🇦🇺 Hawkesbury City

🕒 Local time

02:57 2:57 AM

05:57 5:57 AM

3 h ahead of Singapore

🌤 Weather

👥 Population

5,535,002 Capital

62,353

💱 Currency

Singapore Dollar SGD $

Australian Dollar AUD $

📈 Exchange rate

1 SGD = 0.781 USD

1 SGD = 0.695 EUR

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

Exchange rates and currency converter

AUD, USD, EUR to SGD – Singapore Dollar Converter

🇺🇸 United States Dollar ($)

🇸🇬 Singapore Dollar ($)

Singapore Dollar exchange rates as of October 20, 2026: 1 USD = 1.28 SGD (1 SGD = 0.781 USD). 1 EUR = 1.44 SGD (1 SGD = 0.695 EUR).

Australian Dollar exchange rates as of October 20, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

USD to SGD in detail →

On the map

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Between locations

Singapore Hawkesbury City 6,240 km ≈ 8 h nonstop flight

From you

Singapore
Hawkesbury City

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Singapore vs Hawkesbury City: Cost of Living - Frequently Asked Questions

Hawkesbury City wins on cost – living expenses run 38% lower than in Singapore. Housing and daily spending are where you'll feel the difference most, making Hawkesbury City the obvious pick if budget is a priority.

Average pay runs 0% higher in Singapore, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,917 in Singapore versus $1,409 in Hawkesbury City. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 15% higher in Singapore. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Hawkesbury City – a meal for two runs $89.0 versus $74.0 in Singapore. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,000. Hawkesbury City is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Singapore and Hawkesbury City are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Hawkesbury City gentler on the wallet – expenses run 38% less than in Singapore. Beyond cost, consider language, visa policies, and how big the international community is in each city.