Last update: Oct 2026

Cost of Living Comparison Between Singapore and Belmont, NSW

For one person, living is cheaper in Belmont, NSW: $2,598 a month against $3,500 in Singapore, rent and utilities included – about $10,800 less a year. Rent and utilities account for most of the difference.

169

Cost of Living Index in Singapore
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Singapore Living Index
121

Cost of Living Index in Belmont, NSW
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Belmont, NSW Living Index

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Singapore

🇸🇬 Singapore

$3,500

/mo nomad

Belmont, NSW

🇦🇺 Australia

$2,598

/mo nomad

Monthly Cost of Living

How much you'll spend in Singapore and in Belmont, NSW

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Singapore and in Belmont, NSW actually costs, broken down by who's living it.

A single person spends $3,500 per month in Singapore vs $2,598 in Belmont, NSW, rent included.

Singapore $3,500
Belmont, NSW $2,598

A couple spends around $5,265 per month in Singapore vs $3,661 in Belmont, NSW, rent included.

Singapore $5,265
Belmont, NSW $3,661

A family of three spends $7,030 per month in Singapore vs $4,724 in Belmont, NSW, rent included.

Singapore $7,030
Belmont, NSW $4,724

Singapore costs about 35% more than Belmont, NSW, and outside of rent the biggest gap is in groceries.

Both Singapore and Belmont, NSW sit above the global median – Singapore by 159%, Belmont, NSW by 92%.

Meal at Budget Restaurant

$11.76 SGD 15.05

$15.72 A$22.52

-25.19%

Three-Course Dinner for Two, Mid-Range

$70.6 SGD 90.4

$91.8 A$131

-23.04%

Fast Food Meal (McDonalds, etc)

$8.55 SGD 10.94

$10.21 A$14.62

-16.26%

Cappuccino

$5.20 SGD 6.66

$4.26 A$6.10

22.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.77 SGD 2.27

$3.03 A$4.34

-41.58%

Water (0.33 liter bottle)

$1.23 SGD 1.58

$2.06 A$2.96

-40.29%

Local Beer (0.5 liter draught)

$8.26 SGD 10.58

$7.16 A$10.26

15.36%

Imported Beer (0.33 liter bottle)

$10.17 SGD 13.01

$8.17 A$11.70

24.48%

Milk (1 liter)

$3.04 SGD 3.90

$1.61 A$2.31

88.82%

White Bread (500g)

$2.55 SGD 3.26

$2.44 A$3.50

4.51%

Rice (white) (1kg)

$2.86 SGD 3.66

$2.36 A$3.38

21.19%

Eggs

$3.53 SGD 4.52

$4.59 A$6.58

-23.09%

Local Cheese (1kg)

$21.12 SGD 27.03

$9.04 A$12.95

133.63%

Chicken Fillets (1kg)

$9.90 SGD 12.67

$7.93 A$11.36

24.84%

Beef Round Steak (1kg)

$25.42 SGD 32.53

$16.13 A$23.11

57.59%

Apples (1kg)

$4.57 SGD 5.85

$3.99 A$5.71

14.54%

Banana (1kg)

$3.13 SGD 4.00

$3.16 A$4.52

-0.95%

Oranges (1kg)

$4.72 SGD 6.04

$3.38 A$4.84

39.64%

Tomato (1kg)

$2.23 SGD 2.85

$4.04 A$5.79

-44.80%

Potato (1kg)

$2.57 SGD 3.29

$2.73 A$3.91

-5.86%

Onion (1kg)

$2.29 SGD 2.93

$2.63 A$3.76

-12.93%

Lettuce (1 head)

$1.87 SGD 2.39

$2.11 A$3.02

-11.37%

Water (1.5 liter bottle)

$1.44 SGD 1.84

$1.73 A$2.47

-16.76%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 SGD 17.88

$47.61 A$68.2

-70.66%

Wine (Bottle)

$23.48 SGD 30.05

$13.96 A$20.00

68.19%

Local Beer (0.5 liter bottle)

$4.54 SGD 5.80

$4.93 A$7.06

-7.91%

Imported Beer (0.33 liter bottle)

$4.44 SGD 5.68

$4.55 A$6.52

-2.42%

One-way Ticket (Public Transport)

$1.57 SGD 2.01

$2.74 A$3.92

-42.70%

Public Transport Monthly Pass (Regular Price)

$93.8 SGD 120

$91.9 A$132

2.02%

Taxi Start (Normal Tariff)

$3.64 SGD 4.66

$3.94 A$5.64

-7.61%

Taxi (Normal Tariff) (1km)

$0.76 SGD 0.97

$1.38 A$1.98

-44.93%

Taxi 1hour Waiting (Normal Tariff)

$16.14 SGD 20.66

$39.34 A$56.4

-58.97%

Gasoline (1 liter)

$2.45 SGD 3.14

$1.37 A$1.97

78.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$155.2K SGD 198.6K

$30.5K A$43.7K

409.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$148.5K SGD 190.0K

$25.6K A$36.6K

480.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$172 SGD 220

$184 A$264

-6.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.39 SGD 15.86

$30.55 A$43.77

-59.44%

Internet (50+ Mbps, Unlimited Data)

