Last update: Oct 2026

Cost of Living Comparison Between Singapore and Bega NSW

For one person, living is cheaper in Bega NSW: $2,404 a month against $3,500 in Singapore, rent and utilities included – about $13,200 less a year. Rent and utilities account for most of the difference.

169

Cost of Living Index in Singapore
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Singapore Living Index
121

Cost of Living Index in Bega NSW
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Bega NSW Living Index

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Singapore

🇸🇬 Singapore

$3,500

/mo nomad

Bega NSW

🇦🇺 Australia

$2,404

/mo nomad

Monthly Cost of Living

How much you'll spend in Singapore and in Bega NSW

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Singapore and in Bega NSW actually costs, broken down by who's living it.

A single person spends $3,500 per month in Singapore vs $2,404 in Bega NSW, rent included.

Singapore $3,500
Bega NSW $2,404

A couple spends around $5,265 per month in Singapore vs $3,627 in Bega NSW, rent included.

Singapore $5,265
Bega NSW $3,627

A family of three spends $7,030 per month in Singapore vs $4,851 in Bega NSW, rent included.

Singapore $7,030
Bega NSW $4,851

Singapore costs about 46% more than Bega NSW, and outside of rent the biggest gap is in groceries.

Both Singapore and Bega NSW sit above the global median – Singapore by 159%, Bega NSW by 78%.

Meal at Budget Restaurant

$11.76 SGD 15.05

$18.81 A$27.07

-37.48%

Three-Course Dinner for Two, Mid-Range

$70.6 SGD 90.4

$86.5 A$125

-18.39%

Fast Food Meal (McDonalds, etc)

$8.55 SGD 10.94

$11.53 A$16.59

-25.85%

Cappuccino

$5.20 SGD 6.66

$3.89 A$5.59

33.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.77 SGD 2.27

$2.53 A$3.64

-30.04%

Water (0.33 liter bottle)

$1.23 SGD 1.58

$2.00 A$2.88

-38.50%

Local Beer (0.5 liter draught)

$8.26 SGD 10.58

$8.19 A$11.78

0.85%

Imported Beer (0.33 liter bottle)

$10.17 SGD 13.01

$8.17 A$11.76

24.48%

Milk (1 liter)

$3.04 SGD 3.89

$1.39 A$2.00

118.71%

White Bread (500g)

$2.55 SGD 3.26

$2.60 A$3.73

-1.92%

Rice (white) (1kg)

$2.86 SGD 3.66

$2.06 A$2.97

38.83%

Eggs

$3.53 SGD 4.51

$5.25 A$7.56

-32.76%

Local Cheese (1kg)

$21.12 SGD 27.02

$8.85 A$12.73

138.64%

Chicken Fillets (1kg)

$9.90 SGD 12.67

$8.33 A$11.99

18.85%

Beef Round Steak (1kg)

$25.42 SGD 32.53

$15.95 A$22.95

59.37%

Apples (1kg)

$4.57 SGD 5.85

$3.36 A$4.83

36.01%

Banana (1kg)

$3.13 SGD 4.00

$3.15 A$4.53

-0.63%

Oranges (1kg)

$4.72 SGD 6.04

$3.37 A$4.85

40.06%

Tomato (1kg)

$2.23 SGD 2.85

$4.16 A$5.98

-46.39%

Potato (1kg)

$2.57 SGD 3.29

$2.94 A$4.23

-12.59%

Onion (1kg)

$2.29 SGD 2.93

$2.28 A$3.28

0.44%

Lettuce (1 head)

$1.87 SGD 2.39

$2.14 A$3.09

-12.62%

Water (1.5 liter bottle)

$1.44 SGD 1.84

$1.29 A$1.86

11.63%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 SGD 17.88

$44.84 A$64.5

-68.84%

Wine (Bottle)

$23.48 SGD 30.05

$14.90 A$21.45

57.58%

Local Beer (0.5 liter bottle)

$4.54 SGD 5.80

$5.22 A$7.51

-13.03%

Imported Beer (0.33 liter bottle)

$4.44 SGD 5.68

$5.32 A$7.66

-16.54%

One-way Ticket (Public Transport)

$1.57 SGD 2.01

$3.09 A$4.45

-49.19%

Public Transport Monthly Pass (Regular Price)

$93.8 SGD 120

$91.3 A$131

2.67%

Taxi Start (Normal Tariff)

$3.64 SGD 4.66

$3.58 A$5.15

1.68%

Taxi (Normal Tariff) (1km)

$0.76 SGD 0.97

$1.41 A$2.03

-46.10%

Taxi 1hour Waiting (Normal Tariff)

$16.14 SGD 20.66

$38.59 A$55.5

-58.18%

Gasoline (1 liter)

$2.45 SGD 3.14

$1.52 A$2.19

61.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$155.2K SGD 198.5K

$24.3K A$34.9K

539.73%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$148.5K SGD 190.0K

$28.4K A$40.9K

422.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$172 SGD 220

$214 A$308

-19.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.39 SGD 15.86

$26.09 A$37.54

-52.51%

Internet (50+ Mbps, Unlimited Data)

