Last update: Nov 2026

Cost of Living Comparison Between Simpson Bay and Montreal

For one person, living is cheaper in Montreal: $2,067 a month against $3,856 in Simpson Bay, rent and utilities included – about $21,500 less a year. Rent and utilities account for most of the difference.

100

Cost of Living Index in Montreal
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Montreal Living Index

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Simpson Bay

🇸🇽 Sint Maarten

$3,856

/mo nomad

Montreal

🇨🇦 Canada

$2,067

/mo nomad

Monthly Cost of Living

How much you'll spend in Simpson Bay and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Simpson Bay and in Montreal actually costs, broken down by who's living it.

A single person spends $3,856 per month in Simpson Bay vs $2,067 in Montreal, rent included.

Simpson Bay $3,856
Montreal $2,067

A couple spends around $6,539 per month in Simpson Bay vs $3,179 in Montreal, rent included.

Simpson Bay $6,539
Montreal $3,179

A family of three spends $9,222 per month in Simpson Bay vs $4,291 in Montreal, rent included.

Simpson Bay $9,222
Montreal $4,291

Simpson Bay costs about 87% more than Montreal, and outside of rent the biggest gap is in groceries.

Both Simpson Bay and Montreal sit above the global median – Simpson Bay by 185%, Montreal by 53%.

Meal at Budget Restaurant

$18.72 ANG 33.52

$18.89 CA$26.37

-0.90%

Three-Course Dinner for Two, Mid-Range

$130 ANG 232

$72.6 CA$101

78.91%

Fast Food Meal (McDonalds, etc)

$12.94 ANG 23.16

$10.79 CA$15.07

19.93%

Cappuccino

$4.29 ANG 7.68

$3.98 CA$5.56

7.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.93 ANG 5.24

$2.02 CA$2.82

45.05%

Water (0.33 liter bottle)

$2.97 ANG 5.32

$1.63 CA$2.28

82.21%

Local Beer (0.5 liter draught)

$5.48 ANG 9.81

$6.32 CA$8.82

-13.29%

Imported Beer (0.33 liter bottle)

$3.98 ANG 7.13

$7.06 CA$9.86

-43.63%

Milk (1 liter)

$3.94 ANG 7.06

$2.33 CA$3.26

69.10%

White Bread (500g)

$2.79 ANG 4.99

$3.25 CA$4.53

-14.15%

Rice (white) (1kg)

$3.05 ANG 5.46

$3.26 CA$4.56

-6.44%

Eggs

$4.46 ANG 7.98

$3.48 CA$4.85

28.16%

Local Cheese (1kg)

$25.44 ANG 45.53

$13.73 CA$19.17

85.29%

Chicken Fillets (1kg)

$13.59 ANG 24.33

$11.48 CA$16.02

18.38%

Beef Round Steak (1kg)

$17.13 ANG 30.65

$14.26 CA$19.91

20.13%

Apples (1kg)

$4.32 ANG 7.73

$3.52 CA$4.92

22.73%

Banana (1kg)

$3.52 ANG 6.31

$1.46 CA$2.03

141.10%

Oranges (1kg)

$6.66 ANG 11.92

$3.41 CA$4.76

95.31%

Tomato (1kg)

$4.98 ANG 8.91

$3.20 CA$4.47

55.63%

Potato (1kg)

$3.92 ANG 7.01

$1.94 CA$2.70

102.06%

Onion (1kg)

$3.55 ANG 6.36

$1.78 CA$2.49

99.44%

Lettuce (1 head)

$3.06 ANG 5.48

$2.52 CA$3.52

21.43%

Water (1.5 liter bottle)

$1.41 ANG 2.53

$1.58 CA$2.21

-10.76%

Cigarettes 20 Pack (Marlboro, Camel)

$11.51 CA$16.06

Wine (Bottle)

$14.74 ANG 26.38

$10.57 CA$14.76

39.45%

Local Beer (0.5 liter bottle)

$2.35 CA$3.27

Imported Beer (0.33 liter bottle)

$1.80 ANG 3.22

$2.90 CA$4.04

-37.93%

One-way Ticket (Public Transport)

$2.96 ANG 5.29

$2.61 CA$3.65

13.41%

Public Transport Monthly Pass (Regular Price)

$78.5 CA$110

Taxi Start (Normal Tariff)

$14.97 ANG 26.80

$3.17 CA$4.43

372.24%

Taxi (Normal Tariff) (1km)

$1.49 CA$2.08

Taxi 1hour Waiting (Normal Tariff)

$33.49 CA$46.75

Gasoline (1 liter)

$1.25 ANG 2.25

$1.36 CA$1.90

-8.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K CA$39.1K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.5K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$505 ANG 904