$26.21 SGD 33.54

$49.90 A$71.5

-47.47%

Gym Membership (Monthly)

$108 SGD 138

$59.7 A$85.5

81.00%

Tennis Court (1 Hour on Weekend)

$12.31 SGD 15.75

$18.28 A$26.19

-32.66%

Cinema Ticket

$11.64 SGD 14.90

$12.64 A$18.10

-7.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,481 SGD 1,895

$2,188 A$3,135

-32.34%

International Primary School, 1 Child (Yearly)

$28.3K SGD 36.3K

$18.9K A$27.1K

49.93%

Jeans (Levis 501 Or Similar)

$80.6 SGD 103

$82.2 A$118

-2.05%

Summer Dress (H&M, Zara, etc)

$50.1 SGD 64.1

$61.2 A$87.6

-18.08%

Sport Shoes (Adidas, Nike)

$112 SGD 143

$115 A$164

-2.56%

Men's Leather Business Shoes

$129 SGD 165

$126 A$180

2.33%

1-bedroom Apartment, City Center (Monthly)

$3,015 SGD 3,858

$1,571 A$2,250

91.92%

1-bedroom Apartment, Outside City Center (Monthly)

$2,171 SGD 2,778

$1,322 A$1,893

64.25%

3-bedroom Apartment, City Center (Monthly)

$5,842 SGD 7,476

$2,144 A$3,072

172.44%

3-bedroom Apartment, Outside City Center (Monthly)

$4,044 SGD 5,175

$1,791 A$2,565

125.83%

Buy Apartment in City Center (m2)

$23.8K SGD 30.4K

$5,488 A$7,862

333.47%

Buy Apartment Outside City Center (m2)

$16.8K SGD 21.4K

$4,808 A$6,887

248.43%

Average Monthly Net Salary (After Tax)

$4,385 SGD 5,611

20-Year Fixed Mortgage Interest Rate (Annual %)

2.44

5.84

-58.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Singapore: October 13, 2026

Last update for Belmont, NSW: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Singapore

$2.2K 62%

Belmont, NSW

$1.3K 50.9% 39.1% $849

Groceries & Markets

Singapore

$458 13.1%

Belmont, NSW

$360 13.9% 21.3% $97

Eating Out

Singapore

$256 7.3%

Belmont, NSW

$280 10.8% 9.5% $24

Monthly Utilities & Internet

Singapore

$210 6%

Belmont, NSW

$264 10.2% 25.8% $54

Clothing & Footwear

Singapore

$167 4.8%

Belmont, NSW

$173 6.7% 3.4% $5.8

Sport & Entertainment

Singapore

$131 3.8%

Belmont, NSW

$85 3.3% 35.3% $46

Getting Around

Singapore

$107 3.1%

Belmont, NSW

$114 4.4% 5.8% $6.2

Cost Breakdown

A central one-bedroom costs $3,015 in Singapore versus $1,571 in Belmont, NSW. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $71.0 in Singapore versus $92.0 in Belmont, NSW. Groceries tell a different story – $458 in Singapore vs $360 in Belmont, NSW – so Belmont, NSW wins on supermarket bills even if dining out costs more.

Good to know

🇸🇬 Singapore

🇦🇺 Belmont, NSW

🕒 Local time

02:11 2:11 AM

04:11 4:11 AM

2 h ahead of Singapore

🌤 Weather

👥 Population

5,535,002 Capital

3,648

💱 Currency

Singapore Dollar SGD $

Australian Dollar AUD $

📈 Exchange rate

1 SGD = 0.781 USD

1 SGD = 0.7 EUR

1 AUD = 0.698 USD

1 AUD = 0.625 EUR

Exchange rates and currency converter

AUD, USD, EUR to SGD – Singapore Dollar Converter

🇺🇸 United States Dollar ($)

🇸🇬 Singapore Dollar ($)

Singapore Dollar exchange rates as of October 13, 2026: 1 USD = 1.28 SGD (1 SGD = 0.781 USD). 1 EUR = 1.43 SGD (1 SGD = 0.7 EUR).

Australian Dollar exchange rates as of October 13, 2026: 1 USD = 1.43 AUD (1 AUD = 0.698 USD). 1 EUR = 1.6 AUD (1 AUD = 0.625 EUR).

USD to SGD in detail →

On the map

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Between locations

Singapore Belmont, NSW 6,160 km ≈ 8 h nonstop flight

From you

Singapore
Belmont, NSW

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Singapore vs Belmont, NSW: Cost of Living - Frequently Asked Questions

Singapore costs about 35% more than Belmont, NSW, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $5,251 per month in Singapore and $3,897 in Belmont, NSW. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Belmont, NSW, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 2% less in Belmont, NSW. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $1,481 per month in Singapore and $2,188 in Belmont, NSW. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,000 is a stretch for both – monthly costs hit $3,500 in Singapore and $2,598 in Belmont, NSW. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Belmont, NSW – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Belmont, NSW. If higher salaries, better infrastructure, or specific career opportunities are the priority, Singapore makes more sense. Both are solid long-term options with distinct trade-offs.