Last update: Oct 2026

Cost of Living Comparison Between Singapore and Goulburn

For one person, living is cheaper in Goulburn: $2,474 a month against $3,500 in Singapore, rent and utilities included – about $12,300 less a year. Rent and utilities account for most of the difference.

169

Cost of Living Index in Singapore
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Singapore Living Index
112

Cost of Living Index in Goulburn
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Goulburn Living Index

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Singapore

🇸🇬 Singapore

$3,500

/mo nomad

Goulburn

🇦🇺 Australia

$2,474

/mo nomad

Monthly Cost of Living

How much you'll spend in Singapore and in Goulburn

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Singapore and in Goulburn actually costs, broken down by who's living it.

A single person spends $3,500 per month in Singapore vs $2,474 in Goulburn, rent included.

Singapore $3,500
Goulburn $2,474

A couple spends around $5,265 per month in Singapore vs $3,599 in Goulburn, rent included.

Singapore $5,265
Goulburn $3,599

A family of three spends $7,030 per month in Singapore vs $4,725 in Goulburn, rent included.

Singapore $7,030
Goulburn $4,725

Singapore costs about 41% more than Goulburn, and outside of rent the biggest gap is in groceries.

Both Singapore and Goulburn sit above the global median – Singapore by 159%, Goulburn by 83%.

Meal at Budget Restaurant

$11.76 SGD 15.05

$17.65 A$25.39

-33.37%

Three-Course Dinner for Two, Mid-Range

$70.6 SGD 90.4

$89.7 A$129

-21.29%

Fast Food Meal (McDonalds, etc)

$8.55 SGD 10.94

$8.58 A$12.35

-0.35%

Cappuccino

$5.20 SGD 6.66

$3.17 A$4.57

64.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.77 SGD 2.27

$2.85 A$4.10

-37.89%

Water (0.33 liter bottle)

$1.23 SGD 1.58

$2.23 A$3.21

-44.84%

Local Beer (0.5 liter draught)

$8.26 SGD 10.58

$7.56 A$10.89

9.26%

Imported Beer (0.33 liter bottle)

$10.17 SGD 13.01

$7.15 A$10.29

42.24%

Milk (1 liter)

$3.04 SGD 3.89

$0.99 A$1.43

207.07%

White Bread (500g)

$2.55 SGD 3.26

$1.69 A$2.44

50.89%

Rice (white) (1kg)

$2.86 SGD 3.66

$2.23 A$3.21

28.25%

Eggs

$3.53 SGD 4.51

$5.11 A$7.35

-30.92%

Local Cheese (1kg)

$21.12 SGD 27.02

$12.04 A$17.33

75.42%

Chicken Fillets (1kg)

$9.90 SGD 12.67

$9.04 A$13.01

9.51%

Beef Round Steak (1kg)

$25.42 SGD 32.53

$16.55 A$23.81

53.60%

Apples (1kg)

$4.57 SGD 5.85

$3.08 A$4.43

48.38%

Banana (1kg)

$3.13 SGD 4.00

$1.73 A$2.48

80.92%

Oranges (1kg)

$4.72 SGD 6.04

$1.77 A$2.55

166.67%

Tomato (1kg)

$2.23 SGD 2.85

$3.43 A$4.93

-34.99%

Potato (1kg)

$2.57 SGD 3.29

$2.48 A$3.57

3.63%

Onion (1kg)

$2.29 SGD 2.93

$1.34 A$1.93

70.90%

Lettuce (1 head)

$1.87 SGD 2.39

$1.42 A$2.04

31.69%

Water (1.5 liter bottle)

$1.44 SGD 1.84

$1.02 A$1.47

41.18%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 SGD 17.88

$44.56 A$64.1

-68.65%

Wine (Bottle)

$23.48 SGD 30.05

$8.12 A$11.68

189.16%

Local Beer (0.5 liter bottle)

$4.54 SGD 5.80

$4.08 A$5.87

11.27%

Imported Beer (0.33 liter bottle)

$4.44 SGD 5.68

$3.93 A$5.65

12.98%

One-way Ticket (Public Transport)

$1.57 SGD 2.01

$2.51 A$3.62

-37.45%

Public Transport Monthly Pass (Regular Price)

$93.8 SGD 120

$79.9 A$115

17.35%

Taxi Start (Normal Tariff)

$3.64 SGD 4.66

$2.82 A$4.06

29.08%

Taxi (Normal Tariff) (1km)

$0.76 SGD 0.97

$1.58 A$2.27

-51.90%

Taxi 1hour Waiting (Normal Tariff)

$16.14 SGD 20.66

$40.05 A$57.6

-59.70%

Gasoline (1 liter)

$2.45 SGD 3.14

$1.44 A$2.08

70.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$155.2K SGD 198.5K

$29.1K A$41.9K

433.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$148.5K SGD 190.0K

$29.3K A$42.1K

407.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$172 SGD 220

$106 A$152

62.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.39 SGD 15.86

$27.03 A$38.90

-54.16%

Internet (50+ Mbps, Unlimited Data)