$77.6 CA$108

550.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.57 ANG 61.9

$35.63 CA$49.74

-2.98%

Internet (50+ Mbps, Unlimited Data)

$88.4 ANG 158

$43.73 CA$61.1

102.08%

Gym Membership (Monthly)

$76.1 ANG 136

$30.07 CA$41.98

152.94%

Tennis Court (1 Hour on Weekend)

$19.97 CA$27.87

Cinema Ticket

$8.15 ANG 14.59

$11.27 CA$15.74

-27.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$745 ANG 1,334

$522 CA$729

42.80%

International Primary School, 1 Child (Yearly)

$12.0K ANG 21.4K

$17.8K CA$24.8K

-32.73%

Jeans (Levis 501 Or Similar)

$49.66 ANG 88.9

$59.0 CA$82.3

-15.79%

Summer Dress (H&M, Zara, etc)

$40.54 ANG 72.6

$39.01 CA$54.5

3.92%

Sport Shoes (Adidas, Nike)

$98.5 ANG 176

$99.8 CA$139

-1.30%

Men's Leather Business Shoes

$59.6 ANG 107

$110 CA$153

-45.68%

1-bedroom Apartment, City Center (Monthly)

$2,289 ANG 4,097

$1,298 CA$1,812

76.30%

1-bedroom Apartment, Outside City Center (Monthly)

$2,230 ANG 3,992

$970 CA$1,355

129.80%

3-bedroom Apartment, City Center (Monthly)

$5,892 ANG 10.5K

$2,323 CA$3,243

153.63%

3-bedroom Apartment, Outside City Center (Monthly)

$5,710 ANG 10.2K

$1,689 CA$2,358

238.03%

Buy Apartment in City Center (m2)

$5,004 CA$6,984

Buy Apartment Outside City Center (m2)

$3,736 CA$5,216

Average Monthly Net Salary (After Tax)

$2,943 CA$4,108

20-Year Fixed Mortgage Interest Rate (Annual %)

4.51

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Simpson Bay: November 1, 2026

Last update for Montreal: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Simpson Bay

–

Montreal

$970 47%

Groceries & Markets

Simpson Bay

–

Montreal

$357 17.3%

Eating Out

Simpson Bay

–

Montreal

$292 14.1%

Monthly Utilities & Internet

Simpson Bay

–

Montreal

$157 7.6%

Clothing & Footwear

Simpson Bay

–

Montreal

$138 6.7%

Getting Around

Simpson Bay

–

Montreal

$100 4.8%

Sport & Entertainment

Simpson Bay

–

Montreal

$53 2.6%

Cost Breakdown

A central one-bedroom costs $2,289 in Simpson Bay versus $1,298 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $130 in Simpson Bay versus $73 in Montreal. Monthly groceries follow the same trend: $468 vs $357 – making Montreal the more affordable choice for daily food spending.

Good to know

🇸🇽 Simpson Bay

🇨🇦 Montreal

🕒 Local time

19:48 7:48 PM

18:48 6:48 PM

1 h behind Simpson Bay

🌤 Weather

👥 Population

6,000

1,762,949

💱 Currency

Netherlands Antillean Guilder ANG ƒ

Canadian Dollar CAD $

📈 Exchange rate

1 ANG = 0.559 USD

1 ANG = 0.498 EUR

1 CAD = 0.716 USD

1 CAD = 0.638 EUR

Exchange rates and currency converter

CAD, USD, EUR to ANG – Netherlands Antillean Guilder Converter

🇺🇸 United States Dollar ($)

🌐 Netherlands Antillean Guilder (ƒ)

Netherlands Antillean Guilder exchange rates as of November 5, 2026: 1 USD = 1.79 ANG (1 ANG = 0.559 USD). 1 EUR = 2.01 ANG (1 ANG = 0.498 EUR).

Canadian Dollar exchange rates as of November 5, 2026: 1 USD = 1.4 CAD (1 CAD = 0.716 USD). 1 EUR = 1.57 CAD (1 CAD = 0.638 EUR).

USD to ANG in detail →

On the map

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Between locations

Simpson Bay Montreal 3,200 km ≈ 4 h 30 min nonstop flight

From you

Simpson Bay
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Simpson Bay vs Montreal: Cost of Living - Frequently Asked Questions

Simpson Bay costs about 87% more than Montreal, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $5,784 per month in Simpson Bay and $3,100 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montreal, especially for central apartments: a one-bedroom in the center costs $1,298 there versus $2,289 in Simpson Bay.

A mid-range dinner for two costs $130 in Simpson Bay and $73 in Montreal. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 31% more in Simpson Bay, though the gap depends on what you buy.

$2,000 is a stretch for both – monthly costs hit $3,856 in Simpson Bay and $2,067 in Montreal. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Montreal – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.