$26.21 SGD 33.54

$51.9 A$74.8

-49.54%

Gym Membership (Monthly)

$108 SGD 138

$48.20 A$69.4

124.11%

Tennis Court (1 Hour on Weekend)

$12.31 SGD 15.75

$17.78 A$25.59

-30.76%

Cinema Ticket

$11.64 SGD 14.90

$16.11 A$23.18

-27.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,481 SGD 1,895

$2,107 A$3,031

-29.70%

International Primary School, 1 Child (Yearly)

$28.3K SGD 36.3K

$22.3K A$32.0K

27.39%

Jeans (Levis 501 Or Similar)

$80.6 SGD 103

$84.8 A$122

-4.98%

Summer Dress (H&M, Zara, etc)

$50.1 SGD 64.1

$58.7 A$84.4

-14.56%

Sport Shoes (Adidas, Nike)

$112 SGD 143

$107 A$154

4.62%

Men's Leather Business Shoes

$129 SGD 165

$117 A$168

10.18%

1-bedroom Apartment, City Center (Monthly)

$3,015 SGD 3,858

$1,491 A$2,146

102.13%

1-bedroom Apartment, Outside City Center (Monthly)

$2,171 SGD 2,778

$1,085 A$1,561

100.06%

3-bedroom Apartment, City Center (Monthly)

$5,842 SGD 7,475

$1,936 A$2,786

201.70%

3-bedroom Apartment, Outside City Center (Monthly)

$4,044 SGD 5,174

$1,891 A$2,721

113.87%

Buy Apartment in City Center (m2)

$23.8K SGD 30.4K

$6,539 A$9,409

263.83%

Buy Apartment Outside City Center (m2)

$16.8K SGD 21.4K

$5,228 A$7,523

220.41%

Average Monthly Net Salary (After Tax)

$4,385 SGD 5,611

20-Year Fixed Mortgage Interest Rate (Annual %)

2.44

5.84

-58.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Singapore: October 13, 2026

Last update for Bega NSW: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Singapore

$2.2K 62%

Bega NSW

$1.1K 45.1% 50% $1.1K

Groceries & Markets

Singapore

$458 13.1%

Bega NSW

$359 14.9% 21.6% $99

Eating Out

Singapore

$256 7.3%

Bega NSW

$307 12.8% 20% $51

Monthly Utilities & Internet

Singapore

$210 6%

Bega NSW

$292 12.2% 39.1% $82

Clothing & Footwear

Singapore

$167 4.8%

Bega NSW

$165 6.9% 1.1% $1.8

Sport & Entertainment

Singapore

$131 3.8%

Bega NSW

$80 3.4% 38.8% $51

Getting Around

Singapore

$107 3.1%

Bega NSW

$114 4.8% 6.4% $6.8

Cost Breakdown

A central one-bedroom costs $3,015 in Singapore versus $1,491 in Bega NSW. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $71.0 in Singapore versus $87.0 in Bega NSW. Groceries tell a different story – $458 in Singapore vs $359 in Bega NSW – so Bega NSW wins on supermarket bills even if dining out costs more.

Good to know

🇸🇬 Singapore

🇦🇺 Bega NSW

🕒 Local time

23:54 11:54 PM

02:54 2:54 AM

3 h ahead of Singapore

🌤 Weather

👥 Population

5,535,002 Capital

4,683

💱 Currency

Singapore Dollar SGD $

Australian Dollar AUD $

📈 Exchange rate

1 SGD = 0.781 USD

1 SGD = 0.695 EUR

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

Exchange rates and currency converter

AUD, USD, EUR to SGD – Singapore Dollar Converter

🇺🇸 United States Dollar ($)

🇸🇬 Singapore Dollar ($)

Singapore Dollar exchange rates as of October 17, 2026: 1 USD = 1.28 SGD (1 SGD = 0.781 USD). 1 EUR = 1.44 SGD (1 SGD = 0.695 EUR).

Australian Dollar exchange rates as of October 17, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

USD to SGD in detail →

On the map

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Between locations

Singapore Bega NSW 6,350 km ≈ 8 h nonstop flight

From you

Singapore
Bega NSW

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Singapore vs Bega NSW: Cost of Living - Frequently Asked Questions

Yes – Singapore is pricier by about 46%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $5,251 per month in Singapore and $3,605 in Bega NSW. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bega NSW, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $1,481 per month in Singapore and $2,107 in Bega NSW. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 27% more in Singapore, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$2,500 is a stretch for both – monthly costs hit $3,500 in Singapore and $2,404 in Bega NSW. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Bega NSW – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bega NSW. If higher salaries, better infrastructure, or specific career opportunities are the priority, Singapore makes more sense. Both are solid long-term options with distinct trade-offs.