$26.21 SGD 33.54

$56.5 A$81.3

-53.63%

Gym Membership (Monthly)

$108 SGD 138

$61.2 A$88.1

76.50%

Tennis Court (1 Hour on Weekend)

$12.31 SGD 15.75

$16.67 A$23.98

-26.15%

Cinema Ticket

$11.64 SGD 14.90

$8.10 A$11.66

43.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,481 SGD 1,895

$2,202 A$3,168

-32.74%

International Primary School, 1 Child (Yearly)

$28.3K SGD 36.3K

$28.7K A$41.3K

-1.31%

Jeans (Levis 501 Or Similar)

$80.6 SGD 103

$77.3 A$111

4.23%

Summer Dress (H&M, Zara, etc)

$50.1 SGD 64.1

$70.8 A$102

-29.18%

Sport Shoes (Adidas, Nike)

$112 SGD 143

$112 A$162

-0.60%

Men's Leather Business Shoes

$129 SGD 165

$132 A$190

-2.52%

1-bedroom Apartment, City Center (Monthly)

$3,015 SGD 3,858

$1,365 A$1,964

120.87%

1-bedroom Apartment, Outside City Center (Monthly)

$2,171 SGD 2,778

$1,343 A$1,932

61.66%

3-bedroom Apartment, City Center (Monthly)

$5,842 SGD 7,475

$2,029 A$2,919

187.95%

3-bedroom Apartment, Outside City Center (Monthly)

$4,044 SGD 5,174

$2,019 A$2,905

100.32%

Buy Apartment in City Center (m2)

$23.8K SGD 30.4K

$5,255 A$7,563

352.67%

Buy Apartment Outside City Center (m2)

$16.8K SGD 21.4K

$4,288 A$6,171

290.63%

Average Monthly Net Salary (After Tax)

$4,385 SGD 5,611

$3,998 A$5,753

9.68%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.44

5.84

-58.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Singapore: October 13, 2026

Last update for Goulburn: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Singapore

$2.2K 62%

Goulburn

$1.3K 54.3% 38.1% $828

Groceries & Markets

Singapore

$458 13.1%

Goulburn

$310 12.5% 32.4% $148

Eating Out

Singapore

$256 7.3%

Goulburn

$277 11.2% 8.5% $22

Monthly Utilities & Internet

Singapore

$210 6%

Goulburn

$189 7.7% 10% $21

Clothing & Footwear

Singapore

$167 4.8%

Goulburn

$177 7.1% 5.8% $9.6

Sport & Entertainment

Singapore

$131 3.8%

Goulburn

$77 3.1% 41% $54

Getting Around

Singapore

$107 3.1%

Goulburn

$101 4.1% 6.3% $6.8

Cost Breakdown

A central one-bedroom costs $3,015 in Singapore versus $1,365 in Goulburn. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 10% higher in Singapore, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $71.0 in Singapore versus $90.0 in Goulburn. Groceries tell a different story – $458 in Singapore vs $310 in Goulburn – so Goulburn wins on supermarket bills even if dining out costs more.

Good to know

🇸🇬 Singapore

🇦🇺 Goulburn

🕒 Local time

06:20 6:20 AM

09:20 9:20 AM

3 h ahead of Singapore

🌤 Weather

👥 Population

5,535,002 Capital

23,963

💱 Currency

Singapore Dollar SGD $

Australian Dollar AUD $

📈 Exchange rate

1 SGD = 0.781 USD

1 SGD = 0.695 EUR

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

Exchange rates and currency converter

AUD, USD, EUR to SGD – Singapore Dollar Converter

🇺🇸 United States Dollar ($)

🇸🇬 Singapore Dollar ($)

Singapore Dollar exchange rates as of October 17, 2026: 1 USD = 1.28 SGD (1 SGD = 0.781 USD). 1 EUR = 1.44 SGD (1 SGD = 0.695 EUR).

Australian Dollar exchange rates as of October 17, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

USD to SGD in detail →

On the map

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Between locations

Singapore Goulburn 6,230 km ≈ 8 h nonstop flight

From you

Singapore
Goulburn

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Singapore vs Goulburn: Cost of Living - Frequently Asked Questions

Yes – Singapore is pricier by about 41%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $5,251 per month in Singapore and $3,711 in Goulburn. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Goulburn, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 48% more in Singapore, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $71.0 in Singapore and $90.0 in Goulburn. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,500 monthly budget goes further in Goulburn, where all-in costs run around $2,474, than in Singapore at $3,500. In Goulburn it covers expenses comfortably, while in Singapore it requires careful planning or may not stretch far enough.

Families tend to lean toward Goulburn – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Goulburn. If higher salaries, better infrastructure, or specific career opportunities are the priority, Singapore makes more sense. Both are solid long-term options with distinct trade-offs.